Elkhart, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Elkhart, IN Metro in February 2026 was $1,230.953. The month over month percentage change (MoM) was -0.12%, and the year over year percentage change (YoY) was -3.39%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Elkhart, IN metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Elkhart, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Elkhart, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elkhart, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elkhart, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 433.9913324191254 | -1.93 | -4.79 |
| Feb 2015 | 437.4974391736592 | 0.81 | -2.86 |
| Mar 2015 | 442.07952283947577 | 1.05 | -2.52 |
| Apr 2015 | 437.97371329500726 | -0.93 | -3.61 |
| May 2015 | 448.86941661935055 | 2.49 | 0.17 |
| Jun 2015 | 459.55593526230905 | 2.38 | 2.52 |
| Jul 2015 | 466.21843378059305 | 1.45 | 3.83 |
| Aug 2015 | 461.6994197599069 | -0.97 | 2.42 |
| Sep 2015 | 463.06393332191254 | 0.30 | 1.62 |
| Oct 2015 | 459.87923647261823 | -0.69 | 2.24 |
| Nov 2015 | 470.20145840992586 | 2.25 | 4.79 |
| Dec 2015 | 474.66078022233216 | 0.95 | 7.27 |
| Jan 2016 | 472.58550363089677 | -0.44 | 8.89 |
| Feb 2016 | 463.32634364973296 | -1.96 | 5.90 |
| Mar 2016 | 467.01352908870984 | 0.80 | 5.64 |
| Apr 2016 | 463.9418495480719 | -0.66 | 5.93 |
| May 2016 | 465.86729374410424 | 0.42 | 3.79 |
| Jun 2016 | 466.6597370122413 | 0.17 | 1.55 |
| Jul 2016 | 461.82401575174634 | -1.04 | -0.94 |
| Aug 2016 | 464.2876017329724 | 0.53 | 0.56 |
| Sep 2016 | 469.0266045216729 | 1.02 | 1.29 |
| Oct 2016 | 473.3065054761484 | 0.91 | 2.92 |
| Nov 2016 | 494.94783520216765 | 4.57 | 5.26 |
| Dec 2016 | 524.9938670226564 | 6.07 | 10.60 |
| Jan 2017 | 524.7837521280063 | -0.04 | 11.05 |
| Feb 2017 | 527.8781099899007 | 0.59 | 13.93 |
| Mar 2017 | 532.1743118918644 | 0.81 | 13.95 |
| Apr 2017 | 525.9691839385683 | -1.17 | 13.37 |
| May 2017 | 527.0919780763321 | 0.21 | 13.14 |
| Jun 2017 | 523.2578891822395 | -0.73 | 12.13 |
| Jul 2017 | 529.4913104202299 | 1.19 | 14.65 |
| Aug 2017 | 526.6022473868529 | -0.55 | 13.42 |
| Sep 2017 | 523.6633322369814 | -0.56 | 11.65 |
| Oct 2017 | 531.5920649088492 | 1.51 | 12.32 |
| Nov 2017 | 535.9143385293717 | 0.81 | 8.28 |
| Dec 2017 | 541.0934206018933 | 0.97 | 3.07 |
| Jan 2018 | 550.7495038525459 | 1.79 | 4.95 |
| Feb 2018 | 575.352228262621 | 4.47 | 8.99 |
| Mar 2018 | 589.041909630661 | 2.38 | 10.69 |
| Apr 2018 | 595.5234350647704 | 1.10 | 13.22 |
| May 2018 | 607.9286203724171 | 2.08 | 15.34 |
| Jun 2018 | 609.4477961758218 | 0.25 | 16.47 |
| Jul 2018 | 608.7041370165174 | -0.12 | 14.96 |
| Aug 2018 | 613.1296257095933 | 0.73 | 16.43 |
| Sep 2018 | 622.0037045986506 | 1.45 | 18.78 |
| Oct 2018 | 640.8131008219516 | 3.02 | 20.55 |
| Nov 2018 | 647.2339407477878 | 1.00 | 20.77 |
| Dec 2018 | 634.6059084773611 | -1.95 | 17.28 |
| Jan 2019 | 627.0413957557561 | -1.19 | 13.85 |
| Feb 2019 | 625.8435249934637 | -0.19 | 8.78 |
| Mar 2019 | 622.9969304898294 | -0.45 | 5.76 |
| Apr 2019 | 617.4305374181756 | -0.89 | 3.68 |
| May 2019 | 614.1079420675452 | -0.54 | 1.02 |
| Jun 2019 | 595.75866879354 | -2.99 | -2.25 |
| Jul 2019 | 593.7382463762316 | -0.34 | -2.46 |
| Aug 2019 | 583.7321942226694 | -1.68 | -4.79 |
| Sep 2019 | 583.7912387134314 | 0.01 | -6.14 |
| Oct 2019 | 591.2119872326601 | 1.27 | -7.74 |
| Nov 2019 | 594.1846927495043 | 0.50 | -8.20 |
| Dec 2019 | 598.4840642588425 | 0.72 | -5.69 |
| Jan 2020 | 594.9556106391943 | -0.59 | -5.12 |
| Feb 2020 | 586.8348683607137 | -1.36 | -6.23 |
