Chattanooga, TN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Chattanooga, TN Metro in February 2026 was $1,522.678. The month over month percentage change (MoM) was -0.30%, and the year over year percentage change (YoY) was -8.15%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Chattanooga, TN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Chattanooga, TN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chattanooga, TN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 556.7635764883422 | -2.36 | -7.20 |
| Feb 2015 | 559.3940493776466 | 0.47 | -5.66 |
| Mar 2015 | 564.162625879315 | 0.85 | -5.56 |
| Apr 2015 | 559.4549578243749 | -0.83 | -6.57 |
| May 2015 | 574.1587897991986 | 2.63 | -2.84 |
| Jun 2015 | 587.6068118496615 | 2.34 | -0.61 |
| Jul 2015 | 595.3934089939027 | 1.33 | 0.83 |
| Aug 2015 | 588.0828385804574 | -1.23 | -0.26 |
| Sep 2015 | 589.712564554391 | 0.28 | -0.47 |
| Oct 2015 | 586.0628783219981 | -0.62 | 0.61 |
| Nov 2015 | 599.0757745875626 | 2.22 | 3.36 |
| Dec 2015 | 603.5183999310964 | 0.74 | 5.84 |
| Jan 2016 | 599.914072320711 | -0.60 | 7.75 |
| Feb 2016 | 588.0001208142177 | -1.99 | 5.11 |
| Mar 2016 | 592.4631974715887 | 0.76 | 5.02 |
| Apr 2016 | 588.0703139004745 | -0.74 | 5.12 |
| May 2016 | 589.8366102096342 | 0.30 | 2.73 |
| Jun 2016 | 590.392783129226 | 0.09 | 0.47 |
| Jul 2016 | 582.9233783041498 | -1.26 | -2.09 |
| Aug 2016 | 584.7948741709147 | 0.32 | -0.56 |
| Sep 2016 | 589.0823284833759 | 0.73 | -0.11 |
| Oct 2016 | 593.4216652039631 | 0.74 | 1.26 |
| Nov 2016 | 619.3876115315537 | 4.38 | 3.39 |
| Dec 2016 | 656.2304986883986 | 5.95 | 8.73 |
| Jan 2017 | 655.9590318851912 | -0.04 | 9.34 |
| Feb 2017 | 660.701480951597 | 0.72 | 12.36 |
| Mar 2017 | 666.6803280739784 | 0.91 | 12.53 |
| Apr 2017 | 658.7653317519313 | -1.19 | 12.02 |
| May 2017 | 659.7589161924702 | 0.15 | 11.86 |
| Jun 2017 | 654.625658437357 | -0.78 | 10.88 |
| Jul 2017 | 662.5838175266614 | 1.22 | 13.67 |
| Aug 2017 | 658.3443157860772 | -0.64 | 12.58 |
| Sep 2017 | 655.8654941215777 | -0.38 | 11.34 |
| Oct 2017 | 667.2894898355156 | 1.74 | 12.45 |
| Nov 2017 | 673.9787887051651 | 1.00 | 8.81 |
| Dec 2017 | 679.7396490154534 | 0.86 | 3.58 |
| Jan 2018 | 689.1536545732639 | 1.39 | 5.06 |
| Feb 2018 | 716.2834568064933 | 3.94 | 8.41 |
| Mar 2018 | 728.700237483918 | 1.73 | 9.30 |
| Apr 2018 | 732.7261770760847 | 0.55 | 11.23 |
| May 2018 | 744.9449567445151 | 1.67 | 12.91 |
| Jun 2018 | 745.0859085644654 | 0.02 | 13.82 |
| Jul 2018 | 744.6200119883753 | -0.06 | 12.38 |
| Aug 2018 | 750.4556521021188 | 0.78 | 13.99 |
| Sep 2018 | 761.9588779642354 | 1.53 | 16.18 |
| Oct 2018 | 783.7741321840554 | 2.86 | 17.46 |
| Nov 2018 | 790.574308697362 | 0.87 | 17.30 |
| Dec 2018 | 773.9945554829742 | -2.10 | 13.87 |
| Jan 2019 | 763.6961934363646 | -1.33 | 10.82 |
| Feb 2019 | 760.887311643782 | -0.37 | 6.23 |
| Mar 2019 | 756.7419037723159 | -0.55 | 3.85 |
| Apr 2019 | 749.8421394989128 | -0.91 | 2.34 |
| May 2019 | 747.1139247060257 | -0.36 | 0.29 |
| Jun 2019 | 726.6237526402101 | -2.74 | -2.48 |
| Jul 2019 | 726.8976938210197 | 0.04 | -2.38 |
| Aug 2019 | 717.7406218766206 | -1.26 | -4.36 |
| Sep 2019 | 720.507817424968 | 0.39 | -5.44 |
| Oct 2019 | 732.4332645454261 | 1.66 | -6.55 |
| Nov 2019 | 738.4447879965966 | 0.82 | -6.59 |
| Dec 2019 | 745.9456671690562 | 1.02 | -3.62 |
| Jan 2020 | 741.5940728373108 | -0.58 | -2.89 |
| Feb 2020 | 731.0765959701819 | -1.42 | -3.92 |
| Mar 2020 | 733.8923633197563 | 0.39 | -3.02 |
