Durham, NC (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Durham, NC Metro in February 2026 was $1,950.176. The month over month percentage change (MoM) was -0.73%, and the year over year percentage change (YoY) was -9.32%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Durham, NC metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Durham, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Durham, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Durham, NC (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Durham, NC (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 711.3735185854084 | -1.89 | -5.14 |
| Feb 2015 | 718.7466103131084 | 1.04 | -2.99 |
| Mar 2015 | 727.6154160469946 | 1.23 | -2.69 |
| Apr 2015 | 722.0525501650106 | -0.76 | -3.88 |
| May 2015 | 739.6105053357727 | 2.43 | -0.37 |
| Jun 2015 | 754.6045500722329 | 2.03 | 1.56 |
| Jul 2015 | 762.6969990627517 | 1.07 | 2.72 |
| Aug 2015 | 752.692589054349 | -1.31 | 1.35 |
| Sep 2015 | 755.1017726943129 | 0.32 | 0.94 |
| Oct 2015 | 750.9586322428843 | -0.55 | 1.88 |
| Nov 2015 | 768.4537367642807 | 2.33 | 4.58 |
| Dec 2015 | 774.6753959623973 | 0.81 | 6.84 |
| Jan 2016 | 770.5141688284868 | -0.54 | 8.31 |
| Feb 2016 | 755.5990987219405 | -1.94 | 5.13 |
| Mar 2016 | 762.3304356637055 | 0.89 | 4.77 |
| Apr 2016 | 757.6740834744837 | -0.61 | 4.93 |
| May 2016 | 760.5943654073759 | 0.39 | 2.84 |
| Jun 2016 | 762.0572517523119 | 0.19 | 0.99 |
| Jul 2016 | 753.6011160276171 | -1.11 | -1.19 |
| Aug 2016 | 757.3615158811688 | 0.50 | 0.62 |
| Sep 2016 | 764.3555560354367 | 0.92 | 1.23 |
| Oct 2016 | 770.7307669189881 | 0.83 | 2.63 |
| Nov 2016 | 804.8225589301509 | 4.42 | 4.73 |
| Dec 2016 | 852.8663891852992 | 5.97 | 10.09 |
| Jan 2017 | 852.2688744770063 | -0.07 | 10.61 |
| Feb 2017 | 858.6758107225855 | 0.75 | 13.64 |
| Mar 2017 | 865.5777132649412 | 0.80 | 13.54 |
| Apr 2017 | 855.0951780745434 | -1.21 | 12.86 |
| May 2017 | 856.1387905180708 | 0.12 | 12.56 |
| Jun 2017 | 850.5183331784867 | -0.66 | 11.61 |
| Jul 2017 | 861.9976336219704 | 1.35 | 14.38 |
| Aug 2017 | 858.1701077027761 | -0.44 | 13.31 |
| Sep 2017 | 855.2154068561688 | -0.34 | 11.89 |
| Oct 2017 | 869.9927781075444 | 1.73 | 12.88 |
| Nov 2017 | 877.9032195773051 | 0.91 | 9.08 |
| Dec 2017 | 886.1208169860226 | 0.94 | 3.90 |
| Jan 2018 | 900.2317679619499 | 1.59 | 5.63 |
| Feb 2018 | 938.4097810369154 | 4.24 | 9.29 |
| Mar 2018 | 957.8217673539357 | 2.07 | 10.66 |
| Apr 2018 | 967.0743208692246 | 0.97 | 13.10 |
| May 2018 | 987.2682992784684 | 2.09 | 15.32 |
| Jun 2018 | 990.8039085501067 | 0.36 | 16.49 |
| Jul 2018 | 991.2553686933787 | 0.05 | 15.00 |
| Aug 2018 | 999.2828247804441 | 0.81 | 16.44 |
| Sep 2018 | 1013.9062410944941 | 1.46 | 18.56 |
| Oct 2018 | 1042.9557581375832 | 2.87 | 19.88 |
| Nov 2018 | 1052.0913520239867 | 0.88 | 19.84 |
| Dec 2018 | 1029.362891287044 | -2.16 | 16.17 |
| Jan 2019 | 1012.7829883372199 | -1.61 | 12.50 |
| Feb 2019 | 1005.129053220183 | -0.76 | 7.11 |
| Mar 2019 | 996.7385118396522 | -0.83 | 4.06 |
| Apr 2019 | 986.5767247950057 | -1.02 | 2.02 |
| May 2019 | 982.5658229183805 | -0.41 | -0.48 |
| Jun 2019 | 954.487615508924 | -2.86 | -3.66 |
| Jul 2019 | 953.3930579546084 | -0.11 | -3.82 |
| Aug 2019 | 939.9998682198703 | -1.40 | -5.93 |
| Sep 2019 | 942.2155383890099 | 0.24 | -7.07 |
| Oct 2019 | 956.5477711267579 | 1.52 | -8.28 |
| Nov 2019 | 962.6703295696794 | 0.64 | -8.50 |
| Dec 2019 | 971.5497763491089 | 0.92 | -5.62 |
| Jan 2020 | 965.1041203600025 | -0.66 | -4.71 |
| Feb 2020 | 950.6179523885531 | -1.50 | -5.42 |
