Bakersfield, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Bakersfield, CA Metro in February 2026 was $1,728.203. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -8.45%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 649.6787044839123 | -1.70 | -1.17 |
| Feb 2015 | 656.3865017039914 | 1.03 | 0.54 |
| Mar 2015 | 664.0036553707714 | 1.16 | 0.34 |
| Apr 2015 | 659.1354792793048 | -0.73 | -1.22 |
| May 2015 | 675.7099688822359 | 2.52 | 2.19 |
| Jun 2015 | 691.4789368209088 | 2.33 | 4.09 |
| Jul 2015 | 700.0314061521366 | 1.24 | 5.33 |
| Aug 2015 | 691.5571137677833 | -1.21 | 3.99 |
| Sep 2015 | 693.5561395852642 | 0.29 | 3.44 |
| Oct 2015 | 691.0072728522989 | -0.37 | 4.06 |
| Nov 2015 | 708.9313499701925 | 2.59 | 6.37 |
| Dec 2015 | 716.0582274308285 | 1.00 | 8.34 |
| Jan 2016 | 713.1024997807986 | -0.41 | 9.76 |
| Feb 2016 | 699.6045256268262 | -1.89 | 6.58 |
| Mar 2016 | 705.7210323676344 | 0.87 | 6.28 |
| Apr 2016 | 700.3779179128729 | -0.76 | 6.26 |
| May 2016 | 700.6964384161778 | 0.05 | 3.70 |
| Jun 2016 | 699.3177458267488 | -0.20 | 1.13 |
| Jul 2016 | 687.9550492760297 | -1.62 | -1.72 |
| Aug 2016 | 687.6577865427824 | -0.04 | -0.56 |
| Sep 2016 | 690.7255483950363 | 0.45 | -0.41 |
| Oct 2016 | 694.8050525984806 | 0.59 | 0.55 |
| Nov 2016 | 724.8334687265417 | 4.32 | 2.24 |
| Dec 2016 | 767.7589190741708 | 5.92 | 7.22 |
| Jan 2017 | 766.8737946357875 | -0.11 | 7.54 |
| Feb 2017 | 772.4856395489328 | 0.73 | 10.42 |
| Mar 2017 | 778.7858651056124 | 0.82 | 10.35 |
| Apr 2017 | 769.2374177778792 | -1.23 | 9.83 |
| May 2017 | 769.044595641076 | -0.02 | 9.75 |
| Jun 2017 | 762.3299298618376 | -0.87 | 9.01 |
| Jul 2017 | 769.0987214448941 | 0.89 | 11.80 |
| Aug 2017 | 763.1568454603955 | -0.77 | 10.98 |
| Sep 2017 | 758.669595830631 | -0.59 | 9.84 |
| Oct 2017 | 772.4109205286501 | 1.81 | 11.17 |
| Nov 2017 | 780.5635732413634 | 1.06 | 7.69 |
| Dec 2017 | 789.1533716474669 | 1.10 | 2.79 |
| Jan 2018 | 802.58767620864 | 1.70 | 4.66 |
| Feb 2018 | 837.4140836716019 | 4.34 | 8.40 |
| Mar 2018 | 854.2455097089992 | 2.01 | 9.69 |
| Apr 2018 | 860.9774698892774 | 0.79 | 11.93 |
| May 2018 | 877.3173308718145 | 1.90 | 14.08 |
| Jun 2018 | 879.9742298222684 | 0.30 | 15.43 |
| Jul 2018 | 880.4363375177956 | 0.05 | 14.48 |
| Aug 2018 | 886.1714728974499 | 0.65 | 16.12 |
| Sep 2018 | 896.918240405931 | 1.21 | 18.22 |
| Oct 2018 | 920.7247261747922 | 2.65 | 19.20 |
| Nov 2018 | 927.8762326993614 | 0.78 | 18.87 |
| Dec 2018 | 907.920035445089 | -2.15 | 15.05 |
| Jan 2019 | 894.4631109467439 | -1.48 | 11.45 |
| Feb 2019 | 889.975015280044 | -0.50 | 6.28 |
| Mar 2019 | 883.9831396930292 | -0.67 | 3.48 |
| Apr 2019 | 875.4921971015917 | -0.96 | 1.69 |
| May 2019 | 871.6133590467425 | -0.44 | -0.65 |
| Jun 2019 | 847.0051702349579 | -2.82 | -3.75 |
| Jul 2019 | 845.502007935907 | -0.18 | -3.97 |
| Aug 2019 | 832.8148246516474 | -1.50 | -6.02 |
| Sep 2019 | 833.664378384106 | 0.10 | -7.05 |
| Oct 2019 | 845.3655899526714 | 1.40 | -8.18 |
| Nov 2019 | 849.9404219041709 | 0.54 | -8.40 |
| Dec 2019 | 856.8690790099749 | 0.82 | -5.62 |
| Jan 2020 | 852.0436154453486 | -0.56 | -4.74 |
| Feb 2020 | 840.1620156237825 | -1.39 | -5.60 |
| Mar 2020 | 844.2320791272457 | 0.48 | -4.50 |
| Apr 2020 | 833.7667436333901 | -1.24 | -4.77 |
| May 2020 | 828.652011857853 | -0.61 | -4.93 |
