Chico, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Chico, CA Metro in February 2026 was $1,911.62. The month over month percentage change (MoM) was -0.52%, and the year over year percentage change (YoY) was -7.34%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Chico, CA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chico, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Chico, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Chico, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chico, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 855.395743529579 | -1.58 | -3.41 |
| Feb 2015 | 864.5748554789902 | 1.07 | -1.45 |
| Mar 2015 | 873.6234695285517 | 1.05 | -1.53 |
| Apr 2015 | 865.8328098881692 | -0.89 | -2.97 |
| May 2015 | 888.4500063261187 | 2.61 | 0.55 |
| Jun 2015 | 908.4677289567386 | 2.25 | 2.83 |
| Jul 2015 | 918.2800883342592 | 1.08 | 4.47 |
| Aug 2015 | 906.2019286613098 | -1.31 | 3.45 |
| Sep 2015 | 909.0868166531858 | 0.32 | 3.10 |
| Oct 2015 | 905.8552054526888 | -0.35 | 3.68 |
| Nov 2015 | 928.3155308231619 | 2.48 | 6.02 |
| Dec 2015 | 938.0439084027701 | 1.05 | 7.93 |
| Jan 2016 | 936.652860932289 | -0.15 | 9.50 |
| Feb 2016 | 920.8415912637324 | -1.69 | 6.51 |
| Mar 2016 | 929.3896985086053 | 0.93 | 6.38 |
| Apr 2016 | 921.0040112384079 | -0.90 | 6.37 |
| May 2016 | 922.2053903958106 | 0.13 | 3.80 |
| Jun 2016 | 921.9048580609951 | -0.03 | 1.48 |
| Jul 2016 | 909.7731306106742 | -1.32 | -0.93 |
| Aug 2016 | 913.0800832240068 | 0.36 | 0.76 |
| Sep 2016 | 920.6873783078049 | 0.83 | 1.28 |
| Oct 2016 | 929.6566559215935 | 0.97 | 2.63 |
| Nov 2016 | 972.7096815183629 | 4.63 | 4.78 |
| Dec 2016 | 1033.8131792420518 | 6.28 | 10.21 |
| Jan 2017 | 1035.9256900360822 | 0.20 | 10.60 |
| Feb 2017 | 1045.3684966382048 | 0.91 | 13.52 |
| Mar 2017 | 1055.4924676868234 | 0.97 | 13.57 |
| Apr 2017 | 1042.9614242212567 | -1.19 | 13.24 |
| May 2017 | 1043.9621088885856 | 0.10 | 13.20 |
| Jun 2017 | 1035.0854786724146 | -0.85 | 12.28 |
| Jul 2017 | 1047.0003445724283 | 1.15 | 15.08 |
| Aug 2017 | 1043.010455204845 | -0.38 | 14.23 |
| Sep 2017 | 1041.8493664404489 | -0.11 | 13.16 |
| Oct 2017 | 1062.26921725638 | 1.96 | 14.27 |
| Nov 2017 | 1071.5911557581924 | 0.88 | 10.17 |
| Dec 2017 | 1080.939195269578 | 0.87 | 4.56 |
| Jan 2018 | 1099.7025695785376 | 1.74 | 6.16 |
| Feb 2018 | 1149.4088385725565 | 4.52 | 9.95 |
| Mar 2018 | 1175.1654013753457 | 2.24 | 11.34 |
| Apr 2018 | 1185.4049907849114 | 0.87 | 13.66 |
| May 2018 | 1207.146883870141 | 1.83 | 15.63 |
| Jun 2018 | 1208.7790982704119 | 0.14 | 16.78 |
| Jul 2018 | 1206.240233842043 | -0.21 | 15.21 |
| Aug 2018 | 1213.3663255093802 | 0.59 | 16.33 |
| Sep 2018 | 1227.8263271405701 | 1.19 | 17.85 |
| Oct 2018 | 1259.4571366357513 | 2.58 | 18.56 |
| Nov 2018 | 1265.82470716402 | 0.51 | 18.13 |
| Dec 2018 | 1237.1725350971308 | -2.26 | 14.45 |
| Jan 2019 | 1224.5765574213367 | -1.02 | 11.36 |
| Feb 2019 | 1232.1342454550968 | 0.62 | 7.20 |
| Mar 2019 | 1242.0966806597507 | 0.81 | 5.70 |
| Apr 2019 | 1248.2378509828127 | 0.49 | 5.30 |
| May 2019 | 1256.1588258606087 | 0.64 | 4.06 |
| Jun 2019 | 1229.2450863974116 | -2.14 | 1.69 |
| Jul 2019 | 1232.569581972126 | 0.27 | 2.18 |
| Aug 2019 | 1217.1416987329085 | -1.25 | 0.31 |
| Sep 2019 | 1220.8352967025874 | 0.30 | -0.57 |
| Oct 2019 | 1239.0659117258745 | 1.49 | -1.62 |
| Nov 2019 | 1245.8789292612385 | 0.55 | -1.58 |
| Dec 2019 | 1252.3849659956854 | 0.52 | 1.23 |
| Jan 2020 | 1239.3085750863283 | -1.04 | 1.20 |
| Feb 2020 | 1215.8480613373629 | -1.89 | -1.32 |