| Mar 2020 | 954.1345806764504 | 0.37 | -4.27 |
| Apr 2020 | 942.2233823033425 | -1.25 | -4.50 |
| May 2020 | 936.7736572332653 | -0.58 | -4.66 |
| Jun 2020 | 929.9693721760866 | -0.73 | -2.57 |
| Jul 2020 | 915.6399540417239 | -1.54 | -3.96 |
| Aug 2020 | 912.9677549951759 | -0.29 | -2.88 |
| Sep 2020 | 918.9133809928913 | 0.65 | -2.47 |
| Oct 2020 | 925.8628710463757 | 0.76 | -3.21 |
| Nov 2020 | 931.4480867047149 | 0.60 | -3.24 |
| Dec 2020 | 934.4095489714595 | 0.32 | -3.82 |
| Jan 2021 | 952.0330600033737 | 1.89 | -1.35 |
| Feb 2021 | 973.8977546761637 | 2.30 | 2.45 |
| Mar 2021 | 1022.6530495026378 | 5.01 | 7.18 |
| Apr 2021 | 1036.3318241970399 | 1.34 | 9.99 |
| May 2021 | 1042.2303723417701 | 0.57 | 11.26 |
| Jun 2021 | 1064.9576167920343 | 2.18 | 14.52 |
| Jul 2021 | 1070.8880010286375 | 0.56 | 16.95 |
| Aug 2021 | 1084.2397973135537 | 1.25 | 18.76 |
| Sep 2021 | 1105.9803050633936 | 2.01 | 20.36 |
| Oct 2021 | 1143.60274046864 | 3.40 | 23.52 |
| Nov 2021 | 1159.9469325385855 | 1.43 | 24.53 |
| Dec 2021 | 1182.8522918640163 | 1.98 | 26.59 |
| Jan 2022 | 1260.0187603486563 | 6.52 | 32.35 |
| Feb 2022 | 1339.4646881918582 | 6.31 | 37.54 |
| Mar 2022 | 1444.018958315191 | 7.81 | 41.20 |
| Apr 2022 | 1629.4519943736948 | 12.84 | 57.23 |
| May 2022 | 1717.4646873444924 | 5.40 | 64.79 |
| Jun 2022 | 1809.80762751496 | 5.38 | 69.94 |
| Jul 2022 | 1806.8386653763282 | -0.16 | 68.72 |
| Aug 2022 | 1770.6755775541649 | -2.00 | 63.31 |
| Sep 2022 | 1940.6130741085638 | 9.60 | 75.47 |
| Oct 2022 | 2092.6124904493136 | 7.83 | 82.98 |
| Nov 2022 | 2058.966917070928 | -1.61 | 77.51 |
| Dec 2022 | 1953.5296562782867 | -5.12 | 65.15 |
| Jan 2023 | 1920.8376474183067 | -1.67 | 52.45 |
| Feb 2023 | 1907.5159065096589 | -0.69 | 42.41 |
| Mar 2023 | 1961.4681850320276 | 2.83 | 35.83 |
| Apr 2023 | 1923.573048925078 | -1.93 | 18.05 |
| May 2023 | 1949.77889643307 | 1.36 | 13.53 |
| Jun 2023 | 2024.3684366362268 | 3.83 | 11.86 |
| Jul 2023 | 2067.156913504797 | 2.11 | 14.41 |
| Aug 2023 | 2131.510051079522 | 3.11 | 20.38 |
| Sep 2023 | 2170.7422395471303 | 1.84 | 11.86 |
| Oct 2023 | 2271.9483187486494 | 4.66 | 8.57 |
| Nov 2023 | 2240.440497772946 | -1.39 | 8.81 |
| Dec 2023 | 2107.8489291300075 | -5.92 | 7.90 |
| Jan 2024 | 2071.8185398063288 | -1.71 | 7.86 |
| Feb 2024 | 2103.54608076388 | 1.53 | 10.28 |
| Mar 2024 | 2122.8761666690384 | 0.92 | 8.23 |
| Apr 2024 | 2172.2763824586336 | 2.33 | 12.93 |
| May 2024 | 2195.578524606172 | 1.07 | 12.61 |
| Jun 2024 | 2164.5129905642593 | -1.41 | 6.92 |
| Jul 2024 | 2147.3539071073556 | -0.79 | 3.88 |
| Aug 2024 | 2069.0000147947117 | -3.65 | -2.93 |
| Sep 2024 | 1999.8015355915852 | -3.34 | -7.87 |
| Oct 2024 | 2052.4602819205634 | 2.63 | -9.66 |
| Nov 2024 | 2135.025170510771 | 4.02 | -4.70 |
| Dec 2024 | 2118.6310705032242 | -0.77 | 0.51 |
| Jan 2025 | 2174.6175986815906 | 2.64 | 4.96 |
| Feb 2025 | 2150.552372189211 | -1.11 | 2.24 |
| Mar 2025 | 2106.2405783482104 | -2.06 | -0.78 |
| Apr 2025 | 2119.895034860007 | 0.65 | -2.41 |
| May 2025 | 2136.4324349384415 | 0.78 | -2.69 |
| Jun 2025 | 2131.257928529079 | -0.24 | -1.54 |
| Jul 2025 | 2104.5675064954858 | -1.25 | -1.99 |
| Aug 2025 | 2071.2278390656584 | -1.58 | 0.11 |
| Sep 2025 | 2020.3168885238094 | -2.46 | 1.03 |
| Oct 2025 | 1999.559373476466 | -1.03 | -2.58 |
| Nov 2025 | 1996.6100524498247 | -0.15 | -6.48 |
| Dec 2025 | 1985.2126576657868 | -0.57 | -6.30 |
| Jan 2026 | 1964.5439100285978 | -1.04 | -9.66 |
| Feb 2026 | 1950.1761474092061 | -0.73 | -9.32 |
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