Champaign, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Champaign, IL Metro in February 2026 was $1,091.507. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -1.78%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Champaign, IL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 517.0633921904412 | -2.48 | -8.18 |
| Feb 2015 | 519.3339252615424 | 0.44 | -6.31 |
| Mar 2015 | 523.4436036995993 | 0.79 | -6.02 |
| Apr 2015 | 518.872933831331 | -0.87 | -6.99 |
| May 2015 | 531.9347509861378 | 2.52 | -3.31 |
| Jun 2015 | 544.1686071669324 | 2.30 | -1.02 |
| Jul 2015 | 551.1225788087618 | 1.28 | 0.29 |
| Aug 2015 | 544.675673628671 | -1.17 | -1.09 |
| Sep 2015 | 545.7022412221625 | 0.19 | -1.55 |
| Oct 2015 | 540.7865169285178 | -0.90 | -0.73 |
| Nov 2015 | 550.0386824671083 | 1.71 | 1.86 |
| Dec 2015 | 551.5073975757065 | 0.27 | 4.01 |
| Jan 2016 | 546.8701032270994 | -0.84 | 5.77 |
| Feb 2016 | 535.0356241707918 | -2.16 | 3.02 |
| Mar 2016 | 538.1531901169388 | 0.58 | 2.81 |
| Apr 2016 | 532.8565614662721 | -0.98 | 2.70 |
| May 2016 | 533.8656384567539 | 0.19 | 0.36 |
| Jun 2016 | 534.245111081681 | 0.07 | -1.82 |
| Jul 2016 | 526.7751972703113 | -1.40 | -4.42 |
| Aug 2016 | 526.9918143120964 | 0.04 | -3.25 |
| Sep 2016 | 528.2813467929101 | 0.25 | -3.19 |
| Oct 2016 | 529.7467883771553 | 0.28 | -2.04 |
| Nov 2016 | 550.5112341112817 | 3.92 | 0.09 |
| Dec 2016 | 581.8190049512152 | 5.69 | 5.50 |
| Jan 2017 | 580.8845163235236 | -0.16 | 6.22 |
| Feb 2017 | 584.5234762264113 | 0.63 | 9.25 |
| Mar 2017 | 588.6752248871533 | 0.71 | 9.39 |
| Apr 2017 | 579.6779313233377 | -1.53 | 8.79 |
| May 2017 | 577.896245260113 | -0.31 | 8.25 |
| Jun 2017 | 570.0152940087595 | -1.36 | 6.70 |
| Jul 2017 | 573.750501601039 | 0.66 | 8.92 |
| Aug 2017 | 567.5219518769468 | -1.09 | 7.69 |
| Sep 2017 | 563.0361297074015 | -0.79 | 6.58 |
| Oct 2017 | 570.0028668836046 | 1.24 | 7.60 |
| Nov 2017 | 573.8816853053327 | 0.68 | 4.25 |
| Dec 2017 | 577.8257761825176 | 0.69 | -0.69 |
| Jan 2018 | 585.3228536842771 | 1.30 | 0.76 |
| Feb 2018 | 607.0929173474282 | 3.72 | 3.86 |
| Mar 2018 | 615.414180080487 | 1.37 | 4.54 |
| Apr 2018 | 617.0719097138267 | 0.27 | 6.45 |
| May 2018 | 626.0765456528226 | 1.46 | 8.34 |
| Jun 2018 | 625.1642167936562 | -0.15 | 9.68 |
| Jul 2018 | 623.9578839189662 | -0.19 | 8.75 |
| Aug 2018 | 626.6488466681454 | 0.43 | 10.42 |
| Sep 2018 | 633.8209885743066 | 1.15 | 12.57 |
| Oct 2018 | 647.6279821891261 | 2.18 | 13.62 |
| Nov 2018 | 649.4638887626245 | 0.28 | 13.17 |
| Dec 2018 | 631.9811166135224 | -2.69 | 9.37 |
| Jan 2019 | 622.6609246132355 | -1.47 | 6.38 |
| Feb 2019 | 622.0517060515165 | -0.10 | 2.46 |
| Mar 2019 | 620.9498277480477 | -0.18 | 0.90 |
| Apr 2019 | 615.8807098437425 | -0.82 | -0.19 |
| May 2019 | 612.5591529184165 | -0.54 | -2.16 |
| Jun 2019 | 593.9321509047653 | -3.04 | -5.00 |
| Jul 2019 | 590.7996299053179 | -0.53 | -5.31 |
| Aug 2019 | 578.2614287548438 | -2.12 | -7.72 |
| Sep 2019 | 574.6397770939784 | -0.63 | -9.34 |
| Oct 2019 | 578.7353126614134 | 0.71 | -10.64 |
| Nov 2019 | 579.3752368106716 | 0.11 | -10.79 |
| Dec 2019 | 582.8775850101309 | 0.61 | -7.77 |
| Jan 2020 | 577.0032900803097 | -1.01 | -7.33 |
| Feb 2020 | 565.411095020849 | -2.01 | -9.10 |
| Mar 2020 | 563.6072737247797 | -0.32 | -9.23 |
| Apr 2020 | 554.3929205360366 | -1.63 | -9.98 |
| May 2020 | 550.1021685944215 | -0.77 | -10.20 |
