Flagstaff, AZ (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Flagstaff, AZ Metro in February 2026 was $2,975.443. The month over month percentage change (MoM) was -0.70%, and the year over year percentage change (YoY) was -7.65%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Flagstaff, AZ metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Flagstaff, AZ metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 987.7561274290796 | -1.75 | -1.83 |
| Feb 2015 | 1000.4749636708834 | 1.29 | 0.26 |
| Mar 2015 | 1017.1624890679096 | 1.67 | 0.72 |
| Apr 2015 | 1012.3334963667791 | -0.47 | -0.40 |
| May 2015 | 1041.0598721232357 | 2.84 | 3.37 |
| Jun 2015 | 1065.9985014151682 | 2.40 | 5.37 |
| Jul 2015 | 1080.2923639997134 | 1.34 | 6.56 |
| Aug 2015 | 1067.6631535176884 | -1.17 | 4.92 |
| Sep 2015 | 1071.682469094689 | 0.38 | 4.09 |
| Oct 2015 | 1065.126330037758 | -0.61 | 4.43 |
| Nov 2015 | 1088.5507112784262 | 2.20 | 6.80 |
| Dec 2015 | 1096.40055298022 | 0.72 | 9.05 |
| Jan 2016 | 1091.8644605520617 | -0.41 | 10.54 |
| Feb 2016 | 1070.9686257300762 | -1.91 | 7.05 |
| Mar 2016 | 1080.916915783465 | 0.93 | 6.27 |
| Apr 2016 | 1071.917040803324 | -0.83 | 5.89 |
| May 2016 | 1075.7108249262603 | 0.35 | 3.33 |
| Jun 2016 | 1076.7701747021704 | 0.10 | 1.01 |
| Jul 2016 | 1066.6814324813042 | -0.94 | -1.26 |
| Aug 2016 | 1073.407799250561 | 0.63 | 0.54 |
| Sep 2016 | 1084.4002878796055 | 1.02 | 1.19 |
| Oct 2016 | 1092.8675084135725 | 0.78 | 2.60 |
| Nov 2016 | 1139.428187518824 | 4.26 | 4.67 |
| Dec 2016 | 1206.5895694151272 | 5.89 | 10.05 |
| Jan 2017 | 1209.4144161164272 | 0.23 | 10.77 |
| Feb 2017 | 1226.9881635195388 | 1.45 | 14.57 |
| Mar 2017 | 1246.5838301607414 | 1.60 | 15.33 |
| Apr 2017 | 1236.5473068370954 | -0.80 | 15.36 |
| May 2017 | 1238.9988770905923 | 0.20 | 15.18 |
| Jun 2017 | 1228.4243690562264 | -0.85 | 14.08 |
| Jul 2017 | 1241.5899316060404 | 1.07 | 16.40 |
| Aug 2017 | 1231.3351969114276 | -0.83 | 14.71 |
| Sep 2017 | 1223.0005583563761 | -0.68 | 12.78 |
| Oct 2017 | 1239.622248387309 | 1.36 | 13.43 |
| Nov 2017 | 1245.9682076248039 | 0.51 | 9.35 |
| Dec 2017 | 1252.79125320004 | 0.55 | 3.83 |
| Jan 2018 | 1272.6604970490714 | 1.59 | 5.23 |
| Feb 2018 | 1328.9875641899193 | 4.43 | 8.31 |
| Mar 2018 | 1358.0309981596313 | 2.19 | 8.94 |
| Apr 2018 | 1368.9025648856168 | 0.80 | 10.70 |
| May 2018 | 1396.6541197478205 | 2.03 | 12.72 |
| Jun 2018 | 1402.2861116834865 | 0.40 | 14.15 |
| Jul 2018 | 1402.8507368864778 | 0.04 | 12.99 |
| Aug 2018 | 1409.8960306708439 | 0.50 | 14.50 |
| Sep 2018 | 1424.0375920205624 | 1.00 | 16.44 |
| Oct 2018 | 1457.960088226732 | 2.38 | 17.61 |
| Nov 2018 | 1464.634613142851 | 0.46 | 17.55 |
| Dec 2018 | 1429.1504835414053 | -2.42 | 14.08 |
| Jan 2019 | 1409.2061264311158 | -1.40 | 10.73 |
| Feb 2019 | 1406.8619342344587 | -0.17 | 5.86 |
| Mar 2019 | 1402.0552786807461 | -0.34 | 3.24 |
| Apr 2019 | 1388.5956588857991 | -0.96 | 1.44 |
| May 2019 | 1380.0888374014366 | -0.61 | -1.19 |
| Jun 2019 | 1339.1587379574996 | -2.97 | -4.50 |
| Jul 2019 | 1336.3658116370802 | -0.21 | -4.74 |
| Aug 2019 | 1316.016851120909 | -1.52 | -6.66 |
| Sep 2019 | 1318.8821892682777 | 0.22 | -7.38 |
| Oct 2019 | 1336.5571627491615 | 1.34 | -8.33 |
| Nov 2019 | 1342.0491708985296 | 0.41 | -8.37 |
| Dec 2019 | 1352.0703061571107 | 0.75 | -5.39 |
| Jan 2020 | 1350.1272541080682 | -0.14 | -4.19 |
| Feb 2020 | 1339.1062136690045 | -0.82 | -4.82 |
| Mar 2020 | 1350.2693108012393 | 0.83 | -3.69 |
