Houston, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Houston, TX Metro in February 2026 was $1,468.54. The month over month percentage change (MoM) was -0.69%, and the year over year percentage change (YoY) was -9.90%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Houston, TX metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Houston, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Houston, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 655.2942633119783 -1.34 1.70
Feb 2015 664.8420180360022 1.46 3.85
Mar 2015 676.0196497140928 1.68 4.11
Apr 2015 673.4810791090051 -0.38 2.86
May 2015 692.8620724230966 2.88 6.71
Jun 2015 710.1216399560593 2.49 8.84
Jul 2015 720.678671715382 1.49 9.85
Aug 2015 713.4361197749921 -1.00 7.92
Sep 2015 716.5261423672257 0.43 6.79
Oct 2015 712.3805687235777 -0.58 6.96
Nov 2015 728.7778362943169 2.30 8.97
Dec 2015 734.508484694218 0.79 10.59
Jan 2016 730.7243603095079 -0.51 11.51
Feb 2016 716.0266084020046 -2.01 7.70
Mar 2016 721.7685540658066 0.80 6.77
Apr 2016 716.1197878622731 -0.78 6.33
May 2016 717.8104860876191 0.24 3.60
Jun 2016 717.5900689570213 -0.03 1.05
Jul 2016 707.973506746184 -1.34 -1.76
Aug 2016 708.8588035339357 0.13 -0.64
Sep 2016 712.899002698452 0.57 -0.51
Oct 2016 716.1698196482515 0.46 0.53
Nov 2016 746.3642747881793 4.22 2.41
Dec 2016 789.0135945770495 5.71 7.42
Jan 2017 787.0230013081404 -0.25 7.70
Feb 2017 790.3083017638446 0.42 10.37
Mar 2017 795.1698253525886 0.62 10.17
Apr 2017 783.8627233802284 -1.42 9.46
May 2017 783.2603207987462 -0.08 9.12
Jun 2017 775.5759224366823 -0.98 8.08
Jul 2017 782.8468696426424 0.94 10.58
Aug 2017 776.181836503323 -0.85 9.50
Sep 2017 770.6923567343316 -0.71 8.11
Oct 2017 781.6273220115133 1.42 9.14
Nov 2017 787.003003341743 0.69 5.45
Dec 2017 792.743643752668 0.73 0.47
Jan 2018 803.4498085042871 1.35 2.09
Feb 2018 834.7289270215933 3.89 5.62
Mar 2018 849.0482382048599 1.72 6.78
Apr 2018 854.6473471591415 0.66 9.03
May 2018 870.6902073704698 1.88 11.16
Jun 2018 872.4978320388427 0.21 12.50
Jul 2018 872.0324832282072 -0.05 11.39
Aug 2018 877.6057278355188 0.64 13.07
Sep 2018 888.8877104435181 1.29 15.34
Oct 2018 912.7709615310541 2.69 16.78
Nov 2018 919.6760435483209 0.76 16.86
Dec 2018 898.9644573711779 -2.25 13.40
Jan 2019 884.2349953053231 -1.64 10.06
Feb 2019 877.89843625295 -0.72 5.17
Mar 2019 870.2387840852527 -0.87 2.50
Apr 2019 859.9599404892095 -1.18 0.62
May 2019 854.4672386682377 -0.64 -1.86
Jun 2019 828.179114145771 -3.08 -5.08
Jul 2019 825.5763853591571 -0.31 -5.33
Aug 2019 811.9331409374893 -1.65 -7.48
Sep 2019 812.5471252618847 0.08 -8.59
Oct 2019 823.2501042409067 1.32 -9.81
Nov 2019 827.1860535107346 0.48 -10.06
Dec 2019 833.2382206507527 0.73 -7.31
Jan 2020 827.0241384000132 -0.75 -6.47
Feb 2020 813.9407166249159 -1.58 -7.28
