US - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the US in February 2026 was $2,226.098. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -6.85%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the US. The table below shows the trend of the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the US.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
US - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
US - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payments ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 903.1312668344651 -1.57 -2.80
Feb 2015 910.8062848572695 0.85 -1.16
Mar 2015 920.4954008716438 1.06 -1.00
Apr 2015 915.4883172367304 -0.54 -1.97
May 2015 936.448717368876 2.29 1.21
Jun 2015 955.0489120065678 1.99 3.03
Jul 2015 966.2201360074863 1.17 4.09
Aug 2015 957.3862397724713 -0.91 2.92
Sep 2015 961.5194019248124 0.43 2.52
Oct 2015 958.0573827419355 -0.36 3.25
Nov 2015 978.0026569416937 2.08 5.51
Dec 2015 985.4853870982513 0.77 7.41
Jan 2016 981.9014682156177 -0.36 8.72
Feb 2016 966.0094706955423 -1.62 6.06
Mar 2016 973.5606244783608 0.78 5.77
Apr 2016 968.3059645830607 -0.54 5.77
May 2016 971.5531963102761 0.34 3.75
Jun 2016 972.8652346781499 0.14 1.87
Jul 2016 963.3185591746808 -0.98 -0.30
Aug 2016 966.0271298925032 0.28 0.90
Sep 2016 972.1029577062732 0.63 1.10
Oct 2016 977.5833618935385 0.56 2.04
Nov 2016 1013.7703356277816 3.70 3.66
Dec 2016 1065.0265166704169 5.06 8.07
Jan 2017 1065.4221786313447 0.04 8.51
Feb 2017 1073.2017096223822 0.73 11.10
Mar 2017 1082.392458235542 0.86 11.18
Apr 2017 1072.2881831160669 -0.93 10.74
May 2017 1074.1947233394153 0.18 10.57
Jun 2017 1067.8653698055168 -0.59 9.77
Jul 2017 1079.4553376898727 1.09 12.06
Aug 2017 1074.407382275819 -0.47 11.22
Sep 2017 1070.9052946132035 -0.33 10.16
Oct 2017 1086.4528064867077 1.45 11.14
Nov 2017 1095.4627562470018 0.83 8.06
Dec 2017 1104.9039118290393 0.86 3.74
Jan 2018 1120.5795523423842 1.42 5.18
Feb 2018 1161.3897376109903 3.64 8.22
Mar 2018 1182.1972334360341 1.79 9.22
Apr 2018 1191.6964727862014 0.80 11.14
May 2018 1212.5661415848272 1.75 12.88
Jun 2018 1215.3872106654414 0.23 13.82
Jul 2018 1216.2197928381331 0.07 12.67
Aug 2018 1224.753093868376 0.70 13.99
Sep 2018 1240.2066874517018 1.26 15.81
Oct 2018 1269.6414197430477 2.37 16.86
Nov 2018 1278.3552426861281 0.69 16.70
Dec 2018 1253.9406795946563 -1.91 13.49
Jan 2019 1237.433387669534 -1.32 10.43
Feb 2019 1231.6721331259319 -0.47 6.05
Mar 2019 1224.825960045229 -0.56 3.61
Apr 2019 1215.0912464304974 -0.79 1.96
May 2019 1210.401342029234 -0.39 -0.18
Jun 2019 1180.701409476357 -2.45 -2.85
Jul 2019 1179.2913383013959 -0.12 -3.04
Aug 2019 1164.5769545522592 -1.25 -4.91
Sep 2019 1166.2609635691497 0.14 -5.96
Oct 2019 1180.6412757290152 1.23 -7.01
Nov 2019 1187.2817348103245 0.56 -7.12
Dec 2019 1197.1873132129922 0.83 -4.53
