Houston, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Houston, TX Metro in February 2026 was $1,468.54. The month over month percentage change (MoM) was -0.69%, and the year over year percentage change (YoY) was -9.90%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Houston, TX metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 655.2942633119783 | -1.34 | 1.70 |
| Feb 2015 | 664.8420180360022 | 1.46 | 3.85 |
| Mar 2015 | 676.0196497140928 | 1.68 | 4.11 |
| Apr 2015 | 673.4810791090051 | -0.38 | 2.86 |
| May 2015 | 692.8620724230966 | 2.88 | 6.71 |
| Jun 2015 | 710.1216399560593 | 2.49 | 8.84 |
| Jul 2015 | 720.678671715382 | 1.49 | 9.85 |
| Aug 2015 | 713.4361197749921 | -1.00 | 7.92 |
| Sep 2015 | 716.5261423672257 | 0.43 | 6.79 |
| Oct 2015 | 712.3805687235777 | -0.58 | 6.96 |
| Nov 2015 | 728.7778362943169 | 2.30 | 8.97 |
| Dec 2015 | 734.508484694218 | 0.79 | 10.59 |
| Jan 2016 | 730.7243603095079 | -0.51 | 11.51 |
| Feb 2016 | 716.0266084020046 | -2.01 | 7.70 |
| Mar 2016 | 721.7685540658066 | 0.80 | 6.77 |
| Apr 2016 | 716.1197878622731 | -0.78 | 6.33 |
| May 2016 | 717.8104860876191 | 0.24 | 3.60 |
| Jun 2016 | 717.5900689570213 | -0.03 | 1.05 |
| Jul 2016 | 707.973506746184 | -1.34 | -1.76 |
| Aug 2016 | 708.8588035339357 | 0.13 | -0.64 |
| Sep 2016 | 712.899002698452 | 0.57 | -0.51 |
| Oct 2016 | 716.1698196482515 | 0.46 | 0.53 |
| Nov 2016 | 746.3642747881793 | 4.22 | 2.41 |
| Dec 2016 | 789.0135945770495 | 5.71 | 7.42 |
| Jan 2017 | 787.0230013081404 | -0.25 | 7.70 |
| Feb 2017 | 790.3083017638446 | 0.42 | 10.37 |
| Mar 2017 | 795.1698253525886 | 0.62 | 10.17 |
| Apr 2017 | 783.8627233802284 | -1.42 | 9.46 |
| May 2017 | 783.2603207987462 | -0.08 | 9.12 |
| Jun 2017 | 775.5759224366823 | -0.98 | 8.08 |
| Jul 2017 | 782.8468696426424 | 0.94 | 10.58 |
| Aug 2017 | 776.181836503323 | -0.85 | 9.50 |
| Sep 2017 | 770.6923567343316 | -0.71 | 8.11 |
| Oct 2017 | 781.6273220115133 | 1.42 | 9.14 |
| Nov 2017 | 787.003003341743 | 0.69 | 5.45 |
| Dec 2017 | 792.743643752668 | 0.73 | 0.47 |
| Jan 2018 | 803.4498085042871 | 1.35 | 2.09 |
| Feb 2018 | 834.7289270215933 | 3.89 | 5.62 |
| Mar 2018 | 849.0482382048599 | 1.72 | 6.78 |
| Apr 2018 | 854.6473471591415 | 0.66 | 9.03 |
| May 2018 | 870.6902073704698 | 1.88 | 11.16 |
| Jun 2018 | 872.4978320388427 | 0.21 | 12.50 |
| Jul 2018 | 872.0324832282072 | -0.05 | 11.39 |
| Aug 2018 | 877.6057278355188 | 0.64 | 13.07 |
| Sep 2018 | 888.8877104435181 | 1.29 | 15.34 |
| Oct 2018 | 912.7709615310541 | 2.69 | 16.78 |
| Nov 2018 | 919.6760435483209 | 0.76 | 16.86 |
| Dec 2018 | 898.9644573711779 | -2.25 | 13.40 |
| Jan 2019 | 884.2349953053231 | -1.64 | 10.06 |
| Feb 2019 | 877.89843625295 | -0.72 | 5.17 |
| Mar 2019 | 870.2387840852527 | -0.87 | 2.50 |
| Apr 2019 | 859.9599404892095 | -1.18 | 0.62 |
| May 2019 | 854.4672386682377 | -0.64 | -1.86 |
| Jun 2019 | 828.179114145771 | -3.08 | -5.08 |
| Jul 2019 | 825.5763853591571 | -0.31 | -5.33 |
| Aug 2019 | 811.9331409374893 | -1.65 | -7.48 |
| Sep 2019 | 812.5471252618847 | 0.08 | -8.59 |
| Oct 2019 | 823.2501042409067 | 1.32 | -9.81 |
| Nov 2019 | 827.1860535107346 | 0.48 | -10.06 |
| Dec 2019 | 833.2382206507527 | 0.73 | -7.31 |
| Jan 2020 | 827.0241384000132 | -0.75 | -6.47 |
| Feb 2020 | 813.9407166249159 | -1.58 | -7.28 |
| Mar 2020 | 815.3470164745365 | 0.17 | -6.31 |
| Apr 2020 | 802.5621840910612 | -1.57 | -6.67 |
