Champaign, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Champaign, IL Metro in February 2026 was $1,091.507. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -1.78%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Champaign, IL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Champaign, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Champaign, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 517.0633921904412 -2.48 -8.18
Feb 2015 519.3339252615424 0.44 -6.31
Mar 2015 523.4436036995993 0.79 -6.02
Apr 2015 518.872933831331 -0.87 -6.99
May 2015 531.9347509861378 2.52 -3.31
Jun 2015 544.1686071669324 2.30 -1.02
Jul 2015 551.1225788087618 1.28 0.29
Aug 2015 544.675673628671 -1.17 -1.09
Sep 2015 545.7022412221625 0.19 -1.55
Oct 2015 540.7865169285178 -0.90 -0.73
Nov 2015 550.0386824671083 1.71 1.86
Dec 2015 551.5073975757065 0.27 4.01
Jan 2016 546.8701032270994 -0.84 5.77
Feb 2016 535.0356241707918 -2.16 3.02
Mar 2016 538.1531901169388 0.58 2.81
Apr 2016 532.8565614662721 -0.98 2.70
May 2016 533.8656384567539 0.19 0.36
Jun 2016 534.245111081681 0.07 -1.82
Jul 2016 526.7751972703113 -1.40 -4.42
Aug 2016 526.9918143120964 0.04 -3.25
Sep 2016 528.2813467929101 0.25 -3.19
Oct 2016 529.7467883771553 0.28 -2.04
Nov 2016 550.5112341112817 3.92 0.09
Dec 2016 581.8190049512152 5.69 5.50
Jan 2017 580.8845163235236 -0.16 6.22
Feb 2017 584.5234762264113 0.63 9.25
Mar 2017 588.6752248871533 0.71 9.39
Apr 2017 579.6779313233377 -1.53 8.79
May 2017 577.896245260113 -0.31 8.25
Jun 2017 570.0152940087595 -1.36 6.70
Jul 2017 573.750501601039 0.66 8.92
Aug 2017 567.5219518769468 -1.09 7.69
Sep 2017 563.0361297074015 -0.79 6.58
Oct 2017 570.0028668836046 1.24 7.60
Nov 2017 573.8816853053327 0.68 4.25
Dec 2017 577.8257761825176 0.69 -0.69
Jan 2018 585.3228536842771 1.30 0.76
Feb 2018 607.0929173474282 3.72 3.86
Mar 2018 615.414180080487 1.37 4.54
Apr 2018 617.0719097138267 0.27 6.45
May 2018 626.0765456528226 1.46 8.34
Jun 2018 625.1642167936562 -0.15 9.68
Jul 2018 623.9578839189662 -0.19 8.75
Aug 2018 626.6488466681454 0.43 10.42
Sep 2018 633.8209885743066 1.15 12.57
Oct 2018 647.6279821891261 2.18 13.62
Nov 2018 649.4638887626245 0.28 13.17
Dec 2018 631.9811166135224 -2.69 9.37
Jan 2019 622.6609246132355 -1.47 6.38
Feb 2019 622.0517060515165 -0.10 2.46
Mar 2019 620.9498277480477 -0.18 0.90
Apr 2019 615.8807098437425 -0.82 -0.19
May 2019 612.5591529184165 -0.54 -2.16
Jun 2019 593.9321509047653 -3.04 -5.00
Jul 2019 590.7996299053179 -0.53 -5.31
Aug 2019 578.2614287548438 -2.12 -7.72
Sep 2019 574.6397770939784 -0.63 -9.34
Oct 2019 578.7353126614134 0.71 -10.64
Nov 2019 579.3752368106716 0.11 -10.79
Dec 2019 582.8775850101309 0.61 -7.77
Jan 2020 577.0032900803097 -1.01 -7.33
Feb 2020 565.411095020849 -2.01 -9.10