| Jun 2020 | 545.4214151283371 | -0.85 | -8.17 |
| Jul 2020 | 534.7795614199016 | -1.95 | -9.48 |
| Aug 2020 | 530.3175730216404 | -0.83 | -8.29 |
| Sep 2020 | 531.0444861196266 | 0.14 | -7.59 |
| Oct 2020 | 531.9572877938847 | 0.17 | -8.08 |
| Nov 2020 | 531.8602898465845 | -0.02 | -8.20 |
| Dec 2020 | 529.6214960512625 | -0.42 | -9.14 |
| Jan 2021 | 536.1322831890544 | 1.23 | -7.08 |
| Feb 2021 | 544.6958770604449 | 1.60 | -3.66 |
| Mar 2021 | 567.8505726401802 | 4.25 | 0.75 |
| Apr 2021 | 570.2105521006146 | 0.42 | 2.85 |
| May 2021 | 568.1179646112981 | -0.37 | 3.28 |
| Jun 2021 | 575.5275491913167 | 1.30 | 5.52 |
| Jul 2021 | 574.5268750250367 | -0.17 | 7.43 |
| Aug 2021 | 578.1217653362538 | 0.63 | 9.01 |
| Sep 2021 | 585.8921095864074 | 1.34 | 10.33 |
| Oct 2021 | 601.4806463240859 | 2.66 | 13.07 |
| Nov 2021 | 604.6480754452554 | 0.53 | 13.69 |
| Dec 2021 | 611.6662089754302 | 1.16 | 15.49 |
| Jan 2022 | 645.5753599515368 | 5.54 | 20.41 |
| Feb 2022 | 679.0281798049895 | 5.18 | 24.66 |
| Mar 2022 | 721.3032540291566 | 6.23 | 27.02 |
| Apr 2022 | 802.0866273285055 | 11.20 | 40.67 |
| May 2022 | 832.4933672160151 | 3.79 | 46.54 |
| Jun 2022 | 867.5913097294348 | 4.22 | 50.75 |
| Jul 2022 | 859.394896320839 | -0.94 | 49.58 |
| Aug 2022 | 840.6908512195309 | -2.18 | 45.42 |
| Sep 2022 | 922.0835530476569 | 9.68 | 57.38 |
| Oct 2022 | 999.4792905185294 | 8.39 | 66.17 |
| Nov 2022 | 989.4580119450869 | -1.00 | 63.64 |
| Dec 2022 | 946.8901511365877 | -4.30 | 54.81 |
| Jan 2023 | 937.4667790723952 | -0.99 | 45.21 |
| Feb 2023 | 934.6442090332358 | -0.30 | 37.64 |
| Mar 2023 | 963.4289495604638 | 3.08 | 33.57 |
| Apr 2023 | 946.7638330768676 | -1.73 | 18.04 |
| May 2023 | 962.9212154391868 | 1.71 | 15.67 |
| Jun 2023 | 1001.3953875983966 | 4.00 | 15.42 |
| Jul 2023 | 1022.2842648791029 | 2.09 | 18.95 |
| Aug 2023 | 1053.3618761607336 | 3.04 | 25.30 |
| Sep 2023 | 1070.9703991123013 | 1.67 | 16.15 |
| Oct 2023 | 1121.564821959334 | 4.72 | 12.22 |
| Nov 2023 | 1107.0818801585647 | -1.29 | 11.89 |
| Dec 2023 | 1042.251072531516 | -5.86 | 10.07 |
| Jan 2024 | 1023.0823984700393 | -1.84 | 9.13 |
| Feb 2024 | 1038.3277478378293 | 1.49 | 11.09 |
| Mar 2024 | 1048.9162232641484 | 1.02 | 8.87 |
| Apr 2024 | 1078.1584094733764 | 2.79 | 13.88 |
| May 2024 | 1094.6885411721707 | 1.53 | 13.68 |
| Jun 2024 | 1086.0344535484724 | -0.79 | 8.45 |
| Jul 2024 | 1082.166217931309 | -0.36 | 5.86 |
| Aug 2024 | 1047.9396730584494 | -3.16 | -0.51 |
| Sep 2024 | 1017.2700957035252 | -2.93 | -5.01 |
| Oct 2024 | 1049.5165704420608 | 3.17 | -6.42 |
| Nov 2024 | 1096.4849273462994 | 4.47 | -0.96 |
| Dec 2024 | 1089.9905136205562 | -0.59 | 4.58 |
| Jan 2025 | 1121.0366844407615 | 2.85 | 9.57 |
| Feb 2025 | 1111.2588802177083 | -0.87 | 7.02 |
| Mar 2025 | 1092.2284305595886 | -1.71 | 4.13 |
| Apr 2025 | 1102.5848642668113 | 0.95 | 2.27 |
| May 2025 | 1115.1483109229619 | 1.14 | 1.87 |
| Jun 2025 | 1120.102470250504 | 0.44 | 3.14 |
| Jul 2025 | 1116.2390029412913 | -0.34 | 3.15 |
| Aug 2025 | 1110.3123937304424 | -0.53 | 5.95 |
| Sep 2025 | 1092.4187296565083 | -1.61 | 7.39 |
| Oct 2025 | 1088.4118353820443 | -0.37 | 3.71 |
| Nov 2025 | 1093.6887721558458 | 0.49 | -0.25 |
| Dec 2025 | 1095.5460233809843 | 0.17 | 0.51 |
| Jan 2026 | 1092.1621419878422 | -0.31 | -2.58 |
| Feb 2026 | 1091.5067829246916 | -0.06 | -1.78 |