Albany, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Albany, NY Metro in February 2026 was $1,696.736. The month over month percentage change (MoM) was -0.09%, and the year over year percentage change (YoY) was -4.18%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Albany, NY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Albany, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Albany, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Albany, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Albany, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 726.5403431958181 | -2.20 | -8.57 |
| Feb 2015 | 731.9284346313415 | 0.74 | -6.68 |
| Mar 2015 | 738.9737028713049 | 0.96 | -6.48 |
| Apr 2015 | 731.6045985583539 | -1.00 | -7.57 |
| May 2015 | 748.3089334684045 | 2.28 | -4.13 |
| Jun 2015 | 762.4247670205173 | 1.89 | -2.10 |
| Jul 2015 | 769.9380137008076 | 0.99 | -0.74 |
| Aug 2015 | 758.8343383838967 | -1.44 | -1.74 |
| Sep 2015 | 759.6169990874841 | 0.10 | -1.98 |
| Oct 2015 | 752.1208734511586 | -0.99 | -1.15 |
| Nov 2015 | 766.0734590083432 | 1.86 | 1.38 |
| Dec 2015 | 769.0303728445523 | 0.39 | 3.52 |
| Jan 2016 | 762.5464506348148 | -0.84 | 4.96 |
| Feb 2016 | 745.417889626589 | -2.25 | 1.84 |
| Mar 2016 | 749.7070631703132 | 0.57 | 1.45 |
| Apr 2016 | 742.6964770175714 | -0.93 | 1.52 |
| May 2016 | 743.0399827144878 | 0.05 | -0.70 |
| Jun 2016 | 741.7838812125843 | -0.17 | -2.71 |
| Jul 2016 | 731.1101528044708 | -1.44 | -5.04 |
| Aug 2016 | 732.0481165051972 | 0.13 | -3.53 |
| Sep 2016 | 735.6534750477754 | 0.49 | -3.15 |
| Oct 2016 | 738.2826175300236 | 0.36 | -1.84 |
| Nov 2016 | 768.411105156573 | 4.08 | 0.31 |
| Dec 2016 | 811.6488805291019 | 5.63 | 5.54 |
| Jan 2017 | 808.908326444521 | -0.34 | 6.08 |
| Feb 2017 | 811.6036190710664 | 0.33 | 8.88 |
| Mar 2017 | 815.2359169746586 | 0.45 | 8.74 |
| Apr 2017 | 803.1060153563546 | -1.49 | 8.13 |
| May 2017 | 803.2177078210666 | 0.01 | 8.10 |
| Jun 2017 | 797.2773182490735 | -0.74 | 7.48 |
| Jul 2017 | 807.0588750671984 | 1.23 | 10.39 |
| Aug 2017 | 801.554147491967 | -0.68 | 9.49 |
| Sep 2017 | 797.0695267946376 | -0.56 | 8.35 |
| Oct 2017 | 808.9520713117183 | 1.49 | 9.57 |
| Nov 2017 | 815.0008377394536 | 0.75 | 6.06 |
| Dec 2017 | 820.8496610007929 | 0.72 | 1.13 |
| Jan 2018 | 832.9631636602477 | 1.48 | 2.97 |
| Feb 2018 | 865.9011358275051 | 3.95 | 6.69 |
| Mar 2018 | 881.3072637083109 | 1.78 | 8.11 |
| Apr 2018 | 886.609267312702 | 0.60 | 10.40 |
| May 2018 | 903.1613482570885 | 1.87 | 12.44 |
| Jun 2018 | 905.3551512989003 | 0.24 | 13.56 |
| Jul 2018 | 905.7141491818898 | 0.04 | 12.22 |
| Aug 2018 | 912.5639787815956 | 0.76 | 13.85 |
| Sep 2018 | 924.6093849377625 | 1.32 | 16.00 |
| Oct 2018 | 947.7044895381495 | 2.50 | 17.15 |
| Nov 2018 | 952.463817011423 | 0.50 | 16.87 |
| Dec 2018 | 927.9130355377276 | -2.58 | 13.04 |
| Jan 2019 | 911.1942592140864 | -1.80 | 9.39 |
| Feb 2019 | 904.1684897685676 | -0.77 | 4.42 |
| Mar 2019 | 897.4304461246518 | -0.74 | 1.83 |
| Apr 2019 | 888.1349655733201 | -1.04 | 0.17 |
| May 2019 | 883.0192088170907 | -0.58 | -2.23 |
| Jun 2019 | 857.1873392124937 | -2.92 | -5.32 |
| Jul 2019 | 855.821311791859 | -0.16 | -5.51 |
| Aug 2019 | 842.9776931050815 | -1.50 | -7.62 |
| Sep 2019 | 843.5690582702047 | 0.07 | -8.76 |
| Oct 2019 | 854.3591569799249 | 1.28 | -9.85 |
| Nov 2019 | 858.5510937720303 | 0.49 | -9.86 |
| Dec 2019 | 864.7560508681694 | 0.72 | -6.81 |
| Jan 2020 | 858.3820130116718 | -0.74 | -5.80 |
| Feb 2020 | 844.5773104852345 | -1.61 | -6.59 |
