Indianapolis, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Indianapolis, IN Metro in February 2026 was $1,381.024. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -6.83%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Indianapolis, IN metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Indianapolis, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Indianapolis, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Indianapolis, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Indianapolis, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 496.0959221093773 | -2.19 | -4.23 |
| Feb 2015 | 499.63560434902735 | 0.71 | -2.40 |
| Mar 2015 | 504.8952339702479 | 1.05 | -2.26 |
| Apr 2015 | 500.75268831923904 | -0.82 | -3.64 |
| May 2015 | 513.4209634691408 | 2.53 | -0.22 |
| Jun 2015 | 524.6707644608365 | 2.19 | 1.63 |
| Jul 2015 | 530.6527712087603 | 1.14 | 2.54 |
| Aug 2015 | 523.8132434093046 | -1.29 | 0.90 |
| Sep 2015 | 524.6490698612506 | 0.16 | 0.08 |
| Oct 2015 | 520.4958502113251 | -0.79 | 0.66 |
| Nov 2015 | 530.9354117830235 | 2.01 | 3.07 |
| Dec 2015 | 534.1961420005473 | 0.61 | 5.32 |
| Jan 2016 | 530.3414602387967 | -0.72 | 6.90 |
| Feb 2016 | 519.2300042201643 | -2.10 | 3.92 |
| Mar 2016 | 523.0521963729282 | 0.74 | 3.60 |
| Apr 2016 | 519.5466851354457 | -0.67 | 3.75 |
| May 2016 | 521.687698899072 | 0.41 | 1.61 |
| Jun 2016 | 522.821715568868 | 0.22 | -0.35 |
| Jul 2016 | 517.5179081827145 | -1.01 | -2.47 |
| Aug 2016 | 520.0970788075808 | 0.50 | -0.71 |
| Sep 2016 | 524.9765365344897 | 0.94 | 0.06 |
| Oct 2016 | 528.720798571199 | 0.71 | 1.58 |
| Nov 2016 | 551.8236747354175 | 4.37 | 3.93 |
| Dec 2016 | 584.1041562971822 | 5.85 | 9.34 |
| Jan 2017 | 583.1912136382361 | -0.16 | 9.97 |
| Feb 2017 | 586.6406905685818 | 0.59 | 12.98 |
| Mar 2017 | 590.9585611056575 | 0.74 | 12.98 |
| Apr 2017 | 583.7096946756159 | -1.23 | 12.35 |
| May 2017 | 584.9356745426985 | 0.21 | 12.12 |
| Jun 2017 | 581.1570257794905 | -0.65 | 11.16 |
| Jul 2017 | 589.3418081281209 | 1.41 | 13.88 |
| Aug 2017 | 586.8029352984153 | -0.43 | 12.83 |
| Sep 2017 | 584.9703078148776 | -0.31 | 11.43 |
| Oct 2017 | 594.7878691741741 | 1.68 | 12.50 |
| Nov 2017 | 600.60513986658 | 0.98 | 8.84 |
| Dec 2017 | 606.4415646906103 | 0.97 | 3.82 |
| Jan 2018 | 616.1017589181424 | 1.59 | 5.64 |
| Feb 2018 | 641.5953237828132 | 4.14 | 9.37 |
| Mar 2018 | 654.6945765108281 | 2.04 | 10.79 |
| Apr 2018 | 661.4704373383393 | 1.03 | 13.32 |
| May 2018 | 676.362673268925 | 2.25 | 15.63 |
| Jun 2018 | 679.9660444438083 | 0.53 | 17.00 |
| Jul 2018 | 681.504173158479 | 0.23 | 15.64 |
| Aug 2018 | 687.7205730410773 | 0.91 | 17.20 |
| Sep 2018 | 698.5293617983205 | 1.57 | 19.41 |
| Oct 2018 | 718.9069553749932 | 2.92 | 20.87 |
| Nov 2018 | 726.0653842060763 | 1.00 | 20.89 |
| Dec 2018 | 710.7823073823798 | -2.10 | 17.20 |
| Jan 2019 | 700.6921979532547 | -1.42 | 13.73 |
| Feb 2019 | 696.6293727017536 | -0.58 | 8.58 |
| Mar 2019 | 692.0903690209127 | -0.65 | 5.71 |
| Apr 2019 | 685.4392309875245 | -0.96 | 3.62 |
| May 2019 | 683.0064588985895 | -0.35 | 0.98 |
| Jun 2019 | 663.9041845631533 | -2.80 | -2.36 |
| Jul 2019 | 663.715787391572 | -0.03 | -2.61 |
| Aug 2019 | 654.5060689058714 | -1.39 | -4.83 |
| Sep 2019 | 656.3522509115475 | 0.28 | -6.04 |
| Oct 2019 | 666.5941064738414 | 1.56 | -7.28 |
| Nov 2019 | 671.492413544904 | 0.74 | -7.52 |
| Dec 2019 | 678.4900552512439 | 1.04 | -4.54 |
| Jan 2020 | 676.0009320507136 | -0.37 | -3.52 |
| Feb 2020 | 667.9950033195859 | -1.18 | -4.11 |
