Ames, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Ames, IA Metro in February 2026 was $1,241.891. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -5.09%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Ames, IA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 577.4555875967985 | -1.75 | -3.76 |
| Feb 2015 | 583.3286268131495 | 1.02 | -1.94 |
| Mar 2015 | 591.387896494418 | 1.38 | -1.84 |
| Apr 2015 | 589.3682533468457 | -0.34 | -3.02 |
| May 2015 | 607.0252277270312 | 3.00 | 1.03 |
| Jun 2015 | 622.241041266422 | 2.51 | 3.42 |
| Jul 2015 | 630.285662937911 | 1.29 | 4.58 |
| Aug 2015 | 622.8058119147805 | -1.19 | 3.11 |
| Sep 2015 | 623.9373517897236 | 0.18 | 2.52 |
| Oct 2015 | 618.8137168804851 | -0.82 | 3.56 |
| Nov 2015 | 631.4595759837873 | 2.04 | 6.03 |
| Dec 2015 | 635.6463343661927 | 0.66 | 8.15 |
| Jan 2016 | 630.85630769247 | -0.75 | 9.25 |
| Feb 2016 | 616.5070209630537 | -2.27 | 5.69 |
| Mar 2016 | 619.9458549634517 | 0.56 | 4.83 |
| Apr 2016 | 614.1681961491029 | -0.93 | 4.21 |
| May 2016 | 614.7881107114786 | 0.10 | 1.28 |
| Jun 2016 | 614.6667945689409 | -0.02 | -1.22 |
| Jul 2016 | 606.8504157086337 | -1.27 | -3.72 |
| Aug 2016 | 608.4251829669118 | 0.26 | -2.31 |
| Sep 2016 | 612.3665682081713 | 0.65 | -1.85 |
| Oct 2016 | 615.9584164935949 | 0.59 | -0.46 |
| Nov 2016 | 641.9225701661878 | 4.22 | 1.66 |
| Dec 2016 | 677.4925493158353 | 5.54 | 6.58 |
| Jan 2017 | 674.2878229801801 | -0.47 | 6.89 |
| Feb 2017 | 677.0399729652414 | 0.41 | 9.82 |
| Mar 2017 | 682.0567687959667 | 0.74 | 10.02 |
| Apr 2017 | 674.6789193442693 | -1.08 | 9.85 |
| May 2017 | 676.8338916415622 | 0.32 | 10.09 |
| Jun 2017 | 672.6458546897131 | -0.62 | 9.43 |
| Jul 2017 | 680.7883104618548 | 1.21 | 12.18 |
| Aug 2017 | 675.4178104160458 | -0.79 | 11.01 |
| Sep 2017 | 670.2367749876886 | -0.77 | 9.45 |
| Oct 2017 | 678.4901771109654 | 1.23 | 10.15 |
| Nov 2017 | 682.0966577476523 | 0.53 | 6.26 |
| Dec 2017 | 686.1966371016388 | 0.60 | 1.29 |
| Jan 2018 | 694.8208673972282 | 1.26 | 3.05 |
| Feb 2018 | 721.5754465963976 | 3.85 | 6.58 |
| Mar 2018 | 733.4663178462722 | 1.65 | 7.54 |
| Apr 2018 | 737.1405510672383 | 0.50 | 9.26 |
| May 2018 | 749.4704462693345 | 1.67 | 10.73 |
| Jun 2018 | 749.2993446203814 | -0.02 | 11.40 |
| Jul 2018 | 747.5838842626144 | -0.23 | 9.81 |
| Aug 2018 | 750.7792152669177 | 0.43 | 11.16 |
| Sep 2018 | 758.8984573808226 | 1.08 | 13.23 |
| Oct 2018 | 777.2518254949018 | 2.42 | 14.56 |
| Nov 2018 | 781.2536425470913 | 0.52 | 14.54 |
| Dec 2018 | 762.383619706607 | -2.41 | 11.10 |
| Jan 2019 | 748.5276606103231 | -1.82 | 7.73 |
| Feb 2019 | 740.7121744588052 | -1.04 | 2.65 |
| Mar 2019 | 731.4300862968402 | -1.25 | -0.28 |
| Apr 2019 | 721.2340024027329 | -1.39 | -2.16 |
| May 2019 | 716.9511108626795 | -0.59 | -4.34 |
| Jun 2019 | 696.0702574798078 | -2.91 | -7.10 |
| Jul 2019 | 693.7433895022857 | -0.33 | -7.20 |
| Aug 2019 | 681.5301648102688 | -1.76 | -9.22 |
| Sep 2019 | 680.3006991438207 | -0.18 | -10.36 |
| Oct 2019 | 689.5945572716604 | 1.37 | -11.28 |
| Nov 2019 | 692.4873859492099 | 0.42 | -11.36 |
| Dec 2019 | 697.6619310713534 | 0.75 | -8.49 |
| Jan 2020 | 690.6539636807522 | -1.00 | -7.73 |
| Feb 2020 | 678.2982978940144 | -1.79 | -8.43 |
| Mar 2020 | 679.0974796810591 | 0.12 | -7.15 |
| Apr 2020 | 670.6914423017829 | -1.24 | -7.01 |
| May 2020 | 668.7952702439324 | -0.28 | -6.72 |
