Charlottesville, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Charlottesville, VA Metro in February 2026 was $2,204.989. The month over month percentage change (MoM) was -0.52%, and the year over year percentage change (YoY) was -7.39%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Charlottesville, VA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Charlottesville, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Charlottesville, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Charlottesville, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Charlottesville, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 942.9017131212603 | -2.38 | -7.56 |
| Feb 2015 | 948.2085286191132 | 0.56 | -5.77 |
| Mar 2015 | 957.1312763201518 | 0.94 | -5.65 |
| Apr 2015 | 948.1408444928858 | -0.94 | -6.75 |
| May 2015 | 971.0861376342352 | 2.42 | -3.29 |
| Jun 2015 | 990.8765707612994 | 2.04 | -1.26 |
| Jul 2015 | 1002.1925620380192 | 1.14 | 0.11 |
| Aug 2015 | 989.4414804853989 | -1.27 | -0.95 |
| Sep 2015 | 992.286058211656 | 0.29 | -1.17 |
| Oct 2015 | 986.1405896935044 | -0.62 | -0.21 |
| Nov 2015 | 1008.8980896281558 | 2.31 | 2.69 |
| Dec 2015 | 1016.8161391141128 | 0.79 | 5.27 |
| Jan 2016 | 1010.9732652543579 | -0.57 | 7.22 |
| Feb 2016 | 989.3592802907274 | -2.14 | 4.34 |
| Mar 2016 | 996.0274717875325 | 0.67 | 4.06 |
| Apr 2016 | 985.9455970141564 | -1.01 | 3.99 |
| May 2016 | 986.9805388181253 | 0.11 | 1.64 |
| Jun 2016 | 985.6410670700103 | -0.14 | -0.53 |
| Jul 2016 | 973.0490804123203 | -1.28 | -2.91 |
| Aug 2016 | 974.6978414476184 | 0.17 | -1.49 |
| Sep 2016 | 980.0644804025299 | 0.55 | -1.23 |
| Oct 2016 | 984.5684603776873 | 0.46 | -0.16 |
| Nov 2016 | 1025.6858355077918 | 4.18 | 1.66 |
| Dec 2016 | 1084.6617401967324 | 5.75 | 6.67 |
| Jan 2017 | 1082.3496041758629 | -0.21 | 7.06 |
| Feb 2017 | 1088.1277584869404 | 0.53 | 9.98 |
| Mar 2017 | 1095.3292254448038 | 0.66 | 9.97 |
| Apr 2017 | 1080.4764597290357 | -1.36 | 9.59 |
| May 2017 | 1082.0463677771709 | 0.14 | 9.63 |
| Jun 2017 | 1074.3594962755606 | -0.71 | 9.00 |
| Jul 2017 | 1087.7283350886169 | 1.24 | 11.79 |
| Aug 2017 | 1079.9412218954492 | -0.72 | 10.80 |
| Sep 2017 | 1073.7063515456655 | -0.58 | 9.56 |
| Oct 2017 | 1089.667891726806 | 1.49 | 10.68 |
| Nov 2017 | 1097.3310279423483 | 0.70 | 6.99 |
| Dec 2017 | 1105.3113951978614 | 0.73 | 1.90 |
| Jan 2018 | 1120.6263341452473 | 1.39 | 3.54 |
| Feb 2018 | 1165.4144037992692 | 4.00 | 7.10 |
| Mar 2018 | 1187.4383100076745 | 1.89 | 8.41 |
| Apr 2018 | 1196.446140690906 | 0.76 | 10.73 |
| May 2018 | 1219.801984069896 | 1.95 | 12.73 |
| Jun 2018 | 1221.958381955941 | 0.18 | 13.74 |
| Jul 2018 | 1222.0495048438988 | 0.01 | 12.35 |
| Aug 2018 | 1230.4093483555619 | 0.68 | 13.93 |
| Sep 2018 | 1246.3354968085596 | 1.29 | 16.08 |
| Oct 2018 | 1277.370733140799 | 2.49 | 17.23 |
| Nov 2018 | 1284.0096307096596 | 0.52 | 17.01 |
| Dec 2018 | 1252.0494149325443 | -2.49 | 13.28 |
| Jan 2019 | 1230.377759067856 | -1.73 | 9.79 |
| Feb 2019 | 1222.0056455392414 | -0.68 | 4.86 |
| Mar 2019 | 1213.8670572198987 | -0.67 | 2.23 |
| Apr 2019 | 1202.517349087994 | -0.93 | 0.51 |
| May 2019 | 1197.2296175919012 | -0.44 | -1.85 |
| Jun 2019 | 1161.2805332430883 | -3.00 | -4.97 |
| Jul 2019 | 1157.6198374959795 | -0.31 | -5.27 |
| Aug 2019 | 1138.0004584855408 | -1.69 | -7.51 |
| Sep 2019 | 1137.9139222470524 | -0.01 | -8.70 |
| Oct 2019 | 1152.3671908483964 | 1.27 | -9.79 |
| Nov 2019 | 1156.8232153910355 | 0.39 | -9.90 |
| Dec 2019 | 1164.7006716232074 | 0.68 | -6.98 |
| Jan 2020 | 1155.4558156370106 | -0.79 | -6.09 |
