Gainesville, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Gainesville, FL Metro in February 2026 was $1,441.719. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -10.21%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Gainesville, FL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Gainesville, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Gainesville, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 545.7478863364043 -1.99 -4.36
Feb 2015 551.1560426039736 0.99 -2.90
Mar 2015 557.5724299620251 1.16 -3.14
Apr 2015 553.0001646076164 -0.82 -4.72
May 2015 566.9270806452341 2.52 -1.34
Jun 2015 579.7996573025863 2.27 0.80
Jul 2015 587.8265797996777 1.38 2.47
Aug 2015 580.8178744235954 -1.19 1.61
Sep 2015 583.3063970663687 0.43 1.48
Oct 2015 580.2687668964458 -0.52 2.48
Nov 2015 593.7938460945832 2.33 5.17
Dec 2015 597.7166300713992 0.66 7.34
Jan 2016 593.822609556147 -0.65 8.81
Feb 2016 581.4338132296286 -2.09 5.49
Mar 2016 586.6159076155385 0.89 5.21
Apr 2016 582.431829335429 -0.71 5.32
May 2016 585.0540322637365 0.45 3.20
Jun 2016 585.9181756311832 0.15 1.06
Jul 2016 579.675731187371 -1.06 -1.39
Aug 2016 582.2474492658565 0.44 0.25
Sep 2016 587.5424858754412 0.91 0.73
Oct 2016 592.1158612971977 0.78 2.04
Nov 2016 618.1001195462493 4.39 4.09
Dec 2016 654.8808717370202 5.95 9.56
Jan 2017 655.210044093829 0.05 10.34
Feb 2017 661.1414530754599 0.91 13.71
Mar 2017 668.3008814292741 1.08 13.93
Apr 2017 661.6916321211057 -0.99 13.61
May 2017 664.3253161359651 0.40 13.55
Jun 2017 661.2233225259818 -0.47 12.85
Jul 2017 670.8455882725158 1.46 15.73
Aug 2017 667.9380589685501 -0.43 14.72
Sep 2017 665.4985008019423 -0.36 13.27
Oct 2017 676.2910798641853 1.62 14.22
Nov 2017 682.0843436623379 0.86 10.35
Dec 2017 687.5773620693869 0.81 4.99
Jan 2018 697.2552405278273 1.41 6.42
Feb 2018 725.7281153142741 4.08 9.77
Mar 2018 740.1166678734184 1.98 10.75
Apr 2018 747.9488740450181 1.06 13.04
May 2018 764.3529835163342 2.19 15.06
Jun 2018 767.4884478448507 0.41 16.07
Jul 2018 768.716062020057 0.16 14.59
Aug 2018 774.6398537347649 0.77 15.98
Sep 2018 785.8745790691728 1.45 18.09
Oct 2018 807.0511940015525 2.70 19.34
Nov 2018 813.2473160021374 0.77 19.23
Dec 2018 795.1106198522981 -2.23 15.64
Jan 2019 780.8791059241188 -1.79 11.99
Feb 2019 772.6716264944748 -1.05 6.47
Mar 2019 762.3442100305849 -1.34 3.00
Apr 2019 752.3626335285368 -1.31 0.59
May 2019 748.8600702302427 -0.47 -2.03
Jun 2019 729.5299229628497 -2.58 -4.95
Jul 2019 731.7976916155832 0.31 -4.80
Aug 2019 724.106313943534 -1.05 -6.52
Sep 2019 727.5799103372366 0.48 -7.42
Oct 2019 738.4484835106413 1.49 -8.50
Nov 2019 742.6000186006453 0.56 -8.69
Dec 2019 749.6715007763868 0.95 -5.71
Jan 2020 746.9192797427559 -0.37 -4.35
Feb 2020 738.3963446277326 -1.14 -4.44