Mar 2020 563.6072737247797 -0.32 -9.23
Apr 2020 554.3929205360366 -1.63 -9.98
May 2020 550.1021685944215 -0.77 -10.20
Jun 2020 545.4214151283371 -0.85 -8.17
Jul 2020 534.7795614199016 -1.95 -9.48
Aug 2020 530.3175730216404 -0.83 -8.29
Sep 2020 531.0444861196266 0.14 -7.59
Oct 2020 531.9572877938847 0.17 -8.08
Nov 2020 531.8602898465845 -0.02 -8.20
Dec 2020 529.6214960512625 -0.42 -9.14
Jan 2021 536.1322831890544 1.23 -7.08
Feb 2021 544.6958770604449 1.60 -3.66
Mar 2021 567.8505726401802 4.25 0.75
Apr 2021 570.2105521006146 0.42 2.85
May 2021 568.1179646112981 -0.37 3.28
Jun 2021 575.5275491913167 1.30 5.52
Jul 2021 574.5268750250367 -0.17 7.43
Aug 2021 578.1217653362538 0.63 9.01
Sep 2021 585.8921095864074 1.34 10.33
Oct 2021 601.4806463240859 2.66 13.07
Nov 2021 604.6480754452554 0.53 13.69
Dec 2021 611.6662089754302 1.16 15.49
Jan 2022 645.5753599515368 5.54 20.41
Feb 2022 679.0281798049895 5.18 24.66
Mar 2022 721.3032540291566 6.23 27.02
Apr 2022 802.0866273285055 11.20 40.67
May 2022 832.4933672160151 3.79 46.54
Jun 2022 867.5913097294348 4.22 50.75
Jul 2022 859.394896320839 -0.94 49.58
Aug 2022 840.6908512195309 -2.18 45.42
Sep 2022 922.0835530476569 9.68 57.38
Oct 2022 999.4792905185294 8.39 66.17
Nov 2022 989.4580119450869 -1.00 63.64
Dec 2022 946.8901511365877 -4.30 54.81
Jan 2023 937.4667790723952 -0.99 45.21
Feb 2023 934.6442090332358 -0.30 37.64
Mar 2023 963.4289495604638 3.08 33.57
Apr 2023 946.7638330768676 -1.73 18.04
May 2023 962.9212154391868 1.71 15.67
Jun 2023 1001.3953875983966 4.00 15.42
Jul 2023 1022.2842648791029 2.09 18.95
Aug 2023 1053.3618761607336 3.04 25.30
Sep 2023 1070.9703991123013 1.67 16.15
Oct 2023 1121.564821959334 4.72 12.22
Nov 2023 1107.0818801585647 -1.29 11.89
Dec 2023 1042.251072531516 -5.86 10.07
Jan 2024 1023.0823984700393 -1.84 9.13
Feb 2024 1038.3277478378293 1.49 11.09
Mar 2024 1048.9162232641484 1.02 8.87
Apr 2024 1078.1584094733764 2.79 13.88
May 2024 1094.6885411721707 1.53 13.68
Jun 2024 1086.0344535484724 -0.79 8.45
Jul 2024 1082.166217931309 -0.36 5.86
Aug 2024 1047.9396730584494 -3.16 -0.51
Sep 2024 1017.2700957035252 -2.93 -5.01
Oct 2024 1049.5165704420608 3.17 -6.42
Nov 2024 1096.4849273462994 4.47 -0.96
Dec 2024 1089.9905136205562 -0.59 4.58
Jan 2025 1121.0366844407615 2.85 9.57
Feb 2025 1111.2588802177083 -0.87 7.02
Mar 2025 1092.2284305595886 -1.71 4.13
Apr 2025 1102.5848642668113 0.95 2.27
May 2025 1115.1483109229619 1.14 1.87
Jun 2025 1120.102470250504 0.44 3.14
Jul 2025 1116.2390029412913 -0.34 3.15
Aug 2025 1110.3123937304424 -0.53 5.95
Sep 2025 1092.4187296565083 -1.61 7.39
Oct 2025 1088.4118353820443 -0.37 3.71
Nov 2025 1093.6887721558458 0.49 -0.25
Dec 2025 1095.5460233809843 0.17 0.51
Jan 2026 1092.1621419878422 -0.31 -2.58
Feb 2026 1091.5067829246916 -0.06 -1.78