Cedar Rapids, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Cedar Rapids, IA Metro in February 2026 was $1,124.544. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -4.89%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Cedar Rapids, IA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Cedar Rapids, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Cedar Rapids, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cedar Rapids, IA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 526.1769550275532 -1.98 -6.24
Feb 2015 530.9388315605706 0.91 -3.99
Mar 2015 536.6603490176943 1.08 -3.62
Apr 2015 532.1949883922179 -0.83 -4.76
May 2015 544.8243639860992 2.37 -1.19
Jun 2015 555.63973125177 1.99 0.77
Jul 2015 561.1828963337176 1.00 1.72
Aug 2015 553.257405796438 -1.41 0.11
Sep 2015 553.4381649066756 0.03 -0.62
Oct 2015 547.829452906787 -1.01 0.09
Nov 2015 557.9487701274336 1.85 2.46
Dec 2015 560.6792809930979 0.49 4.45
Jan 2016 556.14865088635 -0.81 5.70
Feb 2016 543.167820656233 -2.33 2.30
Mar 2016 544.9753604892372 0.33 1.55
Apr 2016 538.3502015189995 -1.22 1.16
May 2016 537.3176441032906 -0.19 -1.38
Jun 2016 535.3137524792021 -0.37 -3.66
Jul 2016 526.5305167435007 -1.64 -6.17
Aug 2016 526.1739725479168 -0.07 -4.89
Sep 2016 528.2244072069147 0.39 -4.56
Oct 2016 529.9245950226668 0.32 -3.27
Nov 2016 551.0486347364259 3.99 -1.24
Dec 2016 581.540532508345 5.53 3.72
Jan 2017 579.6826015767801 -0.32 4.23
Feb 2017 582.6373260335503 0.51 7.27
Mar 2017 586.3320884491728 0.63 7.59
Apr 2017 578.0021670787223 -1.42 7.37
May 2017 578.004459127654 0.00 7.57
Jun 2017 573.0624963504658 -0.85 7.05
Jul 2017 579.2787745248344 1.09 10.02
Aug 2017 574.4508819482047 -0.83 9.18
Sep 2017 570.3739918766627 -0.71 7.98
Oct 2017 578.285447060513 1.39 9.13
Nov 2017 582.1359281588659 0.67 5.64
Dec 2017 586.1070014973922 0.68 0.79
Jan 2018 593.9235212386526 1.33 2.46
Feb 2018 617.5961964300471 3.99 6.00
Mar 2018 628.2159802395148 1.72 7.14
Apr 2018 631.6294663093448 0.54 9.28
May 2018 642.162263508055 1.67 11.10
Jun 2018 642.7028938177862 0.08 12.15
Jul 2018 642.7191110120422 0.00 10.95
Aug 2018 646.985822842649 0.66 12.63
Sep 2018 655.7280479571757 1.35 14.97
Oct 2018 672.7122794321643 2.59 16.33
Nov 2018 676.9078174807171 0.62 16.28
Dec 2018 660.1211613543153 -2.48 12.63
Jan 2019 649.0003755904877 -1.68 9.27
Feb 2019 645.961501134234 -0.47 4.59
Mar 2019 642.9433269884512 -0.47 2.34
Apr 2019 637.7673500625805 -0.80 0.97
May 2019 635.3935865817743 -0.37 -1.05
Jun 2019 617.2018775528674 -2.86 -3.97
Jul 2019 615.9616043915189 -0.20 -4.16
Aug 2019 605.5513718399945 -1.69 -6.40
Sep 2019 605.2332413357017 -0.05 -7.70
Oct 2019 612.5312302169776 1.21 -8.95
Nov 2019 614.9288554987127 0.39 -9.16
Dec 2019 619.5926755850479 0.76 -6.14
Jan 2020 614.0250539935945 -0.90 -5.39
