Chicago, IL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Chicago, IL Metro in February 2026 was $1,632.755. The month over month percentage change (MoM) was -0.08%, and the year over year percentage change (YoY) was -4.28%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Chicago, IL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 709.3023642125456 | -2.10 | -3.53 |
| Feb 2015 | 713.9444086043278 | 0.65 | -2.15 |
| Mar 2015 | 721.2064729794737 | 1.02 | -2.32 |
| Apr 2015 | 714.5117249037736 | -0.93 | -3.79 |
| May 2015 | 732.631783605703 | 2.54 | -0.26 |
| Jun 2015 | 748.1029605682756 | 2.11 | 1.67 |
| Jul 2015 | 756.9021878949596 | 1.18 | 2.73 |
| Aug 2015 | 746.6445732226929 | -1.35 | 1.12 |
| Sep 2015 | 748.2816743799567 | 0.22 | 0.44 |
| Oct 2015 | 743.8180236707648 | -0.60 | 1.11 |
| Nov 2015 | 761.5360672900383 | 2.38 | 3.71 |
| Dec 2015 | 768.000225585464 | 0.85 | 6.00 |
| Jan 2016 | 763.8709406637375 | -0.54 | 7.69 |
| Feb 2016 | 748.602245487662 | -2.00 | 4.85 |
| Mar 2016 | 754.6477341616393 | 0.81 | 4.64 |
| Apr 2016 | 749.1133561179641 | -0.73 | 4.84 |
| May 2016 | 750.9946227213703 | 0.25 | 2.51 |
| Jun 2016 | 750.843572045073 | -0.02 | 0.37 |
| Jul 2016 | 740.4994232051699 | -1.38 | -2.17 |
| Aug 2016 | 741.384152080505 | 0.12 | -0.70 |
| Sep 2016 | 745.2307295258332 | 0.52 | -0.41 |
| Oct 2016 | 748.9724673532156 | 0.50 | 0.69 |
| Nov 2016 | 780.655601972041 | 4.23 | 2.51 |
| Dec 2016 | 826.8747477753681 | 5.92 | 7.67 |
| Jan 2017 | 827.0491133799891 | 0.02 | 8.27 |
| Feb 2017 | 834.1383164980591 | 0.86 | 11.43 |
| Mar 2017 | 843.0052452037763 | 1.06 | 11.71 |
| Apr 2017 | 832.8620156458588 | -1.20 | 11.18 |
| May 2017 | 833.3139428520868 | 0.05 | 10.96 |
| Jun 2017 | 824.0804167101951 | -1.11 | 9.75 |
| Jul 2017 | 831.2963147208981 | 0.88 | 12.26 |
| Aug 2017 | 823.2163260843985 | -0.97 | 11.04 |
| Sep 2017 | 818.2526203600459 | -0.60 | 9.80 |
| Oct 2017 | 830.857483259566 | 1.54 | 10.93 |
| Nov 2017 | 838.0432295096915 | 0.87 | 7.35 |
| Dec 2017 | 845.6302007894603 | 0.91 | 2.27 |
| Jan 2018 | 859.4516707822412 | 1.63 | 3.92 |
| Feb 2018 | 895.8717668708996 | 4.24 | 7.40 |
| Mar 2018 | 914.2381951748996 | 2.05 | 8.45 |
| Apr 2018 | 921.6492183689909 | 0.81 | 10.66 |
| May 2018 | 938.3991528184607 | 1.82 | 12.61 |
| Jun 2018 | 937.0767560194389 | -0.14 | 13.71 |
| Jul 2018 | 932.5963779055678 | -0.48 | 12.19 |
| Aug 2018 | 934.7190879421054 | 0.23 | 13.55 |
| Sep 2018 | 943.6101776370753 | 0.95 | 15.32 |
| Oct 2018 | 966.5691241483055 | 2.43 | 16.33 |
| Nov 2018 | 971.864108458094 | 0.55 | 15.97 |
| Dec 2018 | 948.9408201614599 | -2.36 | 12.22 |
| Jan 2019 | 933.4280748695064 | -1.63 | 8.61 |
| Feb 2019 | 927.9051998981994 | -0.59 | 3.58 |
| Mar 2019 | 920.8660272319033 | -0.76 | 0.73 |
| Apr 2019 | 911.004288425162 | -1.07 | -1.15 |
| May 2019 | 904.9068049739346 | -0.67 | -3.57 |
| Jun 2019 | 876.5941008496362 | -3.13 | -6.45 |
| Jul 2019 | 871.9178948321082 | -0.53 | -6.51 |
| Aug 2019 | 855.3104562268474 | -1.90 | -8.49 |
| Sep 2019 | 852.5147003385633 | -0.33 | -9.65 |
| Oct 2019 | 860.8784488169439 | 0.98 | -10.93 |
| Nov 2019 | 862.3408188074424 | 0.17 | -11.27 |
| Dec 2019 | 867.2970235228664 | 0.57 | -8.60 |
| Jan 2020 | 861.181313760365 | -0.70 | -7.74 |
| Feb 2020 | 849.1253404379222 | -1.40 | -8.49 |
| Mar 2020 | 852.519918140248 | 0.40 | -7.42 |
| Apr 2020 | 840.3451058576472 | -1.43 | -7.76 |