| Mar 2020 | 1216.8212951077098 | 0.08 | -2.03 |
| Apr 2020 | 1196.130520004102 | -1.70 | -4.17 |
| May 2020 | 1180.9175312138345 | -1.27 | -5.99 |
| Jun 2020 | 1165.1428948710227 | -1.34 | -5.21 |
| Jul 2020 | 1142.724071765882 | -1.92 | -7.29 |
| Aug 2020 | 1139.2748930193964 | -0.30 | -6.40 |
| Sep 2020 | 1147.357799339117 | 0.71 | -6.02 |
| Oct 2020 | 1156.581684861949 | 0.80 | -6.66 |
| Nov 2020 | 1164.884352237774 | 0.72 | -6.50 |
| Dec 2020 | 1170.9011284039666 | 0.52 | -6.51 |
| Jan 2021 | 1195.6043110825597 | 2.11 | -3.53 |
| Feb 2021 | 1222.0458561307141 | 2.21 | 0.51 |
| Mar 2021 | 1278.4525630257738 | 4.62 | 5.07 |
| Apr 2021 | 1286.7561691312249 | 0.65 | 7.58 |
| May 2021 | 1284.9462634612473 | -0.14 | 8.81 |
| Jun 2021 | 1300.7390636152747 | 1.23 | 11.64 |
| Jul 2021 | 1295.1361967380549 | -0.43 | 13.34 |
| Aug 2021 | 1298.2252334488678 | 0.24 | 13.95 |
| Sep 2021 | 1311.5350661439322 | 1.02 | 14.31 |
| Oct 2021 | 1342.9907878230129 | 2.40 | 16.12 |
| Nov 2021 | 1348.7076904458706 | 0.43 | 15.78 |
| Dec 2021 | 1363.1415767209135 | 1.07 | 16.42 |
| Jan 2022 | 1439.7965830673668 | 5.62 | 20.42 |
| Feb 2022 | 1516.3774779873233 | 5.32 | 24.09 |
| Mar 2022 | 1616.7978761977377 | 6.62 | 26.47 |
| Apr 2022 | 1800.1730775904682 | 11.34 | 39.90 |
| May 2022 | 1870.5012296238888 | 3.91 | 45.57 |
| Jun 2022 | 1943.4900289270738 | 3.90 | 49.41 |
| Jul 2022 | 1918.774967350452 | -1.27 | 48.15 |
| Aug 2022 | 1867.0878566104623 | -2.69 | 43.82 |
| Sep 2022 | 2039.1297069436346 | 9.21 | 55.48 |
| Oct 2022 | 2196.2168633745737 | 7.70 | 63.53 |
| Nov 2022 | 2157.0881192444967 | -1.78 | 59.94 |
| Dec 2022 | 2040.916845933542 | -5.39 | 49.72 |
| Jan 2023 | 1996.2459905428877 | -2.19 | 38.65 |
| Feb 2023 | 1970.6204844907222 | -1.28 | 29.96 |
| Mar 2023 | 2014.3768450848663 | 2.22 | 24.59 |
| Apr 2023 | 1968.126263318188 | -2.30 | 9.33 |
| May 2023 | 1987.5240342536613 | 0.99 | 6.26 |
| Jun 2023 | 2054.6583999747622 | 3.38 | 5.72 |
| Jul 2023 | 2083.174558690376 | 1.39 | 8.57 |
| Aug 2023 | 2131.8712639134465 | 2.34 | 14.18 |
| Sep 2023 | 2151.7638333798236 | 0.93 | 5.52 |
| Oct 2023 | 2231.0950344552934 | 3.69 | 1.59 |
| Nov 2023 | 2181.734631041199 | -2.21 | 1.14 |
| Dec 2023 | 2043.2427080043512 | -6.35 | 0.11 |
| Jan 2024 | 2006.203764772356 | -1.81 | 0.50 |
| Feb 2024 | 2033.8170685207283 | 1.38 | 3.21 |
| Mar 2024 | 2046.8406336116902 | 0.64 | 1.61 |
| Apr 2024 | 2087.7118896909 | 2.00 | 6.08 |
| May 2024 | 2107.0959159854733 | 0.93 | 6.02 |
| Jun 2024 | 2076.4089169655485 | -1.46 | 1.06 |
| Jul 2024 | 2060.6475893198144 | -0.76 | -1.08 |
| Aug 2024 | 1986.1339007218626 | -3.62 | -6.84 |
| Sep 2024 | 1918.7182039803495 | -3.39 | -10.83 |
| Oct 2024 | 1968.7738052686234 | 2.61 | -11.76 |
| Nov 2024 | 2047.9386480387186 | 4.02 | -6.13 |
| Dec 2024 | 2033.6044496041263 | -0.70 | -0.47 |
| Jan 2025 | 2087.2954689134735 | 2.64 | 4.04 |
| Feb 2025 | 2063.1415512487306 | -1.16 | 1.44 |
| Mar 2025 | 2019.476477443094 | -2.12 | -1.34 |
| Apr 2025 | 2033.3048421790036 | 0.69 | -2.61 |
| May 2025 | 2052.455667464358 | 0.94 | -2.59 |
| Jun 2025 | 2053.1970260248713 | 0.04 | -1.12 |
| Jul 2025 | 2034.458565026744 | -0.91 | -1.27 |
| Aug 2025 | 2008.6861467869408 | -1.27 | 1.14 |
| Sep 2025 | 1962.865995920704 | -2.28 | 2.30 |
| Oct 2025 | 1945.2054460345307 | -0.90 | -1.20 |
| Nov 2025 | 1944.2608012347541 | -0.05 | -5.06 |
| Dec 2025 | 1938.3244190868654 | -0.30 | -4.68 |
| Jan 2026 | 1921.5635698716496 | -0.86 | -7.94 |
| Feb 2026 | 1911.6195221853902 | -0.52 | -7.34 |
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