| Apr 2020 | 1334.4027624109394 | -1.17 | -3.90 |
| May 2020 | 1323.8581599240354 | -0.79 | -4.07 |
| Jun 2020 | 1312.0462055575604 | -0.89 | -2.02 |
| Jul 2020 | 1289.0883498229127 | -1.75 | -3.54 |
| Aug 2020 | 1285.7557298672073 | -0.26 | -2.30 |
| Sep 2020 | 1295.8437362837099 | 0.79 | -1.75 |
| Oct 2020 | 1307.51602938614 | 0.90 | -2.17 |
| Nov 2020 | 1318.4832372776677 | 0.84 | -1.76 |
| Dec 2020 | 1327.8955239633053 | 0.71 | -1.79 |
| Jan 2021 | 1359.9846957110888 | 2.42 | 0.73 |
| Feb 2021 | 1401.2368177251515 | 3.03 | 4.64 |
| Mar 2021 | 1483.659156576099 | 5.88 | 9.88 |
| Apr 2021 | 1516.447957972796 | 2.21 | 13.64 |
| May 2021 | 1540.3390697885486 | 1.58 | 16.35 |
| Jun 2021 | 1590.8780655186201 | 3.28 | 21.25 |
| Jul 2021 | 1613.2420395158292 | 1.41 | 25.15 |
| Aug 2021 | 1641.2156390340717 | 1.73 | 27.65 |
| Sep 2021 | 1674.8078029810001 | 2.05 | 29.25 |
| Oct 2021 | 1732.2226114470077 | 3.43 | 32.48 |
| Nov 2021 | 1753.391875021436 | 1.22 | 32.99 |
| Dec 2021 | 1785.8833621188396 | 1.85 | 34.49 |
| Jan 2022 | 1897.6509905869411 | 6.26 | 39.53 |
| Feb 2022 | 2016.4654543082736 | 6.26 | 43.91 |
| Mar 2022 | 2177.5431884719237 | 7.99 | 46.77 |
| Apr 2022 | 2464.666207403634 | 13.19 | 62.53 |
| May 2022 | 2601.677876381172 | 5.56 | 68.90 |
| Jun 2022 | 2736.7096552664566 | 5.19 | 72.03 |
| Jul 2022 | 2715.1844024179313 | -0.79 | 68.31 |
| Aug 2022 | 2637.4094047304084 | -2.86 | 60.70 |
| Sep 2022 | 2859.730199032407 | 8.43 | 70.75 |
| Oct 2022 | 3060.570324110386 | 7.02 | 76.69 |
| Nov 2022 | 2995.16184982815 | -2.14 | 70.82 |
| Dec 2022 | 2837.1661094982815 | -5.27 | 58.87 |
| Jan 2023 | 2784.8531616388236 | -1.84 | 46.75 |
| Feb 2023 | 2762.7763814758205 | -0.79 | 37.01 |
| Mar 2023 | 2837.290130441847 | 2.70 | 30.30 |
| Apr 2023 | 2786.2445235365 | -1.80 | 13.05 |
| May 2023 | 2834.4828580995795 | 1.73 | 8.95 |
| Jun 2023 | 2956.4238206399687 | 4.30 | 8.03 |
| Jul 2023 | 3028.1792965845125 | 2.43 | 11.53 |
| Aug 2023 | 3126.740210309349 | 3.26 | 18.55 |
| Sep 2023 | 3186.186587235494 | 1.90 | 11.42 |
| Oct 2023 | 3333.388317822256 | 4.62 | 8.91 |
| Nov 2023 | 3284.516445911287 | -1.47 | 9.66 |
| Dec 2023 | 3084.1413563038723 | -6.10 | 8.71 |
| Jan 2024 | 3021.2260906113747 | -2.04 | 8.49 |
| Feb 2024 | 3065.845241967105 | 1.48 | 10.97 |
| Mar 2024 | 3100.6020810784958 | 1.13 | 9.28 |
| Apr 2024 | 3191.475165818961 | 2.93 | 14.54 |
| May 2024 | 3238.786152484895 | 1.48 | 14.26 |
| Jun 2024 | 3197.7815221084115 | -1.27 | 8.16 |
| Jul 2024 | 3173.5488683194094 | -0.76 | 4.80 |
| Aug 2024 | 3059.2091038739827 | -3.60 | -2.16 |
| Sep 2024 | 2961.6397917128147 | -3.19 | -7.05 |
| Oct 2024 | 3045.0485606015855 | 2.82 | -8.65 |
| Nov 2024 | 3174.5214062335235 | 4.25 | -3.35 |
| Dec 2024 | 3158.2411420270682 | -0.51 | 2.40 |
| Jan 2025 | 3250.1559222286683 | 2.91 | 7.58 |
| Feb 2025 | 3221.85013600899 | -0.87 | 5.09 |
| Mar 2025 | 3160.094817406433 | -1.92 | 1.92 |
| Apr 2025 | 3184.9021104033295 | 0.79 | -0.21 |
| May 2025 | 3212.7427174604513 | 0.87 | -0.80 |
| Jun 2025 | 3212.2827636164793 | -0.01 | 0.45 |
| Jul 2025 | 3179.603582413562 | -1.02 | 0.19 |
| Aug 2025 | 3136.5763555522876 | -1.35 | 2.53 |
| Sep 2025 | 3063.7796567579658 | -2.32 | 3.45 |
| Oct 2025 | 3036.387462598818 | -0.89 | -0.28 |
| Nov 2025 | 3035.9681620934707 | -0.01 | -4.36 |
| Dec 2025 | 3024.1790341114865 | -0.39 | -4.24 |
| Jan 2026 | 2996.393864756025 | -0.92 | -7.81 |
| Feb 2026 | 2975.4432482665193 | -0.70 | -7.65 |