Birmingham, AL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Birmingham, AL Metro in February 2026 was $1,232.212. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -7.21%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Birmingham, AL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Birmingham, AL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 535.9633067152537 -2.29 -5.79
Feb 2015 538.4007893723025 0.46 -4.06
Mar 2015 543.113373260475 0.88 -3.80
Apr 2015 538.6308727356153 -0.82 -4.86
May 2015 552.3662710082704 2.55 -1.25
Jun 2015 564.0184152387301 2.11 0.72
Jul 2015 570.1403391801243 1.09 1.80
Aug 2015 562.1348814648005 -1.40 0.21
Sep 2015 562.7477547985545 0.11 -0.53
Oct 2015 558.4451331412882 -0.76 0.04
Nov 2015 571.3448678765305 2.31 2.64
Dec 2015 575.8502094793715 0.79 4.98
Jan 2016 571.9924455128825 -0.67 6.72
Feb 2016 559.2071977939808 -2.23 3.86
Mar 2016 562.8960300481016 0.66 3.64
Apr 2016 558.268282514226 -0.82 3.65
May 2016 558.5894342477417 0.06 1.13
Jun 2016 556.9931500624381 -0.29 -1.25
Jul 2016 548.0971389070157 -1.60 -3.87
Aug 2016 548.5496297147664 0.08 -2.42
Sep 2016 551.560526342014 0.55 -1.99
Oct 2016 554.309493625509 0.50 -0.74
Nov 2016 577.6994906231496 4.22 1.11
Dec 2016 611.2853147161924 5.81 6.15
Jan 2017 610.1850851599518 -0.18 6.68
Feb 2017 612.8454316717608 0.44 9.59
Mar 2017 616.2003811747934 0.55 9.47
Apr 2017 606.5407820219764 -1.57 8.65
May 2017 605.4085516094299 -0.19 8.38
Jun 2017 598.4980075420651 -1.14 7.45
Jul 2017 604.4944265744809 1.00 10.29
Aug 2017 600.5463626419133 -0.65 9.48
Sep 2017 598.1465294443319 -0.40 8.45
Oct 2017 607.905536677566 1.63 9.67
Nov 2017 612.9588223274802 0.83 6.10
Dec 2017 617.8276172971542 0.79 1.07
Jan 2018 626.6117714190117 1.42 2.69
Feb 2018 651.4028936479882 3.96 6.29
Mar 2018 663.2631824296707 1.82 7.64
Apr 2018 667.2796295729592 0.61 10.01
May 2018 678.7273546910577 1.72 12.11
Jun 2018 678.546957164112 -0.03 13.38
Jul 2018 677.7195486777508 -0.12 12.11
Aug 2018 682.6626001990563 0.73 13.67
Sep 2018 692.5450937736515 1.45 15.78
Oct 2018 711.4976826610321 2.74 17.04
Nov 2018 717.4367386328872 0.84 17.05
Dec 2018 702.2662441524832 -2.12 13.67
Jan 2019 693.0201687019652 -1.32 10.60
Feb 2019 690.5718763937143 -0.35 6.01
Mar 2019 687.0698276913205 -0.51 3.59
Apr 2019 680.9699065288153 -0.89 2.05
May 2019 677.6110645069758 -0.49 -0.16
Jun 2019 657.643378459019 -2.95 -3.08
Jul 2019 656.5632588511074 -0.16 -3.12
Aug 2019 647.0314360883277 -1.45 -5.22
Sep 2019 648.1461711187602 0.17 -6.41
Oct 2019 657.8427409937976 1.50 -7.54
Nov 2019 663.0826956861139 0.80 -7.58
Dec 2019 671.3287527368444 1.24 -4.40
Jan 2020 669.9319441229986 -0.21 -3.33
Feb 2020 662.4698504153089 -1.11 -4.07
Mar 2020 666.4369123342012 0.60 -3.00
