Gadsden, AL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Gadsden, AL Metro in February 2026 was $862.914. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -4.99%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Gadsden, AL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Gadsden, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Gadsden, AL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Gadsden, AL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gadsden, AL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 352.8321692520758 | -2.82 | -6.45 |
| Feb 2015 | 353.94715877283795 | 0.32 | -5.25 |
| Mar 2015 | 356.4358171280713 | 0.70 | -5.09 |
| Apr 2015 | 354.41622738867966 | -0.57 | -6.05 |
| May 2015 | 364.0297547559437 | 2.71 | -2.20 |
| Jun 2015 | 372.1178510949491 | 2.22 | -0.26 |
| Jul 2015 | 374.69546863802196 | 0.69 | 0.23 |
| Aug 2015 | 368.225892564824 | -1.73 | -2.02 |
| Sep 2015 | 367.26133136998357 | -0.26 | -3.42 |
| Oct 2015 | 362.67199450155755 | -1.25 | -3.17 |
| Nov 2015 | 367.46413758118894 | 1.32 | -1.03 |
| Dec 2015 | 367.6838496574799 | 0.06 | 1.27 |
| Jan 2016 | 363.6528023940069 | -1.10 | 3.07 |
| Feb 2016 | 355.12328930779057 | -2.35 | 0.33 |
| Mar 2016 | 356.6110772130584 | 0.42 | 0.05 |
| Apr 2016 | 354.09043693910746 | -0.71 | -0.09 |
| May 2016 | 356.26885038731785 | 0.62 | -2.13 |
| Jun 2016 | 358.4381869075386 | 0.61 | -3.68 |
| Jul 2016 | 354.40573096322146 | -1.12 | -5.41 |
| Aug 2016 | 355.40959210386774 | 0.28 | -3.48 |
| Sep 2016 | 357.6249005519321 | 0.62 | -2.62 |
| Oct 2016 | 359.67461886965214 | 0.57 | -0.83 |
| Nov 2016 | 374.42448619471094 | 4.10 | 1.89 |
| Dec 2016 | 394.8344598354039 | 5.45 | 7.38 |
| Jan 2017 | 394.0086672674238 | -0.21 | 8.35 |
| Feb 2017 | 395.9782800477058 | 0.50 | 11.50 |
| Mar 2017 | 398.0153134701122 | 0.51 | 11.61 |
| Apr 2017 | 391.6979364663027 | -1.59 | 10.62 |
| May 2017 | 391.38504058274816 | -0.08 | 9.86 |
| Jun 2017 | 388.51736815798705 | -0.73 | 8.39 |
| Jul 2017 | 393.5729052202102 | 1.30 | 11.05 |
| Aug 2017 | 391.86426269464897 | -0.43 | 10.26 |
| Sep 2017 | 390.903556412537 | -0.24 | 9.31 |
| Oct 2017 | 397.9848490493155 | 1.81 | 10.65 |
| Nov 2017 | 401.6269275187532 | 0.92 | 7.27 |
| Dec 2017 | 405.01070033507796 | 0.84 | 2.58 |
| Jan 2018 | 410.63291556556453 | 1.39 | 4.22 |
| Feb 2018 | 426.39216564575077 | 3.84 | 7.68 |
| Mar 2018 | 434.130454523761 | 1.82 | 9.07 |
| Apr 2018 | 436.42987253153524 | 0.53 | 11.42 |
| May 2018 | 443.88778269296415 | 1.71 | 13.42 |
| Jun 2018 | 443.4381799794815 | -0.10 | 14.14 |
| Jul 2018 | 442.6859437070498 | -0.17 | 12.48 |
| Aug 2018 | 445.28896673839745 | 0.59 | 13.63 |
| Sep 2018 | 449.8476753698694 | 1.02 | 15.08 |
| Oct 2018 | 458.48567299826897 | 1.92 | 15.20 |
| Nov 2018 | 457.5017564551413 | -0.21 | 13.91 |
| Dec 2018 | 444.66845700676475 | -2.80 | 9.79 |
| Jan 2019 | 439.2425947341233 | -1.22 | 6.97 |
| Feb 2019 | 441.3824113132763 | 0.49 | 3.52 |
| Mar 2019 | 445.063977542874 | 0.83 | 2.52 |
| Apr 2019 | 445.74500173872246 | 0.15 | 2.13 |
| May 2019 | 446.5958651711073 | 0.19 | 0.61 |
| Jun 2019 | 434.62001322451147 | -2.68 | -1.99 |
| Jul 2019 | 435.28434434041486 | 0.15 | -1.67 |
| Aug 2019 | 430.7593432768689 | -1.04 | -3.26 |
| Sep 2019 | 432.77583198231605 | 0.47 | -3.79 |
| Oct 2019 | 439.8654480699834 | 1.64 | -4.06 |
| Nov 2019 | 443.60512552328765 | 0.85 | -3.04 |
| Dec 2019 | 448.79911367207495 | 1.17 | 0.93 |
| Jan 2020 | 446.80877273275826 | -0.44 | 1.72 |
| Feb 2020 | 440.4285123311555 | -1.43 | -0.22 |
