Binghamton, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Binghamton, NY Metro in February 2026 was $900.545. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was -4.51%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Binghamton, NY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Binghamton, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Binghamton, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Binghamton, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Binghamton, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 377.18330930510393 | -2.66 | -9.76 |
| Feb 2015 | 378.33905384637575 | 0.31 | -8.16 |
| Mar 2015 | 381.3378302695329 | 0.79 | -8.13 |
| Apr 2015 | 377.5986846218657 | -0.98 | -9.22 |
| May 2015 | 386.4120290331712 | 2.33 | -5.81 |
| Jun 2015 | 393.98626701180376 | 1.96 | -3.80 |
| Jul 2015 | 398.3789832213115 | 1.12 | -2.36 |
| Aug 2015 | 393.06632589298056 | -1.33 | -3.22 |
| Sep 2015 | 393.4666525991411 | 0.10 | -3.36 |
| Oct 2015 | 389.9538597075676 | -0.89 | -2.26 |
| Nov 2015 | 397.5255062185355 | 1.94 | 0.52 |
| Dec 2015 | 399.1015622443639 | 0.40 | 3.00 |
| Jan 2016 | 395.273498515603 | -0.96 | 4.80 |
| Feb 2016 | 385.07510147466394 | -2.58 | 1.78 |
| Mar 2016 | 385.81068971892836 | 0.19 | 1.17 |
| Apr 2016 | 379.87869433911686 | -1.54 | 0.60 |
| May 2016 | 378.54766437852345 | -0.35 | -2.03 |
| Jun 2016 | 376.9063650216821 | -0.43 | -4.33 |
| Jul 2016 | 370.61260708609325 | -1.67 | -6.97 |
| Aug 2016 | 370.55027444762754 | -0.02 | -5.73 |
| Sep 2016 | 372.49955613237 | 0.53 | -5.33 |
| Oct 2016 | 374.9481772745837 | 0.66 | -3.85 |
| Nov 2016 | 390.7485691266361 | 4.21 | -1.70 |
| Dec 2016 | 412.72797344352034 | 5.63 | 3.41 |
| Jan 2017 | 410.63552957915005 | -0.51 | 3.89 |
| Feb 2017 | 411.23908966914456 | 0.15 | 6.80 |
| Mar 2017 | 411.18301917113814 | -0.01 | 6.58 |
| Apr 2017 | 401.84990294803924 | -2.27 | 5.78 |
| May 2017 | 398.3876805819403 | -0.86 | 5.24 |
| Jun 2017 | 392.9651890365183 | -1.36 | 4.26 |
| Jul 2017 | 397.3006900314913 | 1.10 | 7.20 |
| Aug 2017 | 395.304743457269 | -0.50 | 6.68 |
| Sep 2017 | 393.495802014678 | -0.46 | 5.64 |
| Oct 2017 | 399.1718068808442 | 1.44 | 6.46 |
| Nov 2017 | 401.4441073023448 | 0.57 | 2.74 |
| Dec 2017 | 403.6356345176893 | 0.55 | -2.20 |
| Jan 2018 | 409.1289019529843 | 1.36 | -0.37 |
| Feb 2018 | 424.88655605697005 | 3.85 | 3.32 |
| Mar 2018 | 432.57746030111997 | 1.81 | 5.20 |
| Apr 2018 | 435.9825386368447 | 0.79 | 8.49 |
| May 2018 | 445.8947010566972 | 2.27 | 11.93 |
| Jun 2018 | 449.3807159491826 | 0.78 | 14.36 |
| Jul 2018 | 451.6747514155095 | 0.51 | 13.69 |
| Aug 2018 | 456.4947675456245 | 1.07 | 15.48 |
| Sep 2018 | 463.45581696089516 | 1.53 | 17.78 |
| Oct 2018 | 474.6594513134284 | 2.42 | 18.91 |
| Nov 2018 | 477.3671800125525 | 0.57 | 18.91 |
| Dec 2018 | 464.6832511238774 | -2.66 | 15.12 |
| Jan 2019 | 456.45797780757033 | -1.77 | 11.57 |
| Feb 2019 | 452.63813166791084 | -0.84 | 6.53 |
| Mar 2019 | 450.00227898184977 | -0.58 | 4.03 |
| Apr 2019 | 446.3503072085422 | -0.81 | 2.38 |
| May 2019 | 444.2958736782985 | -0.46 | -0.36 |
| Jun 2019 | 431.2186639675466 | -2.94 | -4.04 |
| Jul 2019 | 430.3421834554132 | -0.20 | -4.72 |
| Aug 2019 | 423.64350246167265 | -1.56 | -7.20 |
| Sep 2019 | 423.8146731917068 | 0.04 | -8.55 |
| Oct 2019 | 429.06033683987454 | 1.24 | -9.61 |
| Nov 2019 | 430.9251223412179 | 0.44 | -9.73 |
| Dec 2019 | 433.58146455105276 | 0.62 | -6.69 |
| Jan 2020 | 429.7650504965409 | -0.88 | -5.85 |
| Feb 2020 | 423.04131499394913 | -1.56 | -6.54 |