| May 2020 | 832.9223983977629 | -0.88 | -7.95 |
| Jun 2020 | 824.0062161382131 | -1.07 | -6.00 |
| Jul 2020 | 807.1897634119691 | -2.04 | -7.42 |
| Aug 2020 | 799.9412441067203 | -0.90 | -6.47 |
| Sep 2020 | 800.5116729659399 | 0.07 | -6.10 |
| Oct 2020 | 802.7561951911154 | 0.28 | -6.75 |
| Nov 2020 | 805.448061024458 | 0.34 | -6.60 |
| Dec 2020 | 806.6852364837467 | 0.15 | -6.99 |
| Jan 2021 | 821.7256110025113 | 1.86 | -4.58 |
| Feb 2021 | 840.3626751388533 | 2.27 | -1.03 |
| Mar 2021 | 881.6855354500318 | 4.92 | 3.42 |
| Apr 2021 | 890.0922231287877 | 0.95 | 5.92 |
| May 2021 | 888.9678372871473 | -0.13 | 6.73 |
| Jun 2021 | 899.9483035553868 | 1.24 | 9.22 |
| Jul 2021 | 895.5286151844649 | -0.49 | 10.94 |
| Aug 2021 | 897.1808678607566 | 0.19 | 12.16 |
| Sep 2021 | 904.7215774435432 | 0.84 | 13.02 |
| Oct 2021 | 924.8231927737121 | 2.22 | 15.21 |
| Nov 2021 | 927.0836430139458 | 0.24 | 15.10 |
| Dec 2021 | 935.678609783026 | 0.93 | 15.99 |
| Jan 2022 | 986.7395664390501 | 5.46 | 20.08 |
| Feb 2022 | 1040.248727002225 | 5.42 | 23.79 |
| Mar 2022 | 1111.4651820584124 | 6.85 | 26.06 |
| Apr 2022 | 1241.3131030075012 | 11.68 | 39.46 |
| May 2022 | 1290.5774800146064 | 3.97 | 45.18 |
| Jun 2022 | 1343.0023051564906 | 4.06 | 49.23 |
| Jul 2022 | 1329.1642619589684 | -1.03 | 48.42 |
| Aug 2022 | 1298.559076052121 | -2.30 | 44.74 |
| Sep 2022 | 1423.2179137642458 | 9.60 | 57.31 |
| Oct 2022 | 1537.7434304984797 | 8.05 | 66.27 |
| Nov 2022 | 1518.9462847909383 | -1.22 | 63.84 |
| Dec 2022 | 1449.0864353820248 | -4.60 | 54.87 |
| Jan 2023 | 1432.2280099482073 | -1.16 | 45.15 |
| Feb 2023 | 1429.2126491043066 | -0.21 | 37.39 |
| Mar 2023 | 1475.9699369946122 | 3.27 | 32.80 |
| Apr 2023 | 1453.586993479818 | -1.52 | 17.10 |
| May 2023 | 1477.1078138922728 | 1.62 | 14.45 |
| Jun 2023 | 1535.1349614566986 | 3.93 | 14.31 |
| Jul 2023 | 1568.2505902734376 | 2.16 | 17.99 |
| Aug 2023 | 1618.5565253886577 | 3.21 | 24.64 |
| Sep 2023 | 1649.279546902265 | 1.90 | 15.88 |
| Oct 2023 | 1726.561227431711 | 4.69 | 12.28 |
| Nov 2023 | 1701.8129390001832 | -1.43 | 12.04 |
| Dec 2023 | 1601.495793922356 | -5.89 | 10.52 |
| Jan 2024 | 1576.7471658403201 | -1.54 | 10.09 |
| Feb 2024 | 1605.6513445519904 | 1.83 | 12.35 |
| Mar 2024 | 1625.3352807569936 | 1.23 | 10.12 |
| Apr 2024 | 1669.129011371101 | 2.69 | 14.83 |
| May 2024 | 1691.7334299408674 | 1.35 | 14.53 |
| Jun 2024 | 1673.9319888748519 | -1.05 | 9.04 |
| Jul 2024 | 1665.8707611317543 | -0.48 | 6.23 |
| Aug 2024 | 1611.9252167786608 | -3.24 | -0.41 |
| Sep 2024 | 1563.479734880255 | -3.00 | -5.20 |
| Oct 2024 | 1609.688173317821 | 2.96 | -6.77 |
| Nov 2024 | 1678.9767768189017 | 4.30 | -1.34 |
| Dec 2024 | 1669.9401778812444 | -0.54 | 4.27 |
| Jan 2025 | 1718.8596980801822 | 2.93 | 9.01 |
| Feb 2025 | 1705.7724162952288 | -0.76 | 6.24 |
| Mar 2025 | 1676.726908868398 | -1.70 | 3.16 |
| Apr 2025 | 1692.7814013725836 | 0.96 | 1.42 |
| May 2025 | 1710.1199936313858 | 1.02 | 1.09 |
| Jun 2025 | 1712.2417900331463 | 0.12 | 2.29 |
| Jul 2025 | 1699.5187471033134 | -0.74 | 2.02 |
| Aug 2025 | 1681.4744144106098 | -1.06 | 4.32 |
| Sep 2025 | 1647.3320485461572 | -2.03 | 5.36 |
| Oct 2025 | 1636.6768665267464 | -0.65 | 1.68 |
| Nov 2025 | 1641.3344974833803 | 0.28 | -2.24 |
| Dec 2025 | 1641.4644677984518 | 0.01 | -1.70 |
| Jan 2026 | 1634.0164626196256 | -0.45 | -4.94 |
| Feb 2026 | 1632.755215962088 | -0.08 | -4.28 |