Austin, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Austin, TX Metro in February 2026 was $2,047.142. The month over month percentage change (MoM) was -1.05%, and the year over year percentage change (YoY) was -13.42%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Austin, TX metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 923.935380950404 | -1.37 | 1.42 |
| Feb 2015 | 937.857411252111 | 1.51 | 3.63 |
| Mar 2015 | 954.2878403890564 | 1.75 | 3.98 |
| Apr 2015 | 950.3644969352058 | -0.41 | 2.65 |
| May 2015 | 976.956299173545 | 2.80 | 6.30 |
| Jun 2015 | 1000.3569973120817 | 2.40 | 8.16 |
| Jul 2015 | 1014.9105796145443 | 1.46 | 9.08 |
| Aug 2015 | 1004.3736725738144 | -1.04 | 7.20 |
| Sep 2015 | 1009.087337674352 | 0.47 | 6.24 |
| Oct 2015 | 1003.7752382756219 | -0.53 | 6.59 |
| Nov 2015 | 1028.478184199462 | 2.46 | 8.90 |
| Dec 2015 | 1037.823332250713 | 0.91 | 10.78 |
| Jan 2016 | 1034.1159448173246 | -0.36 | 11.93 |
| Feb 2016 | 1014.949149529533 | -1.85 | 8.22 |
| Mar 2016 | 1025.371993315658 | 1.03 | 7.45 |
| Apr 2016 | 1019.5436422460295 | -0.57 | 7.28 |
| May 2016 | 1024.0968772930028 | 0.45 | 4.83 |
| Jun 2016 | 1025.8544732906662 | 0.17 | 2.55 |
| Jul 2016 | 1014.2661824116669 | -1.13 | -0.06 |
| Aug 2016 | 1016.6319384818717 | 0.23 | 1.22 |
| Sep 2016 | 1022.0516150375745 | 0.53 | 1.29 |
| Oct 2016 | 1026.43812235441 | 0.43 | 2.26 |
| Nov 2016 | 1070.3488508927785 | 4.28 | 4.07 |
| Dec 2016 | 1134.1419192265384 | 5.96 | 9.28 |
| Jan 2017 | 1134.605916581704 | 0.04 | 9.72 |
| Feb 2017 | 1143.1777242351009 | 0.76 | 12.63 |
| Mar 2017 | 1152.4922849406466 | 0.82 | 12.40 |
| Apr 2017 | 1136.996275242856 | -1.34 | 11.52 |
| May 2017 | 1135.455298576779 | -0.14 | 10.87 |
| Jun 2017 | 1122.8654918253644 | -1.11 | 9.46 |
| Jul 2017 | 1132.297851812229 | 0.84 | 11.64 |
| Aug 2017 | 1121.955775817438 | -0.91 | 10.36 |
| Sep 2017 | 1114.1309048709495 | -0.70 | 9.01 |
| Oct 2017 | 1129.6837129680493 | 1.40 | 10.06 |
| Nov 2017 | 1137.0981279276082 | 0.66 | 6.24 |
| Dec 2017 | 1145.5263669567948 | 0.74 | 1.00 |
| Jan 2018 | 1161.1061688526995 | 1.36 | 2.34 |
| Feb 2018 | 1206.7932810896768 | 3.94 | 5.57 |
| Mar 2018 | 1227.2394750929504 | 1.69 | 6.49 |
| Apr 2018 | 1233.925904030997 | 0.55 | 8.53 |
| May 2018 | 1254.671793151935 | 1.68 | 10.50 |
| Jun 2018 | 1254.8315353273788 | 0.01 | 11.75 |
| Jul 2018 | 1252.3558960969272 | -0.20 | 10.60 |
| Aug 2018 | 1258.9196401287127 | 0.52 | 12.21 |
| Sep 2018 | 1273.416812693475 | 1.15 | 14.30 |
| Oct 2018 | 1306.2018836944492 | 2.58 | 15.63 |
| Nov 2018 | 1314.8989173052385 | 0.67 | 15.64 |
| Dec 2018 | 1284.3321525616295 | -2.33 | 12.12 |
| Jan 2019 | 1261.0495716001053 | -1.81 | 8.61 |
| Feb 2019 | 1249.1820723362077 | -0.94 | 3.51 |
| Mar 2019 | 1235.3233515060144 | -1.11 | 0.66 |
| Apr 2019 | 1219.1997087891489 | -1.30 | -1.19 |
| May 2019 | 1211.0968195530083 | -0.66 | -3.47 |
| Jun 2019 | 1174.5451651415829 | -3.02 | -6.40 |
| Jul 2019 | 1171.9909355259595 | -0.22 | -6.42 |
| Aug 2019 | 1154.176868954362 | -1.52 | -8.32 |
| Sep 2019 | 1156.9136337983666 | 0.24 | -9.15 |
| Oct 2019 | 1175.0479018959118 | 1.57 | -10.04 |
| Nov 2019 | 1183.6233336306314 | 0.73 | -9.98 |
| Dec 2019 | 1195.9395599819939 | 1.04 | -6.88 |
| Jan 2020 | 1191.4744902116322 | -0.37 | -5.52 |
| Feb 2020 | 1177.922890317181 | -1.14 | -5.70 |
| Mar 2020 | 1185.6241680353014 | 0.65 | -4.02 |
| Apr 2020 | 1172.390314572019 | -1.12 | -3.84 |
