Elmira, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Elmira, NY Metro in February 2026 was $718.39. The month over month percentage change (MoM) was -0.05%, and the year over year percentage change (YoY) was -6.58%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Elmira, NY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Elmira, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Elmira, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elmira, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elmira, NY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 339.86990533482265 | -2.65 | -11.35 |
| Feb 2015 | 341.60186596106155 | 0.51 | -9.46 |
| Mar 2015 | 345.35298410231894 | 1.10 | -8.87 |
| Apr 2015 | 342.9635581453554 | -0.69 | -9.52 |
| May 2015 | 350.79003031766166 | 2.28 | -5.87 |
| Jun 2015 | 356.67480273433966 | 1.68 | -3.82 |
| Jul 2015 | 358.79600793010724 | 0.60 | -2.68 |
| Aug 2015 | 352.8304042955212 | -1.66 | -3.87 |
| Sep 2015 | 351.7293282724013 | -0.31 | -4.48 |
| Oct 2015 | 347.6714681065123 | -1.15 | -3.59 |
| Nov 2015 | 353.37927319752225 | 1.64 | -0.95 |
| Dec 2015 | 355.17080080890514 | 0.51 | 1.73 |
| Jan 2016 | 352.6794922874539 | -0.70 | 3.77 |
| Feb 2016 | 345.1094332729652 | -2.15 | 1.03 |
| Mar 2016 | 346.70033923754994 | 0.46 | 0.39 |
| Apr 2016 | 342.33251246002726 | -1.26 | -0.18 |
| May 2016 | 341.73248476680385 | -0.17 | -2.58 |
| Jun 2016 | 340.6561935075606 | -0.31 | -4.49 |
| Jul 2016 | 335.4632609936035 | -1.52 | -6.50 |
| Aug 2016 | 335.9175526913883 | 0.14 | -4.79 |
| Sep 2016 | 338.0614977485632 | 0.64 | -3.89 |
| Oct 2016 | 339.85504175784735 | 0.53 | -2.25 |
| Nov 2016 | 353.26434799978983 | 3.95 | -0.03 |
| Dec 2016 | 372.17143433155695 | 5.35 | 4.79 |
| Jan 2017 | 370.0056315307031 | -0.58 | 4.91 |
| Feb 2017 | 370.3730334259741 | 0.10 | 7.32 |
| Mar 2017 | 370.7920944482146 | 0.11 | 6.95 |
| Apr 2017 | 362.9919751143946 | -2.10 | 6.04 |
| May 2017 | 361.1674242435133 | -0.50 | 5.69 |
| Jun 2017 | 356.5153320494438 | -1.29 | 4.66 |
| Jul 2017 | 360.22400094323143 | 1.04 | 7.38 |
| Aug 2017 | 357.741980499171 | -0.69 | 6.50 |
| Sep 2017 | 356.2882750293345 | -0.41 | 5.39 |
| Oct 2017 | 362.1719262333951 | 1.65 | 6.57 |
| Nov 2017 | 365.08471060362643 | 0.80 | 3.35 |
| Dec 2017 | 368.0979728164459 | 0.83 | -1.09 |
| Jan 2018 | 373.48302335376934 | 1.46 | 0.94 |
| Feb 2018 | 388.31015619490637 | 3.97 | 4.84 |
| Mar 2018 | 394.2243248422891 | 1.52 | 6.32 |
| Apr 2018 | 395.70427764310284 | 0.38 | 9.01 |
| May 2018 | 401.9466209648975 | 1.58 | 11.29 |
| Jun 2018 | 403.46385413677706 | 0.38 | 13.17 |
| Jul 2018 | 405.07796032705147 | 0.40 | 12.45 |
| Aug 2018 | 410.408975462653 | 1.32 | 14.72 |
| Sep 2018 | 418.36477106118605 | 1.94 | 17.42 |
| Oct 2018 | 430.26744804755 | 2.85 | 18.80 |
| Nov 2018 | 432.840236892676 | 0.60 | 18.56 |
| Dec 2018 | 420.45118475814814 | -2.86 | 14.22 |
| Jan 2019 | 411.06541258724485 | -2.23 | 10.06 |
| Feb 2019 | 405.7390236872163 | -1.30 | 4.49 |
| Mar 2019 | 400.7691733807716 | -1.23 | 1.66 |
| Apr 2019 | 395.157513741996 | -1.40 | -0.14 |
| May 2019 | 392.59061817787904 | -0.65 | -2.33 |
| Jun 2019 | 381.3765576650738 | -2.86 | -5.47 |
| Jul 2019 | 381.7849419482713 | 0.11 | -5.75 |
| Aug 2019 | 377.0320226181293 | -1.25 | -8.13 |
| Sep 2019 | 378.05950876354973 | 0.27 | -9.63 |
| Oct 2019 | 383.2660218866919 | 1.38 | -10.92 |
| Nov 2019 | 384.8668756193096 | 0.42 | -11.08 |
| Dec 2019 | 388.11576207541856 | 0.84 | -7.69 |
| Jan 2020 | 384.53404189892586 | -0.92 | -6.45 |
| Feb 2020 | 377.8373437148897 | -1.74 | -6.88 |