Feb 2020 602.8787901579947 -1.81 -6.67
Mar 2020 602.1970934894146 -0.11 -6.34
Apr 2020 592.9252118794387 -1.54 -7.03
May 2020 589.1288112484946 -0.64 -7.28
Jun 2020 585.2090923521212 -0.66 -5.18
Jul 2020 575.8551758644601 -1.60 -6.51
Aug 2020 572.1804170531633 -0.64 -5.51
Sep 2020 573.2929844974312 0.19 -5.28
Oct 2020 574.2722350318211 0.17 -6.25
Nov 2020 574.320204425792 0.01 -6.60
Dec 2020 571.7954136257338 -0.44 -7.71
Jan 2021 578.0079180785249 1.09 -5.87
Feb 2021 586.1465003113826 1.41 -2.77
Mar 2021 610.8642971332569 4.22 1.44
Apr 2021 614.8255845101339 0.65 3.69
May 2021 614.78516228102 -0.01 4.36
Jun 2021 624.1764899091778 1.53 6.66
Jul 2021 624.1501382507358 0.00 8.39
Aug 2021 627.9741450316371 0.61 9.75
Sep 2021 636.2335324409526 1.32 10.98
Oct 2021 651.4413894866814 2.39 13.44
Nov 2021 653.524476462373 0.32 13.79
Dec 2021 659.1352572270811 0.86 15.28
Jan 2022 693.5576291071864 5.22 19.99
Feb 2022 727.4787453845454 4.89 24.11
Mar 2022 772.4166035096882 6.18 26.45
Apr 2022 859.6177211320194 11.29 39.82
May 2022 896.5685942486388 4.30 45.83
Jun 2022 938.72885263019 4.70 50.40
Jul 2022 935.0271143488421 -0.39 49.81
Aug 2022 917.6276146877658 -1.86 46.13
Sep 2022 1010.5393026380449 10.13 58.83
Oct 2022 1097.7326113904785 8.63 68.51
Nov 2022 1088.8656006613055 -0.81 66.61
Dec 2022 1041.36580669674 -4.36 57.99
Jan 2023 1030.4489923498695 -1.05 48.57
Feb 2023 1027.8488889714956 -0.25 41.29
Mar 2023 1060.563718603878 3.18 37.31
Apr 2023 1043.5472285292533 -1.60 21.40
May 2023 1060.7345455076963 1.65 18.31
Jun 2023 1102.4311344752914 3.93 17.44
Jul 2023 1124.5703195451078 2.01 20.27
Aug 2023 1156.3989536692886 2.83 26.02
Sep 2023 1174.1197129856507 1.53 16.19
Oct 2023 1225.8567507291655 4.41 11.67
Nov 2023 1205.6907902048297 -1.64 10.73
Dec 2023 1130.9189298719732 -6.20 8.60
Jan 2024 1109.6075687582033 -1.88 7.68
Feb 2024 1126.3062690629647 1.51 9.58
Mar 2024 1137.7765915242458 1.02 7.28
Apr 2024 1166.5443518437423 2.53 11.79
May 2024 1181.9398153016673 1.32 11.43
Jun 2024 1168.525208818066 -1.13 6.00
Jul 2024 1160.3839385235342 -0.70 3.19
Aug 2024 1118.6180846568775 -3.60 -3.27
Sep 2024 1080.9565266616391 -3.37 -7.93
Oct 2024 1110.5560395510793 2.74 -9.41
Nov 2024 1158.8821836009317 4.35 -3.88
Dec 2024 1154.8683815002398 -0.35 2.12
Jan 2025 1191.2238304887553 3.15 7.36
Feb 2025 1182.3610294748157 -0.74 4.98
Mar 2025 1161.2171188995617 -1.79 2.06
Apr 2025 1170.839765266875 0.83 0.37
May 2025 1181.8352069328735 0.94 -0.01
Jun 2025 1183.1828507214611 0.11 1.25
Jul 2025 1174.7336591887386 -0.71 1.24
Aug 2025 1163.9349325159776 -0.92 4.05
Sep 2025 1141.0512518471398 -1.97 5.56
Oct 2025 1132.636508760824 -0.74 1.99
Nov 2025 1133.6010458540825 0.09 -2.18
Dec 2025 1132.133827489842 -0.13 -1.97
Jan 2026 1126.676415568318 -0.48 -5.42
Feb 2026 1124.543685822663 -0.19 -4.89