Bakersfield, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Bakersfield, CA Metro in February 2026 was $1,728.203. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -8.45%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Bakersfield, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bakersfield, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 649.6787044839123 -1.70 -1.17
Feb 2015 656.3865017039914 1.03 0.54
Mar 2015 664.0036553707714 1.16 0.34
Apr 2015 659.1354792793048 -0.73 -1.22
May 2015 675.7099688822359 2.52 2.19
Jun 2015 691.4789368209088 2.33 4.09
Jul 2015 700.0314061521366 1.24 5.33
Aug 2015 691.5571137677833 -1.21 3.99
Sep 2015 693.5561395852642 0.29 3.44
Oct 2015 691.0072728522989 -0.37 4.06
Nov 2015 708.9313499701925 2.59 6.37
Dec 2015 716.0582274308285 1.00 8.34
Jan 2016 713.1024997807986 -0.41 9.76
Feb 2016 699.6045256268262 -1.89 6.58
Mar 2016 705.7210323676344 0.87 6.28
Apr 2016 700.3779179128729 -0.76 6.26
May 2016 700.6964384161778 0.05 3.70
Jun 2016 699.3177458267488 -0.20 1.13
Jul 2016 687.9550492760297 -1.62 -1.72
Aug 2016 687.6577865427824 -0.04 -0.56
Sep 2016 690.7255483950363 0.45 -0.41
Oct 2016 694.8050525984806 0.59 0.55
Nov 2016 724.8334687265417 4.32 2.24
Dec 2016 767.7589190741708 5.92 7.22
Jan 2017 766.8737946357875 -0.11 7.54
Feb 2017 772.4856395489328 0.73 10.42
Mar 2017 778.7858651056124 0.82 10.35
Apr 2017 769.2374177778792 -1.23 9.83
May 2017 769.044595641076 -0.02 9.75
Jun 2017 762.3299298618376 -0.87 9.01
Jul 2017 769.0987214448941 0.89 11.80
Aug 2017 763.1568454603955 -0.77 10.98
Sep 2017 758.669595830631 -0.59 9.84
Oct 2017 772.4109205286501 1.81 11.17
Nov 2017 780.5635732413634 1.06 7.69
Dec 2017 789.1533716474669 1.10 2.79
Jan 2018 802.58767620864 1.70 4.66
Feb 2018 837.4140836716019 4.34 8.40
Mar 2018 854.2455097089992 2.01 9.69
Apr 2018 860.9774698892774 0.79 11.93
May 2018 877.3173308718145 1.90 14.08
Jun 2018 879.9742298222684 0.30 15.43
Jul 2018 880.4363375177956 0.05 14.48
Aug 2018 886.1714728974499 0.65 16.12
Sep 2018 896.918240405931 1.21 18.22
Oct 2018 920.7247261747922 2.65 19.20
Nov 2018 927.8762326993614 0.78 18.87
Dec 2018 907.920035445089 -2.15 15.05
Jan 2019 894.4631109467439 -1.48 11.45
Feb 2019 889.975015280044 -0.50 6.28
Mar 2019 883.9831396930292 -0.67 3.48
Apr 2019 875.4921971015917 -0.96 1.69
May 2019 871.6133590467425 -0.44 -0.65
Jun 2019 847.0051702349579 -2.82 -3.75
Jul 2019 845.502007935907 -0.18 -3.97
Aug 2019 832.8148246516474 -1.50 -6.02
Sep 2019 833.664378384106 0.10 -7.05
Oct 2019 845.3655899526714 1.40 -8.18
Nov 2019 849.9404219041709 0.54 -8.40
Dec 2019 856.8690790099749 0.82 -5.62
Jan 2020 852.0436154453486 -0.56 -4.74
Feb 2020 840.1620156237825 -1.39 -5.60
Mar 2020 844.2320791272457 0.48 -4.50
