Boston, MA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Boston, MA Metro in February 2026 was $3,440.96. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -6.52%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Boston, MA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Boston, MA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Boston, MA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Boston, MA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Boston, MA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1368.9946096657263 | -1.68 | -4.09 |
| Feb 2015 | 1385.4939959802355 | 1.21 | -1.98 |
| Mar 2015 | 1404.8650060206326 | 1.40 | -1.57 |
| Apr 2015 | 1394.8978155530028 | -0.71 | -2.73 |
| May 2015 | 1429.7964488811474 | 2.50 | 0.85 |
| Jun 2015 | 1459.4844953714799 | 2.08 | 2.86 |
| Jul 2015 | 1476.2122654908292 | 1.15 | 4.12 |
| Aug 2015 | 1458.990988126273 | -1.17 | 2.94 |
| Sep 2015 | 1466.712615666893 | 0.53 | 2.64 |
| Oct 2015 | 1461.038642293093 | -0.39 | 3.62 |
| Nov 2015 | 1497.612280482577 | 2.50 | 6.32 |
| Dec 2015 | 1512.1261090050127 | 0.97 | 8.60 |
| Jan 2016 | 1506.2594737459856 | -0.39 | 10.03 |
| Feb 2016 | 1476.8143832232154 | -1.95 | 6.59 |
| Mar 2016 | 1490.0244266086183 | 0.89 | 6.06 |
| Apr 2016 | 1481.0772194934327 | -0.60 | 6.18 |
| May 2016 | 1487.9213338116576 | 0.46 | 4.07 |
| Jun 2016 | 1489.3511702814076 | 0.10 | 2.05 |
| Jul 2016 | 1470.7879432754708 | -1.25 | -0.37 |
| Aug 2016 | 1473.27715507992 | 0.17 | 0.98 |
| Sep 2016 | 1482.9518881682811 | 0.66 | 1.11 |
| Oct 2016 | 1492.6684809487758 | 0.66 | 2.17 |
| Nov 2016 | 1560.542364322301 | 4.55 | 4.20 |
| Dec 2016 | 1655.5408378906445 | 6.09 | 9.48 |
| Jan 2017 | 1656.8596929670052 | 0.08 | 10.00 |
| Feb 2017 | 1669.1319816736761 | 0.74 | 13.02 |
| Mar 2017 | 1685.0353413833213 | 0.95 | 13.09 |
| Apr 2017 | 1666.4815296267127 | -1.10 | 12.52 |
| May 2017 | 1671.5706985396778 | 0.31 | 12.34 |
| Jun 2017 | 1660.687618004528 | -0.65 | 11.50 |
| Jul 2017 | 1682.4301799205273 | 1.31 | 14.39 |
| Aug 2017 | 1671.8035063253596 | -0.63 | 13.48 |
| Sep 2017 | 1664.730737043936 | -0.42 | 12.26 |
| Oct 2017 | 1690.6062075044451 | 1.55 | 13.26 |
| Nov 2017 | 1704.2777893793505 | 0.81 | 9.21 |
| Dec 2017 | 1717.664562094547 | 0.79 | 3.75 |
| Jan 2018 | 1743.9586237721967 | 1.53 | 5.26 |
| Feb 2018 | 1817.5236722971542 | 4.22 | 8.89 |
| Mar 2018 | 1854.5483864438443 | 2.04 | 10.06 |
| Apr 2018 | 1871.8825647850217 | 0.94 | 12.33 |
| May 2018 | 1911.022469694708 | 2.09 | 14.33 |
| Jun 2018 | 1918.1469230385148 | 0.37 | 15.50 |
| Jul 2018 | 1919.3832013713836 | 0.06 | 14.08 |
| Aug 2018 | 1932.9455212302191 | 0.71 | 15.62 |
| Sep 2018 | 1957.8351860319792 | 1.29 | 17.61 |
| Oct 2018 | 2007.0481291817327 | 2.51 | 18.72 |
| Nov 2018 | 2016.5804860092435 | 0.48 | 18.33 |
| Dec 2018 | 1962.60044724243 | -2.68 | 14.26 |
| Jan 2019 | 1922.5325301414111 | -2.04 | 10.24 |
| Feb 2019 | 1902.3740306273305 | -1.05 | 4.67 |
| Mar 2019 | 1882.5834904360054 | -1.04 | 1.51 |
| Apr 2019 | 1861.5964420315859 | -1.11 | -0.55 |
| May 2019 | 1850.644554052073 | -0.59 | -3.16 |
| Jun 2019 | 1795.1240346477118 | -3.00 | -6.41 |
| Jul 2019 | 1788.5748691575195 | -0.36 | -6.81 |
| Aug 2019 | 1756.633846026517 | -1.79 | -9.12 |
| Sep 2019 | 1753.7581589214103 | -0.16 | -10.42 |
| Oct 2019 | 1774.1559122003503 | 1.16 | -11.60 |
| Nov 2019 | 1781.388208268366 | 0.41 | -11.66 |
| Dec 2019 | 1793.373844377043 | 0.67 | -8.62 |
| Jan 2020 | 1781.0218188003093 | -0.69 | -7.36 |
| Feb 2020 | 1756.2175861054277 | -1.39 | -7.68 |
