Gainesville, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Gainesville, FL Metro in February 2026 was $1,441.719. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -10.21%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Gainesville, FL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Gainesville, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 545.7478863364043 | -1.99 | -4.36 |
| Feb 2015 | 551.1560426039736 | 0.99 | -2.90 |
| Mar 2015 | 557.5724299620251 | 1.16 | -3.14 |
| Apr 2015 | 553.0001646076164 | -0.82 | -4.72 |
| May 2015 | 566.9270806452341 | 2.52 | -1.34 |
| Jun 2015 | 579.7996573025863 | 2.27 | 0.80 |
| Jul 2015 | 587.8265797996777 | 1.38 | 2.47 |
| Aug 2015 | 580.8178744235954 | -1.19 | 1.61 |
| Sep 2015 | 583.3063970663687 | 0.43 | 1.48 |
| Oct 2015 | 580.2687668964458 | -0.52 | 2.48 |
| Nov 2015 | 593.7938460945832 | 2.33 | 5.17 |
| Dec 2015 | 597.7166300713992 | 0.66 | 7.34 |
| Jan 2016 | 593.822609556147 | -0.65 | 8.81 |
| Feb 2016 | 581.4338132296286 | -2.09 | 5.49 |
| Mar 2016 | 586.6159076155385 | 0.89 | 5.21 |
| Apr 2016 | 582.431829335429 | -0.71 | 5.32 |
| May 2016 | 585.0540322637365 | 0.45 | 3.20 |
| Jun 2016 | 585.9181756311832 | 0.15 | 1.06 |
| Jul 2016 | 579.675731187371 | -1.06 | -1.39 |
| Aug 2016 | 582.2474492658565 | 0.44 | 0.25 |
| Sep 2016 | 587.5424858754412 | 0.91 | 0.73 |
| Oct 2016 | 592.1158612971977 | 0.78 | 2.04 |
| Nov 2016 | 618.1001195462493 | 4.39 | 4.09 |
| Dec 2016 | 654.8808717370202 | 5.95 | 9.56 |
| Jan 2017 | 655.210044093829 | 0.05 | 10.34 |
| Feb 2017 | 661.1414530754599 | 0.91 | 13.71 |
| Mar 2017 | 668.3008814292741 | 1.08 | 13.93 |
| Apr 2017 | 661.6916321211057 | -0.99 | 13.61 |
| May 2017 | 664.3253161359651 | 0.40 | 13.55 |
| Jun 2017 | 661.2233225259818 | -0.47 | 12.85 |
| Jul 2017 | 670.8455882725158 | 1.46 | 15.73 |
| Aug 2017 | 667.9380589685501 | -0.43 | 14.72 |
| Sep 2017 | 665.4985008019423 | -0.36 | 13.27 |
| Oct 2017 | 676.2910798641853 | 1.62 | 14.22 |
| Nov 2017 | 682.0843436623379 | 0.86 | 10.35 |
| Dec 2017 | 687.5773620693869 | 0.81 | 4.99 |
| Jan 2018 | 697.2552405278273 | 1.41 | 6.42 |
| Feb 2018 | 725.7281153142741 | 4.08 | 9.77 |
| Mar 2018 | 740.1166678734184 | 1.98 | 10.75 |
| Apr 2018 | 747.9488740450181 | 1.06 | 13.04 |
| May 2018 | 764.3529835163342 | 2.19 | 15.06 |
| Jun 2018 | 767.4884478448507 | 0.41 | 16.07 |
| Jul 2018 | 768.716062020057 | 0.16 | 14.59 |
| Aug 2018 | 774.6398537347649 | 0.77 | 15.98 |
| Sep 2018 | 785.8745790691728 | 1.45 | 18.09 |
| Oct 2018 | 807.0511940015525 | 2.70 | 19.34 |
| Nov 2018 | 813.2473160021374 | 0.77 | 19.23 |
| Dec 2018 | 795.1106198522981 | -2.23 | 15.64 |
| Jan 2019 | 780.8791059241188 | -1.79 | 11.99 |
| Feb 2019 | 772.6716264944748 | -1.05 | 6.47 |
| Mar 2019 | 762.3442100305849 | -1.34 | 3.00 |
| Apr 2019 | 752.3626335285368 | -1.31 | 0.59 |
| May 2019 | 748.8600702302427 | -0.47 | -2.03 |
| Jun 2019 | 729.5299229628497 | -2.58 | -4.95 |
| Jul 2019 | 731.7976916155832 | 0.31 | -4.80 |
| Aug 2019 | 724.106313943534 | -1.05 | -6.52 |
| Sep 2019 | 727.5799103372366 | 0.48 | -7.42 |
| Oct 2019 | 738.4484835106413 | 1.49 | -8.50 |
| Nov 2019 | 742.6000186006453 | 0.56 | -8.69 |
| Dec 2019 | 749.6715007763868 | 0.95 | -5.71 |
| Jan 2020 | 746.9192797427559 | -0.37 | -4.35 |
| Feb 2020 | 738.3963446277326 | -1.14 | -4.44 |
| Mar 2020 | 742.564631815242 | 0.56 | -2.59 |
| Apr 2020 | 733.6774856663529 | -1.20 | -2.48 |
