Birmingham, AL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Birmingham, AL Metro in February 2026 was $1,232.212. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -7.21%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 535.9633067152537 | -2.29 | -5.79 |
| Feb 2015 | 538.4007893723025 | 0.46 | -4.06 |
| Mar 2015 | 543.113373260475 | 0.88 | -3.80 |
| Apr 2015 | 538.6308727356153 | -0.82 | -4.86 |
| May 2015 | 552.3662710082704 | 2.55 | -1.25 |
| Jun 2015 | 564.0184152387301 | 2.11 | 0.72 |
| Jul 2015 | 570.1403391801243 | 1.09 | 1.80 |
| Aug 2015 | 562.1348814648005 | -1.40 | 0.21 |
| Sep 2015 | 562.7477547985545 | 0.11 | -0.53 |
| Oct 2015 | 558.4451331412882 | -0.76 | 0.04 |
| Nov 2015 | 571.3448678765305 | 2.31 | 2.64 |
| Dec 2015 | 575.8502094793715 | 0.79 | 4.98 |
| Jan 2016 | 571.9924455128825 | -0.67 | 6.72 |
| Feb 2016 | 559.2071977939808 | -2.23 | 3.86 |
| Mar 2016 | 562.8960300481016 | 0.66 | 3.64 |
| Apr 2016 | 558.268282514226 | -0.82 | 3.65 |
| May 2016 | 558.5894342477417 | 0.06 | 1.13 |
| Jun 2016 | 556.9931500624381 | -0.29 | -1.25 |
| Jul 2016 | 548.0971389070157 | -1.60 | -3.87 |
| Aug 2016 | 548.5496297147664 | 0.08 | -2.42 |
| Sep 2016 | 551.560526342014 | 0.55 | -1.99 |
| Oct 2016 | 554.309493625509 | 0.50 | -0.74 |
| Nov 2016 | 577.6994906231496 | 4.22 | 1.11 |
| Dec 2016 | 611.2853147161924 | 5.81 | 6.15 |
| Jan 2017 | 610.1850851599518 | -0.18 | 6.68 |
| Feb 2017 | 612.8454316717608 | 0.44 | 9.59 |
| Mar 2017 | 616.2003811747934 | 0.55 | 9.47 |
| Apr 2017 | 606.5407820219764 | -1.57 | 8.65 |
| May 2017 | 605.4085516094299 | -0.19 | 8.38 |
| Jun 2017 | 598.4980075420651 | -1.14 | 7.45 |
| Jul 2017 | 604.4944265744809 | 1.00 | 10.29 |
| Aug 2017 | 600.5463626419133 | -0.65 | 9.48 |
| Sep 2017 | 598.1465294443319 | -0.40 | 8.45 |
| Oct 2017 | 607.905536677566 | 1.63 | 9.67 |
| Nov 2017 | 612.9588223274802 | 0.83 | 6.10 |
| Dec 2017 | 617.8276172971542 | 0.79 | 1.07 |
| Jan 2018 | 626.6117714190117 | 1.42 | 2.69 |
| Feb 2018 | 651.4028936479882 | 3.96 | 6.29 |
| Mar 2018 | 663.2631824296707 | 1.82 | 7.64 |
| Apr 2018 | 667.2796295729592 | 0.61 | 10.01 |
| May 2018 | 678.7273546910577 | 1.72 | 12.11 |
| Jun 2018 | 678.546957164112 | -0.03 | 13.38 |
| Jul 2018 | 677.7195486777508 | -0.12 | 12.11 |
| Aug 2018 | 682.6626001990563 | 0.73 | 13.67 |
| Sep 2018 | 692.5450937736515 | 1.45 | 15.78 |
| Oct 2018 | 711.4976826610321 | 2.74 | 17.04 |
| Nov 2018 | 717.4367386328872 | 0.84 | 17.05 |
| Dec 2018 | 702.2662441524832 | -2.12 | 13.67 |
| Jan 2019 | 693.0201687019652 | -1.32 | 10.60 |
| Feb 2019 | 690.5718763937143 | -0.35 | 6.01 |
| Mar 2019 | 687.0698276913205 | -0.51 | 3.59 |
| Apr 2019 | 680.9699065288153 | -0.89 | 2.05 |
| May 2019 | 677.6110645069758 | -0.49 | -0.16 |
| Jun 2019 | 657.643378459019 | -2.95 | -3.08 |
| Jul 2019 | 656.5632588511074 | -0.16 | -3.12 |
| Aug 2019 | 647.0314360883277 | -1.45 | -5.22 |
| Sep 2019 | 648.1461711187602 | 0.17 | -6.41 |
| Oct 2019 | 657.8427409937976 | 1.50 | -7.54 |
| Nov 2019 | 663.0826956861139 | 0.80 | -7.58 |
| Dec 2019 | 671.3287527368444 | 1.24 | -4.40 |
| Jan 2020 | 669.9319441229986 | -0.21 | -3.33 |
| Feb 2020 | 662.4698504153089 | -1.11 | -4.07 |
| Mar 2020 | 666.4369123342012 | 0.60 | -3.00 |
| Apr 2020 | 658.8654027939793 | -1.14 | -3.25 |
| May 2020 | 655.3735395601394 | -0.53 | -3.28 |