| Mar 2020 | 443.40202223318124 | 0.68 | -0.37 |
| Apr 2020 | 440.96252742976185 | -0.55 | -1.07 |
| May 2020 | 442.6946317623445 | 0.39 | -0.87 |
| Jun 2020 | 444.27239083677233 | 0.36 | 2.22 |
| Jul 2020 | 438.70729419499946 | -1.25 | 0.79 |
| Aug 2020 | 436.00580291131445 | -0.62 | 1.22 |
| Sep 2020 | 435.19877472467124 | -0.18 | 0.56 |
| Oct 2020 | 435.2980741676156 | 0.02 | -1.04 |
| Nov 2020 | 435.22819414945025 | -0.02 | -1.89 |
| Dec 2020 | 434.11379458898233 | -0.26 | -3.27 |
| Jan 2021 | 440.04910778854986 | 1.37 | -1.51 |
| Feb 2021 | 447.68029839096454 | 1.73 | 1.65 |
| Mar 2021 | 467.3739777355209 | 4.40 | 5.41 |
| Apr 2021 | 471.3965115827409 | 0.86 | 6.90 |
| May 2021 | 472.488075559809 | 0.23 | 6.73 |
| Jun 2021 | 481.318411431627 | 1.87 | 8.34 |
| Jul 2021 | 482.8822270884322 | 0.33 | 10.07 |
| Aug 2021 | 487.89025869075743 | 1.04 | 11.90 |
| Sep 2021 | 497.513215662141 | 1.97 | 14.32 |
| Oct 2021 | 515.0223736695623 | 3.52 | 18.32 |
| Nov 2021 | 523.3313053643996 | 1.61 | 20.24 |
| Dec 2021 | 533.3252895771196 | 1.91 | 22.85 |
| Jan 2022 | 563.6217538334145 | 5.68 | 28.08 |
| Feb 2022 | 590.0331433585408 | 4.69 | 31.80 |
| Mar 2022 | 622.1610587314099 | 5.45 | 33.12 |
| Apr 2022 | 686.7220746778465 | 10.38 | 45.68 |
| May 2022 | 710.2312379533415 | 3.42 | 50.32 |
| Jun 2022 | 740.2644788181788 | 4.23 | 53.80 |
| Jul 2022 | 735.5677627142272 | -0.63 | 52.33 |
| Aug 2022 | 722.2576409587408 | -1.81 | 48.04 |
| Sep 2022 | 793.8897785582536 | 9.92 | 59.57 |
| Oct 2022 | 858.184399460982 | 8.10 | 66.63 |
| Nov 2022 | 844.624475164149 | -1.58 | 61.39 |
| Dec 2022 | 801.0377352489844 | -5.16 | 50.20 |
| Jan 2023 | 787.1104098621183 | -1.74 | 39.65 |
| Feb 2023 | 782.1205075539435 | -0.63 | 32.56 |
| Mar 2023 | 805.0874984993471 | 2.94 | 29.40 |
| Apr 2023 | 790.4976499636654 | -1.81 | 15.11 |
| May 2023 | 798.9509338974657 | 1.07 | 12.49 |
| Jun 2023 | 825.7695446791663 | 3.36 | 11.55 |
| Jul 2023 | 836.9615983184734 | 1.36 | 13.78 |
| Aug 2023 | 856.4740113157567 | 2.33 | 18.58 |
| Sep 2023 | 868.6811353552825 | 1.43 | 9.42 |
| Oct 2023 | 908.2045875276682 | 4.55 | 5.83 |
| Nov 2023 | 898.4092690850082 | -1.08 | 6.37 |
| Dec 2023 | 846.9828999478898 | -5.72 | 5.74 |
| Jan 2024 | 832.0965896130149 | -1.76 | 5.72 |
| Feb 2024 | 844.5324458381589 | 1.50 | 7.98 |
| Mar 2024 | 853.0207621414194 | 1.00 | 5.95 |
| Apr 2024 | 878.6213627274061 | 3.00 | 11.15 |
| May 2024 | 894.2086742863978 | 1.77 | 11.92 |
| Jun 2024 | 887.126269927705 | -0.79 | 7.43 |
| Jul 2024 | 885.1573593724274 | -0.22 | 5.76 |
| Aug 2024 | 858.5664439604856 | -3.00 | 0.24 |
| Sep 2024 | 832.9832283846001 | -2.98 | -4.11 |
| Oct 2024 | 857.14835484948 | 2.90 | -5.62 |
| Nov 2024 | 892.2792596268235 | 4.10 | -0.68 |
| Dec 2024 | 888.5995553741631 | -0.41 | 4.91 |
| Jan 2025 | 915.1183271692516 | 2.98 | 9.98 |
| Feb 2025 | 908.197507204356 | -0.76 | 7.54 |
| Mar 2025 | 890.9327828614961 | -1.90 | 4.44 |
| Apr 2025 | 895.3365735311834 | 0.49 | 1.90 |
| May 2025 | 901.1909890707461 | 0.65 | 0.78 |
| Jun 2025 | 898.2323514145364 | -0.33 | 1.25 |
| Jul 2025 | 890.7522802018749 | -0.83 | 0.63 |
| Aug 2025 | 881.5738089570622 | -1.03 | 2.68 |
| Sep 2025 | 865.281778285674 | -1.85 | 3.88 |
| Oct 2025 | 861.2798098131274 | -0.46 | 0.48 |
| Nov 2025 | 866.158317597767 | 0.57 | -2.93 |
| Dec 2025 | 869.5207244233809 | 0.39 | -2.15 |
| Jan 2026 | 866.0621983328986 | -0.40 | -5.36 |
| Feb 2026 | 862.9143468714666 | -0.36 | -4.99 |
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