| Jun 2020 | 665.8476434987841 | -0.44 | -4.34 |
| Jul 2020 | 655.5470903132219 | -1.55 | -5.51 |
| Aug 2020 | 650.6336935339366 | -0.75 | -4.53 |
| Sep 2020 | 650.7563915980246 | 0.02 | -4.34 |
| Oct 2020 | 650.2747229600056 | -0.07 | -5.70 |
| Nov 2020 | 649.1994597227924 | -0.16 | -6.25 |
| Dec 2020 | 646.4033733399543 | -0.43 | -7.35 |
| Jan 2021 | 654.3875947898165 | 1.24 | -5.25 |
| Feb 2021 | 663.9726362052586 | 1.47 | -2.11 |
| Mar 2021 | 690.4211562723895 | 3.98 | 1.67 |
| Apr 2021 | 692.8568078956691 | 0.35 | 3.31 |
| May 2021 | 691.418011204604 | -0.21 | 3.38 |
| Jun 2021 | 701.1351948782478 | 1.41 | 5.30 |
| Jul 2021 | 700.0991202243557 | -0.15 | 6.80 |
| Aug 2021 | 703.4765641903258 | 0.48 | 8.12 |
| Sep 2021 | 711.7258435908697 | 1.17 | 9.37 |
| Oct 2021 | 730.4163954896392 | 2.63 | 12.32 |
| Nov 2021 | 735.7719063276842 | 0.73 | 13.34 |
| Dec 2021 | 745.0974978685008 | 1.27 | 15.27 |
| Jan 2022 | 786.1528850399978 | 5.51 | 20.14 |
| Feb 2022 | 825.4740693283982 | 5.00 | 24.32 |
| Mar 2022 | 878.0582431973528 | 6.37 | 27.18 |
| Apr 2022 | 976.0536917587091 | 11.16 | 40.87 |
| May 2022 | 1014.7350249380225 | 3.96 | 46.76 |
| Jun 2022 | 1057.1729096999236 | 4.18 | 50.78 |
| Jul 2022 | 1049.5058284289616 | -0.72 | 49.91 |
| Aug 2022 | 1029.3501373633394 | -1.92 | 46.32 |
| Sep 2022 | 1135.9633093375414 | 10.36 | 59.61 |
| Oct 2022 | 1237.7338261492973 | 8.96 | 69.46 |
| Nov 2022 | 1232.3612992928374 | -0.43 | 67.49 |
| Dec 2022 | 1182.578182305173 | -4.04 | 58.72 |
| Jan 2023 | 1171.4414344447418 | -0.94 | 49.01 |
| Feb 2023 | 1168.6109091657415 | -0.24 | 41.57 |
| Mar 2023 | 1203.6010761085295 | 2.99 | 37.08 |
| Apr 2023 | 1184.050577348082 | -1.62 | 21.31 |
| May 2023 | 1202.2588823726032 | 1.54 | 18.48 |
| Jun 2023 | 1249.2454036171769 | 3.91 | 18.17 |
| Jul 2023 | 1272.5383826661312 | 1.87 | 21.25 |
| Aug 2023 | 1307.1219625601168 | 2.72 | 26.99 |
| Sep 2023 | 1324.9178134551978 | 1.36 | 16.63 |
| Oct 2023 | 1379.310998177555 | 4.11 | 11.44 |
| Nov 2023 | 1351.5609267275918 | -2.01 | 9.67 |
| Dec 2023 | 1263.44921571843 | -6.52 | 6.84 |
| Jan 2024 | 1234.6330099174984 | -2.28 | 5.39 |
| Feb 2024 | 1247.9187612381097 | 1.08 | 6.79 |
| Mar 2024 | 1255.3848094755856 | 0.60 | 4.30 |
| Apr 2024 | 1284.2104524951524 | 2.30 | 8.46 |
| May 2024 | 1300.1744756827586 | 1.24 | 8.14 |
| Jun 2024 | 1285.5091895984608 | -1.13 | 2.90 |
| Jul 2024 | 1277.8092708230813 | -0.60 | 0.41 |
| Aug 2024 | 1233.8180297954668 | -3.44 | -5.61 |
| Sep 2024 | 1194.650476439545 | -3.17 | -9.83 |
| Oct 2024 | 1229.9077912855598 | 2.95 | -10.83 |
| Nov 2024 | 1283.325244054982 | 4.34 | -5.05 |
| Dec 2024 | 1278.5257754744564 | -0.37 | 1.19 |
| Jan 2025 | 1317.6609768977262 | 3.06 | 6.73 |
| Feb 2025 | 1308.4784491935231 | -0.70 | 4.85 |
| Mar 2025 | 1286.0404710546518 | -1.71 | 2.44 |
| Apr 2025 | 1297.5721467191686 | 0.90 | 1.04 |
| May 2025 | 1311.4962553539629 | 1.07 | 0.87 |
| Jun 2025 | 1313.8580698614346 | 0.18 | 2.21 |
| Jul 2025 | 1305.0744510541804 | -0.67 | 2.13 |
| Aug 2025 | 1292.050012838969 | -1.00 | 4.72 |
| Sep 2025 | 1265.3218728304967 | -2.07 | 5.92 |
| Oct 2025 | 1254.675737640069 | -0.84 | 2.01 |
| Nov 2025 | 1254.7445031145226 | 0.01 | -2.23 |
| Dec 2025 | 1251.708148298522 | -0.24 | -2.10 |
| Jan 2026 | 1244.497874597378 | -0.58 | -5.55 |
| Feb 2026 | 1241.8909086470621 | -0.21 | -5.09 |