| Jun 2020 | 823.8014938224376 | -0.58 | -2.74 |
| Jul 2020 | 812.5733268461422 | -1.36 | -3.89 |
| Aug 2020 | 811.0014791604937 | -0.19 | -2.62 |
| Sep 2020 | 815.2970244947002 | 0.53 | -2.20 |
| Oct 2020 | 819.5719241249968 | 0.52 | -3.05 |
| Nov 2020 | 824.5053718544524 | 0.60 | -2.99 |
| Dec 2020 | 828.2404267026228 | 0.45 | -3.34 |
| Jan 2021 | 846.1474350379511 | 2.16 | -0.69 |
| Feb 2021 | 866.3954309277019 | 2.39 | 3.12 |
| Mar 2021 | 910.2173128102119 | 5.06 | 7.82 |
| Apr 2021 | 921.4622938962799 | 1.24 | 10.52 |
| May 2021 | 925.3830724214729 | 0.43 | 11.67 |
| Jun 2021 | 943.3328286651852 | 1.94 | 14.51 |
| Jul 2021 | 946.1811776521047 | 0.30 | 16.44 |
| Aug 2021 | 956.5274779132324 | 1.09 | 17.94 |
| Sep 2021 | 974.3486527829142 | 1.86 | 19.51 |
| Oct 2021 | 1005.7571264989439 | 3.22 | 22.72 |
| Nov 2021 | 1016.9264282851115 | 1.11 | 23.34 |
| Dec 2021 | 1033.2662852566107 | 1.61 | 24.75 |
| Jan 2022 | 1094.443580687187 | 5.92 | 29.34 |
| Feb 2022 | 1156.2541127657537 | 5.65 | 33.46 |
| Mar 2022 | 1237.1778217109788 | 7.00 | 35.92 |
| Apr 2022 | 1385.5977650250722 | 12.00 | 50.37 |
| May 2022 | 1448.6843117838314 | 4.55 | 56.55 |
| Jun 2022 | 1516.454973952431 | 4.68 | 60.76 |
| Jul 2022 | 1509.3522772535387 | -0.47 | 59.52 |
| Aug 2022 | 1479.7638132276065 | -1.96 | 54.70 |
| Sep 2022 | 1625.0780797664845 | 9.82 | 66.79 |
| Oct 2022 | 1755.5704230464062 | 8.03 | 74.55 |
| Nov 2022 | 1730.3441142961256 | -1.44 | 70.15 |
| Dec 2022 | 1645.4117453185363 | -4.91 | 59.24 |
| Jan 2023 | 1619.0695129621645 | -1.60 | 47.94 |
| Feb 2023 | 1607.9619011478962 | -0.69 | 39.07 |
| Mar 2023 | 1653.26798112388 | 2.82 | 33.63 |
| Apr 2023 | 1622.2546073593253 | -1.88 | 17.08 |
| May 2023 | 1645.5209912737052 | 1.43 | 13.59 |
| Jun 2023 | 1708.6916147459972 | 3.84 | 12.68 |
| Jul 2023 | 1746.0372095370292 | 2.19 | 15.68 |
| Aug 2023 | 1802.4461042143726 | 3.23 | 21.81 |
| Sep 2023 | 1836.5655881570233 | 1.89 | 13.01 |
| Oct 2023 | 1921.4488599183835 | 4.62 | 9.45 |
| Nov 2023 | 1894.1196884841095 | -1.42 | 9.47 |
| Dec 2023 | 1784.721428543567 | -5.78 | 8.47 |
| Jan 2024 | 1760.2191932090775 | -1.37 | 8.72 |
| Feb 2024 | 1792.1388284825534 | 1.81 | 11.45 |
| Mar 2024 | 1809.5568664175207 | 0.97 | 9.45 |
| Apr 2024 | 1853.1248510042535 | 2.41 | 14.23 |
| May 2024 | 1877.7193572851954 | 1.33 | 14.11 |
| Jun 2024 | 1859.949781597155 | -0.95 | 8.85 |
| Jul 2024 | 1853.3678475336592 | -0.35 | 6.15 |
| Aug 2024 | 1792.557539603699 | -3.28 | -0.55 |
| Sep 2024 | 1737.0256812205091 | -3.10 | -5.42 |
| Oct 2024 | 1787.7461455219652 | 2.92 | -6.96 |
| Nov 2024 | 1864.3569720334697 | 4.29 | -1.57 |
| Dec 2024 | 1854.1677818125816 | -0.55 | 3.89 |
| Jan 2025 | 1906.514967684276 | 2.82 | 8.31 |
| Feb 2025 | 1887.8010351298976 | -0.98 | 5.34 |
| Mar 2025 | 1850.7644759307404 | -1.96 | 2.28 |
| Apr 2025 | 1864.0122519419674 | 0.72 | 0.59 |
| May 2025 | 1879.8416678685219 | 0.85 | 0.11 |
| Jun 2025 | 1877.8143007683668 | -0.11 | 0.96 |
| Jul 2025 | 1855.6824307413158 | -1.18 | 0.13 |
| Aug 2025 | 1826.1421122601275 | -1.59 | 1.87 |
| Sep 2025 | 1779.9731530072038 | -2.53 | 2.47 |
| Oct 2025 | 1760.9974102277522 | -1.07 | -1.50 |
| Nov 2025 | 1759.282131033806 | -0.10 | -5.64 |
| Dec 2025 | 1751.4058852187811 | -0.45 | -5.54 |
| Jan 2026 | 1736.6898481240326 | -0.84 | -8.91 |
| Feb 2026 | 1728.2029819250417 | -0.49 | -8.45 |