Fargo, ND (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Fargo, ND Metro in February 2026 was $1,530.57. The month over month percentage change (MoM) was -0.22%, and the year over year percentage change (YoY) was -4.70%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Fargo, ND metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Fargo, ND metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Fargo, ND (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Fargo, ND (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Fargo, ND (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 722.5345673051202 | -1.91 | -2.38 |
| Feb 2015 | 728.6191138192524 | 0.84 | -0.24 |
| Mar 2015 | 736.9597296761328 | 1.15 | 0.30 |
| Apr 2015 | 733.2629200937413 | -0.50 | -0.43 |
| May 2015 | 757.2131714801318 | 3.27 | 4.15 |
| Jun 2015 | 781.4230108823699 | 3.20 | 7.25 |
| Jul 2015 | 798.5737627921516 | 2.19 | 9.22 |
| Aug 2015 | 793.4580853516607 | -0.64 | 7.87 |
| Sep 2015 | 798.0649675973584 | 0.58 | 7.01 |
| Oct 2015 | 795.5470746450649 | -0.31 | 7.44 |
| Nov 2015 | 816.7341146987922 | 2.66 | 9.89 |
| Dec 2015 | 826.6813431699128 | 1.22 | 12.23 |
| Jan 2016 | 822.9648107967996 | -0.45 | 13.90 |
| Feb 2016 | 806.1039785443386 | -2.05 | 10.63 |
| Mar 2016 | 811.5600222074962 | 0.68 | 10.12 |
| Apr 2016 | 805.5293061150328 | -0.74 | 9.86 |
| May 2016 | 807.8506966170407 | 0.29 | 6.69 |
| Jun 2016 | 808.7244729372359 | 0.11 | 3.49 |
| Jul 2016 | 799.7955716010667 | -1.10 | 0.15 |
| Aug 2016 | 802.7656970868828 | 0.37 | 1.17 |
| Sep 2016 | 808.956658072524 | 0.77 | 1.37 |
| Oct 2016 | 814.0968322451578 | 0.64 | 2.33 |
| Nov 2016 | 849.3764852137807 | 4.33 | 4.00 |
| Dec 2016 | 899.7085899891472 | 5.93 | 8.83 |
| Jan 2017 | 898.1522989489872 | -0.17 | 9.14 |
| Feb 2017 | 902.5724975608721 | 0.49 | 11.97 |
| Mar 2017 | 905.4997808058779 | 0.32 | 11.58 |
| Apr 2017 | 889.1490124975318 | -1.81 | 10.38 |
| May 2017 | 885.7295899008635 | -0.38 | 9.64 |
| Jun 2017 | 876.508076713424 | -1.04 | 8.38 |
| Jul 2017 | 884.6739265176293 | 0.93 | 10.61 |
| Aug 2017 | 874.7139947752347 | -1.13 | 8.96 |
| Sep 2017 | 864.8342289094486 | -1.13 | 6.91 |
| Oct 2017 | 873.7109189114544 | 1.03 | 7.32 |
| Nov 2017 | 877.3868099814583 | 0.42 | 3.30 |
| Dec 2017 | 882.2370592302193 | 0.55 | -1.94 |
| Jan 2018 | 892.501519293451 | 1.16 | -0.63 |
| Feb 2018 | 926.7626720495257 | 3.84 | 2.68 |
| Mar 2018 | 941.7504679838376 | 1.62 | 4.00 |
| Apr 2018 | 945.673241289208 | 0.42 | 6.36 |
| May 2018 | 959.1063626642538 | 1.42 | 8.28 |
| Jun 2018 | 956.3222265394942 | -0.29 | 9.11 |
| Jul 2018 | 952.4246375695268 | -0.41 | 7.66 |
| Aug 2018 | 954.9869600055044 | 0.27 | 9.18 |
| Sep 2018 | 962.8671498976295 | 0.83 | 11.34 |
| Oct 2018 | 983.0805026000493 | 2.10 | 12.52 |
| Nov 2018 | 985.1430126429685 | 0.21 | 12.28 |
| Dec 2018 | 958.7059030173128 | -2.68 | 8.67 |
| Jan 2019 | 941.8323977678516 | -1.76 | 5.53 |
| Feb 2019 | 937.3895441795229 | -0.47 | 1.15 |
| Mar 2019 | 933.2700920495422 | -0.44 | -0.90 |
| Apr 2019 | 926.8761122458952 | -0.68 | -1.99 |
| May 2019 | 926.1443722760716 | -0.08 | -3.44 |
| Jun 2019 | 902.8261376116005 | -2.52 | -5.59 |
| Jul 2019 | 903.3421471055751 | 0.06 | -5.15 |
| Aug 2019 | 888.3261155444451 | -1.66 | -6.98 |
| Sep 2019 | 887.3485975354699 | -0.11 | -7.84 |
| Oct 2019 | 897.6990510038225 | 1.17 | -8.68 |
| Nov 2019 | 902.0039818122142 | 0.48 | -8.44 |
| Dec 2019 | 908.5267595680183 | 0.72 | -5.23 |
| Jan 2020 | 901.3709164727463 | -0.79 | -4.30 |
| Feb 2020 | 886.4252946213046 | -1.66 | -5.44 |
