Chambersburg, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Chambersburg, PA Metro in February 2026 was $1,356.903. The month over month percentage change (MoM) was -0.28%, and the year over year percentage change (YoY) was -5.16%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Chambersburg, PA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chambersburg, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 592.0930726137001 | -2.49 | -7.46 |
| Feb 2015 | 592.9171792812618 | 0.14 | -5.64 |
| Mar 2015 | 594.6935155515611 | 0.30 | -5.62 |
| Apr 2015 | 585.6712681937249 | -1.52 | -6.77 |
| May 2015 | 599.8237675495409 | 2.42 | -2.75 |
| Jun 2015 | 614.9136624979667 | 2.52 | -0.03 |
| Jul 2015 | 626.4700925276398 | 1.88 | 1.67 |
| Aug 2015 | 620.5161046385542 | -0.95 | 0.46 |
| Sep 2015 | 622.3712570090275 | 0.30 | -0.16 |
| Oct 2015 | 615.9735227989668 | -1.03 | 0.12 |
| Nov 2015 | 626.4411047334775 | 1.70 | 1.86 |
| Dec 2015 | 627.846941780752 | 0.22 | 3.40 |
| Jan 2016 | 622.4842108449824 | -0.85 | 5.13 |
| Feb 2016 | 607.3809624908819 | -2.43 | 2.44 |
| Mar 2016 | 609.1194910646507 | 0.29 | 2.43 |
| Apr 2016 | 602.7899573181984 | -1.04 | 2.92 |
| May 2016 | 605.2505758840734 | 0.41 | 0.91 |
| Jun 2016 | 606.8006458880286 | 0.26 | -1.32 |
| Jul 2016 | 598.5691440485715 | -1.36 | -4.45 |
| Aug 2016 | 597.7737669194184 | -0.13 | -3.66 |
| Sep 2016 | 597.8216254683005 | 0.01 | -3.94 |
| Oct 2016 | 597.0066285383712 | -0.14 | -3.08 |
| Nov 2016 | 618.5006248697578 | 3.60 | -1.27 |
| Dec 2016 | 653.9888323087188 | 5.74 | 4.16 |
| Jan 2017 | 656.1817397477386 | 0.34 | 5.41 |
| Feb 2017 | 665.2470942105493 | 1.38 | 9.53 |
| Mar 2017 | 674.1063525736399 | 1.33 | 10.67 |
| Apr 2017 | 664.6413832874381 | -1.40 | 10.26 |
| May 2017 | 660.9326776169008 | -0.56 | 9.20 |
| Jun 2017 | 649.7705338977715 | -1.69 | 7.08 |
| Jul 2017 | 654.2632745034593 | 0.69 | 9.31 |
| Aug 2017 | 649.5532002421659 | -0.72 | 8.66 |
| Sep 2017 | 648.5171249075275 | -0.16 | 8.48 |
| Oct 2017 | 662.1044603872089 | 2.10 | 10.90 |
| Nov 2017 | 669.454913311475 | 1.11 | 8.24 |
| Dec 2017 | 674.9246739728269 | 0.82 | 3.20 |
| Jan 2018 | 681.8699019996998 | 1.03 | 3.92 |
| Feb 2018 | 706.0044978753907 | 3.54 | 6.13 |
| Mar 2018 | 718.1033266760969 | 1.71 | 6.53 |
| Apr 2018 | 725.0579755104111 | 0.97 | 9.09 |
| May 2018 | 740.0258266013186 | 2.06 | 11.97 |
| Jun 2018 | 740.4236248552411 | 0.05 | 13.95 |
| Jul 2018 | 737.0472953857771 | -0.46 | 12.65 |
| Aug 2018 | 738.8696826307295 | 0.25 | 13.75 |
| Sep 2018 | 746.4705222431783 | 1.03 | 15.10 |
| Oct 2018 | 764.9962378802287 | 2.48 | 15.54 |
| Nov 2018 | 771.2687444964777 | 0.82 | 15.21 |
| Dec 2018 | 753.9234078527692 | -2.25 | 11.71 |
| Jan 2019 | 742.8332955846357 | -1.47 | 8.94 |
| Feb 2019 | 740.5286823063647 | -0.31 | 4.89 |
| Mar 2019 | 738.6661336047282 | -0.25 | 2.86 |
| Apr 2019 | 734.0443694467458 | -0.63 | 1.24 |
| May 2019 | 731.38175375506 | -0.36 | -1.17 |
| Jun 2019 | 708.6075750849565 | -3.11 | -4.30 |
| Jul 2019 | 707.0535188853222 | -0.22 | -4.07 |
| Aug 2019 | 695.6675463678888 | -1.61 | -5.85 |
| Sep 2019 | 697.2740709796225 | 0.23 | -6.59 |
| Oct 2019 | 706.6819306159715 | 1.35 | -7.62 |
| Nov 2019 | 710.7836548364478 | 0.58 | -7.84 |
| Dec 2019 | 716.5143049973371 | 0.81 | -4.96 |
| Jan 2020 | 712.0810782913605 | -0.62 | -4.14 |
| Feb 2020 | 702.8440056172088 | -1.30 | -5.09 |
| Mar 2020 | 707.2434587013965 | 0.63 | -4.25 |
