Lafayette, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Lafayette, IN Metro in February 2026 was $1,329.356. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -5.89%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Lafayette, IN metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lafayette, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 471.30380829458477 | -2.13 | -6.14 |
| Feb 2015 | 474.42592354359266 | 0.66 | -4.22 |
| Mar 2015 | 479.135801356493 | 0.99 | -3.83 |
| Apr 2015 | 475.47912001945133 | -0.76 | -4.81 |
| May 2015 | 487.3923509837397 | 2.51 | -1.11 |
| Jun 2015 | 497.4302200252315 | 2.06 | 0.93 |
| Jul 2015 | 502.8535254793777 | 1.09 | 2.09 |
| Aug 2015 | 496.64862520788176 | -1.23 | 0.70 |
| Sep 2015 | 498.13310636033333 | 0.30 | 0.16 |
| Oct 2015 | 494.5266539242175 | -0.72 | 0.91 |
| Nov 2015 | 504.73016414632383 | 2.06 | 3.34 |
| Dec 2015 | 507.681682372779 | 0.59 | 5.43 |
| Jan 2016 | 503.95885789018337 | -0.73 | 6.93 |
| Feb 2016 | 493.7610169443112 | -2.02 | 4.08 |
| Mar 2016 | 498.3031474095452 | 0.92 | 4.00 |
| Apr 2016 | 495.9001368259432 | -0.48 | 4.30 |
| May 2016 | 498.2730772383494 | 0.48 | 2.23 |
| Jun 2016 | 498.6396955779531 | 0.07 | 0.24 |
| Jul 2016 | 492.3964149787606 | -1.25 | -2.08 |
| Aug 2016 | 493.73675774447656 | 0.27 | -0.59 |
| Sep 2016 | 497.9534921889781 | 0.85 | -0.04 |
| Oct 2016 | 501.8847795679294 | 0.79 | 1.49 |
| Nov 2016 | 524.3797498538485 | 4.48 | 3.89 |
| Dec 2016 | 555.791757542713 | 5.99 | 9.48 |
| Jan 2017 | 555.1336158527688 | -0.12 | 10.15 |
| Feb 2017 | 558.022623749482 | 0.52 | 13.02 |
| Mar 2017 | 561.6372832314057 | 0.65 | 12.71 |
| Apr 2017 | 554.5852795260843 | -1.26 | 11.83 |
| May 2017 | 555.7892997489595 | 0.22 | 11.54 |
| Jun 2017 | 552.7551621346381 | -0.55 | 10.85 |
| Jul 2017 | 560.6464488688092 | 1.43 | 13.86 |
| Aug 2017 | 558.5459906248196 | -0.37 | 13.13 |
| Sep 2017 | 556.6455666133844 | -0.34 | 11.79 |
| Oct 2017 | 565.6325323934741 | 1.61 | 12.70 |
| Nov 2017 | 570.4061486596255 | 0.84 | 8.78 |
| Dec 2017 | 574.8245263284949 | 0.78 | 3.42 |
| Jan 2018 | 582.9004069771546 | 1.41 | 5.00 |
| Feb 2018 | 606.5768195828147 | 4.06 | 8.70 |
| Mar 2018 | 618.5846976034418 | 1.98 | 10.14 |
| Apr 2018 | 624.2203033550289 | 0.91 | 12.56 |
| May 2018 | 636.1708364570926 | 1.91 | 14.46 |
| Jun 2018 | 637.4924267888614 | 0.21 | 15.33 |
| Jul 2018 | 637.2153543834944 | -0.04 | 13.66 |
| Aug 2018 | 641.9931559171242 | 0.75 | 14.94 |
| Sep 2018 | 650.5344642732133 | 1.33 | 16.87 |
| Oct 2018 | 668.1682095161243 | 2.71 | 18.13 |
| Nov 2018 | 673.429804104303 | 0.79 | 18.06 |
| Dec 2018 | 658.15417232494 | -2.27 | 14.50 |
| Jan 2019 | 648.6712538382785 | -1.44 | 11.28 |
| Feb 2019 | 645.9486520963536 | -0.42 | 6.49 |
| Mar 2019 | 644.2259779673826 | -0.27 | 4.14 |
| Apr 2019 | 639.6569192937999 | -0.71 | 2.47 |
| May 2019 | 638.5623536322837 | -0.17 | 0.38 |
| Jun 2019 | 621.5441625453102 | -2.66 | -2.50 |
| Jul 2019 | 622.6367320824096 | 0.18 | -2.29 |
| Aug 2019 | 614.5010884571727 | -1.31 | -4.28 |
| Sep 2019 | 616.07179874948 | 0.26 | -5.30 |
| Oct 2019 | 625.3104185840756 | 1.50 | -6.41 |
| Nov 2019 | 630.2362969589052 | 0.79 | -6.41 |
| Dec 2019 | 637.6551531980491 | 1.18 | -3.11 |
| Jan 2020 | 635.8282013449867 | -0.29 | -1.98 |
| Feb 2020 | 628.295117409492 | -1.18 | -2.73 |
| Mar 2020 | 631.9795632024709 | 0.59 | -1.90 |