Apr 2020 658.8654027939793 -1.14 -3.25
May 2020 655.3735395601394 -0.53 -3.28
Jun 2020 651.3992414444572 -0.61 -0.95
Jul 2020 641.6806776546264 -1.49 -2.27
Aug 2020 639.3968334547611 -0.36 -1.18
Sep 2020 642.4266586524169 0.47 -0.88
Oct 2020 645.7860781228601 0.52 -1.83
Nov 2020 649.4219439321353 0.56 -2.06
Dec 2020 651.5282780967599 0.32 -2.95
Jan 2021 664.3038843875185 1.96 -0.84
Feb 2021 679.0594492123146 2.22 2.50
Mar 2021 712.2779021329395 4.89 6.88
Apr 2021 719.6930464859063 1.04 9.23
May 2021 720.1740796975907 0.07 9.89
Jun 2021 731.1277428169302 1.52 12.24
Jul 2021 729.6666160681602 -0.20 13.71
Aug 2021 733.0697182375496 0.47 14.65
Sep 2021 741.7391083031217 1.18 15.46
Oct 2021 761.9541525353295 2.73 17.99
Nov 2021 768.9346616862881 0.92 18.40
Dec 2021 780.2047848211703 1.47 19.75
Jan 2022 826.5184691975398 5.94 24.42
Feb 2022 873.4851823095657 5.68 28.63
Mar 2022 934.5008122498231 6.99 31.20
Apr 2022 1044.8164523920013 11.81 45.18
May 2022 1089.5052817658943 4.28 51.28
Jun 2022 1139.479804990592 4.59 55.85
Jul 2022 1133.5672807080596 -0.52 55.35
Aug 2022 1113.148825838554 -1.80 51.85
Sep 2022 1226.2730142970756 10.16 65.32
Oct 2022 1329.6218177202359 8.43 74.50
Nov 2022 1314.3061947750377 -1.15 70.93
Dec 2022 1251.1682042477325 -4.80 60.36
Jan 2023 1233.2516410801181 -1.43 49.21
Feb 2023 1226.6899807676666 -0.53 40.44
Mar 2023 1263.7680673881052 3.02 35.24
Apr 2023 1242.4764734702528 -1.68 18.92
May 2023 1261.418416969083 1.53 15.78
Jun 2023 1307.349742881437 3.64 14.73
Jul 2023 1328.1113356373767 1.59 17.16
Aug 2023 1360.7624241729804 2.46 22.24
Sep 2023 1377.2989837506225 1.22 12.32
Oct 2023 1433.0628275593363 4.05 7.78
Nov 2023 1405.3448121341976 -1.93 6.93
Dec 2023 1316.8872274272103 -6.29 5.25
Jan 2024 1292.0620966202246 -1.88 4.77
Feb 2024 1309.02274683368 1.31 6.71
Mar 2024 1317.0150303395112 0.61 4.21
Apr 2024 1343.193789118761 1.99 8.11
May 2024 1355.264246808114 0.90 7.44
Jun 2024 1335.2843557468893 -1.47 2.14
Jul 2024 1324.1330183996647 -0.83 -0.30
Aug 2024 1275.1064192303102 -3.70 -6.29
Sep 2024 1231.9247663263036 -3.39 -10.55
Oct 2024 1265.0087704178159 2.69 -11.73
Nov 2024 1317.015213266771 4.11 -6.28
Dec 2024 1307.9507353539657 -0.69 -0.68
Jan 2025 1343.0277132220838 2.68 3.95
Feb 2025 1327.9822419785116 -1.12 1.45
Mar 2025 1299.5271801584588 -2.14 -1.33
Apr 2025 1307.0446542448644 0.58 -2.69
May 2025 1318.1167895120734 0.85 -2.74
Jun 2025 1318.195583801618 0.01 -1.28
Jul 2025 1304.939791985536 -1.01 -1.45
Aug 2025 1287.2384930519659 -1.36 0.95
Sep 2025 1257.503010320934 -2.31 2.08
Oct 2025 1246.9351770045216 -0.84 -1.43
Nov 2025 1247.7771959734466 0.07 -5.26
Dec 2025 1244.973031074061 -0.22 -4.82
Jan 2026 1236.1374979151587 -0.71 -7.96
Feb 2026 1232.2119669191777 -0.32 -7.21