| Apr 2020 | 700.8548976527582 | -0.90 | -4.52 |
| May 2020 | 698.6293390609025 | -0.32 | -4.48 |
| Jun 2020 | 693.731993007211 | -0.70 | -2.10 |
| Jul 2020 | 680.4584984449763 | -1.91 | -3.76 |
| Aug 2020 | 675.2605925979655 | -0.76 | -2.93 |
| Sep 2020 | 678.5421207839823 | 0.49 | -2.69 |
| Oct 2020 | 683.7050676999763 | 0.76 | -3.25 |
| Nov 2020 | 687.8006948436824 | 0.60 | -3.23 |
| Dec 2020 | 688.5412215445696 | 0.11 | -3.90 |
| Jan 2021 | 698.4601552345755 | 1.44 | -1.91 |
| Feb 2021 | 710.6842952622499 | 1.75 | 1.12 |
| Mar 2021 | 742.3807400204664 | 4.46 | 4.97 |
| Apr 2021 | 749.3867357292756 | 0.94 | 6.93 |
| May 2021 | 751.1471735984175 | 0.24 | 7.52 |
| Jun 2021 | 763.4804087890631 | 1.64 | 10.05 |
| Jul 2021 | 763.3248592507588 | -0.02 | 12.18 |
| Aug 2021 | 767.33967721838 | 0.53 | 13.64 |
| Sep 2021 | 778.437736777461 | 1.45 | 14.72 |
| Oct 2021 | 799.779480911682 | 2.74 | 16.98 |
| Nov 2021 | 804.9282994208552 | 0.64 | 17.03 |
| Dec 2021 | 811.4291771175613 | 0.81 | 17.85 |
| Jan 2022 | 851.2818257686513 | 4.91 | 21.88 |
| Feb 2022 | 890.034783479198 | 4.55 | 25.24 |
| Mar 2022 | 943.9109274248713 | 6.05 | 27.15 |
| Apr 2022 | 1049.1450480258575 | 11.15 | 40.00 |
| May 2022 | 1090.252280246354 | 3.92 | 45.15 |
| Jun 2022 | 1137.820538237825 | 4.36 | 49.03 |
| Jul 2022 | 1131.2135594260164 | -0.58 | 48.20 |
| Aug 2022 | 1110.5160520571412 | -1.83 | 44.72 |
| Sep 2022 | 1222.8409671658487 | 10.12 | 57.09 |
| Oct 2022 | 1326.9536538048617 | 8.51 | 65.92 |
| Nov 2022 | 1315.612777152474 | -0.85 | 63.45 |
| Dec 2022 | 1259.0951176785193 | -4.30 | 55.17 |
| Jan 2023 | 1248.3631028724565 | -0.85 | 46.65 |
| Feb 2023 | 1248.7474287021707 | 0.03 | 40.30 |
| Mar 2023 | 1291.2567874861775 | 3.40 | 36.80 |
| Apr 2023 | 1270.3418450424774 | -1.62 | 21.08 |
| May 2023 | 1288.5035669365272 | 1.43 | 18.18 |
| Jun 2023 | 1337.875727425854 | 3.83 | 17.58 |
| Jul 2023 | 1365.2824245128393 | 2.05 | 20.69 |
| Aug 2023 | 1403.9639338743498 | 2.83 | 26.42 |
| Sep 2023 | 1424.6909962850725 | 1.48 | 16.51 |
| Oct 2023 | 1486.3734158162995 | 4.33 | 12.01 |
| Nov 2023 | 1464.2305795235277 | -1.49 | 11.30 |
| Dec 2023 | 1376.5700030024589 | -5.99 | 9.33 |
| Jan 2024 | 1354.8012617476124 | -1.58 | 8.53 |
| Feb 2024 | 1375.5439225411467 | 1.53 | 10.15 |
| Mar 2024 | 1386.6119153615675 | 0.81 | 7.39 |
| Apr 2024 | 1414.8560975002454 | 2.04 | 11.38 |
| May 2024 | 1430.4236203326454 | 1.10 | 11.01 |
| Jun 2024 | 1416.2463635943752 | -0.99 | 5.86 |
| Jul 2024 | 1413.0451125595832 | -0.23 | 3.50 |
| Aug 2024 | 1369.3332530451246 | -3.09 | -2.47 |
| Sep 2024 | 1328.9716627434473 | -2.95 | -6.72 |
| Oct 2024 | 1369.254190083114 | 3.03 | -7.88 |
| Nov 2024 | 1427.418389038702 | 4.25 | -2.51 |
| Dec 2024 | 1415.2598147377514 | -0.85 | 2.81 |
| Jan 2025 | 1450.1260682516875 | 2.46 | 7.04 |
| Feb 2025 | 1430.7882042833423 | -1.33 | 4.02 |
| Mar 2025 | 1402.0216105478742 | -2.01 | 1.11 |
| Apr 2025 | 1414.4975107209846 | 0.89 | -0.02 |
| May 2025 | 1433.0579173559427 | 1.31 | 0.18 |
| Jun 2025 | 1438.8003465776376 | 0.40 | 1.59 |
| Jul 2025 | 1431.9981760966427 | -0.47 | 1.34 |
| Aug 2025 | 1419.8756951272014 | -0.85 | 3.69 |
| Sep 2025 | 1391.2486445428744 | -2.02 | 4.69 |
| Oct 2025 | 1377.342621358025 | -1.00 | 0.59 |
| Nov 2025 | 1374.477693094335 | -0.21 | -3.71 |
| Dec 2025 | 1369.2783868351867 | -0.38 | -3.25 |
| Jan 2026 | 1360.7339651786979 | -0.62 | -6.16 |
| Feb 2026 | 1356.9026852923835 | -0.28 | -5.16 |