Gainesville, GA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Gainesville, GA Metro in February 2026 was $1,855.51. The month over month percentage change (MoM) was -0.67%, and the year over year percentage change (YoY) was -9.94%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 629.0242063847329 | -1.80 | -0.89 |
| Feb 2015 | 636.0152683077807 | 1.11 | 0.66 |
| Mar 2015 | 643.463198615012 | 1.17 | 0.42 |
| Apr 2015 | 638.679430298217 | -0.74 | -1.15 |
| May 2015 | 655.9358877044989 | 2.70 | 2.36 |
| Jun 2015 | 672.6787220463151 | 2.55 | 4.59 |
| Jul 2015 | 683.7687900153096 | 1.65 | 6.03 |
| Aug 2015 | 677.4699981369836 | -0.92 | 4.53 |
| Sep 2015 | 681.511260561139 | 0.60 | 3.88 |
| Oct 2015 | 678.2400340753868 | -0.48 | 4.49 |
| Nov 2015 | 695.2553533591458 | 2.51 | 7.26 |
| Dec 2015 | 703.3567132040606 | 1.17 | 9.80 |
| Jan 2016 | 702.4622509464926 | -0.13 | 11.68 |
| Feb 2016 | 690.1038333497074 | -1.76 | 8.50 |
| Mar 2016 | 695.1944212440831 | 0.74 | 8.04 |
| Apr 2016 | 689.8581069354099 | -0.77 | 8.01 |
| May 2016 | 692.5914231323638 | 0.40 | 5.59 |
| Jun 2016 | 694.3546956149751 | 0.26 | 3.22 |
| Jul 2016 | 687.3791054922079 | -1.00 | 0.53 |
| Aug 2016 | 690.1279898443566 | 0.40 | 1.87 |
| Sep 2016 | 695.9784396068475 | 0.85 | 2.12 |
| Oct 2016 | 700.279946290522 | 0.62 | 3.25 |
| Nov 2016 | 731.0526318420681 | 4.39 | 5.15 |
| Dec 2016 | 775.4533704362351 | 6.07 | 10.25 |
| Jan 2017 | 776.627497880511 | 0.15 | 10.56 |
| Feb 2017 | 783.6306664252645 | 0.90 | 13.55 |
| Mar 2017 | 789.7596244381066 | 0.78 | 13.60 |
| Apr 2017 | 779.0812176816344 | -1.35 | 12.93 |
| May 2017 | 779.3136371046817 | 0.03 | 12.52 |
| Jun 2017 | 773.3206457311268 | -0.77 | 11.37 |
| Jul 2017 | 783.9283669449969 | 1.37 | 14.05 |
| Aug 2017 | 779.989709329325 | -0.50 | 13.02 |
| Sep 2017 | 777.916401266879 | -0.27 | 11.77 |
| Oct 2017 | 791.1524148682229 | 1.70 | 12.98 |
| Nov 2017 | 798.9626474499197 | 0.99 | 9.29 |
| Dec 2017 | 806.3141441275087 | 0.92 | 3.98 |
| Jan 2018 | 818.1770798817929 | 1.47 | 5.35 |
| Feb 2018 | 851.0419567900578 | 4.02 | 8.60 |
| Mar 2018 | 866.1899717121507 | 1.78 | 9.68 |
| Apr 2018 | 872.6460585636491 | 0.75 | 12.01 |
| May 2018 | 889.1276379732842 | 1.89 | 14.09 |
| Jun 2018 | 891.5496877371623 | 0.27 | 15.29 |
| Jul 2018 | 893.0605698493553 | 0.17 | 13.92 |
| Aug 2018 | 900.9523616139355 | 0.88 | 15.51 |
| Sep 2018 | 915.1987784582304 | 1.58 | 17.65 |
| Oct 2018 | 939.9934496887295 | 2.71 | 18.81 |
| Nov 2018 | 946.9889776417323 | 0.74 | 18.53 |
| Dec 2018 | 926.1915589006746 | -2.20 | 14.87 |
| Jan 2019 | 914.192087774928 | -1.30 | 11.74 |
| Feb 2019 | 910.9235577851176 | -0.36 | 7.04 |
| Mar 2019 | 905.3345426793243 | -0.61 | 4.52 |
| Apr 2019 | 895.7202658720262 | -1.06 | 2.64 |
| May 2019 | 891.5578566994129 | -0.46 | 0.27 |
| Jun 2019 | 866.4245316528785 | -2.82 | -2.82 |
| Jul 2019 | 866.0944871331976 | -0.04 | -3.02 |
| Aug 2019 | 853.9214877932322 | -1.41 | -5.22 |
| Sep 2019 | 855.8536373010504 | 0.23 | -6.48 |
| Oct 2019 | 868.4859028229453 | 1.48 | -7.61 |
| Nov 2019 | 873.2253486513331 | 0.55 | -7.79 |
| Dec 2019 | 880.8953737794086 | 0.88 | -4.89 |
| Jan 2020 | 875.7392780131155 | -0.58 | -4.21 |
| Feb 2020 | 863.9048132060722 | -1.35 | -5.16 |
| Mar 2020 | 867.0084234541557 | 0.36 | -4.23 |
| Apr 2020 | 855.8572535461572 | -1.29 | -4.45 |
| May 2020 | 849.5687422289269 | -0.73 | -4.71 |
