Austin, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Austin, TX Metro in February 2026 was $2,047.142. The month over month percentage change (MoM) was -1.05%, and the year over year percentage change (YoY) was -13.42%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Austin, TX metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Austin, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Austin, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 923.935380950404 -1.37 1.42
Feb 2015 937.857411252111 1.51 3.63
Mar 2015 954.2878403890564 1.75 3.98
Apr 2015 950.3644969352058 -0.41 2.65
May 2015 976.956299173545 2.80 6.30
Jun 2015 1000.3569973120817 2.40 8.16
Jul 2015 1014.9105796145443 1.46 9.08
Aug 2015 1004.3736725738144 -1.04 7.20
Sep 2015 1009.087337674352 0.47 6.24
Oct 2015 1003.7752382756219 -0.53 6.59
Nov 2015 1028.478184199462 2.46 8.90
Dec 2015 1037.823332250713 0.91 10.78
Jan 2016 1034.1159448173246 -0.36 11.93
Feb 2016 1014.949149529533 -1.85 8.22
Mar 2016 1025.371993315658 1.03 7.45
Apr 2016 1019.5436422460295 -0.57 7.28
May 2016 1024.0968772930028 0.45 4.83
Jun 2016 1025.8544732906662 0.17 2.55
Jul 2016 1014.2661824116669 -1.13 -0.06
Aug 2016 1016.6319384818717 0.23 1.22
Sep 2016 1022.0516150375745 0.53 1.29
Oct 2016 1026.43812235441 0.43 2.26
Nov 2016 1070.3488508927785 4.28 4.07
Dec 2016 1134.1419192265384 5.96 9.28
Jan 2017 1134.605916581704 0.04 9.72
Feb 2017 1143.1777242351009 0.76 12.63
Mar 2017 1152.4922849406466 0.82 12.40
Apr 2017 1136.996275242856 -1.34 11.52
May 2017 1135.455298576779 -0.14 10.87
Jun 2017 1122.8654918253644 -1.11 9.46
Jul 2017 1132.297851812229 0.84 11.64
Aug 2017 1121.955775817438 -0.91 10.36
Sep 2017 1114.1309048709495 -0.70 9.01
Oct 2017 1129.6837129680493 1.40 10.06
Nov 2017 1137.0981279276082 0.66 6.24
Dec 2017 1145.5263669567948 0.74 1.00
Jan 2018 1161.1061688526995 1.36 2.34
Feb 2018 1206.7932810896768 3.94 5.57
Mar 2018 1227.2394750929504 1.69 6.49
Apr 2018 1233.925904030997 0.55 8.53
May 2018 1254.671793151935 1.68 10.50
Jun 2018 1254.8315353273788 0.01 11.75
Jul 2018 1252.3558960969272 -0.20 10.60
Aug 2018 1258.9196401287127 0.52 12.21
Sep 2018 1273.416812693475 1.15 14.30
Oct 2018 1306.2018836944492 2.58 15.63
Nov 2018 1314.8989173052385 0.67 15.64
Dec 2018 1284.3321525616295 -2.33 12.12
Jan 2019 1261.0495716001053 -1.81 8.61
Feb 2019 1249.1820723362077 -0.94 3.51
Mar 2019 1235.3233515060144 -1.11 0.66
Apr 2019 1219.1997087891489 -1.30 -1.19
May 2019 1211.0968195530083 -0.66 -3.47
Jun 2019 1174.5451651415829 -3.02 -6.40
Jul 2019 1171.9909355259595 -0.22 -6.42
Aug 2019 1154.176868954362 -1.52 -8.32
Sep 2019 1156.9136337983666 0.24 -9.15
Oct 2019 1175.0479018959118 1.57 -10.04
Nov 2019 1183.6233336306314 0.73 -9.98
Dec 2019 1195.9395599819939 1.04 -6.88
Jan 2020 1191.4744902116322 -0.37 -5.52
Feb 2020 1177.922890317181 -1.14 -5.70