| Mar 2020 | 672.3724516910024 | 0.66 | -2.85 |
| Apr 2020 | 665.2723283792818 | -1.06 | -2.94 |
| May 2020 | 662.916009215998 | -0.35 | -2.94 |
| Jun 2020 | 659.7016188056443 | -0.48 | -0.63 |
| Jul 2020 | 650.4751264913759 | -1.40 | -1.99 |
| Aug 2020 | 648.2116355979477 | -0.35 | -0.96 |
| Sep 2020 | 651.7099035616006 | 0.54 | -0.71 |
| Oct 2020 | 655.9442645911682 | 0.65 | -1.60 |
| Nov 2020 | 660.8938459146086 | 0.76 | -1.58 |
| Dec 2020 | 664.3708553744818 | 0.53 | -2.08 |
| Jan 2021 | 678.8791098251471 | 2.18 | 0.43 |
| Feb 2021 | 696.1361422586259 | 2.54 | 4.21 |
| Mar 2021 | 733.5003234969141 | 5.37 | 9.09 |
| Apr 2021 | 744.4616072277844 | 1.49 | 11.90 |
| May 2021 | 748.2081313426976 | 0.50 | 12.87 |
| Jun 2021 | 762.1701334193151 | 1.87 | 15.53 |
| Jul 2021 | 762.9107585822188 | 0.10 | 17.29 |
| Aug 2021 | 768.1291951110871 | 0.68 | 18.50 |
| Sep 2021 | 778.5733173841811 | 1.36 | 19.47 |
| Oct 2021 | 801.3278902517708 | 2.92 | 22.16 |
| Nov 2021 | 809.595601547284 | 1.03 | 22.50 |
| Dec 2021 | 822.6556110316066 | 1.61 | 23.83 |
| Jan 2022 | 872.884753834712 | 6.11 | 28.58 |
| Feb 2022 | 925.7381837149704 | 6.06 | 32.98 |
| Mar 2022 | 993.7257659449533 | 7.34 | 35.48 |
| Apr 2022 | 1114.1342984490482 | 12.12 | 49.66 |
| May 2022 | 1163.370078149085 | 4.42 | 55.49 |
| Jun 2022 | 1216.7954874062789 | 4.59 | 59.65 |
| Jul 2022 | 1208.894176152087 | -0.65 | 58.46 |
| Aug 2022 | 1183.90899062093 | -2.07 | 54.13 |
| Sep 2022 | 1300.0397444927341 | 9.81 | 66.98 |
| Oct 2022 | 1406.9857133605078 | 8.23 | 75.58 |
| Nov 2022 | 1391.5884543606865 | -1.09 | 71.89 |
| Dec 2022 | 1329.1638910219683 | -4.49 | 61.57 |
| Jan 2023 | 1315.2051429720889 | -1.05 | 50.67 |
| Feb 2023 | 1312.9789015600313 | -0.17 | 41.83 |
| Mar 2023 | 1353.61662075935 | 3.10 | 36.22 |
| Apr 2023 | 1329.2363141596782 | -1.80 | 19.31 |
| May 2023 | 1345.4728478637546 | 1.22 | 15.65 |
| Jun 2023 | 1392.5806945518539 | 3.50 | 14.45 |
| Jul 2023 | 1415.7754673503796 | 1.67 | 17.11 |
| Aug 2023 | 1454.056795694368 | 2.70 | 22.82 |
| Sep 2023 | 1475.9301948963764 | 1.50 | 13.53 |
| Oct 2023 | 1540.1140653497462 | 4.35 | 9.46 |
| Nov 2023 | 1513.6128073063358 | -1.72 | 8.77 |
| Dec 2023 | 1420.7562097839518 | -6.13 | 6.89 |
| Jan 2024 | 1397.7297147661927 | -1.62 | 6.28 |
| Feb 2024 | 1421.7074590636073 | 1.72 | 8.28 |
| Mar 2024 | 1436.6757907270944 | 1.05 | 6.14 |
| Apr 2024 | 1470.6847623413219 | 2.37 | 10.64 |
| May 2024 | 1487.3370034751304 | 1.13 | 10.54 |
| Jun 2024 | 1468.7695384980104 | -1.25 | 5.47 |
| Jul 2024 | 1458.8347857566807 | -0.68 | 3.04 |
| Aug 2024 | 1408.1327198209428 | -3.48 | -3.16 |
| Sep 2024 | 1362.7719349861463 | -3.22 | -7.67 |
| Oct 2024 | 1400.7370946849344 | 2.79 | -9.05 |
| Nov 2024 | 1459.1956014428636 | 4.17 | -3.59 |
| Dec 2024 | 1450.931595847327 | -0.57 | 2.12 |
| Jan 2025 | 1493.9987667860432 | 2.97 | 6.89 |
| Feb 2025 | 1482.1947281439059 | -0.79 | 4.26 |
| Mar 2025 | 1455.2873631863806 | -1.81 | 1.30 |
| Apr 2025 | 1466.1275852173073 | 0.75 | -0.31 |
| May 2025 | 1479.0079483009606 | 0.88 | -0.56 |
| Jun 2025 | 1478.6434643080427 | -0.02 | 0.67 |
| Jul 2025 | 1464.8185804177797 | -0.93 | 0.41 |
| Aug 2025 | 1445.7024983297633 | -1.30 | 2.67 |
| Sep 2025 | 1412.419613970815 | -2.30 | 3.64 |
| Oct 2025 | 1398.9861821896895 | -0.95 | -0.12 |
| Nov 2025 | 1398.8006006183848 | -0.01 | -4.14 |
| Dec 2025 | 1394.8779824138564 | -0.28 | -3.86 |
| Jan 2026 | 1385.6041592283264 | -0.66 | -7.25 |
| Feb 2026 | 1381.0237459057155 | -0.33 | -6.83 |
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