| Mar 2020 | 424.289685505189 | 0.30 | -5.71 |
| Apr 2020 | 418.7766872494075 | -1.30 | -6.18 |
| May 2020 | 415.77070936984074 | -0.72 | -6.42 |
| Jun 2020 | 412.65157850455694 | -0.75 | -4.31 |
| Jul 2020 | 405.9372473874043 | -1.63 | -5.67 |
| Aug 2020 | 403.75825881273204 | -0.54 | -4.69 |
| Sep 2020 | 404.87055947500863 | 0.28 | -4.47 |
| Oct 2020 | 406.72541592049646 | 0.46 | -5.21 |
| Nov 2020 | 409.1980431807914 | 0.61 | -5.04 |
| Dec 2020 | 410.50933633799707 | 0.32 | -5.32 |
| Jan 2021 | 417.89391392504257 | 1.80 | -2.76 |
| Feb 2021 | 426.57721902762194 | 2.08 | 0.84 |
| Mar 2021 | 447.26360869324157 | 4.85 | 5.42 |
| Apr 2021 | 451.8724713106388 | 1.03 | 7.90 |
| May 2021 | 452.6790760466759 | 0.18 | 8.88 |
| Jun 2021 | 460.7039312311615 | 1.77 | 11.65 |
| Jul 2021 | 460.7912057792406 | 0.02 | 13.51 |
| Aug 2021 | 463.44602541702955 | 0.58 | 14.78 |
| Sep 2021 | 468.1337641958038 | 1.01 | 15.63 |
| Oct 2021 | 478.6046441699817 | 2.24 | 17.67 |
| Nov 2021 | 478.72927816620995 | 0.03 | 16.99 |
| Dec 2021 | 480.8419426380998 | 0.44 | 17.13 |
| Jan 2022 | 505.8430825238234 | 5.20 | 21.05 |
| Feb 2022 | 532.4424292685748 | 5.26 | 24.82 |
| Mar 2022 | 568.1285335674617 | 6.70 | 27.02 |
| Apr 2022 | 633.4395411641619 | 11.50 | 40.18 |
| May 2022 | 658.7496324723157 | 4.00 | 45.52 |
| Jun 2022 | 689.3595583525137 | 4.65 | 49.63 |
| Jul 2022 | 687.3022796676211 | -0.30 | 49.16 |
| Aug 2022 | 676.4143805136566 | -1.58 | 45.95 |
| Sep 2022 | 745.2283372743865 | 10.17 | 59.19 |
| Oct 2022 | 807.5189815620696 | 8.36 | 68.72 |
| Nov 2022 | 799.8616088201472 | -0.95 | 67.08 |
| Dec 2022 | 765.4363715985088 | -4.30 | 59.19 |
| Jan 2023 | 759.3652815603486 | -0.79 | 50.12 |
| Feb 2023 | 759.7575830690877 | 0.05 | 42.69 |
| Mar 2023 | 785.8167206990439 | 3.43 | 38.32 |
| Apr 2023 | 775.474499053398 | -1.32 | 22.42 |
| May 2023 | 790.5593270021589 | 1.95 | 20.01 |
| Jun 2023 | 824.4467414982923 | 4.29 | 19.60 |
| Jul 2023 | 843.8396434199537 | 2.35 | 22.78 |
| Aug 2023 | 869.894430715766 | 3.09 | 28.60 |
| Sep 2023 | 884.9752908008284 | 1.73 | 18.75 |
| Oct 2023 | 927.0477056913714 | 4.75 | 14.80 |
| Nov 2023 | 916.4299817944851 | -1.14 | 14.57 |
| Dec 2023 | 865.8598764532675 | -5.52 | 13.12 |
| Jan 2024 | 855.2602780560081 | -1.22 | 12.63 |
| Feb 2024 | 872.8937850663344 | 2.06 | 14.89 |
| Mar 2024 | 884.567895632561 | 1.34 | 12.57 |
| Apr 2024 | 909.3272286504346 | 2.80 | 17.26 |
| May 2024 | 926.1169162019919 | 1.85 | 17.15 |
| Jun 2024 | 922.7902601078777 | -0.36 | 11.93 |
| Jul 2024 | 923.666293491288 | 0.10 | 9.46 |
| Aug 2024 | 895.8370982175161 | -3.01 | 2.98 |
| Sep 2024 | 868.9674900053787 | -3.00 | -1.81 |
| Oct 2024 | 894.4079703480515 | 2.93 | -3.52 |
| Nov 2024 | 932.4658671039608 | 4.26 | 1.75 |
| Dec 2024 | 927.0310414625068 | -0.58 | 7.07 |
| Jan 2025 | 952.7227887299755 | 2.77 | 11.40 |
| Feb 2025 | 943.1055581726441 | -1.01 | 8.04 |
| Mar 2025 | 924.1571563331115 | -2.01 | 4.48 |
| Apr 2025 | 931.6772079888257 | 0.81 | 2.46 |
| May 2025 | 942.3947580945251 | 1.15 | 1.76 |
| Jun 2025 | 945.4932302420475 | 0.33 | 2.46 |
| Jul 2025 | 940.3196019821665 | -0.55 | 1.80 |
| Aug 2025 | 930.3008484958186 | -1.06 | 3.85 |
| Sep 2025 | 910.5801531370197 | -2.12 | 4.79 |
| Oct 2025 | 903.130656144157 | -0.82 | 0.98 |
| Nov 2025 | 904.0581005230566 | 0.10 | -3.05 |
| Dec 2025 | 903.091660482037 | -0.11 | -2.58 |
| Jan 2026 | 899.3643373329949 | -0.41 | -5.60 |
| Feb 2026 | 900.5447814040497 | 0.13 | -4.51 |
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