Mar 2020 815.3470164745365 0.17 -6.31
Apr 2020 802.5621840910612 -1.57 -6.67
May 2020 795.1603219281338 -0.92 -6.94
Jun 2020 788.0049698061605 -0.90 -4.85
Jul 2020 774.8121147051662 -1.67 -6.15
Aug 2020 770.7499191959829 -0.52 -5.07
Sep 2020 772.2500412604663 0.20 -4.96
Oct 2020 773.9299671552777 0.22 -5.99
Nov 2020 775.7805289098064 0.24 -6.21
Dec 2020 776.3451621189625 0.07 -6.83
Jan 2021 790.6071545155928 1.84 -4.40
Feb 2021 807.5916771576805 2.15 -0.78
Mar 2021 846.9766257998987 4.88 3.88
Apr 2021 856.0388795914678 1.07 6.66
May 2021 858.5869331689789 0.30 7.98
Jun 2021 874.3932355738959 1.84 10.96
Jul 2021 875.5963429091078 0.14 13.01
Aug 2021 882.8641989632338 0.83 14.55
Sep 2021 897.0966835587989 1.61 16.17
Oct 2021 925.2049924706978 3.13 19.55
Nov 2021 936.1171407985339 1.18 20.67
Dec 2021 952.1035218192796 1.71 22.64
Jan 2022 1011.1642875589487 6.20 27.90
Feb 2022 1071.079375072656 5.93 32.63
Mar 2022 1149.3181562555694 7.31 35.70
Apr 2022 1288.5397386461761 12.11 50.52
May 2022 1348.817509898623 4.68 57.10
Jun 2022 1414.2566883994034 4.85 61.74
Jul 2022 1411.1022472579014 -0.22 61.16
Aug 2022 1387.3370617402388 -1.68 57.14
Sep 2022 1528.7148884338774 10.19 70.41
Oct 2022 1656.4897494042166 8.36 79.04
Nov 2022 1637.2019216182548 -1.16 74.89
Dec 2022 1558.1412652216973 -4.83 63.65
Jan 2023 1534.3015616731934 -1.53 51.74
Feb 2023 1523.424703498045 -0.71 42.23
Mar 2023 1563.8366419860786 2.65 36.07
Apr 2023 1529.000278143828 -2.23 18.66
May 2023 1543.0693966913252 0.92 14.40
Jun 2023 1594.2284146803527 3.32 12.73
Jul 2023 1619.8561945872616 1.61 14.79
Aug 2023 1663.1417456994295 2.67 19.88
Sep 2023 1686.572626187679 1.41 10.33
Oct 2023 1757.9359001628509 4.23 6.12
Nov 2023 1725.9971605779929 -1.82 5.42
Dec 2023 1618.725852701749 -6.21 3.89
Jan 2024 1590.2924349913692 -1.76 3.65
Feb 2024 1614.2521601226479 1.51 5.96
Mar 2024 1626.7607334953657 0.78 4.02
Apr 2024 1661.0096312006715 2.11 8.63
May 2024 1675.2588487818018 0.86 8.57
Jun 2024 1650.6820330134306 -1.47 3.54
Jul 2024 1637.0398535346587 -0.83 1.06
Aug 2024 1578.3830757211495 -3.58 -5.10
Sep 2024 1525.8908275781969 -3.33 -9.53
Oct 2024 1565.2469539329945 2.58 -10.96
Nov 2024 1625.6512024843448 3.86 -5.81
Dec 2024 1609.799368372422 -0.97 -0.55
Jan 2025 1649.8583418139951 2.49 3.75
Feb 2025 1629.8420544027833 -1.21 0.97
Mar 2025 1594.7031304792558 -2.16 -1.97
Apr 2025 1602.2896714565823 0.48 -3.53
May 2025 1612.352141994827 0.63 -3.75
Jun 2025 1607.4371893199498 -0.30 -2.62
Jul 2025 1587.1355960427654 -1.26 -3.05
Aug 2025 1561.9654830101329 -1.59 -1.04
Sep 2025 1521.8384089476385 -2.57 -0.27
Oct 2025 1504.1628523558302 -1.16 -3.90
Nov 2025 1500.6109079473508 -0.24 -7.69
Dec 2025 1493.1752793663734 -0.50 -7.24
Jan 2026 1478.7347710996428 -0.97 -10.37
Feb 2026 1468.539573705384 -0.69 -9.90