Cumberland, MD (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Cumberland, MD Metro in February 2026 was $768.873. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -5.67%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Cumberland, MD metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Cumberland, MD metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Cumberland, MD (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Cumberland, MD (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cumberland, MD (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 370.4593915238365 | -2.41 | -5.34 |
| Feb 2015 | 370.7485910024347 | 0.08 | -3.87 |
| Mar 2015 | 371.9400178055087 | 0.32 | -3.87 |
| Apr 2015 | 367.80034154588645 | -1.11 | -5.04 |
| May 2015 | 376.5419874949579 | 2.38 | -1.31 |
| Jun 2015 | 384.22562172425506 | 2.04 | 0.47 |
| Jul 2015 | 387.3533852563583 | 0.81 | 0.79 |
| Aug 2015 | 380.95250551129163 | -1.65 | -1.64 |
| Sep 2015 | 379.90238585391984 | -0.28 | -3.17 |
| Oct 2015 | 375.50680519047313 | -1.16 | -2.99 |
| Nov 2015 | 381.34435930482306 | 1.56 | -1.07 |
| Dec 2015 | 382.2632440311718 | 0.24 | 0.70 |
| Jan 2016 | 378.1509911780527 | -1.08 | 2.08 |
| Feb 2016 | 368.7342500423665 | -2.49 | -0.54 |
| Mar 2016 | 369.142615400001 | 0.11 | -0.75 |
| Apr 2016 | 364.00328260312443 | -1.39 | -1.03 |
| May 2016 | 363.37680602544395 | -0.17 | -3.50 |
| Jun 2016 | 363.08756764569335 | -0.08 | -5.50 |
| Jul 2016 | 357.3589649804603 | -1.58 | -7.74 |
| Aug 2016 | 357.04314456671335 | -0.09 | -6.28 |
| Sep 2016 | 357.60937047370163 | 0.16 | -5.87 |
| Oct 2016 | 358.9302938155091 | 0.37 | -4.41 |
| Nov 2016 | 373.97259851756354 | 4.19 | -1.93 |
| Dec 2016 | 395.881553521995 | 5.86 | 3.56 |
| Jan 2017 | 394.1617074600078 | -0.43 | 4.23 |
| Feb 2017 | 393.92600780085667 | -0.06 | 6.83 |
| Mar 2017 | 393.21010358233417 | -0.18 | 6.52 |
| Apr 2017 | 385.4121077426409 | -1.98 | 5.88 |
| May 2017 | 384.23314869652603 | -0.31 | 5.74 |
| Jun 2017 | 380.1759667522326 | -1.06 | 4.71 |
| Jul 2017 | 383.223449797628 | 0.80 | 7.24 |
| Aug 2017 | 378.64785245356114 | -1.19 | 6.05 |
| Sep 2017 | 374.0103822330204 | -1.23 | 4.59 |
| Oct 2017 | 377.2777104771587 | 0.87 | 5.11 |
| Nov 2017 | 378.1856113103898 | 0.24 | 1.13 |
| Dec 2017 | 379.9047238394236 | 0.46 | -4.04 |
| Jan 2018 | 384.53329923598665 | 1.22 | -2.44 |
| Feb 2018 | 399.8827380841338 | 3.99 | 1.51 |
| Mar 2018 | 407.9815014843515 | 2.03 | 3.76 |
| Apr 2018 | 412.4264281283631 | 1.09 | 7.01 |
| May 2018 | 421.1428035224563 | 2.11 | 9.61 |
| Jun 2018 | 421.59106772986513 | 0.11 | 10.89 |
| Jul 2018 | 420.00929118880737 | -0.37 | 9.60 |
| Aug 2018 | 420.55631880129175 | 0.13 | 11.07 |
| Sep 2018 | 425.19264989963517 | 1.10 | 13.69 |
| Oct 2018 | 435.89996700984983 | 2.52 | 15.54 |
| Nov 2018 | 440.1782691435296 | 0.98 | 16.39 |
| Dec 2018 | 431.25712236448146 | -2.03 | 13.52 |
| Jan 2019 | 426.23489023433194 | -1.16 | 10.85 |
| Feb 2019 | 426.3628933879405 | 0.03 | 6.62 |
| Mar 2019 | 426.93395625923864 | 0.13 | 4.64 |
| Apr 2019 | 426.0668624485191 | -0.20 | 3.31 |
| May 2019 | 425.25328977197165 | -0.19 | 0.98 |
| Jun 2019 | 413.10347187891824 | -2.86 | -2.01 |
| Jul 2019 | 411.803492611032 | -0.31 | -1.95 |
| Aug 2019 | 404.7284486623916 | -1.72 | -3.76 |
| Sep 2019 | 403.54311892114043 | -0.29 | -5.09 |
| Oct 2019 | 407.15794968774134 | 0.90 | -6.59 |
| Nov 2019 | 407.72931115623106 | 0.14 | -7.37 |
| Dec 2019 | 410.8035011906791 | 0.75 | -4.74 |
| Jan 2020 | 407.69337409044834 | -0.76 | -4.35 |