| Mar 2020 | 589.82160540365 | 0.51 | -5.32 |
| Apr 2020 | 583.140491702968 | -1.13 | -5.55 |
| May 2020 | 580.489485632733 | -0.45 | -5.47 |
| Jun 2020 | 577.4312678245228 | -0.53 | -3.08 |
| Jul 2020 | 568.7020537716808 | -1.51 | -4.22 |
| Aug 2020 | 565.53275172797 | -0.56 | -3.12 |
| Sep 2020 | 567.2943535547855 | 0.31 | -2.83 |
| Oct 2020 | 569.953798391415 | 0.47 | -3.60 |
| Nov 2020 | 573.2707665437836 | 0.58 | -3.52 |
| Dec 2020 | 575.1549549045095 | 0.33 | -3.90 |
| Jan 2021 | 585.8732677142605 | 1.86 | -1.53 |
| Feb 2021 | 599.3944923178008 | 2.31 | 2.14 |
| Mar 2021 | 630.977749612183 | 5.27 | 6.98 |
| Apr 2021 | 640.3137221558563 | 1.48 | 9.80 |
| May 2021 | 643.3332447640591 | 0.47 | 10.83 |
| Jun 2021 | 654.1497265091925 | 1.68 | 13.29 |
| Jul 2021 | 653.134655245434 | -0.15 | 14.85 |
| Aug 2021 | 655.3509735101524 | 0.34 | 15.88 |
| Sep 2021 | 661.3193138805598 | 0.91 | 16.57 |
| Oct 2021 | 676.4452206106635 | 2.29 | 18.68 |
| Nov 2021 | 679.672759703703 | 0.48 | 18.56 |
| Dec 2021 | 687.5291222490257 | 1.16 | 19.54 |
| Jan 2022 | 728.0954608057353 | 5.90 | 24.28 |
| Feb 2022 | 771.7060021880952 | 5.99 | 28.75 |
| Mar 2022 | 828.9170706735632 | 7.41 | 31.37 |
| Apr 2022 | 929.5792739171472 | 12.14 | 45.18 |
| May 2022 | 969.520820793339 | 4.30 | 50.70 |
| Jun 2022 | 1012.7328803456587 | 4.46 | 54.82 |
| Jul 2022 | 1006.773961210381 | -0.59 | 54.15 |
| Aug 2022 | 988.4343951270461 | -1.82 | 50.83 |
| Sep 2022 | 1088.5048990434652 | 10.12 | 64.60 |
| Oct 2022 | 1179.8095815155534 | 8.39 | 74.41 |
| Nov 2022 | 1166.8036988376155 | -1.10 | 71.67 |
| Dec 2022 | 1113.8042886464614 | -4.54 | 62.00 |
| Jan 2023 | 1101.028981551641 | -1.15 | 51.22 |
| Feb 2023 | 1098.8888492934536 | -0.19 | 42.40 |
| Mar 2023 | 1133.243477512837 | 3.13 | 36.71 |
| Apr 2023 | 1114.1184687146733 | -1.69 | 19.85 |
| May 2023 | 1130.3290146900492 | 1.46 | 16.59 |
| Jun 2023 | 1173.7268599522993 | 3.84 | 15.90 |
| Jul 2023 | 1197.0613340008729 | 1.99 | 18.90 |
| Aug 2023 | 1231.2171799838018 | 2.85 | 24.56 |
| Sep 2023 | 1250.02871655851 | 1.53 | 14.84 |
| Oct 2023 | 1303.3834169856173 | 4.27 | 10.47 |
| Nov 2023 | 1280.572901291237 | -1.75 | 9.75 |
| Dec 2023 | 1202.2785745871806 | -6.11 | 7.94 |
| Jan 2024 | 1184.0493856518601 | -1.52 | 7.54 |
| Feb 2024 | 1204.197244732304 | 1.70 | 9.58 |
| Mar 2024 | 1214.2842128331179 | 0.84 | 7.15 |
| Apr 2024 | 1239.6816748174092 | 2.09 | 11.27 |
| May 2024 | 1251.4499264929382 | 0.95 | 10.72 |
| Jun 2024 | 1236.6464563081308 | -1.18 | 5.36 |
| Jul 2024 | 1230.139244200026 | -0.53 | 2.76 |
| Aug 2024 | 1189.2002286024829 | -3.33 | -3.41 |
| Sep 2024 | 1152.201130372184 | -3.11 | -7.83 |
| Oct 2024 | 1187.2515026593314 | 3.04 | -8.91 |
| Nov 2024 | 1242.3252958538121 | 4.64 | -2.99 |
| Dec 2024 | 1241.263647089109 | -0.08 | 3.24 |
| Jan 2025 | 1282.682812023892 | 3.34 | 8.33 |
| Feb 2025 | 1274.1745061384777 | -0.66 | 5.81 |
| Mar 2025 | 1251.3675708799085 | -1.79 | 3.05 |
| Apr 2025 | 1260.6699104030354 | 0.74 | 1.69 |
| May 2025 | 1273.5378167236374 | 1.02 | 1.77 |
| Jun 2025 | 1276.364329486305 | 0.22 | 3.21 |
| Jul 2025 | 1269.8076974467253 | -0.51 | 3.23 |
| Aug 2025 | 1259.490792377078 | -0.81 | 5.91 |
| Sep 2025 | 1237.535716428941 | -1.74 | 7.41 |
| Oct 2025 | 1232.224169621737 | -0.43 | 3.79 |
| Nov 2025 | 1237.0569646438378 | 0.39 | -0.42 |
| Dec 2025 | 1237.8437074779183 | 0.06 | -0.28 |
| Jan 2026 | 1232.496324698991 | -0.43 | -3.91 |
| Feb 2026 | 1230.9534369597438 | -0.12 | -3.39 |
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