| Mar 2020 | 845.6427334888232 | 0.13 | -5.77 |
| Apr 2020 | 832.8409168023496 | -1.51 | -6.23 |
| May 2020 | 826.7184979419981 | -0.73 | -6.38 |
| Jun 2020 | 821.955848139149 | -0.58 | -4.11 |
| Jul 2020 | 810.0253331266072 | -1.45 | -5.35 |
| Aug 2020 | 806.3919925320258 | -0.45 | -4.34 |
| Sep 2020 | 808.9870284137421 | 0.32 | -4.10 |
| Oct 2020 | 811.8176756815329 | 0.35 | -4.98 |
| Nov 2020 | 814.6598855766672 | 0.35 | -5.11 |
| Dec 2020 | 815.3562152156505 | 0.09 | -5.71 |
| Jan 2021 | 829.1812605538166 | 1.70 | -3.40 |
| Feb 2021 | 845.9655784468263 | 2.02 | 0.16 |
| Mar 2021 | 885.6300496362471 | 4.69 | 4.73 |
| Apr 2021 | 892.6754262732339 | 0.80 | 7.18 |
| May 2021 | 892.6823861867038 | 0.00 | 7.98 |
| Jun 2021 | 905.5021727080235 | 1.44 | 10.16 |
| Jul 2021 | 903.7430607003596 | -0.19 | 11.57 |
| Aug 2021 | 907.3094487539355 | 0.40 | 12.52 |
| Sep 2021 | 917.1859282627407 | 1.09 | 13.38 |
| Oct 2021 | 939.6847239001629 | 2.45 | 15.75 |
| Nov 2021 | 943.9560893538279 | 0.46 | 15.87 |
| Dec 2021 | 951.8119422502892 | 0.83 | 16.74 |
| Jan 2022 | 1001.0813908655849 | 5.18 | 20.73 |
| Feb 2022 | 1049.2769913170628 | 4.81 | 24.03 |
| Mar 2022 | 1114.6842402313937 | 6.23 | 25.86 |
| Apr 2022 | 1240.4731195713107 | 11.29 | 38.96 |
| May 2022 | 1290.858807172714 | 4.06 | 44.60 |
| Jun 2022 | 1350.0640434037823 | 4.59 | 49.10 |
| Jul 2022 | 1345.6386432261486 | -0.33 | 48.90 |
| Aug 2022 | 1325.6350920655734 | -1.49 | 46.11 |
| Sep 2022 | 1463.1431050554918 | 10.37 | 59.53 |
| Oct 2022 | 1589.2568609970003 | 8.62 | 69.13 |
| Nov 2022 | 1574.1420685390326 | -0.95 | 66.76 |
| Dec 2022 | 1504.3762780612922 | -4.43 | 58.05 |
| Jan 2023 | 1488.0301614081438 | -1.09 | 48.64 |
| Feb 2023 | 1487.5605999572565 | -0.03 | 41.77 |
| Mar 2023 | 1537.3721663269746 | 3.35 | 37.92 |
| Apr 2023 | 1513.7281997922396 | -1.54 | 22.03 |
| May 2023 | 1535.7438453817942 | 1.45 | 18.97 |
| Jun 2023 | 1594.4938221133777 | 3.83 | 18.11 |
| Jul 2023 | 1628.1241477342815 | 2.11 | 20.99 |
| Aug 2023 | 1677.4573647710026 | 3.03 | 26.54 |
| Sep 2023 | 1706.6519478669227 | 1.74 | 16.64 |
| Oct 2023 | 1783.8911399306655 | 4.53 | 12.25 |
| Nov 2023 | 1757.656494317075 | -1.47 | 11.66 |
| Dec 2023 | 1656.0605628394087 | -5.78 | 10.08 |
| Jan 2024 | 1632.8691134247422 | -1.40 | 9.73 |
| Feb 2024 | 1663.698273280302 | 1.89 | 11.84 |
| Mar 2024 | 1682.2754163220457 | 1.12 | 9.43 |
| Apr 2024 | 1726.5319800934822 | 2.63 | 14.06 |
| May 2024 | 1752.2721988233077 | 1.49 | 14.10 |
| Jun 2024 | 1737.6386012094076 | -0.83 | 8.98 |
| Jul 2024 | 1733.509848526538 | -0.24 | 6.47 |
| Aug 2024 | 1679.4238913077068 | -3.12 | 0.12 |
| Sep 2024 | 1630.0327149196883 | -2.94 | -4.49 |
| Oct 2024 | 1678.1600261523945 | 2.95 | -5.93 |
| Nov 2024 | 1748.6773433958595 | 4.20 | -0.51 |
| Dec 2024 | 1738.0491239619423 | -0.61 | 4.95 |
| Jan 2025 | 1786.1485118025223 | 2.77 | 9.39 |
| Feb 2025 | 1770.6976117291463 | -0.86 | 6.43 |
| Mar 2025 | 1738.5421986776041 | -1.82 | 3.35 |
| Apr 2025 | 1755.8914732781363 | 1.00 | 1.70 |
| May 2025 | 1777.5686210810386 | 1.24 | 1.44 |
| Jun 2025 | 1783.9577758755188 | 0.36 | 2.67 |
| Jul 2025 | 1773.798546420542 | -0.57 | 2.32 |
| Aug 2025 | 1756.3277352890339 | -0.98 | 4.58 |
| Sep 2025 | 1720.8645779237165 | -2.02 | 5.57 |
| Oct 2025 | 1708.490786239722 | -0.72 | 1.81 |
| Nov 2025 | 1710.5543771639093 | 0.12 | -2.18 |
| Dec 2025 | 1707.2880941593326 | -0.19 | -1.77 |
| Jan 2026 | 1698.2667255894921 | -0.53 | -4.92 |
| Feb 2026 | 1696.7357456530026 | -0.09 | -4.18 |
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