Columbia, MO (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Columbia, MO Metro in February 2026 was $1,501.259. The month over month percentage change (MoM) was -0.35%, and the year over year percentage change (YoY) was -5.70%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Columbia, MO metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Columbia, MO metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 605.0094053051474 | -2.02 | -6.32 |
| Feb 2015 | 610.2566150397417 | 0.87 | -4.06 |
| Mar 2015 | 616.806187668693 | 1.07 | -3.67 |
| Apr 2015 | 611.5147165008322 | -0.86 | -4.68 |
| May 2015 | 625.809988318227 | 2.34 | -1.06 |
| Jun 2015 | 637.6891744386434 | 1.90 | 0.92 |
| Jul 2015 | 644.0530954872086 | 1.00 | 1.94 |
| Aug 2015 | 635.5106657769275 | -1.33 | 0.49 |
| Sep 2015 | 636.886667253098 | 0.22 | -0.09 |
| Oct 2015 | 631.3290393407558 | -0.87 | 0.49 |
| Nov 2015 | 643.4390058103321 | 1.92 | 2.78 |
| Dec 2015 | 646.7549706862766 | 0.52 | 4.74 |
| Jan 2016 | 642.2883142519731 | -0.69 | 6.16 |
| Feb 2016 | 628.7182503874964 | -2.11 | 3.03 |
| Mar 2016 | 632.3824194216015 | 0.58 | 2.53 |
| Apr 2016 | 625.7250881439379 | -1.05 | 2.32 |
| May 2016 | 625.7754960700747 | 0.01 | -0.01 |
| Jun 2016 | 625.2893717696264 | -0.08 | -1.94 |
| Jul 2016 | 617.0978849185972 | -1.31 | -4.18 |
| Aug 2016 | 618.5003412448816 | 0.23 | -2.68 |
| Sep 2016 | 622.4110988738486 | 0.63 | -2.27 |
| Oct 2016 | 626.3289288968008 | 0.63 | -0.79 |
| Nov 2016 | 653.9139986612681 | 4.40 | 1.63 |
| Dec 2016 | 693.8045597603183 | 6.10 | 7.28 |
| Jan 2017 | 695.2537803392298 | 0.21 | 8.25 |
| Feb 2017 | 702.7755957958116 | 1.08 | 11.78 |
| Mar 2017 | 710.6456933279965 | 1.12 | 12.38 |
| Apr 2017 | 703.2602258346277 | -1.04 | 12.39 |
| May 2017 | 703.8524099353156 | 0.08 | 12.48 |
| Jun 2017 | 697.1726610489625 | -0.95 | 11.50 |
| Jul 2017 | 703.4763449596372 | 0.90 | 14.00 |
| Aug 2017 | 696.4134778537857 | -1.00 | 12.60 |
| Sep 2017 | 690.3110638342627 | -0.88 | 10.91 |
| Oct 2017 | 698.0680503088782 | 1.12 | 11.45 |
| Nov 2017 | 701.2999513019607 | 0.46 | 7.25 |
| Dec 2017 | 704.6935947466017 | 0.48 | 1.57 |
| Jan 2018 | 712.937689659794 | 1.17 | 2.54 |
| Feb 2018 | 739.3566591956626 | 3.71 | 5.21 |
| Mar 2018 | 751.1155178864796 | 1.59 | 5.70 |
| Apr 2018 | 754.3760047654085 | 0.43 | 7.27 |
| May 2018 | 766.4374911025689 | 1.60 | 8.89 |
| Jun 2018 | 765.5428986350155 | -0.12 | 9.81 |
| Jul 2018 | 763.5599373306808 | -0.26 | 8.54 |
| Aug 2018 | 767.4522416435362 | 0.51 | 10.20 |
| Sep 2018 | 776.274910320592 | 1.15 | 12.45 |
| Oct 2018 | 796.0669168912899 | 2.55 | 14.04 |
| Nov 2018 | 801.0038620225188 | 0.62 | 14.22 |
| Dec 2018 | 781.653058438177 | -2.42 | 10.92 |
| Jan 2019 | 767.4755241158936 | -1.81 | 7.65 |
| Feb 2019 | 761.5772066572384 | -0.77 | 3.01 |
| Mar 2019 | 755.7467237193804 | -0.77 | 0.62 |
| Apr 2019 | 748.7875714063146 | -0.92 | -0.74 |
| May 2019 | 745.6049112915673 | -0.42 | -2.72 |
| Jun 2019 | 724.7125598856481 | -2.80 | -5.33 |
| Jul 2019 | 723.9995661042308 | -0.10 | -5.18 |
| Aug 2019 | 713.715378200742 | -1.42 | -7.00 |
| Sep 2019 | 715.0841354344253 | 0.19 | -7.88 |
| Oct 2019 | 725.9598004191953 | 1.52 | -8.81 |
| Nov 2019 | 730.4629982494519 | 0.62 | -8.81 |
| Dec 2019 | 737.6013851091163 | 0.98 | -5.64 |
| Jan 2020 | 732.3309266599391 | -0.71 | -4.58 |
| Feb 2020 | 720.7726089762783 | -1.58 | -5.36 |
| Mar 2020 | 722.1805896070983 | 0.20 | -4.44 |
