Gainesville, GA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Gainesville, GA Metro in February 2026 was $1,855.51. The month over month percentage change (MoM) was -0.67%, and the year over year percentage change (YoY) was -9.94%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Gainesville, GA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, GA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 629.0242063847329 -1.80 -0.89
Feb 2015 636.0152683077807 1.11 0.66
Mar 2015 643.463198615012 1.17 0.42
Apr 2015 638.679430298217 -0.74 -1.15
May 2015 655.9358877044989 2.70 2.36
Jun 2015 672.6787220463151 2.55 4.59
Jul 2015 683.7687900153096 1.65 6.03
Aug 2015 677.4699981369836 -0.92 4.53
Sep 2015 681.511260561139 0.60 3.88
Oct 2015 678.2400340753868 -0.48 4.49
Nov 2015 695.2553533591458 2.51 7.26
Dec 2015 703.3567132040606 1.17 9.80
Jan 2016 702.4622509464926 -0.13 11.68
Feb 2016 690.1038333497074 -1.76 8.50
Mar 2016 695.1944212440831 0.74 8.04
Apr 2016 689.8581069354099 -0.77 8.01
May 2016 692.5914231323638 0.40 5.59
Jun 2016 694.3546956149751 0.26 3.22
Jul 2016 687.3791054922079 -1.00 0.53
Aug 2016 690.1279898443566 0.40 1.87
Sep 2016 695.9784396068475 0.85 2.12
Oct 2016 700.279946290522 0.62 3.25
Nov 2016 731.0526318420681 4.39 5.15
Dec 2016 775.4533704362351 6.07 10.25
Jan 2017 776.627497880511 0.15 10.56
Feb 2017 783.6306664252645 0.90 13.55
Mar 2017 789.7596244381066 0.78 13.60
Apr 2017 779.0812176816344 -1.35 12.93
May 2017 779.3136371046817 0.03 12.52
Jun 2017 773.3206457311268 -0.77 11.37
Jul 2017 783.9283669449969 1.37 14.05
Aug 2017 779.989709329325 -0.50 13.02
Sep 2017 777.916401266879 -0.27 11.77
Oct 2017 791.1524148682229 1.70 12.98
Nov 2017 798.9626474499197 0.99 9.29
Dec 2017 806.3141441275087 0.92 3.98
Jan 2018 818.1770798817929 1.47 5.35
Feb 2018 851.0419567900578 4.02 8.60
Mar 2018 866.1899717121507 1.78 9.68
Apr 2018 872.6460585636491 0.75 12.01
May 2018 889.1276379732842 1.89 14.09
Jun 2018 891.5496877371623 0.27 15.29
Jul 2018 893.0605698493553 0.17 13.92
Aug 2018 900.9523616139355 0.88 15.51
Sep 2018 915.1987784582304 1.58 17.65
Oct 2018 939.9934496887295 2.71 18.81
Nov 2018 946.9889776417323 0.74 18.53
Dec 2018 926.1915589006746 -2.20 14.87
Jan 2019 914.192087774928 -1.30 11.74
Feb 2019 910.9235577851176 -0.36 7.04
Mar 2019 905.3345426793243 -0.61 4.52
Apr 2019 895.7202658720262 -1.06 2.64
May 2019 891.5578566994129 -0.46 0.27
Jun 2019 866.4245316528785 -2.82 -2.82
Jul 2019 866.0944871331976 -0.04 -3.02
Aug 2019 853.9214877932322 -1.41 -5.22
Sep 2019 855.8536373010504 0.23 -6.48
Oct 2019 868.4859028229453 1.48 -7.61
Nov 2019 873.2253486513331 0.55 -7.79
Dec 2019 880.8953737794086 0.88 -4.89
Jan 2020 875.7392780131155 -0.58 -4.21
Feb 2020 863.9048132060722 -1.35 -5.16
Mar 2020 867.0084234541557 0.36 -4.23