| May 2020 | 795.1603219281338 | -0.92 | -6.94 |
| Jun 2020 | 788.0049698061605 | -0.90 | -4.85 |
| Jul 2020 | 774.8121147051662 | -1.67 | -6.15 |
| Aug 2020 | 770.7499191959829 | -0.52 | -5.07 |
| Sep 2020 | 772.2500412604663 | 0.20 | -4.96 |
| Oct 2020 | 773.9299671552777 | 0.22 | -5.99 |
| Nov 2020 | 775.7805289098064 | 0.24 | -6.21 |
| Dec 2020 | 776.3451621189625 | 0.07 | -6.83 |
| Jan 2021 | 790.6071545155928 | 1.84 | -4.40 |
| Feb 2021 | 807.5916771576805 | 2.15 | -0.78 |
| Mar 2021 | 846.9766257998987 | 4.88 | 3.88 |
| Apr 2021 | 856.0388795914678 | 1.07 | 6.66 |
| May 2021 | 858.5869331689789 | 0.30 | 7.98 |
| Jun 2021 | 874.3932355738959 | 1.84 | 10.96 |
| Jul 2021 | 875.5963429091078 | 0.14 | 13.01 |
| Aug 2021 | 882.8641989632338 | 0.83 | 14.55 |
| Sep 2021 | 897.0966835587989 | 1.61 | 16.17 |
| Oct 2021 | 925.2049924706978 | 3.13 | 19.55 |
| Nov 2021 | 936.1171407985339 | 1.18 | 20.67 |
| Dec 2021 | 952.1035218192796 | 1.71 | 22.64 |
| Jan 2022 | 1011.1642875589487 | 6.20 | 27.90 |
| Feb 2022 | 1071.079375072656 | 5.93 | 32.63 |
| Mar 2022 | 1149.3181562555694 | 7.31 | 35.70 |
| Apr 2022 | 1288.5397386461761 | 12.11 | 50.52 |
| May 2022 | 1348.817509898623 | 4.68 | 57.10 |
| Jun 2022 | 1414.2566883994034 | 4.85 | 61.74 |
| Jul 2022 | 1411.1022472579014 | -0.22 | 61.16 |
| Aug 2022 | 1387.3370617402388 | -1.68 | 57.14 |
| Sep 2022 | 1528.7148884338774 | 10.19 | 70.41 |
| Oct 2022 | 1656.4897494042166 | 8.36 | 79.04 |
| Nov 2022 | 1637.2019216182548 | -1.16 | 74.89 |
| Dec 2022 | 1558.1412652216973 | -4.83 | 63.65 |
| Jan 2023 | 1534.3015616731934 | -1.53 | 51.74 |
| Feb 2023 | 1523.424703498045 | -0.71 | 42.23 |
| Mar 2023 | 1563.8366419860786 | 2.65 | 36.07 |
| Apr 2023 | 1529.000278143828 | -2.23 | 18.66 |
| May 2023 | 1543.0693966913252 | 0.92 | 14.40 |
| Jun 2023 | 1594.2284146803527 | 3.32 | 12.73 |
| Jul 2023 | 1619.8561945872616 | 1.61 | 14.79 |
| Aug 2023 | 1663.1417456994295 | 2.67 | 19.88 |
| Sep 2023 | 1686.572626187679 | 1.41 | 10.33 |
| Oct 2023 | 1757.9359001628509 | 4.23 | 6.12 |
| Nov 2023 | 1725.9971605779929 | -1.82 | 5.42 |
| Dec 2023 | 1618.725852701749 | -6.21 | 3.89 |
| Jan 2024 | 1590.2924349913692 | -1.76 | 3.65 |
| Feb 2024 | 1614.2521601226479 | 1.51 | 5.96 |
| Mar 2024 | 1626.7607334953657 | 0.78 | 4.02 |
| Apr 2024 | 1661.0096312006715 | 2.11 | 8.63 |
| May 2024 | 1675.2588487818018 | 0.86 | 8.57 |
| Jun 2024 | 1650.6820330134306 | -1.47 | 3.54 |
| Jul 2024 | 1637.0398535346587 | -0.83 | 1.06 |
| Aug 2024 | 1578.3830757211495 | -3.58 | -5.10 |
| Sep 2024 | 1525.8908275781969 | -3.33 | -9.53 |
| Oct 2024 | 1565.2469539329945 | 2.58 | -10.96 |
| Nov 2024 | 1625.6512024843448 | 3.86 | -5.81 |
| Dec 2024 | 1609.799368372422 | -0.97 | -0.55 |
| Jan 2025 | 1649.8583418139951 | 2.49 | 3.75 |
| Feb 2025 | 1629.8420544027833 | -1.21 | 0.97 |
| Mar 2025 | 1594.7031304792558 | -2.16 | -1.97 |
| Apr 2025 | 1602.2896714565823 | 0.48 | -3.53 |
| May 2025 | 1612.352141994827 | 0.63 | -3.75 |
| Jun 2025 | 1607.4371893199498 | -0.30 | -2.62 |
| Jul 2025 | 1587.1355960427654 | -1.26 | -3.05 |
| Aug 2025 | 1561.9654830101329 | -1.59 | -1.04 |
| Sep 2025 | 1521.8384089476385 | -2.57 | -0.27 |
| Oct 2025 | 1504.1628523558302 | -1.16 | -3.90 |
| Nov 2025 | 1500.6109079473508 | -0.24 | -7.69 |
| Dec 2025 | 1493.1752793663734 | -0.50 | -7.24 |
| Jan 2026 | 1478.7347710996428 | -0.97 | -10.37 |
| Feb 2026 | 1468.539573705384 | -0.69 | -9.90 |