| Mar 2020 | 1765.6136895936481 | 0.54 | -6.21 |
| Apr 2020 | 1744.5750884869012 | -1.19 | -6.29 |
| May 2020 | 1734.8390710062477 | -0.56 | -6.26 |
| Jun 2020 | 1722.4447236679875 | -0.71 | -4.05 |
| Jul 2020 | 1693.5386163729306 | -1.68 | -5.31 |
| Aug 2020 | 1684.8514162885087 | -0.51 | -4.09 |
| Sep 2020 | 1691.9679958212791 | 0.42 | -3.52 |
| Oct 2020 | 1702.0871561382671 | 0.60 | -4.06 |
| Nov 2020 | 1712.3464846359814 | 0.60 | -3.88 |
| Dec 2020 | 1719.3164715178427 | 0.41 | -4.13 |
| Jan 2021 | 1753.2231784479065 | 1.97 | -1.56 |
| Feb 2021 | 1792.8817180044778 | 2.26 | 2.09 |
| Mar 2021 | 1880.4410290466676 | 4.88 | 6.50 |
| Apr 2021 | 1901.0674617678096 | 1.10 | 8.97 |
| May 2021 | 1904.2102846082619 | 0.17 | 9.76 |
| Jun 2021 | 1931.842508080509 | 1.45 | 12.16 |
| Jul 2021 | 1921.2173733702023 | -0.55 | 13.44 |
| Aug 2021 | 1918.8677346186782 | -0.12 | 13.89 |
| Sep 2021 | 1929.384613465311 | 0.55 | 14.03 |
| Oct 2021 | 1968.7602279165246 | 2.04 | 15.67 |
| Nov 2021 | 1971.5741155357525 | 0.14 | 15.14 |
| Dec 2021 | 1986.6161785753384 | 0.76 | 15.55 |
| Jan 2022 | 2094.6296847517096 | 5.44 | 19.47 |
| Feb 2022 | 2210.378110341508 | 5.53 | 23.29 |
| Mar 2022 | 2368.560722560887 | 7.16 | 25.96 |
| Apr 2022 | 2651.9567599416464 | 11.97 | 39.50 |
| May 2022 | 2770.0947877013514 | 4.46 | 45.47 |
| Jun 2022 | 2893.047564669481 | 4.44 | 49.76 |
| Jul 2022 | 2869.7249244402137 | -0.81 | 49.37 |
| Aug 2022 | 2799.848860633128 | -2.43 | 45.91 |
| Sep 2022 | 3059.638782599769 | 9.28 | 58.58 |
| Oct 2022 | 3297.3389824618826 | 7.77 | 67.48 |
| Nov 2022 | 3252.5700001816185 | -1.36 | 64.97 |
| Dec 2022 | 3103.793665540987 | -4.57 | 56.24 |
| Jan 2023 | 3067.925017409266 | -1.16 | 46.47 |
| Feb 2023 | 3057.408199760375 | -0.34 | 38.32 |
| Mar 2023 | 3151.5472236869437 | 3.08 | 33.06 |
| Apr 2023 | 3103.371930177528 | -1.53 | 17.02 |
| May 2023 | 3159.7573559979733 | 1.82 | 14.07 |
| Jun 2023 | 3291.076793016314 | 4.16 | 13.76 |
| Jul 2023 | 3368.3312413305925 | 2.35 | 17.38 |
| Aug 2023 | 3482.6888070184436 | 3.40 | 24.39 |
| Sep 2023 | 3558.0924954691013 | 2.17 | 16.29 |
| Oct 2023 | 3734.3570475115275 | 4.95 | 13.25 |
| Nov 2023 | 3689.071653700652 | -1.21 | 13.42 |
| Dec 2023 | 3478.8431210930535 | -5.70 | 12.08 |
| Jan 2024 | 3427.9380704519754 | -1.46 | 11.74 |
| Feb 2024 | 3489.192073143526 | 1.79 | 14.12 |
| Mar 2024 | 3529.0394122507137 | 1.14 | 11.98 |
| Apr 2024 | 3623.2248554753955 | 2.67 | 16.75 |
| May 2024 | 3675.1950758716434 | 1.43 | 16.31 |
| Jun 2024 | 3637.0007028752066 | -1.04 | 10.51 |
| Jul 2024 | 3619.5499649286758 | -0.48 | 7.46 |
| Aug 2024 | 3500.809309164758 | -3.28 | 0.52 |
| Sep 2024 | 3395.1297988268316 | -3.02 | -4.58 |
| Oct 2024 | 3493.939233179509 | 2.91 | -6.44 |
| Nov 2024 | 3640.789052521117 | 4.20 | -1.31 |
| Dec 2024 | 3616.3544672564967 | -0.67 | 3.95 |
| Jan 2025 | 3715.669894560831 | 2.75 | 8.39 |
| Feb 2025 | 3680.786700107 | -0.94 | 5.49 |
| Mar 2025 | 3610.91840427441 | -1.90 | 2.32 |
| Apr 2025 | 3639.564863218873 | 0.79 | 0.45 |
| May 2025 | 3668.484813782336 | 0.80 | -0.18 |
| Jun 2025 | 3664.0275627089068 | -0.12 | 0.74 |
| Jul 2025 | 3624.712160460808 | -1.07 | 0.14 |
| Aug 2025 | 3576.8058568463493 | -1.32 | 2.17 |
| Sep 2025 | 3497.233598915664 | -2.22 | 3.01 |
| Oct 2025 | 3473.4966719376475 | -0.68 | -0.58 |
| Nov 2025 | 3482.0685790994794 | 0.25 | -4.36 |
| Dec 2025 | 3478.822688955626 | -0.09 | -3.80 |
| Jan 2026 | 3455.976224570372 | -0.66 | -6.99 |
| Feb 2026 | 3440.9601265873343 | -0.43 | -6.52 |
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