Chicago, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Chicago, IL Metro in February 2026 was $1,632.755. The month over month percentage change (MoM) was -0.08%, and the year over year percentage change (YoY) was -4.28%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Chicago, IL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Chicago, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chicago, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 709.3023642125456 -2.10 -3.53
Feb 2015 713.9444086043278 0.65 -2.15
Mar 2015 721.2064729794737 1.02 -2.32
Apr 2015 714.5117249037736 -0.93 -3.79
May 2015 732.631783605703 2.54 -0.26
Jun 2015 748.1029605682756 2.11 1.67
Jul 2015 756.9021878949596 1.18 2.73
Aug 2015 746.6445732226929 -1.35 1.12
Sep 2015 748.2816743799567 0.22 0.44
Oct 2015 743.8180236707648 -0.60 1.11
Nov 2015 761.5360672900383 2.38 3.71
Dec 2015 768.000225585464 0.85 6.00
Jan 2016 763.8709406637375 -0.54 7.69
Feb 2016 748.602245487662 -2.00 4.85
Mar 2016 754.6477341616393 0.81 4.64
Apr 2016 749.1133561179641 -0.73 4.84
May 2016 750.9946227213703 0.25 2.51
Jun 2016 750.843572045073 -0.02 0.37
Jul 2016 740.4994232051699 -1.38 -2.17
Aug 2016 741.384152080505 0.12 -0.70
Sep 2016 745.2307295258332 0.52 -0.41
Oct 2016 748.9724673532156 0.50 0.69
Nov 2016 780.655601972041 4.23 2.51
Dec 2016 826.8747477753681 5.92 7.67
Jan 2017 827.0491133799891 0.02 8.27
Feb 2017 834.1383164980591 0.86 11.43
Mar 2017 843.0052452037763 1.06 11.71
Apr 2017 832.8620156458588 -1.20 11.18
May 2017 833.3139428520868 0.05 10.96
Jun 2017 824.0804167101951 -1.11 9.75
Jul 2017 831.2963147208981 0.88 12.26
Aug 2017 823.2163260843985 -0.97 11.04
Sep 2017 818.2526203600459 -0.60 9.80
Oct 2017 830.857483259566 1.54 10.93
Nov 2017 838.0432295096915 0.87 7.35
Dec 2017 845.6302007894603 0.91 2.27
Jan 2018 859.4516707822412 1.63 3.92
Feb 2018 895.8717668708996 4.24 7.40
Mar 2018 914.2381951748996 2.05 8.45
Apr 2018 921.6492183689909 0.81 10.66
May 2018 938.3991528184607 1.82 12.61
Jun 2018 937.0767560194389 -0.14 13.71
Jul 2018 932.5963779055678 -0.48 12.19
Aug 2018 934.7190879421054 0.23 13.55
Sep 2018 943.6101776370753 0.95 15.32
Oct 2018 966.5691241483055 2.43 16.33
Nov 2018 971.864108458094 0.55 15.97
Dec 2018 948.9408201614599 -2.36 12.22
Jan 2019 933.4280748695064 -1.63 8.61
Feb 2019 927.9051998981994 -0.59 3.58
Mar 2019 920.8660272319033 -0.76 0.73
Apr 2019 911.004288425162 -1.07 -1.15
May 2019 904.9068049739346 -0.67 -3.57
Jun 2019 876.5941008496362 -3.13 -6.45
Jul 2019 871.9178948321082 -0.53 -6.51
Aug 2019 855.3104562268474 -1.90 -8.49
Sep 2019 852.5147003385633 -0.33 -9.65
Oct 2019 860.8784488169439 0.98 -10.93
Nov 2019 862.3408188074424 0.17 -11.27
Dec 2019 867.2970235228664 0.57 -8.60
Jan 2020 861.181313760365 -0.70 -7.74
Feb 2020 849.1253404379222 -1.40 -8.49