Mar 2020 742.564631815242 0.56 -2.59
Apr 2020 733.6774856663529 -1.20 -2.48
May 2020 729.8342965355936 -0.52 -2.54
Jun 2020 725.2584371090837 -0.63 -0.59
Jul 2020 714.6428516805313 -1.46 -2.34
Aug 2020 712.0516959426828 -0.36 -1.66
Sep 2020 715.9705189963959 0.55 -1.60
Oct 2020 720.5675082704245 0.64 -2.42
Nov 2020 725.1364282698888 0.63 -2.35
Dec 2020 727.8468220030343 0.37 -2.91
Jan 2021 742.7162873177688 2.04 -0.56
Feb 2021 760.0221190463711 2.33 2.93
Mar 2021 796.8542773520963 4.85 7.31
Apr 2021 804.557879511312 0.97 9.66
May 2021 805.1698428564055 0.08 10.32
Jun 2021 818.7058625852213 1.68 12.89
Jul 2021 818.9334005746166 0.03 14.59
Aug 2021 825.086098218964 0.75 15.87
Sep 2021 837.1308409398605 1.46 16.92
Oct 2021 860.2529002972034 2.76 19.39
Nov 2021 867.2909085150512 0.82 19.60
Dec 2021 879.3194201358359 1.39 20.81
Jan 2022 932.1079351847428 6.00 25.50
Feb 2022 986.1294927835919 5.80 29.75
Mar 2022 1056.560602561869 7.14 32.59
Apr 2022 1183.9024081875802 12.05 47.15
May 2022 1238.771144330472 4.64 53.85
Jun 2022 1300.2560408169916 4.96 58.82
Jul 2022 1299.264278503767 -0.08 58.65
Aug 2022 1279.726637367867 -1.50 55.10
Sep 2022 1412.1779360446349 10.35 68.69
Oct 2022 1532.618057268562 8.53 78.16
Nov 2022 1517.0477470894266 -1.02 74.92
Dec 2022 1448.0656407550614 -4.55 64.68
Jan 2023 1431.335670396079 -1.15 53.56
Feb 2023 1428.2600557751512 -0.21 44.84
Mar 2023 1475.4464503368133 3.30 39.65
Apr 2023 1453.491711800438 -1.49 22.77
May 2023 1477.3230599396932 1.64 19.26
Jun 2023 1533.8620904594998 3.83 17.97
Jul 2023 1561.9798747610066 1.83 20.22
Aug 2023 1605.2123851499628 2.77 25.43
Sep 2023 1629.6131968154132 1.52 15.40
Oct 2023 1702.338310537252 4.46 11.07
Nov 2023 1677.1353958964128 -1.48 10.55
Dec 2023 1579.4985073700063 -5.82 9.08
Jan 2024 1557.2475889541201 -1.41 8.80
Feb 2024 1584.8887731605944 1.78 10.97
Mar 2024 1598.4702597626272 0.86 8.34
Apr 2024 1631.975444537583 2.10 12.28
May 2024 1646.4623533213078 0.89 11.45
Jun 2024 1623.5251778300228 -1.39 5.85
Jul 2024 1609.964148026718 -0.83 3.07
Aug 2024 1551.006452941707 -3.66 -3.38
Sep 2024 1497.6848521494155 -3.44 -8.10
Oct 2024 1537.0031046782199 2.63 -9.71
Nov 2024 1597.8491533303775 3.96 -4.73
Dec 2024 1583.8326291488509 -0.88 0.27
Jan 2025 1624.8274566266684 2.59 4.34
Feb 2025 1605.6807039344853 -1.18 1.31
Mar 2025 1571.0188137829327 -2.16 -1.72
Apr 2025 1576.3527023859886 0.34 -3.41
May 2025 1584.4322114063607 0.51 -3.77
Jun 2025 1577.5102867003034 -0.44 -2.83
Jul 2025 1555.9998793557065 -1.36 -3.35
Aug 2025 1528.442470054329 -1.77 -1.45
Sep 2025 1487.4994713849158 -2.68 -0.68
Oct 2025 1468.9540811405132 -1.25 -4.43
Nov 2025 1465.2633916744383 -0.25 -8.30
Dec 2025 1458.5962997462166 -0.45 -7.91
Jan 2026 1447.483338446555 -0.76 -10.91
Feb 2026 1441.718733294297 -0.40 -10.21