Buffalo, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Buffalo, NY Metro in February 2026 was $1,310.085. The month over month percentage change (MoM) was -0.34%, and the year over year percentage change (YoY) was -4.26%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Buffalo, NY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Buffalo, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Buffalo, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Buffalo, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Buffalo, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 471.8693224396323 | -2.16 | -6.20 |
| Feb 2015 | 475.19376354988594 | 0.71 | -4.30 |
| Mar 2015 | 479.29723361076896 | 0.86 | -4.18 |
| Apr 2015 | 475.3608472918265 | -0.82 | -5.37 |
| May 2015 | 487.25628174179644 | 2.50 | -1.85 |
| Jun 2015 | 498.4000091622965 | 2.29 | 0.29 |
| Jul 2015 | 505.00000887470236 | 1.32 | 1.68 |
| Aug 2015 | 500.033642120809 | -0.98 | 0.61 |
| Sep 2015 | 502.4589910179864 | 0.49 | 0.35 |
| Oct 2015 | 499.69732423187793 | -0.55 | 1.42 |
| Nov 2015 | 510.28111440786057 | 2.12 | 4.16 |
| Dec 2015 | 513.2430374565168 | 0.58 | 6.41 |
| Jan 2016 | 508.85115902690404 | -0.86 | 7.84 |
| Feb 2016 | 497.57504493221796 | -2.22 | 4.71 |
| Mar 2016 | 500.6438481060624 | 0.62 | 4.45 |
| Apr 2016 | 496.37931991048606 | -0.85 | 4.42 |
| May 2016 | 497.02482328554515 | 0.13 | 2.01 |
| Jun 2016 | 496.87337660387425 | -0.03 | -0.31 |
| Jul 2016 | 490.67351063939515 | -1.25 | -2.84 |
| Aug 2016 | 492.9117540769445 | 0.46 | -1.42 |
| Sep 2016 | 497.2652505345905 | 0.88 | -1.03 |
| Oct 2016 | 501.2461896612263 | 0.80 | 0.31 |
| Nov 2016 | 523.3542715286551 | 4.41 | 2.56 |
| Dec 2016 | 554.8878929066082 | 6.03 | 8.11 |
| Jan 2017 | 554.7373255150679 | -0.03 | 9.02 |
| Feb 2017 | 558.0656471686327 | 0.60 | 12.16 |
| Mar 2017 | 561.0577688389164 | 0.54 | 12.07 |
| Apr 2017 | 552.8986739589948 | -1.45 | 11.39 |
| May 2017 | 553.4667264574028 | 0.10 | 11.36 |
| Jun 2017 | 550.0581083933449 | -0.62 | 10.70 |
| Jul 2017 | 557.9426896542413 | 1.43 | 13.71 |
| Aug 2017 | 555.541015865373 | -0.43 | 12.71 |
| Sep 2017 | 553.7155994176351 | -0.33 | 11.35 |
| Oct 2017 | 563.1182244966382 | 1.70 | 12.34 |
| Nov 2017 | 568.633539610245 | 0.98 | 8.65 |
| Dec 2017 | 574.4974961838514 | 1.03 | 3.53 |
| Jan 2018 | 584.4595594304019 | 1.73 | 5.36 |
| Feb 2018 | 608.8109711014222 | 4.17 | 9.09 |
| Mar 2018 | 621.0305656794762 | 2.01 | 10.69 |
| Apr 2018 | 626.1454329352931 | 0.82 | 13.25 |
| May 2018 | 639.0828368317489 | 2.07 | 15.47 |
| Jun 2018 | 641.8114253644173 | 0.43 | 16.68 |
| Jul 2018 | 643.3476219695746 | 0.24 | 15.31 |
| Aug 2018 | 649.6209170117895 | 0.98 | 16.93 |
| Sep 2018 | 659.2046222568314 | 1.48 | 19.05 |
| Oct 2018 | 676.4051570945145 | 2.61 | 20.12 |
| Nov 2018 | 679.7725375034773 | 0.50 | 19.55 |
| Dec 2018 | 661.7721280818137 | -2.65 | 15.19 |
| Jan 2019 | 650.0347170576042 | -1.77 | 11.22 |
| Feb 2019 | 645.4111104452614 | -0.71 | 6.01 |
| Mar 2019 | 641.269898527033 | -0.64 | 3.26 |
| Apr 2019 | 635.0817738594418 | -0.96 | 1.43 |
| May 2019 | 632.7185360474331 | -0.37 | -1.00 |
| Jun 2019 | 615.4741599064075 | -2.72 | -4.10 |
| Jul 2019 | 615.4832179197335 | 0.00 | -4.33 |
| Aug 2019 | 606.7337787699861 | -1.42 | -6.60 |
| Sep 2019 | 608.0480337073454 | 0.22 | -7.76 |
| Oct 2019 | 617.0541042174033 | 1.48 | -8.77 |
| Nov 2019 | 620.4656193303838 | 0.55 | -8.72 |
| Dec 2019 | 624.7233494457544 | 0.69 | -5.60 |
| Jan 2020 | 619.6143553958107 | -0.82 | -4.68 |
| Feb 2020 | 609.9523990568208 | -1.56 | -5.49 |