| Feb 2020 | 1138.0550725941432 | -1.51 | -6.87 |
| Mar 2020 | 1141.4439083506213 | 0.30 | -5.97 |
| Apr 2020 | 1125.9191372947237 | -1.36 | -6.37 |
| May 2020 | 1117.7395187487684 | -0.73 | -6.64 |
| Jun 2020 | 1108.8216794521575 | -0.80 | -4.52 |
| Jul 2020 | 1090.1843592103683 | -1.68 | -5.82 |
| Aug 2020 | 1085.8006583557546 | -0.40 | -4.59 |
| Sep 2020 | 1091.7626755987135 | 0.55 | -4.06 |
| Oct 2020 | 1099.5987537003246 | 0.72 | -4.58 |
| Nov 2020 | 1105.6478199740993 | 0.55 | -4.42 |
| Dec 2020 | 1108.657176117183 | 0.27 | -4.81 |
| Jan 2021 | 1128.0406130464044 | 1.75 | -2.37 |
| Feb 2021 | 1151.557831607553 | 2.09 | 1.19 |
| Mar 2021 | 1205.4992135245657 | 4.68 | 5.61 |
| Apr 2021 | 1217.7635753919035 | 1.02 | 8.16 |
| May 2021 | 1220.642496503407 | 0.24 | 9.21 |
| Jun 2021 | 1241.7916967518997 | 1.73 | 11.99 |
| Jul 2021 | 1238.7494621249796 | -0.24 | 13.63 |
| Aug 2021 | 1239.346438314478 | 0.05 | 14.14 |
| Sep 2021 | 1246.833600548759 | 0.60 | 14.20 |
| Oct 2021 | 1273.2047726036476 | 2.12 | 15.79 |
| Nov 2021 | 1277.1671887128266 | 0.31 | 15.51 |
| Dec 2021 | 1289.5453451331507 | 0.97 | 16.32 |
| Jan 2022 | 1363.3391426066803 | 5.72 | 20.86 |
| Feb 2022 | 1439.559901939207 | 5.59 | 25.01 |
| Mar 2022 | 1540.8629172069816 | 7.04 | 27.82 |
| Apr 2022 | 1722.6946721793404 | 11.80 | 41.46 |
| May 2022 | 1799.8736320170767 | 4.48 | 47.45 |
| Jun 2022 | 1882.7343603824893 | 4.60 | 51.61 |
| Jul 2022 | 1870.6884334281867 | -0.64 | 51.01 |
| Aug 2022 | 1830.8703771023054 | -2.13 | 47.73 |
| Sep 2022 | 2010.5491485863167 | 9.81 | 61.25 |
| Oct 2022 | 2176.7401970307114 | 8.27 | 70.97 |
| Nov 2022 | 2152.7668500900445 | -1.10 | 68.56 |
| Dec 2022 | 2054.0959105694947 | -4.58 | 59.29 |
| Jan 2023 | 2034.8072787654298 | -0.94 | 49.25 |
| Feb 2023 | 2034.5065597299115 | -0.01 | 41.33 |
| Mar 2023 | 2101.3875839449706 | 3.29 | 36.38 |
| Apr 2023 | 2063.812997813439 | -1.79 | 19.80 |
| May 2023 | 2090.109179342524 | 1.27 | 16.13 |
| Jun 2023 | 2166.7094590225984 | 3.67 | 15.08 |
| Jul 2023 | 2206.2735461252905 | 1.83 | 17.94 |
| Aug 2023 | 2269.8802440281975 | 2.88 | 23.98 |
| Sep 2023 | 2308.5863615754006 | 1.71 | 14.82 |
| Oct 2023 | 2414.6990664553646 | 4.60 | 10.93 |
| Nov 2023 | 2379.245832297645 | -1.47 | 10.52 |
| Dec 2023 | 2240.8751477244987 | -5.82 | 9.09 |
| Jan 2024 | 2205.400873585935 | -1.58 | 8.38 |
| Feb 2024 | 2242.261433048126 | 1.67 | 10.21 |
| Mar 2024 | 2264.3567216537017 | 0.99 | 7.76 |
| Apr 2024 | 2321.747779282234 | 2.54 | 12.50 |
| May 2024 | 2353.9909353479234 | 1.39 | 12.63 |
| Jun 2024 | 2329.75809052824 | -1.03 | 7.53 |
| Jul 2024 | 2320.707597180611 | -0.39 | 5.19 |
| Aug 2024 | 2246.9757594513494 | -3.18 | -1.01 |
| Sep 2024 | 2181.8005763474152 | -2.90 | -5.49 |
| Oct 2024 | 2249.8012315062697 | 3.12 | -6.83 |
| Nov 2024 | 2350.0136565792523 | 4.45 | -1.23 |
| Dec 2024 | 2339.22631147327 | -0.46 | 4.39 |
| Jan 2025 | 2405.2530749188923 | 2.82 | 9.06 |
| Feb 2025 | 2380.995448547336 | -1.01 | 6.19 |
| Mar 2025 | 2333.2880002103443 | -2.00 | 3.04 |
| Apr 2025 | 2350.068968940863 | 0.72 | 1.22 |
| May 2025 | 2369.2208443676186 | 0.82 | 0.65 |
| Jun 2025 | 2366.703898288505 | -0.11 | 1.59 |
| Jul 2025 | 2340.9403108989595 | -1.09 | 0.87 |
| Aug 2025 | 2309.1879838480572 | -1.36 | 2.77 |
| Sep 2025 | 2256.258376439205 | -2.29 | 3.41 |
| Oct 2025 | 2237.950770867424 | -0.81 | -0.53 |
| Nov 2025 | 2239.212797185981 | 0.06 | -4.71 |
| Dec 2025 | 2233.456760319214 | -0.26 | -4.52 |
| Jan 2026 | 2216.5409422843663 | -0.76 | -7.85 |
| Feb 2026 | 2204.9892619970246 | -0.52 | -7.39 |
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