| Apr 2020 | 712.1798731405611 | -1.38 | -4.89 |
| May 2020 | 708.2302338486884 | -0.56 | -5.01 |
| Jun 2020 | 703.9915681980104 | -0.60 | -2.86 |
| Jul 2020 | 694.6119278279212 | -1.33 | -4.06 |
| Aug 2020 | 693.2000682143845 | -0.20 | -2.87 |
| Sep 2020 | 697.6930945242708 | 0.65 | -2.43 |
| Oct 2020 | 702.4176508467708 | 0.68 | -3.24 |
| Nov 2020 | 707.0312901937665 | 0.66 | -3.21 |
| Dec 2020 | 708.9020300255669 | 0.27 | -3.89 |
| Jan 2021 | 721.1341950826125 | 1.73 | -1.53 |
| Feb 2021 | 734.6292732470563 | 1.87 | 1.92 |
| Mar 2021 | 768.0509599063618 | 4.55 | 6.35 |
| Apr 2021 | 776.0046304950074 | 1.04 | 8.96 |
| May 2021 | 780.0007495866238 | 0.52 | 10.13 |
| Jun 2021 | 797.8727898776016 | 2.29 | 13.34 |
| Jul 2021 | 801.0842159569744 | 0.40 | 15.33 |
| Aug 2021 | 807.5111696625614 | 0.80 | 16.49 |
| Sep 2021 | 818.2821141830232 | 1.33 | 17.28 |
| Oct 2021 | 840.5738116031564 | 2.72 | 19.67 |
| Nov 2021 | 846.6111003759709 | 0.72 | 19.74 |
| Dec 2021 | 857.7087255446368 | 1.31 | 20.99 |
| Jan 2022 | 906.9769438153206 | 5.74 | 25.77 |
| Feb 2022 | 958.1072305171753 | 5.64 | 30.42 |
| Mar 2022 | 1024.7834834996738 | 6.96 | 33.43 |
| Apr 2022 | 1147.661098112105 | 11.99 | 47.89 |
| May 2022 | 1199.628504615254 | 4.53 | 53.80 |
| Jun 2022 | 1257.0237993315616 | 4.78 | 57.55 |
| Jul 2022 | 1252.1404934884613 | -0.39 | 56.31 |
| Aug 2022 | 1228.5273107316832 | -1.89 | 52.14 |
| Sep 2022 | 1350.688772645812 | 9.94 | 65.06 |
| Oct 2022 | 1463.7461241070073 | 8.37 | 74.14 |
| Nov 2022 | 1449.1078668291045 | -1.00 | 71.17 |
| Dec 2022 | 1385.2082748874557 | -4.41 | 61.50 |
| Jan 2023 | 1369.6159818276394 | -1.13 | 51.01 |
| Feb 2023 | 1365.3112584078515 | -0.31 | 42.50 |
| Mar 2023 | 1406.877779483661 | 3.04 | 37.28 |
| Apr 2023 | 1383.7849895186323 | -1.64 | 20.57 |
| May 2023 | 1408.3769046549571 | 1.78 | 17.40 |
| Jun 2023 | 1466.1716161800928 | 4.10 | 16.64 |
| Jul 2023 | 1496.5185668694485 | 2.07 | 19.52 |
| Aug 2023 | 1536.7559626701832 | 2.69 | 25.09 |
| Sep 2023 | 1556.7538451726923 | 1.30 | 15.26 |
| Oct 2023 | 1620.8402329553635 | 4.12 | 10.73 |
| Nov 2023 | 1590.4892729108776 | -1.87 | 9.76 |
| Dec 2023 | 1490.5129735054277 | -6.29 | 7.60 |
| Jan 2024 | 1464.3414747512973 | -1.76 | 6.92 |
| Feb 2024 | 1489.3082708801237 | 1.71 | 9.08 |
| Mar 2024 | 1505.9636347883918 | 1.12 | 7.04 |
| Apr 2024 | 1542.8910661871 | 2.45 | 11.50 |
| May 2024 | 1562.0706985561203 | 1.24 | 10.91 |
| Jun 2024 | 1545.5501281312784 | -1.06 | 5.41 |
| Jul 2024 | 1540.4555202162858 | -0.33 | 2.94 |
| Aug 2024 | 1492.4038825713812 | -3.12 | -2.89 |
| Sep 2024 | 1449.1724452157628 | -2.90 | -6.91 |
| Oct 2024 | 1493.0861038352307 | 3.03 | -7.88 |
| Nov 2024 | 1559.7603375793697 | 4.47 | -1.93 |
| Dec 2024 | 1553.6788766961758 | -0.39 | 4.24 |
| Jan 2025 | 1602.9419583818042 | 3.17 | 9.47 |
| Feb 2025 | 1591.9862043860878 | -0.68 | 6.89 |
| Mar 2025 | 1565.4300951170933 | -1.67 | 3.95 |
| Apr 2025 | 1578.9010696528346 | 0.86 | 2.33 |
| May 2025 | 1595.1902674562577 | 1.03 | 2.12 |
| Jun 2025 | 1596.5096983086821 | 0.08 | 3.30 |
| Jul 2025 | 1583.034189206992 | -0.84 | 2.76 |
| Aug 2025 | 1564.0961116132594 | -1.20 | 4.80 |
| Sep 2025 | 1531.5081805585335 | -2.08 | 5.68 |
| Oct 2025 | 1519.9739063759857 | -0.75 | 1.80 |
| Nov 2025 | 1521.2138510032175 | 0.08 | -2.47 |
| Dec 2025 | 1516.8636088345936 | -0.29 | -2.37 |
| Jan 2026 | 1506.5658424470525 | -0.68 | -6.01 |
| Feb 2026 | 1501.259168478092 | -0.35 | -5.70 |