| Jun 2020 | 842.9096730354644 | -0.78 | -2.71 |
| Jul 2020 | 829.7615264573818 | -1.56 | -4.19 |
| Aug 2020 | 828.5465000268659 | -0.15 | -2.97 |
| Sep 2020 | 835.1349788182536 | 0.80 | -2.42 |
| Oct 2020 | 842.5960033218998 | 0.89 | -2.98 |
| Nov 2020 | 849.2926278730492 | 0.80 | -2.74 |
| Dec 2020 | 854.687703598709 | 0.64 | -2.97 |
| Jan 2021 | 875.0395930364397 | 2.38 | -0.08 |
| Feb 2021 | 900.120812581539 | 2.87 | 4.19 |
| Mar 2021 | 948.9813180296034 | 5.43 | 9.46 |
| Apr 2021 | 963.068527788798 | 1.48 | 12.53 |
| May 2021 | 967.2624446707615 | 0.44 | 13.85 |
| Jun 2021 | 986.7646285184312 | 2.02 | 17.07 |
| Jul 2021 | 990.2089154838593 | 0.35 | 19.34 |
| Aug 2021 | 1001.4998831407188 | 1.14 | 20.87 |
| Sep 2021 | 1022.109667937037 | 2.06 | 22.39 |
| Oct 2021 | 1058.9328564114292 | 3.60 | 25.68 |
| Nov 2021 | 1076.4927383872362 | 1.66 | 26.75 |
| Dec 2021 | 1099.67676228737 | 2.15 | 28.66 |
| Jan 2022 | 1173.5717777818238 | 6.72 | 34.12 |
| Feb 2022 | 1250.6718615670286 | 6.57 | 38.95 |
| Mar 2022 | 1347.6905170463276 | 7.76 | 42.01 |
| Apr 2022 | 1516.2354696098473 | 12.51 | 57.44 |
| May 2022 | 1588.1924431947762 | 4.75 | 64.19 |
| Jun 2022 | 1665.490901567263 | 4.87 | 68.78 |
| Jul 2022 | 1659.0371882539607 | -0.39 | 67.54 |
| Aug 2022 | 1630.0008016096822 | -1.75 | 62.76 |
| Sep 2022 | 1795.2537971271388 | 10.14 | 75.64 |
| Oct 2022 | 1946.3934426388087 | 8.42 | 83.81 |
| Nov 2022 | 1921.9622954749757 | -1.25 | 78.54 |
| Dec 2022 | 1829.5512377850914 | -4.81 | 66.37 |
| Jan 2023 | 1803.34074669647 | -1.43 | 53.66 |
| Feb 2023 | 1795.7585218626132 | -0.42 | 43.58 |
| Mar 2023 | 1850.5886727405787 | 3.05 | 37.32 |
| Apr 2023 | 1816.8824142872743 | -1.82 | 19.83 |
| May 2023 | 1842.0868002872992 | 1.39 | 15.99 |
| Jun 2023 | 1910.243083304545 | 3.70 | 14.70 |
| Jul 2023 | 1947.7982905085664 | 1.97 | 17.41 |
| Aug 2023 | 2007.7426032681722 | 3.08 | 23.17 |
| Sep 2023 | 2046.541806407141 | 1.93 | 14.00 |
| Oct 2023 | 2145.0964425612015 | 4.82 | 10.21 |
| Nov 2023 | 2115.384284922536 | -1.38 | 10.06 |
| Dec 2023 | 1991.036083135684 | -5.88 | 8.83 |
| Jan 2024 | 1959.838925661892 | -1.57 | 8.68 |
| Feb 2024 | 1993.2994140456601 | 1.71 | 11.00 |
| Mar 2024 | 2013.4100927086467 | 1.01 | 8.80 |
| Apr 2024 | 2062.495951643407 | 2.44 | 13.52 |
| May 2024 | 2088.780667827032 | 1.27 | 13.39 |
| Jun 2024 | 2064.3102998314694 | -1.17 | 8.07 |
| Jul 2024 | 2052.516670872052 | -0.57 | 5.38 |
| Aug 2024 | 1982.99644967083 | -3.39 | -1.23 |
| Sep 2024 | 1920.7339432572512 | -3.14 | -6.15 |
| Oct 2024 | 1972.3433907511142 | 2.69 | -8.05 |
| Nov 2024 | 2048.3719531702245 | 3.86 | -3.17 |
| Dec 2024 | 2028.8540775569365 | -0.95 | 1.90 |
| Jan 2025 | 2082.109635078342 | 2.63 | 6.24 |
| Feb 2025 | 2060.2726759740117 | -1.05 | 3.36 |
| Mar 2025 | 2018.2864694836421 | -2.04 | 0.24 |
| Apr 2025 | 2029.2857146945223 | 0.55 | -1.61 |
| May 2025 | 2041.6041450529133 | 0.61 | -2.26 |
| Jun 2025 | 2033.086500559298 | -0.42 | -1.51 |
| Jul 2025 | 2003.0666068977255 | -1.48 | -2.41 |
| Aug 2025 | 1968.380007923415 | -1.73 | -0.74 |
| Sep 2025 | 1917.8377826124854 | -2.57 | -0.15 |
| Oct 2025 | 1897.2279150987072 | -1.07 | -3.81 |
| Nov 2025 | 1894.092571597365 | -0.16 | -7.53 |
| Dec 2025 | 1885.1317864247308 | -0.47 | -7.08 |
| Jan 2026 | 1867.969310961354 | -0.91 | -10.28 |
| Feb 2026 | 1855.5103491901589 | -0.67 | -9.94 |