Cincinnati, OH (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Cincinnati, OH Metro in February 2026 was $1,444.815. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -5.60%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Cincinnati, OH metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Cincinnati, OH metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Cincinnati, OH (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Cincinnati, OH (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cincinnati, OH (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 538.6236388586107 | -2.06 | -5.88 |
| Feb 2015 | 542.8758642115604 | 0.79 | -3.87 |
| Mar 2015 | 548.4840030248813 | 1.03 | -3.44 |
| Apr 2015 | 543.6853580043897 | -0.87 | -4.45 |
| May 2015 | 557.5774802013017 | 2.56 | -0.79 |
| Jun 2015 | 569.705308114428 | 2.17 | 1.16 |
| Jul 2015 | 576.7458919380643 | 1.24 | 2.29 |
| Aug 2015 | 569.8543653641094 | -1.19 | 0.97 |
| Sep 2015 | 572.077478993654 | 0.39 | 0.63 |
| Oct 2015 | 568.5744047196737 | -0.61 | 1.52 |
| Nov 2015 | 580.8831821260716 | 2.17 | 4.12 |
| Dec 2015 | 584.9782486026468 | 0.71 | 6.37 |
| Jan 2016 | 581.9906128943664 | -0.51 | 8.05 |
| Feb 2016 | 570.7463892779808 | -1.93 | 5.13 |
| Mar 2016 | 575.1982668764466 | 0.78 | 4.87 |
| Apr 2016 | 570.1590547904003 | -0.88 | 4.87 |
| May 2016 | 570.7083554965222 | 0.10 | 2.36 |
| Jun 2016 | 570.436080153639 | -0.05 | 0.13 |
| Jul 2016 | 562.6014283979014 | -1.37 | -2.45 |
| Aug 2016 | 563.8968832370696 | 0.23 | -1.04 |
| Sep 2016 | 567.7630900021361 | 0.69 | -0.75 |
| Oct 2016 | 571.9500830713813 | 0.74 | 0.59 |
| Nov 2016 | 597.2228412913531 | 4.42 | 2.81 |
| Dec 2016 | 632.7192968143963 | 5.94 | 8.16 |
| Jan 2017 | 632.4440200883112 | -0.04 | 8.67 |
| Feb 2017 | 636.9711562163545 | 0.72 | 11.60 |
| Mar 2017 | 642.5540062015509 | 0.88 | 11.71 |
| Apr 2017 | 634.758013484477 | -1.21 | 11.33 |
| May 2017 | 635.6788348402665 | 0.14 | 11.38 |
| Jun 2017 | 630.7010315145151 | -0.78 | 10.57 |
| Jul 2017 | 638.1095896968885 | 1.18 | 13.42 |
| Aug 2017 | 633.9301401626885 | -0.65 | 12.42 |
| Sep 2017 | 630.554806442943 | -0.53 | 11.06 |
| Oct 2017 | 640.1027626105689 | 1.51 | 11.92 |
| Nov 2017 | 644.6635435463368 | 0.71 | 7.94 |
| Dec 2017 | 649.3397313445697 | 0.73 | 2.63 |
| Jan 2018 | 658.1305506537981 | 1.35 | 4.06 |
| Feb 2018 | 684.8132750306052 | 4.05 | 7.51 |
| Mar 2018 | 698.5772958431527 | 2.01 | 8.72 |
| Apr 2018 | 705.4275477434363 | 0.98 | 11.13 |
| May 2018 | 720.7284912606308 | 2.17 | 13.38 |
| Jun 2018 | 723.2582662724903 | 0.35 | 14.68 |
| Jul 2018 | 724.506470248239 | 0.17 | 13.54 |
| Aug 2018 | 730.7149973650738 | 0.86 | 15.27 |
| Sep 2018 | 741.8950006192093 | 1.53 | 17.66 |
| Oct 2018 | 762.6362733293204 | 2.80 | 19.14 |
| Nov 2018 | 769.034881514767 | 0.84 | 19.29 |
| Dec 2018 | 752.069136887502 | -2.21 | 15.82 |
| Jan 2019 | 741.0459773959672 | -1.47 | 12.60 |
| Feb 2019 | 737.7862417231745 | -0.44 | 7.74 |
| Mar 2019 | 734.1183138821681 | -0.50 | 5.09 |
| Apr 2019 | 727.9802014516969 | -0.84 | 3.20 |
| May 2019 | 724.757993317722 | -0.44 | 0.56 |
| Jun 2019 | 703.7899495414397 | -2.89 | -2.69 |
| Jul 2019 | 702.6974762168451 | -0.15 | -3.01 |
| Aug 2019 | 692.4226647091868 | -1.46 | -5.24 |
| Sep 2019 | 693.9660169862577 | 0.22 | -6.46 |
| Oct 2019 | 704.2160739099975 | 1.48 | -7.66 |
| Nov 2019 | 708.749786393932 | 0.64 | -7.84 |
| Dec 2019 | 715.0513166993735 | 0.89 | -4.92 |
| Jan 2020 | 711.3673422221024 | -0.51 | -4.00 |
| Feb 2020 | 701.8948051795765 | -1.33 | -4.86 |
