Eugene, OR (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Eugene, OR Metro in February 2026 was $2,158.452. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -8.18%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Eugene, OR metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Eugene, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Eugene, OR (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Eugene, OR (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Eugene, OR (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 783.4108614112304 | -1.79 | -3.07 |
| Feb 2015 | 792.5072865375738 | 1.16 | -1.26 |
| Mar 2015 | 801.9140680863339 | 1.19 | -1.24 |
| Apr 2015 | 795.8851509711544 | -0.75 | -2.52 |
| May 2015 | 815.9633228383976 | 2.52 | 1.06 |
| Jun 2015 | 834.2430538261887 | 2.24 | 3.16 |
| Jul 2015 | 845.1674832456199 | 1.31 | 4.44 |
| Aug 2015 | 835.858437785356 | -1.10 | 3.12 |
| Sep 2015 | 839.5887437440089 | 0.45 | 2.68 |
| Oct 2015 | 836.8209894037175 | -0.33 | 3.63 |
| Nov 2015 | 858.3161086147792 | 2.57 | 6.46 |
| Dec 2015 | 868.8706230838684 | 1.23 | 8.93 |
| Jan 2016 | 867.2792612642526 | -0.18 | 10.71 |
| Feb 2016 | 852.8667284686609 | -1.66 | 7.62 |
| Mar 2016 | 862.3936520774661 | 1.12 | 7.54 |
| Apr 2016 | 858.7799557059739 | -0.42 | 7.90 |
| May 2016 | 864.3267729605666 | 0.65 | 5.93 |
| Jun 2016 | 866.9769831526231 | 0.31 | 3.92 |
| Jul 2016 | 858.2800170087647 | -1.00 | 1.55 |
| Aug 2016 | 862.5861621684472 | 0.50 | 3.20 |
| Sep 2016 | 870.54717756934 | 0.92 | 3.69 |
| Oct 2016 | 878.4443536376137 | 0.91 | 4.97 |
| Nov 2016 | 919.6464339644253 | 4.69 | 7.15 |
| Dec 2016 | 977.223804616829 | 6.26 | 12.47 |
| Jan 2017 | 979.0633945176381 | 0.19 | 12.89 |
| Feb 2017 | 986.9620469513101 | 0.81 | 15.72 |
| Mar 2017 | 996.4507464644823 | 0.96 | 15.55 |
| Apr 2017 | 985.3658772722027 | -1.11 | 14.74 |
| May 2017 | 988.5517094559466 | 0.32 | 14.37 |
| Jun 2017 | 983.4538589067351 | -0.52 | 13.44 |
| Jul 2017 | 998.2377531046656 | 1.50 | 16.31 |
| Aug 2017 | 995.314018667101 | -0.29 | 15.39 |
| Sep 2017 | 993.2197048076596 | -0.21 | 14.09 |
| Oct 2017 | 1011.6142452926638 | 1.85 | 15.16 |
| Nov 2017 | 1022.4364047059578 | 1.07 | 11.18 |
| Dec 2017 | 1033.8571523614094 | 1.12 | 5.80 |
| Jan 2018 | 1052.0442992251392 | 1.76 | 7.45 |
| Feb 2018 | 1098.3732362179837 | 4.40 | 11.29 |
| Mar 2018 | 1122.254345755641 | 2.17 | 12.63 |
| Apr 2018 | 1134.060687157367 | 1.05 | 15.09 |
| May 2018 | 1156.755543117186 | 2.00 | 17.02 |
| Jun 2018 | 1160.5094953160774 | 0.33 | 18.00 |
| Jul 2018 | 1161.11287153378 | 0.05 | 16.32 |
| Aug 2018 | 1171.6700666570214 | 0.91 | 17.72 |
| Sep 2018 | 1188.2603131709557 | 1.42 | 19.64 |
| Oct 2018 | 1220.8423464092873 | 2.74 | 20.68 |
| Nov 2018 | 1228.726660903654 | 0.65 | 20.18 |
| Dec 2018 | 1201.9498666468974 | -2.18 | 16.26 |
| Jan 2019 | 1184.739902895562 | -1.43 | 12.61 |
| Feb 2019 | 1180.2047267708558 | -0.38 | 7.45 |
| Mar 2019 | 1172.4911077062616 | -0.65 | 4.48 |
| Apr 2019 | 1160.226876701499 | -1.05 | 2.31 |
| May 2019 | 1154.298223053302 | -0.51 | -0.21 |
| Jun 2019 | 1122.184125288922 | -2.78 | -3.30 |
| Jul 2019 | 1122.5835293941238 | 0.04 | -3.32 |
| Aug 2019 | 1107.948912028547 | -1.30 | -5.44 |
| Sep 2019 | 1110.8675841726563 | 0.26 | -6.51 |
| Oct 2019 | 1127.1044128884237 | 1.46 | -7.68 |
| Nov 2019 | 1133.2260911096894 | 0.54 | -7.77 |
| Dec 2019 | 1143.889598137907 | 0.94 | -4.83 |
| Jan 2020 | 1140.350797158202 | -0.31 | -3.75 |
| Feb 2020 | 1130.2788493624648 | -0.88 | -4.23 |