| May 2020 | 729.8342965355936 | -0.52 | -2.54 |
| Jun 2020 | 725.2584371090837 | -0.63 | -0.59 |
| Jul 2020 | 714.6428516805313 | -1.46 | -2.34 |
| Aug 2020 | 712.0516959426828 | -0.36 | -1.66 |
| Sep 2020 | 715.9705189963959 | 0.55 | -1.60 |
| Oct 2020 | 720.5675082704245 | 0.64 | -2.42 |
| Nov 2020 | 725.1364282698888 | 0.63 | -2.35 |
| Dec 2020 | 727.8468220030343 | 0.37 | -2.91 |
| Jan 2021 | 742.7162873177688 | 2.04 | -0.56 |
| Feb 2021 | 760.0221190463711 | 2.33 | 2.93 |
| Mar 2021 | 796.8542773520963 | 4.85 | 7.31 |
| Apr 2021 | 804.557879511312 | 0.97 | 9.66 |
| May 2021 | 805.1698428564055 | 0.08 | 10.32 |
| Jun 2021 | 818.7058625852213 | 1.68 | 12.89 |
| Jul 2021 | 818.9334005746166 | 0.03 | 14.59 |
| Aug 2021 | 825.086098218964 | 0.75 | 15.87 |
| Sep 2021 | 837.1308409398605 | 1.46 | 16.92 |
| Oct 2021 | 860.2529002972034 | 2.76 | 19.39 |
| Nov 2021 | 867.2909085150512 | 0.82 | 19.60 |
| Dec 2021 | 879.3194201358359 | 1.39 | 20.81 |
| Jan 2022 | 932.1079351847428 | 6.00 | 25.50 |
| Feb 2022 | 986.1294927835919 | 5.80 | 29.75 |
| Mar 2022 | 1056.560602561869 | 7.14 | 32.59 |
| Apr 2022 | 1183.9024081875802 | 12.05 | 47.15 |
| May 2022 | 1238.771144330472 | 4.64 | 53.85 |
| Jun 2022 | 1300.2560408169916 | 4.96 | 58.82 |
| Jul 2022 | 1299.264278503767 | -0.08 | 58.65 |
| Aug 2022 | 1279.726637367867 | -1.50 | 55.10 |
| Sep 2022 | 1412.1779360446349 | 10.35 | 68.69 |
| Oct 2022 | 1532.618057268562 | 8.53 | 78.16 |
| Nov 2022 | 1517.0477470894266 | -1.02 | 74.92 |
| Dec 2022 | 1448.0656407550614 | -4.55 | 64.68 |
| Jan 2023 | 1431.335670396079 | -1.15 | 53.56 |
| Feb 2023 | 1428.2600557751512 | -0.21 | 44.84 |
| Mar 2023 | 1475.4464503368133 | 3.30 | 39.65 |
| Apr 2023 | 1453.491711800438 | -1.49 | 22.77 |
| May 2023 | 1477.3230599396932 | 1.64 | 19.26 |
| Jun 2023 | 1533.8620904594998 | 3.83 | 17.97 |
| Jul 2023 | 1561.9798747610066 | 1.83 | 20.22 |
| Aug 2023 | 1605.2123851499628 | 2.77 | 25.43 |
| Sep 2023 | 1629.6131968154132 | 1.52 | 15.40 |
| Oct 2023 | 1702.338310537252 | 4.46 | 11.07 |
| Nov 2023 | 1677.1353958964128 | -1.48 | 10.55 |
| Dec 2023 | 1579.4985073700063 | -5.82 | 9.08 |
| Jan 2024 | 1557.2475889541201 | -1.41 | 8.80 |
| Feb 2024 | 1584.8887731605944 | 1.78 | 10.97 |
| Mar 2024 | 1598.4702597626272 | 0.86 | 8.34 |
| Apr 2024 | 1631.975444537583 | 2.10 | 12.28 |
| May 2024 | 1646.4623533213078 | 0.89 | 11.45 |
| Jun 2024 | 1623.5251778300228 | -1.39 | 5.85 |
| Jul 2024 | 1609.964148026718 | -0.83 | 3.07 |
| Aug 2024 | 1551.006452941707 | -3.66 | -3.38 |
| Sep 2024 | 1497.6848521494155 | -3.44 | -8.10 |
| Oct 2024 | 1537.0031046782199 | 2.63 | -9.71 |
| Nov 2024 | 1597.8491533303775 | 3.96 | -4.73 |
| Dec 2024 | 1583.8326291488509 | -0.88 | 0.27 |
| Jan 2025 | 1624.8274566266684 | 2.59 | 4.34 |
| Feb 2025 | 1605.6807039344853 | -1.18 | 1.31 |
| Mar 2025 | 1571.0188137829327 | -2.16 | -1.72 |
| Apr 2025 | 1576.3527023859886 | 0.34 | -3.41 |
| May 2025 | 1584.4322114063607 | 0.51 | -3.77 |
| Jun 2025 | 1577.5102867003034 | -0.44 | -2.83 |
| Jul 2025 | 1555.9998793557065 | -1.36 | -3.35 |
| Aug 2025 | 1528.442470054329 | -1.77 | -1.45 |
| Sep 2025 | 1487.4994713849158 | -2.68 | -0.68 |
| Oct 2025 | 1468.9540811405132 | -1.25 | -4.43 |
| Nov 2025 | 1465.2633916744383 | -0.25 | -8.30 |
| Dec 2025 | 1458.5962997462166 | -0.45 | -7.91 |
| Jan 2026 | 1447.483338446555 | -0.76 | -10.91 |
| Feb 2026 | 1441.718733294297 | -0.40 | -10.21 |