Mar 2020 1185.6241680353014 0.65 -4.02
Apr 2020 1172.390314572019 -1.12 -3.84
May 2020 1166.1207042551196 -0.53 -3.71
Jun 2020 1158.5966222320922 -0.64 -1.36
Jul 2020 1141.775532260082 -1.45 -2.58
Aug 2020 1139.5525928926793 -0.19 -1.27
Sep 2020 1148.4044846424465 0.78 -0.74
Oct 2020 1158.7466342190953 0.90 -1.39
Nov 2020 1169.7038532049653 0.95 -1.18
Dec 2020 1179.3482015144798 0.83 -1.39
Jan 2021 1211.3449405111187 2.71 1.67
Feb 2021 1252.6271456890406 3.41 6.34
Mar 2021 1339.6717291996824 6.95 12.99
Apr 2021 1395.1562243241258 4.14 19.00
May 2021 1449.7777978245822 3.92 24.33
Jun 2021 1523.278369163704 5.07 31.48
Jul 2021 1555.0914157374864 2.09 36.20
Aug 2021 1580.0110596430095 1.60 38.65
Sep 2021 1604.069328417606 1.52 39.68
Oct 2021 1647.1615645924132 2.69 42.15
Nov 2021 1658.7279221466708 0.70 41.81
Dec 2021 1683.3664027318964 1.49 42.74
Jan 2022 1791.025435275364 6.40 47.85
Feb 2022 1907.0506066778803 6.48 52.24
Mar 2022 2062.5612029989416 8.15 53.96
Apr 2022 2330.7237008444195 13.00 67.06
May 2022 2452.0188252655325 5.20 69.13
Jun 2022 2566.667177751558 4.68 68.50
Jul 2022 2531.7688021329823 -1.36 62.81
Aug 2022 2444.5888639650907 -3.44 54.72
Sep 2022 2636.914189971638 7.87 64.39
Oct 2022 2804.472641318243 6.35 70.26
Nov 2022 2727.7952346563147 -2.73 64.45
Dec 2022 2563.792556068143 -6.01 52.30
Jan 2023 2499.1737014561195 -2.52 39.54
Feb 2023 2458.710788762574 -1.62 28.93
Mar 2023 2503.1015051706336 1.81 21.36
Apr 2023 2429.2106756544435 -2.95 4.23
May 2023 2438.613720051752 0.39 -0.55
Jun 2023 2507.499943908088 2.83 -2.31
Jul 2023 2535.111307824006 1.10 0.13
Aug 2023 2587.501706897307 2.07 5.85
Sep 2023 2608.566721577148 0.81 -1.07
Oct 2023 2703.4250390664524 3.64 -3.60
Nov 2023 2639.93978452463 -2.35 -3.22
Dec 2023 2463.393004064692 -6.69 -3.92
Jan 2024 2407.4925610035225 -2.27 -3.67
Feb 2024 2431.75661453182 1.01 -1.10
Mar 2024 2439.7006147140114 0.33 -2.53
Apr 2024 2482.53753408826 1.76 2.19
May 2024 2495.699052113841 0.53 2.34
Jun 2024 2450.132021707663 -1.83 -2.29
Jul 2024 2420.7233133292557 -1.20 -4.51
Aug 2024 2325.9937744674794 -3.91 -10.11
Sep 2024 2244.586480037219 -3.50 -13.95
Oct 2024 2300.1576403831355 2.48 -14.92
Nov 2024 2386.794983071293 3.77 -9.59
Dec 2024 2356.5779620200133 -1.27 -4.34
Jan 2025 2404.374701522541 2.03 -0.13
Feb 2025 2364.440272184065 -1.66 -2.77
Mar 2025 2304.2800851685374 -2.54 -5.55
Apr 2025 2307.364991081704 0.13 -7.06
May 2025 2311.2926919435677 0.17 -7.39
Jun 2025 2292.7090128812592 -0.80 -6.42
Jul 2025 2252.3819701319694 -1.76 -6.95
Aug 2025 2209.973048110846 -1.88 -4.99
Sep 2025 2150.1396854262607 -2.71 -4.21
Oct 2025 2123.3642977132554 -1.25 -7.69
Nov 2025 2114.0053247333367 -0.44 -11.43
Dec 2025 2096.559203500485 -0.82 -11.03
Jan 2026 2068.900259370397 -1.32 -13.95
Feb 2026 2047.1416509400249 -1.05 -13.42