| Mar 2020 | 377.00131330568655 | -0.22 | -5.93 |
| Apr 2020 | 371.0169672164685 | -1.59 | -6.11 |
| May 2020 | 368.440140904973 | -0.69 | -6.15 |
| Jun 2020 | 366.45135150038476 | -0.54 | -3.91 |
| Jul 2020 | 361.53767790415606 | -1.34 | -5.30 |
| Aug 2020 | 360.78648080177555 | -0.21 | -4.31 |
| Sep 2020 | 363.14271375237684 | 0.65 | -3.95 |
| Oct 2020 | 365.83740029392726 | 0.74 | -4.55 |
| Nov 2020 | 368.4382131358645 | 0.71 | -4.27 |
| Dec 2020 | 369.18503907335395 | 0.20 | -4.88 |
| Jan 2021 | 375.1246137182098 | 1.61 | -2.45 |
| Feb 2021 | 381.5674284556388 | 1.72 | 0.99 |
| Mar 2021 | 398.9133805285766 | 4.55 | 5.81 |
| Apr 2021 | 402.01218307890457 | 0.78 | 8.35 |
| May 2021 | 402.3092296572732 | 0.07 | 9.19 |
| Jun 2021 | 408.57684708422556 | 1.56 | 11.50 |
| Jul 2021 | 407.2934537849874 | -0.31 | 12.66 |
| Aug 2021 | 407.93009013903736 | 0.16 | 13.07 |
| Sep 2021 | 411.1486156378597 | 0.79 | 13.22 |
| Oct 2021 | 420.629159191089 | 2.31 | 14.98 |
| Nov 2021 | 421.9464058667055 | 0.31 | 14.52 |
| Dec 2021 | 425.6715332101635 | 0.88 | 15.30 |
| Jan 2022 | 448.39251018320516 | 5.34 | 19.53 |
| Feb 2022 | 470.9178538918674 | 5.02 | 23.42 |
| Mar 2022 | 499.32442570168223 | 6.03 | 25.17 |
| Apr 2022 | 553.6347987862179 | 10.88 | 37.72 |
| May 2022 | 574.6115208761752 | 3.79 | 42.83 |
| Jun 2022 | 601.9900729007707 | 4.76 | 47.34 |
| Jul 2022 | 602.6911115548621 | 0.12 | 47.98 |
| Aug 2022 | 594.6664272827572 | -1.33 | 45.78 |
| Sep 2022 | 656.5144293122397 | 10.40 | 59.68 |
| Oct 2022 | 712.668766354713 | 8.55 | 69.43 |
| Nov 2022 | 706.487599721494 | -0.87 | 67.44 |
| Dec 2022 | 675.9588555415505 | -4.32 | 58.80 |
| Jan 2023 | 669.239966434591 | -0.99 | 49.25 |
| Feb 2023 | 668.9466813647916 | -0.04 | 42.05 |
| Mar 2023 | 690.4927891057002 | 3.22 | 38.28 |
| Apr 2023 | 678.6863590128164 | -1.71 | 22.59 |
| May 2023 | 687.5807200574334 | 1.31 | 19.66 |
| Jun 2023 | 712.0725577959771 | 3.56 | 18.29 |
| Jul 2023 | 724.4725105474022 | 1.74 | 20.21 |
| Aug 2023 | 743.7505356290253 | 2.66 | 25.07 |
| Sep 2023 | 755.5117279262055 | 1.58 | 15.08 |
| Oct 2023 | 789.7912109190426 | 4.54 | 10.82 |
| Nov 2023 | 779.3489742822143 | -1.32 | 10.31 |
| Dec 2023 | 732.427916076358 | -6.02 | 8.35 |
| Jan 2024 | 719.2876879130401 | -1.79 | 7.48 |
| Feb 2024 | 729.0752595860336 | 1.36 | 8.99 |
| Mar 2024 | 736.0903606407481 | 0.96 | 6.60 |
| Apr 2024 | 754.8865560178575 | 2.55 | 11.23 |
| May 2024 | 767.5785414129608 | 1.68 | 11.64 |
| Jun 2024 | 763.6138539131705 | -0.52 | 7.24 |
| Jul 2024 | 762.9635316290518 | -0.08 | 5.31 |
| Aug 2024 | 738.2872237561381 | -3.23 | -0.73 |
| Sep 2024 | 713.940597869745 | -3.30 | -5.50 |
| Oct 2024 | 732.8943028280074 | 2.66 | -7.20 |
| Nov 2024 | 762.7877234246378 | 4.08 | -2.12 |
| Dec 2024 | 758.2089127820851 | -0.60 | 3.52 |
| Jan 2025 | 778.7468121312602 | 2.71 | 8.27 |
| Feb 2025 | 768.965659532608 | -1.26 | 5.47 |
| Mar 2025 | 750.5961579671618 | -2.39 | 1.97 |
| Apr 2025 | 754.2253420984001 | 0.48 | -0.09 |
| May 2025 | 762.3315152336277 | 1.08 | -0.68 |
| Jun 2025 | 765.3159793217776 | 0.39 | 0.22 |
| Jul 2025 | 760.6316334483638 | -0.61 | -0.31 |
| Aug 2025 | 751.4525286765023 | -1.21 | 1.78 |
| Sep 2025 | 733.6644981825033 | -2.37 | 2.76 |
| Oct 2025 | 726.6303106485406 | -0.96 | -0.85 |
| Nov 2025 | 726.1382898180439 | -0.07 | -4.80 |
| Dec 2025 | 723.5031005738954 | -0.36 | -4.58 |
| Jan 2026 | 718.7299901659353 | -0.66 | -7.71 |
| Feb 2026 | 718.390145774948 | -0.05 | -6.58 |
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