Mar 2020 852.519918140248 0.40 -7.42
Apr 2020 840.3451058576472 -1.43 -7.76
May 2020 832.9223983977629 -0.88 -7.95
Jun 2020 824.0062161382131 -1.07 -6.00
Jul 2020 807.1897634119691 -2.04 -7.42
Aug 2020 799.9412441067203 -0.90 -6.47
Sep 2020 800.5116729659399 0.07 -6.10
Oct 2020 802.7561951911154 0.28 -6.75
Nov 2020 805.448061024458 0.34 -6.60
Dec 2020 806.6852364837467 0.15 -6.99
Jan 2021 821.7256110025113 1.86 -4.58
Feb 2021 840.3626751388533 2.27 -1.03
Mar 2021 881.6855354500318 4.92 3.42
Apr 2021 890.0922231287877 0.95 5.92
May 2021 888.9678372871473 -0.13 6.73
Jun 2021 899.9483035553868 1.24 9.22
Jul 2021 895.5286151844649 -0.49 10.94
Aug 2021 897.1808678607566 0.19 12.16
Sep 2021 904.7215774435432 0.84 13.02
Oct 2021 924.8231927737121 2.22 15.21
Nov 2021 927.0836430139458 0.24 15.10
Dec 2021 935.678609783026 0.93 15.99
Jan 2022 986.7395664390501 5.46 20.08
Feb 2022 1040.248727002225 5.42 23.79
Mar 2022 1111.4651820584124 6.85 26.06
Apr 2022 1241.3131030075012 11.68 39.46
May 2022 1290.5774800146064 3.97 45.18
Jun 2022 1343.0023051564906 4.06 49.23
Jul 2022 1329.1642619589684 -1.03 48.42
Aug 2022 1298.559076052121 -2.30 44.74
Sep 2022 1423.2179137642458 9.60 57.31
Oct 2022 1537.7434304984797 8.05 66.27
Nov 2022 1518.9462847909383 -1.22 63.84
Dec 2022 1449.0864353820248 -4.60 54.87
Jan 2023 1432.2280099482073 -1.16 45.15
Feb 2023 1429.2126491043066 -0.21 37.39
Mar 2023 1475.9699369946122 3.27 32.80
Apr 2023 1453.586993479818 -1.52 17.10
May 2023 1477.1078138922728 1.62 14.45
Jun 2023 1535.1349614566986 3.93 14.31
Jul 2023 1568.2505902734376 2.16 17.99
Aug 2023 1618.5565253886577 3.21 24.64
Sep 2023 1649.279546902265 1.90 15.88
Oct 2023 1726.561227431711 4.69 12.28
Nov 2023 1701.8129390001832 -1.43 12.04
Dec 2023 1601.495793922356 -5.89 10.52
Jan 2024 1576.7471658403201 -1.54 10.09
Feb 2024 1605.6513445519904 1.83 12.35
Mar 2024 1625.3352807569936 1.23 10.12
Apr 2024 1669.129011371101 2.69 14.83
May 2024 1691.7334299408674 1.35 14.53
Jun 2024 1673.9319888748519 -1.05 9.04
Jul 2024 1665.8707611317543 -0.48 6.23
Aug 2024 1611.9252167786608 -3.24 -0.41
Sep 2024 1563.479734880255 -3.00 -5.20
Oct 2024 1609.688173317821 2.96 -6.77
Nov 2024 1678.9767768189017 4.30 -1.34
Dec 2024 1669.9401778812444 -0.54 4.27
Jan 2025 1718.8596980801822 2.93 9.01
Feb 2025 1705.7724162952288 -0.76 6.24
Mar 2025 1676.726908868398 -1.70 3.16
Apr 2025 1692.7814013725836 0.96 1.42
May 2025 1710.1199936313858 1.02 1.09
Jun 2025 1712.2417900331463 0.12 2.29
Jul 2025 1699.5187471033134 -0.74 2.02
Aug 2025 1681.4744144106098 -1.06 4.32
Sep 2025 1647.3320485461572 -2.03 5.36
Oct 2025 1636.6768665267464 -0.65 1.68
Nov 2025 1641.3344974833803 0.28 -2.24
Dec 2025 1641.4644677984518 0.01 -1.70
Jan 2026 1634.0164626196256 -0.45 -4.94
Feb 2026 1632.755215962088 -0.08 -4.28