| Mar 2020 | 1141.2431101177476 | 0.97 | -2.66 |
| Apr 2020 | 1131.912915469081 | -0.82 | -2.44 |
| May 2020 | 1127.6639802002446 | -0.37 | -2.31 |
| Jun 2020 | 1120.9670961506597 | -0.59 | -0.11 |
| Jul 2020 | 1102.8777303069237 | -1.61 | -1.75 |
| Aug 2020 | 1097.832236776007 | -0.46 | -0.91 |
| Sep 2020 | 1103.0639648171882 | 0.48 | -0.70 |
| Oct 2020 | 1110.9636667924842 | 0.72 | -1.43 |
| Nov 2020 | 1119.924156713795 | 0.81 | -1.17 |
| Dec 2020 | 1127.3251952004596 | 0.66 | -1.45 |
| Jan 2021 | 1154.139885803447 | 2.38 | 1.21 |
| Feb 2021 | 1186.997068014516 | 2.85 | 5.02 |
| Mar 2021 | 1253.5062221228018 | 5.60 | 9.84 |
| Apr 2021 | 1275.680043375951 | 1.77 | 12.70 |
| May 2021 | 1284.6280727515516 | 0.70 | 13.92 |
| Jun 2021 | 1310.5729044352317 | 2.02 | 16.91 |
| Jul 2021 | 1312.3636902413846 | 0.14 | 18.99 |
| Aug 2021 | 1320.6177224352423 | 0.63 | 20.29 |
| Sep 2021 | 1336.417232785952 | 1.20 | 21.16 |
| Oct 2021 | 1370.0773109277218 | 2.52 | 23.32 |
| Nov 2021 | 1376.6436138511806 | 0.48 | 22.92 |
| Dec 2021 | 1390.5147820898158 | 1.01 | 23.35 |
| Jan 2022 | 1468.0336927185338 | 5.58 | 27.20 |
| Feb 2022 | 1549.9995402739696 | 5.58 | 30.58 |
| Mar 2022 | 1659.5577518856614 | 7.07 | 32.39 |
| Apr 2022 | 1858.5415241348217 | 11.99 | 45.69 |
| May 2022 | 1942.563455552674 | 4.52 | 51.22 |
| Jun 2022 | 2029.9385155266505 | 4.50 | 54.89 |
| Jul 2022 | 2010.3153741230394 | -0.97 | 53.18 |
| Aug 2022 | 1958.830904119731 | -2.56 | 48.33 |
| Sep 2022 | 2141.1766677051596 | 9.31 | 60.22 |
| Oct 2022 | 2309.9265896912802 | 7.88 | 68.60 |
| Nov 2022 | 2277.479013928993 | -1.40 | 65.44 |
| Dec 2022 | 2167.6821378560217 | -4.82 | 55.89 |
| Jan 2023 | 2138.7238111492748 | -1.34 | 45.69 |
| Feb 2023 | 2131.2541514161876 | -0.35 | 37.50 |
| Mar 2023 | 2196.435436631765 | 3.06 | 32.35 |
| Apr 2023 | 2155.6142042661872 | -1.86 | 15.98 |
| May 2023 | 2181.5144165005254 | 1.20 | 12.30 |
| Jun 2023 | 2258.465987881165 | 3.53 | 11.26 |
| Jul 2023 | 2299.087314134533 | 1.80 | 14.37 |
| Aug 2023 | 2365.236698541671 | 2.88 | 20.75 |
| Sep 2023 | 2401.646232977268 | 1.54 | 12.17 |
| Oct 2023 | 2504.235167046342 | 4.27 | 8.41 |
| Nov 2023 | 2457.0892290931224 | -1.88 | 7.89 |
| Dec 2023 | 2304.522243581083 | -6.21 | 6.31 |
| Jan 2024 | 2261.9132852129846 | -1.85 | 5.76 |
| Feb 2024 | 2293.3046557260845 | 1.39 | 7.60 |
| Mar 2024 | 2307.4168847342476 | 0.62 | 5.05 |
| Apr 2024 | 2352.1859454532446 | 1.94 | 9.12 |
| May 2024 | 2371.329872295902 | 0.81 | 8.70 |
| Jun 2024 | 2336.4191575904147 | -1.47 | 3.45 |
| Jul 2024 | 2319.045270517597 | -0.74 | 0.87 |
| Aug 2024 | 2236.949106292036 | -3.54 | -5.42 |
| Sep 2024 | 2165.6481018325558 | -3.19 | -9.83 |
| Oct 2024 | 2228.242619900638 | 2.89 | -11.02 |
| Nov 2024 | 2324.308631205527 | 4.31 | -5.40 |
| Dec 2024 | 2312.12605010653 | -0.52 | 0.33 |
| Jan 2025 | 2376.510450088631 | 2.79 | 5.07 |
| Feb 2025 | 2350.87590746138 | -1.08 | 2.51 |
| Mar 2025 | 2300.7222148606247 | -2.13 | -0.29 |
| Apr 2025 | 2313.662692465765 | 0.56 | -1.64 |
| May 2025 | 2329.289327372888 | 0.68 | -1.77 |
| Jun 2025 | 2323.4659344113907 | -0.25 | -0.55 |
| Jul 2025 | 2295.7023289501976 | -1.19 | -1.01 |
| Aug 2025 | 2262.6428121722533 | -1.44 | 1.15 |
| Sep 2025 | 2209.307342847061 | -2.36 | 2.02 |
| Oct 2025 | 2188.9117619520202 | -0.92 | -1.76 |
| Nov 2025 | 2189.6475802440045 | 0.03 | -5.79 |
| Dec 2025 | 2184.2785220843257 | -0.24 | -5.53 |
| Jan 2026 | 2168.9973152307507 | -0.70 | -8.73 |
| Feb 2026 | 2158.4516378311737 | -0.49 | -8.18 |
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