| Mar 2020 | 611.8236950496976 | 0.31 | -4.59 |
| Apr 2020 | 603.9029013511953 | -1.29 | -4.91 |
| May 2020 | 601.420310124636 | -0.41 | -4.95 |
| Jun 2020 | 599.5804490060435 | -0.31 | -2.58 |
| Jul 2020 | 592.746229981716 | -1.14 | -3.69 |
| Aug 2020 | 591.798655305352 | -0.16 | -2.46 |
| Sep 2020 | 596.0570793342675 | 0.72 | -1.97 |
| Oct 2020 | 600.9516707082429 | 0.82 | -2.61 |
| Nov 2020 | 606.3039454392198 | 0.89 | -2.28 |
| Dec 2020 | 609.0579442124476 | 0.45 | -2.51 |
| Jan 2021 | 620.7971735596348 | 1.93 | 0.19 |
| Feb 2021 | 634.483452486344 | 2.21 | 4.02 |
| Mar 2021 | 665.6623272504756 | 4.91 | 8.80 |
| Apr 2021 | 673.8154043406618 | 1.23 | 11.58 |
| May 2021 | 676.8728255492788 | 0.45 | 12.55 |
| Jun 2021 | 691.4023001587517 | 2.15 | 15.31 |
| Jul 2021 | 692.7002195446811 | 0.19 | 16.86 |
| Aug 2021 | 695.9647181876852 | 0.47 | 17.60 |
| Sep 2021 | 700.2144760039215 | 0.61 | 17.47 |
| Oct 2021 | 713.4215809833771 | 1.89 | 18.72 |
| Nov 2021 | 712.782512635127 | -0.09 | 17.56 |
| Dec 2021 | 716.6666631291707 | 0.55 | 17.67 |
| Jan 2022 | 755.102580776837 | 5.36 | 21.63 |
| Feb 2022 | 796.1623870731262 | 5.44 | 25.48 |
| Mar 2022 | 852.7608335030826 | 7.11 | 28.11 |
| Apr 2022 | 955.7197528314674 | 12.07 | 41.84 |
| May 2022 | 1000.3635841310697 | 4.67 | 47.79 |
| Jun 2022 | 1051.5109686585067 | 5.11 | 52.08 |
| Jul 2022 | 1051.1619997607286 | -0.03 | 51.75 |
| Aug 2022 | 1034.8705812410499 | -1.55 | 48.70 |
| Sep 2022 | 1138.6676637004584 | 10.03 | 62.62 |
| Oct 2022 | 1231.2242754848537 | 8.13 | 72.58 |
| Nov 2022 | 1215.7524328346155 | -1.26 | 70.56 |
| Dec 2022 | 1158.9564797183418 | -4.67 | 61.72 |
| Jan 2023 | 1144.687098677328 | -1.23 | 51.59 |
| Feb 2023 | 1140.202669803863 | -0.39 | 43.21 |
| Mar 2023 | 1176.2877741197235 | 3.17 | 37.94 |
| Apr 2023 | 1158.708119966034 | -1.49 | 21.24 |
| May 2023 | 1180.571114328132 | 1.89 | 18.01 |
| Jun 2023 | 1229.8927275476358 | 4.18 | 16.96 |
| Jul 2023 | 1257.9420850521738 | 2.28 | 19.67 |
| Aug 2023 | 1298.5288591504823 | 3.23 | 25.48 |
| Sep 2023 | 1322.2238239414519 | 1.83 | 16.12 |
| Oct 2023 | 1384.1185654346873 | 4.68 | 12.42 |
| Nov 2023 | 1364.2605993930529 | -1.43 | 12.22 |
| Dec 2023 | 1284.8929693097384 | -5.82 | 10.87 |
| Jan 2024 | 1265.3698420902665 | -1.52 | 10.54 |
| Feb 2024 | 1286.8069151402467 | 1.69 | 12.86 |
| Mar 2024 | 1299.9120725571129 | 1.02 | 10.51 |
| Apr 2024 | 1333.9928640630721 | 2.62 | 15.13 |
| May 2024 | 1356.3523446942577 | 1.68 | 14.89 |
| Jun 2024 | 1347.5843605500518 | -0.65 | 9.57 |
| Jul 2024 | 1344.8190443149929 | -0.20 | 6.91 |
| Aug 2024 | 1302.0782087785126 | -3.18 | 0.27 |
| Sep 2024 | 1263.3815222699855 | -2.97 | -4.45 |
| Oct 2024 | 1300.7339159007581 | 2.96 | -6.02 |
| Nov 2024 | 1354.5540238679203 | 4.14 | -0.71 |
| Dec 2024 | 1345.3317292658398 | -0.68 | 4.70 |
| Jan 2025 | 1381.3748179034828 | 2.68 | 9.17 |
| Feb 2025 | 1368.399923955589 | -0.94 | 6.34 |
| Mar 2025 | 1341.4874084185185 | -1.97 | 3.20 |
| Apr 2025 | 1353.6180576408271 | 0.90 | 1.47 |
| May 2025 | 1369.2329297854697 | 1.15 | 0.95 |
| Jun 2025 | 1375.2157667115987 | 0.44 | 2.05 |
| Jul 2025 | 1369.5149561344058 | -0.41 | 1.84 |
| Aug 2025 | 1358.522665786863 | -0.80 | 4.34 |
| Sep 2025 | 1332.6844173800205 | -1.90 | 5.49 |
| Oct 2025 | 1323.8980684632393 | -0.66 | 1.78 |
| Nov 2025 | 1325.6543008149176 | 0.13 | -2.13 |
| Dec 2025 | 1323.4395720663333 | -0.17 | -1.63 |
| Jan 2026 | 1314.49926324535 | -0.68 | -4.84 |
| Feb 2026 | 1310.0846903657034 | -0.34 | -4.26 |
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