| Feb 2020 | 402.05460054772175 | -1.38 | -5.70 |
| Mar 2020 | 403.10895594189026 | 0.26 | -5.58 |
| Apr 2020 | 398.4289677930068 | -1.16 | -6.49 |
| May 2020 | 396.69170175040085 | -0.44 | -6.72 |
| Jun 2020 | 394.37150732757146 | -0.58 | -4.53 |
| Jul 2020 | 388.26643313406726 | -1.55 | -5.72 |
| Aug 2020 | 386.2078367066617 | -0.53 | -4.58 |
| Sep 2020 | 387.9346595529453 | 0.45 | -3.87 |
| Oct 2020 | 390.81491267493175 | 0.74 | -4.01 |
| Nov 2020 | 394.0404344918277 | 0.83 | -3.36 |
| Dec 2020 | 395.8975490082293 | 0.47 | -3.63 |
| Jan 2021 | 403.63774559055827 | 1.96 | -0.99 |
| Feb 2021 | 412.58178395090897 | 2.22 | 2.62 |
| Mar 2021 | 433.06557812337707 | 4.97 | 7.43 |
| Apr 2021 | 436.44224050566845 | 0.78 | 9.54 |
| May 2021 | 434.9798644784531 | -0.33 | 9.65 |
| Jun 2021 | 440.0238271133707 | 1.16 | 11.58 |
| Jul 2021 | 437.79891664954886 | -0.51 | 12.76 |
| Aug 2021 | 438.0481488753305 | 0.06 | 13.42 |
| Sep 2021 | 441.5732573738014 | 0.81 | 13.83 |
| Oct 2021 | 452.9389359324948 | 2.57 | 15.90 |
| Nov 2021 | 458.1340207714638 | 1.15 | 16.27 |
| Dec 2021 | 465.03006852003705 | 1.51 | 17.46 |
| Jan 2022 | 491.93320823863263 | 5.79 | 21.88 |
| Feb 2022 | 516.673762849745 | 5.03 | 25.23 |
| Mar 2022 | 547.5094638303123 | 5.97 | 26.43 |
| Apr 2022 | 605.884629125354 | 10.66 | 38.82 |
| May 2022 | 628.0701928225042 | 3.66 | 44.39 |
| Jun 2022 | 656.4013580063432 | 4.51 | 49.17 |
| Jul 2022 | 653.407227324648 | -0.46 | 49.25 |
| Aug 2022 | 638.6154356072761 | -2.26 | 45.79 |
| Sep 2022 | 697.4649845500579 | 9.22 | 57.95 |
| Oct 2022 | 752.6209361956685 | 7.91 | 66.16 |
| Nov 2022 | 744.9287513659347 | -1.02 | 62.60 |
| Dec 2022 | 714.8590330096408 | -4.04 | 53.72 |
| Jan 2023 | 711.6909356772001 | -0.44 | 44.67 |
| Feb 2023 | 711.8216227246805 | 0.02 | 37.77 |
| Mar 2023 | 734.0413178440052 | 3.12 | 34.07 |
| Apr 2023 | 717.696172855418 | -2.23 | 18.45 |
| May 2023 | 726.7714787574183 | 1.26 | 15.72 |
| Jun 2023 | 753.4050738016642 | 3.67 | 14.78 |
| Jul 2023 | 767.318847429004 | 1.85 | 17.43 |
| Aug 2023 | 786.8904478604352 | 2.55 | 23.22 |
| Sep 2023 | 795.8886792592236 | 1.14 | 14.11 |
| Oct 2023 | 827.35108903632 | 3.95 | 9.93 |
| Nov 2023 | 813.050003643025 | -1.73 | 9.15 |
| Dec 2023 | 764.2616175758342 | -6.00 | 6.91 |
| Jan 2024 | 751.5741737198414 | -1.66 | 5.60 |
| Feb 2024 | 764.4698971952289 | 1.72 | 7.40 |
| Mar 2024 | 772.9338353588312 | 1.11 | 5.30 |
| Apr 2024 | 793.7064208826957 | 2.69 | 10.59 |
| May 2024 | 805.249726439922 | 1.45 | 10.80 |
| Jun 2024 | 798.919321668147 | -0.79 | 6.04 |
| Jul 2024 | 796.0941794320112 | -0.35 | 3.75 |
| Aug 2024 | 769.9223416103157 | -3.29 | -2.16 |
| Sep 2024 | 744.4045117457791 | -3.31 | -6.47 |
| Oct 2024 | 766.5801591697884 | 2.98 | -7.34 |
| Nov 2024 | 800.4182504391995 | 4.41 | -1.55 |
| Dec 2024 | 798.3032599704432 | -0.26 | 4.45 |
| Jan 2025 | 822.0537258133797 | 2.98 | 9.38 |
| Feb 2025 | 815.1249107133082 | -0.84 | 6.63 |
| Mar 2025 | 801.1140367480366 | -1.72 | 3.65 |
| Apr 2025 | 809.6281851478107 | 1.06 | 2.01 |
| May 2025 | 820.9925750729035 | 1.40 | 1.96 |
| Jun 2025 | 823.8254791671914 | 0.35 | 3.12 |
| Jul 2025 | 820.0448637817412 | -0.46 | 3.01 |
| Aug 2025 | 813.0909025297376 | -0.85 | 5.61 |
| Sep 2025 | 796.5376300857176 | -2.04 | 7.00 |
| Oct 2025 | 788.1841290011793 | -1.05 | 2.82 |
| Nov 2025 | 784.1441263468199 | -0.51 | -2.03 |
| Dec 2025 | 778.2607658154875 | -0.75 | -2.51 |
| Jan 2026 | 770.7678038777213 | -0.96 | -6.24 |
| Feb 2026 | 768.8732923488602 | -0.25 | -5.67 |
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