Ames, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Ames, IA Metro in February 2026 was $1,241.891. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -5.09%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Ames, IA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Ames, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Ames, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 577.4555875967985 -1.75 -3.76
Feb 2015 583.3286268131495 1.02 -1.94
Mar 2015 591.387896494418 1.38 -1.84
Apr 2015 589.3682533468457 -0.34 -3.02
May 2015 607.0252277270312 3.00 1.03
Jun 2015 622.241041266422 2.51 3.42
Jul 2015 630.285662937911 1.29 4.58
Aug 2015 622.8058119147805 -1.19 3.11
Sep 2015 623.9373517897236 0.18 2.52
Oct 2015 618.8137168804851 -0.82 3.56
Nov 2015 631.4595759837873 2.04 6.03
Dec 2015 635.6463343661927 0.66 8.15
Jan 2016 630.85630769247 -0.75 9.25
Feb 2016 616.5070209630537 -2.27 5.69
Mar 2016 619.9458549634517 0.56 4.83
Apr 2016 614.1681961491029 -0.93 4.21
May 2016 614.7881107114786 0.10 1.28
Jun 2016 614.6667945689409 -0.02 -1.22
Jul 2016 606.8504157086337 -1.27 -3.72
Aug 2016 608.4251829669118 0.26 -2.31
Sep 2016 612.3665682081713 0.65 -1.85
Oct 2016 615.9584164935949 0.59 -0.46
Nov 2016 641.9225701661878 4.22 1.66
Dec 2016 677.4925493158353 5.54 6.58
Jan 2017 674.2878229801801 -0.47 6.89
Feb 2017 677.0399729652414 0.41 9.82
Mar 2017 682.0567687959667 0.74 10.02
Apr 2017 674.6789193442693 -1.08 9.85
May 2017 676.8338916415622 0.32 10.09
Jun 2017 672.6458546897131 -0.62 9.43
Jul 2017 680.7883104618548 1.21 12.18
Aug 2017 675.4178104160458 -0.79 11.01
Sep 2017 670.2367749876886 -0.77 9.45
Oct 2017 678.4901771109654 1.23 10.15
Nov 2017 682.0966577476523 0.53 6.26
Dec 2017 686.1966371016388 0.60 1.29
Jan 2018 694.8208673972282 1.26 3.05
Feb 2018 721.5754465963976 3.85 6.58
Mar 2018 733.4663178462722 1.65 7.54
Apr 2018 737.1405510672383 0.50 9.26
May 2018 749.4704462693345 1.67 10.73
Jun 2018 749.2993446203814 -0.02 11.40
Jul 2018 747.5838842626144 -0.23 9.81
Aug 2018 750.7792152669177 0.43 11.16
Sep 2018 758.8984573808226 1.08 13.23
Oct 2018 777.2518254949018 2.42 14.56
Nov 2018 781.2536425470913 0.52 14.54
Dec 2018 762.383619706607 -2.41 11.10
Jan 2019 748.5276606103231 -1.82 7.73
Feb 2019 740.7121744588052 -1.04 2.65
Mar 2019 731.4300862968402 -1.25 -0.28
Apr 2019 721.2340024027329 -1.39 -2.16
May 2019 716.9511108626795 -0.59 -4.34
Jun 2019 696.0702574798078 -2.91 -7.10
Jul 2019 693.7433895022857 -0.33 -7.20
Aug 2019 681.5301648102688 -1.76 -9.22
Sep 2019 680.3006991438207 -0.18 -10.36
Oct 2019 689.5945572716604 1.37 -11.28
Nov 2019 692.4873859492099 0.42 -11.36
Dec 2019 697.6619310713534 0.75 -8.49
Jan 2020 690.6539636807522 -1.00 -7.73
Feb 2020 678.2982978940144 -1.79 -8.43
Mar 2020 679.0974796810591 0.12 -7.15