| Mar 2020 | 887.5698415042148 | 0.13 | -4.90 |
| Apr 2020 | 873.5631110773121 | -1.58 | -5.75 |
| May 2020 | 865.5999966026848 | -0.91 | -6.54 |
| Jun 2020 | 857.595025988721 | -0.92 | -5.01 |
| Jul 2020 | 841.3035842109135 | -1.90 | -6.87 |
| Aug 2020 | 833.422440791845 | -0.94 | -6.18 |
| Sep 2020 | 831.4992768183043 | -0.23 | -6.29 |
| Oct 2020 | 828.4265727353738 | -0.37 | -7.72 |
| Nov 2020 | 823.618277165004 | -0.58 | -8.69 |
| Dec 2020 | 816.1593580748748 | -0.91 | -10.17 |
| Jan 2021 | 823.0572213250402 | 0.85 | -8.69 |
| Feb 2021 | 834.05071651676 | 1.34 | -5.91 |
| Mar 2021 | 867.9725027971456 | 4.07 | -2.21 |
| Apr 2021 | 871.2433432074029 | 0.38 | -0.27 |
| May 2021 | 868.5680083370089 | -0.31 | 0.34 |
| Jun 2021 | 879.8019971299251 | 1.29 | 2.59 |
| Jul 2021 | 877.8837148520307 | -0.22 | 4.35 |
| Aug 2021 | 883.1030449809796 | 0.60 | 5.96 |
| Sep 2021 | 894.9493976508089 | 1.34 | 7.63 |
| Oct 2021 | 918.7902224767313 | 2.66 | 10.91 |
| Nov 2021 | 923.0041563602451 | 0.46 | 12.07 |
| Dec 2021 | 932.7623203624588 | 1.06 | 14.29 |
| Jan 2022 | 982.8691069854469 | 5.37 | 19.42 |
| Feb 2022 | 1031.0795836133168 | 4.91 | 23.62 |
| Mar 2022 | 1092.5481143458014 | 5.96 | 25.87 |
| Apr 2022 | 1212.690149078624 | 11.00 | 39.19 |
| May 2022 | 1258.0705212868097 | 3.74 | 44.84 |
| Jun 2022 | 1310.0590939044905 | 4.13 | 48.90 |
| Jul 2022 | 1297.9374859673767 | -0.92 | 47.85 |
| Aug 2022 | 1272.024563677269 | -2.00 | 44.04 |
| Sep 2022 | 1400.8262005381516 | 10.13 | 56.53 |
| Oct 2022 | 1521.8886595941767 | 8.64 | 65.64 |
| Nov 2022 | 1509.6536189729213 | -0.80 | 63.56 |
| Dec 2022 | 1443.939465497944 | -4.35 | 54.80 |
| Jan 2023 | 1432.6433243775834 | -0.78 | 45.76 |
| Feb 2023 | 1430.680450304136 | -0.14 | 38.76 |
| Mar 2023 | 1477.7364012494559 | 3.29 | 35.26 |
| Apr 2023 | 1451.626840090341 | -1.77 | 19.70 |
| May 2023 | 1471.2359402031975 | 1.35 | 16.94 |
| Jun 2023 | 1524.2177504099543 | 3.60 | 16.35 |
| Jul 2023 | 1548.0036831614166 | 1.56 | 19.27 |
| Aug 2023 | 1587.8810738764337 | 2.58 | 24.83 |
| Sep 2023 | 1605.0990140212573 | 1.08 | 14.58 |
| Oct 2023 | 1666.7080184221898 | 3.84 | 9.52 |
| Nov 2023 | 1632.0573668951645 | -2.08 | 8.11 |
| Dec 2023 | 1527.8730481694167 | -6.38 | 5.81 |
| Jan 2024 | 1499.7838546146413 | -1.84 | 4.69 |
| Feb 2024 | 1523.1163057647404 | 1.56 | 6.46 |
| Mar 2024 | 1538.7039192296647 | 1.02 | 4.13 |
| Apr 2024 | 1575.650903793783 | 2.40 | 8.54 |
| May 2024 | 1594.5480021601047 | 1.20 | 8.38 |
| Jun 2024 | 1576.289319526628 | -1.14 | 3.42 |
| Jul 2024 | 1570.222740940174 | -0.38 | 1.44 |
| Aug 2024 | 1520.4840221517513 | -3.17 | -4.24 |
| Sep 2024 | 1475.371200193842 | -2.97 | -8.08 |
| Oct 2024 | 1518.7454703958858 | 2.94 | -8.88 |
| Nov 2024 | 1582.5778024285055 | 4.20 | -3.03 |
| Dec 2024 | 1573.329889771943 | -0.58 | 2.98 |
| Jan 2025 | 1618.7481200838815 | 2.89 | 7.93 |
| Feb 2025 | 1606.0737854801316 | -0.78 | 5.45 |
| Mar 2025 | 1576.9455865579812 | -1.81 | 2.49 |
| Apr 2025 | 1589.726087687043 | 0.81 | 0.89 |
| May 2025 | 1604.3397327468933 | 0.92 | 0.61 |
| Jun 2025 | 1605.9328129143594 | 0.10 | 1.88 |
| Jul 2025 | 1591.59212122586 | -0.89 | 1.36 |
| Aug 2025 | 1572.7945493615482 | -1.18 | 3.44 |
| Sep 2025 | 1539.4227476662054 | -2.12 | 4.34 |
| Oct 2025 | 1531.7300870488352 | -0.50 | 0.86 |
| Nov 2025 | 1538.6190308423118 | 0.45 | -2.78 |
| Dec 2025 | 1541.2807395795317 | 0.17 | -2.04 |
| Jan 2026 | 1534.0279963688565 | -0.47 | -5.23 |
| Feb 2026 | 1530.5695593353705 | -0.22 | -4.70 |
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