Jan 2020 1192.7045506754841 -0.37 -3.61
Feb 2020 1180.1584241881096 -1.05 -4.18
Mar 2020 1185.7167006396537 0.47 -3.19
Apr 2020 1174.1210143159255 -0.98 -3.37
May 2020 1168.5221150486207 -0.48 -3.46
Jun 2020 1161.8318873777616 -0.57 -1.60
Jul 2020 1146.9333569792925 -1.28 -2.74
Aug 2020 1144.3680642460527 -0.22 -1.73
Sep 2020 1151.3812116329855 0.61 -1.28
Oct 2020 1159.6797458918475 0.72 -1.77
Nov 2020 1168.1659437220703 0.73 -1.61
Dec 2020 1174.489850639508 0.54 -1.90
Jan 2021 1196.91228189705 1.91 0.35
Feb 2021 1223.0442152031903 2.18 3.63
Mar 2021 1276.8894621348031 4.40 7.69
Apr 2021 1293.0946469034734 1.27 10.13
May 2021 1300.8511697160907 0.60 11.32
Jun 2021 1325.365099980927 1.88 14.08
Jul 2021 1330.4715861612826 0.39 16.00
Aug 2021 1341.1565713320397 0.80 17.20
Sep 2021 1358.2522296299064 1.27 17.97
Oct 2021 1391.5616878073356 2.45 20.00
Nov 2021 1403.4596642794813 0.86 20.14
Dec 2021 1422.7367098570958 1.37 21.14
Jan 2022 1496.91313440904 5.21 25.07
Feb 2022 1573.3735602203253 5.11 28.64
Mar 2022 1672.9971069090798 6.33 31.02
Apr 2022 1849.3445580483276 10.54 43.02
May 2022 1926.4318299653958 4.17 48.09
Jun 2022 2008.9295251800443 4.28 51.58
Jul 2022 2001.96112638383 -0.35 50.47
Aug 2022 1967.4569001896025 -1.72 46.70
Sep 2022 2134.257787597673 8.48 57.13
Oct 2022 2286.425372933516 7.13 64.31
Nov 2022 2260.2674040590923 -1.14 61.05
Dec 2022 2165.058191330842 -4.21 52.18
Jan 2023 2139.267638265489 -1.19 42.91
Feb 2023 2130.814798538042 -0.39 35.43
Mar 2023 2187.5593532957096 2.66 30.76
Apr 2023 2153.415124474441 -1.56 16.44
May 2023 2180.2855524305414 1.25 13.18
Jun 2023 2251.4941467174385 3.27 12.07
Jul 2023 2288.9671603984193 1.66 14.34
Aug 2023 2348.1983310600012 2.59 19.35
Sep 2023 2383.530618716917 1.51 11.68
Oct 2023 2479.6886110228916 4.03 8.45
Nov 2023 2445.971473062432 -1.36 8.22
Dec 2023 2315.8652522918787 -5.32 6.97
Jan 2024 2282.625819293952 -1.43 6.70
Feb 2024 2315.710288558338 1.45 8.68
Mar 2024 2335.0852307826294 0.84 6.74
Apr 2024 2384.0531593627575 2.10 10.71
May 2024 2408.136732149497 1.01 10.45
Jun 2024 2381.25229983551 -1.12 5.76
Jul 2024 2367.234197334185 -0.59 3.42
Aug 2024 2294.97559575651 -3.05 -2.27
Sep 2024 2230.731694915306 -2.80 -6.41
Oct 2024 2286.394331191875 2.50 -7.79
Nov 2024 2369.794516218826 3.65 -3.11
Dec 2024 2355.1971264223766 -0.62 1.70
Jan 2025 2411.7138381899167 2.40 5.66
Feb 2025 2389.7552633231694 -0.91 3.20
Mar 2025 2346.553199638619 -1.81 0.49
Apr 2025 2359.2048000644954 0.54 -1.04
May 2025 2374.2668649596976 0.64 -1.41
Jun 2025 2370.5405330331664 -0.16 -0.45
Jul 2025 2346.88802674661 -1.00 -0.86
Aug 2025 2317.222953530209 -1.26 0.97
Sep 2025 2269.1483692614934 -2.08 1.72
Oct 2025 2251.2055213760977 -0.79 -1.54
Nov 2025 2251.954852931629 0.03 -4.97
Dec 2025 2246.9033130078515 -0.22 -4.60
Jan 2026 2233.228867665878 -0.61 -7.40
Feb 2026 2226.097710837343 -0.32 -6.85