Apr 2020 670.6914423017829 -1.24 -7.01
May 2020 668.7952702439324 -0.28 -6.72
Jun 2020 665.8476434987841 -0.44 -4.34
Jul 2020 655.5470903132219 -1.55 -5.51
Aug 2020 650.6336935339366 -0.75 -4.53
Sep 2020 650.7563915980246 0.02 -4.34
Oct 2020 650.2747229600056 -0.07 -5.70
Nov 2020 649.1994597227924 -0.16 -6.25
Dec 2020 646.4033733399543 -0.43 -7.35
Jan 2021 654.3875947898165 1.24 -5.25
Feb 2021 663.9726362052586 1.47 -2.11
Mar 2021 690.4211562723895 3.98 1.67
Apr 2021 692.8568078956691 0.35 3.31
May 2021 691.418011204604 -0.21 3.38
Jun 2021 701.1351948782478 1.41 5.30
Jul 2021 700.0991202243557 -0.15 6.80
Aug 2021 703.4765641903258 0.48 8.12
Sep 2021 711.7258435908697 1.17 9.37
Oct 2021 730.4163954896392 2.63 12.32
Nov 2021 735.7719063276842 0.73 13.34
Dec 2021 745.0974978685008 1.27 15.27
Jan 2022 786.1528850399978 5.51 20.14
Feb 2022 825.4740693283982 5.00 24.32
Mar 2022 878.0582431973528 6.37 27.18
Apr 2022 976.0536917587091 11.16 40.87
May 2022 1014.7350249380225 3.96 46.76
Jun 2022 1057.1729096999236 4.18 50.78
Jul 2022 1049.5058284289616 -0.72 49.91
Aug 2022 1029.3501373633394 -1.92 46.32
Sep 2022 1135.9633093375414 10.36 59.61
Oct 2022 1237.7338261492973 8.96 69.46
Nov 2022 1232.3612992928374 -0.43 67.49
Dec 2022 1182.578182305173 -4.04 58.72
Jan 2023 1171.4414344447418 -0.94 49.01
Feb 2023 1168.6109091657415 -0.24 41.57
Mar 2023 1203.6010761085295 2.99 37.08
Apr 2023 1184.050577348082 -1.62 21.31
May 2023 1202.2588823726032 1.54 18.48
Jun 2023 1249.2454036171769 3.91 18.17
Jul 2023 1272.5383826661312 1.87 21.25
Aug 2023 1307.1219625601168 2.72 26.99
Sep 2023 1324.9178134551978 1.36 16.63
Oct 2023 1379.310998177555 4.11 11.44
Nov 2023 1351.5609267275918 -2.01 9.67
Dec 2023 1263.44921571843 -6.52 6.84
Jan 2024 1234.6330099174984 -2.28 5.39
Feb 2024 1247.9187612381097 1.08 6.79
Mar 2024 1255.3848094755856 0.60 4.30
Apr 2024 1284.2104524951524 2.30 8.46
May 2024 1300.1744756827586 1.24 8.14
Jun 2024 1285.5091895984608 -1.13 2.90
Jul 2024 1277.8092708230813 -0.60 0.41
Aug 2024 1233.8180297954668 -3.44 -5.61
Sep 2024 1194.650476439545 -3.17 -9.83
Oct 2024 1229.9077912855598 2.95 -10.83
Nov 2024 1283.325244054982 4.34 -5.05
Dec 2024 1278.5257754744564 -0.37 1.19
Jan 2025 1317.6609768977262 3.06 6.73
Feb 2025 1308.4784491935231 -0.70 4.85
Mar 2025 1286.0404710546518 -1.71 2.44
Apr 2025 1297.5721467191686 0.90 1.04
May 2025 1311.4962553539629 1.07 0.87
Jun 2025 1313.8580698614346 0.18 2.21
Jul 2025 1305.0744510541804 -0.67 2.13
Aug 2025 1292.050012838969 -1.00 4.72
Sep 2025 1265.3218728304967 -2.07 5.92
Oct 2025 1254.675737640069 -0.84 2.01
Nov 2025 1254.7445031145226 0.01 -2.23
Dec 2025 1251.708148298522 -0.24 -2.10
Jan 2026 1244.497874597378 -0.58 -5.55
Feb 2026 1241.8909086470621 -0.21 -5.09