| Jun 2020 | 651.3992414444572 | -0.61 | -0.95 |
| Jul 2020 | 641.6806776546264 | -1.49 | -2.27 |
| Aug 2020 | 639.3968334547611 | -0.36 | -1.18 |
| Sep 2020 | 642.4266586524169 | 0.47 | -0.88 |
| Oct 2020 | 645.7860781228601 | 0.52 | -1.83 |
| Nov 2020 | 649.4219439321353 | 0.56 | -2.06 |
| Dec 2020 | 651.5282780967599 | 0.32 | -2.95 |
| Jan 2021 | 664.3038843875185 | 1.96 | -0.84 |
| Feb 2021 | 679.0594492123146 | 2.22 | 2.50 |
| Mar 2021 | 712.2779021329395 | 4.89 | 6.88 |
| Apr 2021 | 719.6930464859063 | 1.04 | 9.23 |
| May 2021 | 720.1740796975907 | 0.07 | 9.89 |
| Jun 2021 | 731.1277428169302 | 1.52 | 12.24 |
| Jul 2021 | 729.6666160681602 | -0.20 | 13.71 |
| Aug 2021 | 733.0697182375496 | 0.47 | 14.65 |
| Sep 2021 | 741.7391083031217 | 1.18 | 15.46 |
| Oct 2021 | 761.9541525353295 | 2.73 | 17.99 |
| Nov 2021 | 768.9346616862881 | 0.92 | 18.40 |
| Dec 2021 | 780.2047848211703 | 1.47 | 19.75 |
| Jan 2022 | 826.5184691975398 | 5.94 | 24.42 |
| Feb 2022 | 873.4851823095657 | 5.68 | 28.63 |
| Mar 2022 | 934.5008122498231 | 6.99 | 31.20 |
| Apr 2022 | 1044.8164523920013 | 11.81 | 45.18 |
| May 2022 | 1089.5052817658943 | 4.28 | 51.28 |
| Jun 2022 | 1139.479804990592 | 4.59 | 55.85 |
| Jul 2022 | 1133.5672807080596 | -0.52 | 55.35 |
| Aug 2022 | 1113.148825838554 | -1.80 | 51.85 |
| Sep 2022 | 1226.2730142970756 | 10.16 | 65.32 |
| Oct 2022 | 1329.6218177202359 | 8.43 | 74.50 |
| Nov 2022 | 1314.3061947750377 | -1.15 | 70.93 |
| Dec 2022 | 1251.1682042477325 | -4.80 | 60.36 |
| Jan 2023 | 1233.2516410801181 | -1.43 | 49.21 |
| Feb 2023 | 1226.6899807676666 | -0.53 | 40.44 |
| Mar 2023 | 1263.7680673881052 | 3.02 | 35.24 |
| Apr 2023 | 1242.4764734702528 | -1.68 | 18.92 |
| May 2023 | 1261.418416969083 | 1.53 | 15.78 |
| Jun 2023 | 1307.349742881437 | 3.64 | 14.73 |
| Jul 2023 | 1328.1113356373767 | 1.59 | 17.16 |
| Aug 2023 | 1360.7624241729804 | 2.46 | 22.24 |
| Sep 2023 | 1377.2989837506225 | 1.22 | 12.32 |
| Oct 2023 | 1433.0628275593363 | 4.05 | 7.78 |
| Nov 2023 | 1405.3448121341976 | -1.93 | 6.93 |
| Dec 2023 | 1316.8872274272103 | -6.29 | 5.25 |
| Jan 2024 | 1292.0620966202246 | -1.88 | 4.77 |
| Feb 2024 | 1309.02274683368 | 1.31 | 6.71 |
| Mar 2024 | 1317.0150303395112 | 0.61 | 4.21 |
| Apr 2024 | 1343.193789118761 | 1.99 | 8.11 |
| May 2024 | 1355.264246808114 | 0.90 | 7.44 |
| Jun 2024 | 1335.2843557468893 | -1.47 | 2.14 |
| Jul 2024 | 1324.1330183996647 | -0.83 | -0.30 |
| Aug 2024 | 1275.1064192303102 | -3.70 | -6.29 |
| Sep 2024 | 1231.9247663263036 | -3.39 | -10.55 |
| Oct 2024 | 1265.0087704178159 | 2.69 | -11.73 |
| Nov 2024 | 1317.015213266771 | 4.11 | -6.28 |
| Dec 2024 | 1307.9507353539657 | -0.69 | -0.68 |
| Jan 2025 | 1343.0277132220838 | 2.68 | 3.95 |
| Feb 2025 | 1327.9822419785116 | -1.12 | 1.45 |
| Mar 2025 | 1299.5271801584588 | -2.14 | -1.33 |
| Apr 2025 | 1307.0446542448644 | 0.58 | -2.69 |
| May 2025 | 1318.1167895120734 | 0.85 | -2.74 |
| Jun 2025 | 1318.195583801618 | 0.01 | -1.28 |
| Jul 2025 | 1304.939791985536 | -1.01 | -1.45 |
| Aug 2025 | 1287.2384930519659 | -1.36 | 0.95 |
| Sep 2025 | 1257.503010320934 | -2.31 | 2.08 |
| Oct 2025 | 1246.9351770045216 | -0.84 | -1.43 |
| Nov 2025 | 1247.7771959734466 | 0.07 | -5.26 |
| Dec 2025 | 1244.973031074061 | -0.22 | -4.82 |
| Jan 2026 | 1236.1374979151587 | -0.71 | -7.96 |
| Feb 2026 | 1232.2119669191777 | -0.32 | -7.21 |