| Mar 2020 | 705.6570160224348 | 0.54 | -3.88 |
| Apr 2020 | 697.4393043527053 | -1.16 | -4.19 |
| May 2020 | 694.3782714681585 | -0.44 | -4.19 |
| Jun 2020 | 691.0432764613532 | -0.48 | -1.81 |
| Jul 2020 | 682.2278996203298 | -1.28 | -2.91 |
| Aug 2020 | 681.8192849562344 | -0.06 | -1.53 |
| Sep 2020 | 687.3914081607714 | 0.82 | -0.95 |
| Oct 2020 | 693.3554997057222 | 0.87 | -1.54 |
| Nov 2020 | 698.7157858552335 | 0.77 | -1.42 |
| Dec 2020 | 702.271554293851 | 0.51 | -1.79 |
| Jan 2021 | 716.9301788169295 | 2.09 | 0.78 |
| Feb 2021 | 733.7186408766394 | 2.34 | 4.53 |
| Mar 2021 | 770.173515374529 | 4.97 | 9.14 |
| Apr 2021 | 778.9592819040239 | 1.14 | 11.69 |
| May 2021 | 780.6077490831731 | 0.21 | 12.42 |
| Jun 2021 | 792.9151179197659 | 1.58 | 14.74 |
| Jul 2021 | 789.579456775873 | -0.42 | 15.74 |
| Aug 2021 | 789.9162560496305 | 0.04 | 15.85 |
| Sep 2021 | 795.1739697096259 | 0.67 | 15.68 |
| Oct 2021 | 813.313464434872 | 2.28 | 17.30 |
| Nov 2021 | 816.9164243632673 | 0.44 | 16.92 |
| Dec 2021 | 825.9644405693728 | 1.11 | 17.61 |
| Jan 2022 | 872.7623843243639 | 5.67 | 21.74 |
| Feb 2022 | 921.2050745752404 | 5.55 | 25.55 |
| Mar 2022 | 984.2958860783682 | 6.85 | 27.80 |
| Apr 2022 | 1099.8065742231472 | 11.74 | 41.19 |
| May 2022 | 1146.784319627217 | 4.27 | 46.91 |
| Jun 2022 | 1199.234302280182 | 4.57 | 51.24 |
| Jul 2022 | 1191.7024684124801 | -0.63 | 50.93 |
| Aug 2022 | 1166.6471170876569 | -2.10 | 47.69 |
| Sep 2022 | 1280.3903184417543 | 9.75 | 61.02 |
| Oct 2022 | 1385.6126143603194 | 8.22 | 70.37 |
| Nov 2022 | 1372.173431271397 | -0.97 | 67.97 |
| Dec 2022 | 1312.2733235518424 | -4.36 | 58.88 |
| Jan 2023 | 1299.2218359728809 | -0.99 | 48.86 |
| Feb 2023 | 1297.3521131042135 | -0.14 | 40.83 |
| Mar 2023 | 1340.789796132457 | 3.35 | 36.22 |
| Apr 2023 | 1321.662622350853 | -1.43 | 20.17 |
| May 2023 | 1345.9283056931379 | 1.84 | 17.36 |
| Jun 2023 | 1400.385998881561 | 4.05 | 16.77 |
| Jul 2023 | 1430.8056702770182 | 2.17 | 20.06 |
| Aug 2023 | 1473.9514503155212 | 3.02 | 26.34 |
| Sep 2023 | 1498.7288325819165 | 1.68 | 17.05 |
| Oct 2023 | 1564.825234025976 | 4.41 | 12.93 |
| Nov 2023 | 1539.338561812882 | -1.63 | 12.18 |
| Dec 2023 | 1446.9152896761025 | -6.00 | 10.26 |
| Jan 2024 | 1424.394843004623 | -1.56 | 9.63 |
| Feb 2024 | 1449.2434242910815 | 1.75 | 11.71 |
| Mar 2024 | 1465.457846448488 | 1.12 | 9.30 |
| Apr 2024 | 1502.4242777379845 | 2.52 | 13.68 |
| May 2024 | 1522.2606193754111 | 1.32 | 13.10 |
| Jun 2024 | 1505.9833152273748 | -1.07 | 7.54 |
| Jul 2024 | 1499.355623746465 | -0.44 | 4.79 |
| Aug 2024 | 1449.6283704720363 | -3.32 | -1.65 |
| Sep 2024 | 1403.7006153412424 | -3.17 | -6.34 |
| Oct 2024 | 1442.6873783701972 | 2.78 | -7.80 |
| Nov 2024 | 1502.7000239135255 | 4.16 | -2.38 |
| Dec 2024 | 1494.7075098564046 | -0.53 | 3.30 |
| Jan 2025 | 1540.324862192639 | 3.05 | 8.14 |
| Feb 2025 | 1530.4560327191987 | -0.64 | 5.60 |
| Mar 2025 | 1504.8327622725665 | -1.67 | 2.69 |
| Apr 2025 | 1518.000931421825 | 0.88 | 1.04 |
| May 2025 | 1532.8005251290097 | 0.98 | 0.69 |
| Jun 2025 | 1533.9936477937642 | 0.08 | 1.86 |
| Jul 2025 | 1520.9100684666503 | -0.85 | 1.44 |
| Aug 2025 | 1502.3352290499427 | -1.22 | 3.64 |
| Sep 2025 | 1469.611587604357 | -2.18 | 4.70 |
| Oct 2025 | 1457.8001473126699 | -0.80 | 1.05 |
| Nov 2025 | 1459.8919108787395 | 0.14 | -2.85 |
| Dec 2025 | 1457.308050314416 | -0.18 | -2.50 |
| Jan 2026 | 1448.6849954900138 | -0.59 | -5.95 |
| Feb 2026 | 1444.8153915376965 | -0.27 | -5.60 |
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