| Apr 2020 | 725.0071524072887 | -1.21 | -3.31 |
| May 2020 | 721.0374258996841 | -0.55 | -3.49 |
| Jun 2020 | 716.9688842579462 | -0.56 | -1.33 |
| Jul 2020 | 707.4936446076565 | -1.32 | -2.67 |
| Aug 2020 | 706.6259805542084 | -0.12 | -1.55 |
| Sep 2020 | 712.519261794353 | 0.83 | -1.11 |
| Oct 2020 | 718.1013357080795 | 0.78 | -1.96 |
| Nov 2020 | 722.395367454135 | 0.60 | -2.17 |
| Dec 2020 | 723.5691090432389 | 0.16 | -3.00 |
| Jan 2021 | 737.2913915640108 | 1.90 | -0.58 |
| Feb 2021 | 754.463172434854 | 2.33 | 3.20 |
| Mar 2021 | 792.5233402130083 | 5.05 | 7.99 |
| Apr 2021 | 802.0754090544643 | 1.21 | 10.63 |
| May 2021 | 805.0173249142575 | 0.37 | 11.65 |
| Jun 2021 | 821.8570361233755 | 2.09 | 14.63 |
| Jul 2021 | 826.7324498844955 | 0.59 | 16.85 |
| Aug 2021 | 836.7128515682701 | 1.21 | 18.41 |
| Sep 2021 | 851.0950303192011 | 1.72 | 19.45 |
| Oct 2021 | 875.4596198063234 | 2.86 | 21.91 |
| Nov 2021 | 883.9974808406103 | 0.98 | 22.37 |
| Dec 2021 | 898.3036762688531 | 1.62 | 24.15 |
| Jan 2022 | 953.392478117053 | 6.13 | 29.31 |
| Feb 2022 | 1008.5065429443126 | 5.78 | 33.67 |
| Mar 2022 | 1077.2492595096458 | 6.82 | 35.93 |
| Apr 2022 | 1203.4327959205427 | 11.71 | 50.04 |
| May 2022 | 1253.926830546543 | 4.20 | 55.76 |
| Jun 2022 | 1312.0009067377543 | 4.63 | 59.64 |
| Jul 2022 | 1306.3220263211858 | -0.43 | 58.01 |
| Aug 2022 | 1283.1733750012152 | -1.77 | 53.36 |
| Sep 2022 | 1412.3422726966123 | 10.07 | 65.94 |
| Oct 2022 | 1528.7625445907038 | 8.24 | 74.62 |
| Nov 2022 | 1509.7996314585303 | -1.24 | 70.79 |
| Dec 2022 | 1438.7061022735188 | -4.71 | 60.16 |
| Jan 2023 | 1422.2111103001641 | -1.15 | 49.17 |
| Feb 2023 | 1422.4038579581972 | 0.01 | 41.04 |
| Mar 2023 | 1475.2776126458996 | 3.72 | 36.95 |
| Apr 2023 | 1457.7960562356448 | -1.18 | 21.14 |
| May 2023 | 1483.9737103875052 | 1.80 | 18.35 |
| Jun 2023 | 1541.2799977021107 | 3.86 | 17.48 |
| Jul 2023 | 1570.759008336389 | 1.91 | 20.24 |
| Aug 2023 | 1616.2249232730937 | 2.90 | 25.96 |
| Sep 2023 | 1642.3937292317296 | 1.62 | 16.29 |
| Oct 2023 | 1716.1037874453386 | 4.49 | 12.25 |
| Nov 2023 | 1690.5673712597882 | -1.49 | 11.97 |
| Dec 2023 | 1590.9517491199686 | -5.89 | 10.58 |
| Jan 2024 | 1567.099695564061 | -1.50 | 10.19 |
| Feb 2024 | 1594.3685327729543 | 1.74 | 12.09 |
| Mar 2024 | 1613.0948157365494 | 1.18 | 9.34 |
| Apr 2024 | 1654.0106958524718 | 2.54 | 13.46 |
| May 2024 | 1677.4072280761984 | 1.42 | 13.04 |
| Jun 2024 | 1659.733054769785 | -1.05 | 7.69 |
| Jul 2024 | 1651.6966728976017 | -0.48 | 5.15 |
| Aug 2024 | 1593.7479414281347 | -3.51 | -1.39 |
| Sep 2024 | 1541.3607850614876 | -3.29 | -6.15 |
| Oct 2024 | 1582.6269998113964 | 2.68 | -7.78 |
| Nov 2024 | 1646.5666618722212 | 4.04 | -2.60 |
| Dec 2024 | 1632.8147867235057 | -0.83 | 2.63 |
| Jan 2025 | 1676.0622432830285 | 2.65 | 6.95 |
| Feb 2025 | 1657.7979079644278 | -1.09 | 3.98 |
| Mar 2025 | 1624.5656488556394 | -2.00 | 0.71 |
| Apr 2025 | 1635.6163891312692 | 0.68 | -1.11 |
| May 2025 | 1650.8728774617607 | 0.93 | -1.58 |
| Jun 2025 | 1650.2605056692325 | -0.04 | -0.57 |
| Jul 2025 | 1631.7215992823046 | -1.12 | -1.21 |
| Aug 2025 | 1606.3050652739153 | -1.56 | 0.79 |
| Sep 2025 | 1565.7178625579002 | -2.53 | 1.58 |
| Oct 2025 | 1548.2109583232939 | -1.12 | -2.17 |
| Nov 2025 | 1545.1353706935317 | -0.20 | -6.16 |
| Dec 2025 | 1538.0799740929176 | -0.46 | -5.80 |
| Jan 2026 | 1527.330282446608 | -0.70 | -8.87 |
| Feb 2026 | 1522.6779222268408 | -0.30 | -8.15 |
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