Apr 2020 833.7667436333901 -1.24 -4.77
May 2020 828.652011857853 -0.61 -4.93
Jun 2020 823.8014938224376 -0.58 -2.74
Jul 2020 812.5733268461422 -1.36 -3.89
Aug 2020 811.0014791604937 -0.19 -2.62
Sep 2020 815.2970244947002 0.53 -2.20
Oct 2020 819.5719241249968 0.52 -3.05
Nov 2020 824.5053718544524 0.60 -2.99
Dec 2020 828.2404267026228 0.45 -3.34
Jan 2021 846.1474350379511 2.16 -0.69
Feb 2021 866.3954309277019 2.39 3.12
Mar 2021 910.2173128102119 5.06 7.82
Apr 2021 921.4622938962799 1.24 10.52
May 2021 925.3830724214729 0.43 11.67
Jun 2021 943.3328286651852 1.94 14.51
Jul 2021 946.1811776521047 0.30 16.44
Aug 2021 956.5274779132324 1.09 17.94
Sep 2021 974.3486527829142 1.86 19.51
Oct 2021 1005.7571264989439 3.22 22.72
Nov 2021 1016.9264282851115 1.11 23.34
Dec 2021 1033.2662852566107 1.61 24.75
Jan 2022 1094.443580687187 5.92 29.34
Feb 2022 1156.2541127657537 5.65 33.46
Mar 2022 1237.1778217109788 7.00 35.92
Apr 2022 1385.5977650250722 12.00 50.37
May 2022 1448.6843117838314 4.55 56.55
Jun 2022 1516.454973952431 4.68 60.76
Jul 2022 1509.3522772535387 -0.47 59.52
Aug 2022 1479.7638132276065 -1.96 54.70
Sep 2022 1625.0780797664845 9.82 66.79
Oct 2022 1755.5704230464062 8.03 74.55
Nov 2022 1730.3441142961256 -1.44 70.15
Dec 2022 1645.4117453185363 -4.91 59.24
Jan 2023 1619.0695129621645 -1.60 47.94
Feb 2023 1607.9619011478962 -0.69 39.07
Mar 2023 1653.26798112388 2.82 33.63
Apr 2023 1622.2546073593253 -1.88 17.08
May 2023 1645.5209912737052 1.43 13.59
Jun 2023 1708.6916147459972 3.84 12.68
Jul 2023 1746.0372095370292 2.19 15.68
Aug 2023 1802.4461042143726 3.23 21.81
Sep 2023 1836.5655881570233 1.89 13.01
Oct 2023 1921.4488599183835 4.62 9.45
Nov 2023 1894.1196884841095 -1.42 9.47
Dec 2023 1784.721428543567 -5.78 8.47
Jan 2024 1760.2191932090775 -1.37 8.72
Feb 2024 1792.1388284825534 1.81 11.45
Mar 2024 1809.5568664175207 0.97 9.45
Apr 2024 1853.1248510042535 2.41 14.23
May 2024 1877.7193572851954 1.33 14.11
Jun 2024 1859.949781597155 -0.95 8.85
Jul 2024 1853.3678475336592 -0.35 6.15
Aug 2024 1792.557539603699 -3.28 -0.55
Sep 2024 1737.0256812205091 -3.10 -5.42
Oct 2024 1787.7461455219652 2.92 -6.96
Nov 2024 1864.3569720334697 4.29 -1.57
Dec 2024 1854.1677818125816 -0.55 3.89
Jan 2025 1906.514967684276 2.82 8.31
Feb 2025 1887.8010351298976 -0.98 5.34
Mar 2025 1850.7644759307404 -1.96 2.28
Apr 2025 1864.0122519419674 0.72 0.59
May 2025 1879.8416678685219 0.85 0.11
Jun 2025 1877.8143007683668 -0.11 0.96
Jul 2025 1855.6824307413158 -1.18 0.13
Aug 2025 1826.1421122601275 -1.59 1.87
Sep 2025 1779.9731530072038 -2.53 2.47
Oct 2025 1760.9974102277522 -1.07 -1.50
Nov 2025 1759.282131033806 -0.10 -5.64
Dec 2025 1751.4058852187811 -0.45 -5.54
Jan 2026 1736.6898481240326 -0.84 -8.91
Feb 2026 1728.2029819250417 -0.49 -8.45