Apr 2020 855.8572535461572 -1.29 -4.45
May 2020 849.5687422289269 -0.73 -4.71
Jun 2020 842.9096730354644 -0.78 -2.71
Jul 2020 829.7615264573818 -1.56 -4.19
Aug 2020 828.5465000268659 -0.15 -2.97
Sep 2020 835.1349788182536 0.80 -2.42
Oct 2020 842.5960033218998 0.89 -2.98
Nov 2020 849.2926278730492 0.80 -2.74
Dec 2020 854.687703598709 0.64 -2.97
Jan 2021 875.0395930364397 2.38 -0.08
Feb 2021 900.120812581539 2.87 4.19
Mar 2021 948.9813180296034 5.43 9.46
Apr 2021 963.068527788798 1.48 12.53
May 2021 967.2624446707615 0.44 13.85
Jun 2021 986.7646285184312 2.02 17.07
Jul 2021 990.2089154838593 0.35 19.34
Aug 2021 1001.4998831407188 1.14 20.87
Sep 2021 1022.109667937037 2.06 22.39
Oct 2021 1058.9328564114292 3.60 25.68
Nov 2021 1076.4927383872362 1.66 26.75
Dec 2021 1099.67676228737 2.15 28.66
Jan 2022 1173.5717777818238 6.72 34.12
Feb 2022 1250.6718615670286 6.57 38.95
Mar 2022 1347.6905170463276 7.76 42.01
Apr 2022 1516.2354696098473 12.51 57.44
May 2022 1588.1924431947762 4.75 64.19
Jun 2022 1665.490901567263 4.87 68.78
Jul 2022 1659.0371882539607 -0.39 67.54
Aug 2022 1630.0008016096822 -1.75 62.76
Sep 2022 1795.2537971271388 10.14 75.64
Oct 2022 1946.3934426388087 8.42 83.81
Nov 2022 1921.9622954749757 -1.25 78.54
Dec 2022 1829.5512377850914 -4.81 66.37
Jan 2023 1803.34074669647 -1.43 53.66
Feb 2023 1795.7585218626132 -0.42 43.58
Mar 2023 1850.5886727405787 3.05 37.32
Apr 2023 1816.8824142872743 -1.82 19.83
May 2023 1842.0868002872992 1.39 15.99
Jun 2023 1910.243083304545 3.70 14.70
Jul 2023 1947.7982905085664 1.97 17.41
Aug 2023 2007.7426032681722 3.08 23.17
Sep 2023 2046.541806407141 1.93 14.00
Oct 2023 2145.0964425612015 4.82 10.21
Nov 2023 2115.384284922536 -1.38 10.06
Dec 2023 1991.036083135684 -5.88 8.83
Jan 2024 1959.838925661892 -1.57 8.68
Feb 2024 1993.2994140456601 1.71 11.00
Mar 2024 2013.4100927086467 1.01 8.80
Apr 2024 2062.495951643407 2.44 13.52
May 2024 2088.780667827032 1.27 13.39
Jun 2024 2064.3102998314694 -1.17 8.07
Jul 2024 2052.516670872052 -0.57 5.38
Aug 2024 1982.99644967083 -3.39 -1.23
Sep 2024 1920.7339432572512 -3.14 -6.15
Oct 2024 1972.3433907511142 2.69 -8.05
Nov 2024 2048.3719531702245 3.86 -3.17
Dec 2024 2028.8540775569365 -0.95 1.90
Jan 2025 2082.109635078342 2.63 6.24
Feb 2025 2060.2726759740117 -1.05 3.36
Mar 2025 2018.2864694836421 -2.04 0.24
Apr 2025 2029.2857146945223 0.55 -1.61
May 2025 2041.6041450529133 0.61 -2.26
Jun 2025 2033.086500559298 -0.42 -1.51
Jul 2025 2003.0666068977255 -1.48 -2.41
Aug 2025 1968.380007923415 -1.73 -0.74
Sep 2025 1917.8377826124854 -2.57 -0.15
Oct 2025 1897.2279150987072 -1.07 -3.81
Nov 2025 1894.092571597365 -0.16 -7.53
Dec 2025 1885.1317864247308 -0.47 -7.08
Jan 2026 1867.969310961354 -0.91 -10.28
Feb 2026 1855.5103491901589 -0.67 -9.94