| May 2020 | 1166.1207042551196 | -0.53 | -3.71 |
| Jun 2020 | 1158.5966222320922 | -0.64 | -1.36 |
| Jul 2020 | 1141.775532260082 | -1.45 | -2.58 |
| Aug 2020 | 1139.5525928926793 | -0.19 | -1.27 |
| Sep 2020 | 1148.4044846424465 | 0.78 | -0.74 |
| Oct 2020 | 1158.7466342190953 | 0.90 | -1.39 |
| Nov 2020 | 1169.7038532049653 | 0.95 | -1.18 |
| Dec 2020 | 1179.3482015144798 | 0.83 | -1.39 |
| Jan 2021 | 1211.3449405111187 | 2.71 | 1.67 |
| Feb 2021 | 1252.6271456890406 | 3.41 | 6.34 |
| Mar 2021 | 1339.6717291996824 | 6.95 | 12.99 |
| Apr 2021 | 1395.1562243241258 | 4.14 | 19.00 |
| May 2021 | 1449.7777978245822 | 3.92 | 24.33 |
| Jun 2021 | 1523.278369163704 | 5.07 | 31.48 |
| Jul 2021 | 1555.0914157374864 | 2.09 | 36.20 |
| Aug 2021 | 1580.0110596430095 | 1.60 | 38.65 |
| Sep 2021 | 1604.069328417606 | 1.52 | 39.68 |
| Oct 2021 | 1647.1615645924132 | 2.69 | 42.15 |
| Nov 2021 | 1658.7279221466708 | 0.70 | 41.81 |
| Dec 2021 | 1683.3664027318964 | 1.49 | 42.74 |
| Jan 2022 | 1791.025435275364 | 6.40 | 47.85 |
| Feb 2022 | 1907.0506066778803 | 6.48 | 52.24 |
| Mar 2022 | 2062.5612029989416 | 8.15 | 53.96 |
| Apr 2022 | 2330.7237008444195 | 13.00 | 67.06 |
| May 2022 | 2452.0188252655325 | 5.20 | 69.13 |
| Jun 2022 | 2566.667177751558 | 4.68 | 68.50 |
| Jul 2022 | 2531.7688021329823 | -1.36 | 62.81 |
| Aug 2022 | 2444.5888639650907 | -3.44 | 54.72 |
| Sep 2022 | 2636.914189971638 | 7.87 | 64.39 |
| Oct 2022 | 2804.472641318243 | 6.35 | 70.26 |
| Nov 2022 | 2727.7952346563147 | -2.73 | 64.45 |
| Dec 2022 | 2563.792556068143 | -6.01 | 52.30 |
| Jan 2023 | 2499.1737014561195 | -2.52 | 39.54 |
| Feb 2023 | 2458.710788762574 | -1.62 | 28.93 |
| Mar 2023 | 2503.1015051706336 | 1.81 | 21.36 |
| Apr 2023 | 2429.2106756544435 | -2.95 | 4.23 |
| May 2023 | 2438.613720051752 | 0.39 | -0.55 |
| Jun 2023 | 2507.499943908088 | 2.83 | -2.31 |
| Jul 2023 | 2535.111307824006 | 1.10 | 0.13 |
| Aug 2023 | 2587.501706897307 | 2.07 | 5.85 |
| Sep 2023 | 2608.566721577148 | 0.81 | -1.07 |
| Oct 2023 | 2703.4250390664524 | 3.64 | -3.60 |
| Nov 2023 | 2639.93978452463 | -2.35 | -3.22 |
| Dec 2023 | 2463.393004064692 | -6.69 | -3.92 |
| Jan 2024 | 2407.4925610035225 | -2.27 | -3.67 |
| Feb 2024 | 2431.75661453182 | 1.01 | -1.10 |
| Mar 2024 | 2439.7006147140114 | 0.33 | -2.53 |
| Apr 2024 | 2482.53753408826 | 1.76 | 2.19 |
| May 2024 | 2495.699052113841 | 0.53 | 2.34 |
| Jun 2024 | 2450.132021707663 | -1.83 | -2.29 |
| Jul 2024 | 2420.7233133292557 | -1.20 | -4.51 |
| Aug 2024 | 2325.9937744674794 | -3.91 | -10.11 |
| Sep 2024 | 2244.586480037219 | -3.50 | -13.95 |
| Oct 2024 | 2300.1576403831355 | 2.48 | -14.92 |
| Nov 2024 | 2386.794983071293 | 3.77 | -9.59 |
| Dec 2024 | 2356.5779620200133 | -1.27 | -4.34 |
| Jan 2025 | 2404.374701522541 | 2.03 | -0.13 |
| Feb 2025 | 2364.440272184065 | -1.66 | -2.77 |
| Mar 2025 | 2304.2800851685374 | -2.54 | -5.55 |
| Apr 2025 | 2307.364991081704 | 0.13 | -7.06 |
| May 2025 | 2311.2926919435677 | 0.17 | -7.39 |
| Jun 2025 | 2292.7090128812592 | -0.80 | -6.42 |
| Jul 2025 | 2252.3819701319694 | -1.76 | -6.95 |
| Aug 2025 | 2209.973048110846 | -1.88 | -4.99 |
| Sep 2025 | 2150.1396854262607 | -2.71 | -4.21 |
| Oct 2025 | 2123.3642977132554 | -1.25 | -7.69 |
| Nov 2025 | 2114.0053247333367 | -0.44 | -11.43 |
| Dec 2025 | 2096.559203500485 | -0.82 | -11.03 |
| Jan 2026 | 2068.900259370397 | -1.32 | -13.95 |
| Feb 2026 | 2047.1416509400249 | -1.05 | -13.42 |