| Apr 2020 | 625.647056011908 | -1.00 | -2.19 |
| May 2020 | 624.110827183565 | -0.25 | -2.26 |
| Jun 2020 | 621.3544734130211 | -0.44 | -0.03 |
| Jul 2020 | 611.4352042707194 | -1.60 | -1.80 |
| Aug 2020 | 607.1899461312063 | -0.69 | -1.19 |
| Sep 2020 | 608.5172683411747 | 0.22 | -1.23 |
| Oct 2020 | 610.7359111741177 | 0.37 | -2.33 |
| Nov 2020 | 613.4428516053914 | 0.44 | -2.66 |
| Dec 2020 | 614.2868798442986 | 0.14 | -3.66 |
| Jan 2021 | 624.8596370079766 | 1.72 | -1.72 |
| Feb 2021 | 637.1104113494475 | 1.96 | 1.40 |
| Mar 2021 | 667.4459588331019 | 4.76 | 5.61 |
| Apr 2021 | 674.8508024950224 | 1.11 | 7.86 |
| May 2021 | 677.0921192587192 | 0.33 | 8.49 |
| Jun 2021 | 689.6786649714818 | 1.86 | 11.00 |
| Jul 2021 | 691.1217866455279 | 0.21 | 13.03 |
| Aug 2021 | 697.3883589083688 | 0.91 | 14.86 |
| Sep 2021 | 707.9862899670154 | 1.52 | 16.35 |
| Oct 2021 | 727.8506488164647 | 2.81 | 19.18 |
| Nov 2021 | 733.4541804815152 | 0.77 | 19.56 |
| Dec 2021 | 742.9973708756575 | 1.30 | 20.95 |
| Jan 2022 | 784.6644374897376 | 5.61 | 25.58 |
| Feb 2022 | 826.4203228619457 | 5.32 | 29.71 |
| Mar 2022 | 880.4985325669483 | 6.54 | 31.92 |
| Apr 2022 | 982.1706699096873 | 11.55 | 45.54 |
| May 2022 | 1022.2798880186683 | 4.08 | 50.98 |
| Jun 2022 | 1066.977466174112 | 4.37 | 54.71 |
| Jul 2022 | 1057.8532321195871 | -0.85 | 53.06 |
| Aug 2022 | 1034.2877065400455 | -2.23 | 48.31 |
| Sep 2022 | 1133.6146258173155 | 9.60 | 60.12 |
| Oct 2022 | 1224.8739441713697 | 8.05 | 68.29 |
| Nov 2022 | 1210.0374043979841 | -1.21 | 64.98 |
| Dec 2022 | 1155.6017555997007 | -4.50 | 55.53 |
| Jan 2023 | 1143.5150393634065 | -1.05 | 45.73 |
| Feb 2023 | 1142.9201152889632 | -0.05 | 38.30 |
| Mar 2023 | 1181.2371118492765 | 3.35 | 34.16 |
| Apr 2023 | 1166.1817219793263 | -1.27 | 18.74 |
| May 2023 | 1189.3825942745905 | 1.99 | 16.35 |
| Jun 2023 | 1240.7462718427455 | 4.32 | 16.29 |
| Jul 2023 | 1270.5776214432856 | 2.40 | 20.11 |
| Aug 2023 | 1311.4193929386117 | 3.21 | 26.79 |
| Sep 2023 | 1336.0384938294042 | 1.88 | 17.86 |
| Oct 2023 | 1397.95263379445 | 4.63 | 14.13 |
| Nov 2023 | 1379.0589545188573 | -1.35 | 13.97 |
| Dec 2023 | 1299.9685906320688 | -5.73 | 12.49 |
| Jan 2024 | 1284.156789200323 | -1.22 | 12.30 |
| Feb 2024 | 1310.1936213856238 | 2.03 | 14.64 |
| Mar 2024 | 1328.3458310891517 | 1.39 | 12.45 |
| Apr 2024 | 1365.0600876925398 | 2.76 | 17.05 |
| May 2024 | 1386.255577337399 | 1.55 | 16.55 |
| Jun 2024 | 1373.8158278456233 | -0.90 | 10.73 |
| Jul 2024 | 1367.7608243116251 | -0.44 | 7.65 |
| Aug 2024 | 1323.2632573647506 | -3.25 | 0.90 |
| Sep 2024 | 1283.6844394741522 | -2.99 | -3.92 |
| Oct 2024 | 1323.6735448404902 | 3.12 | -5.31 |
| Nov 2024 | 1382.676447347409 | 4.46 | 0.26 |
| Dec 2024 | 1378.1406114530128 | -0.33 | 6.01 |
| Jan 2025 | 1421.5316571455346 | 3.15 | 10.70 |
| Feb 2025 | 1412.5330191285186 | -0.63 | 7.81 |
| Mar 2025 | 1388.026655084045 | -1.73 | 4.49 |
| Apr 2025 | 1399.0276381520093 | 0.79 | 2.49 |
| May 2025 | 1412.1702952300204 | 0.94 | 1.87 |
| Jun 2025 | 1412.988864996614 | 0.06 | 2.85 |
| Jul 2025 | 1400.4368811526742 | -0.89 | 2.39 |
| Aug 2025 | 1382.2946689213159 | -1.29 | 4.46 |
| Sep 2025 | 1351.1386093165265 | -2.25 | 5.26 |
| Oct 2025 | 1340.4992833956312 | -0.79 | 1.27 |
| Nov 2025 | 1342.977012038595 | 0.19 | -2.87 |
| Dec 2025 | 1341.5046982067852 | -0.11 | -2.66 |
| Jan 2026 | 1333.664821664848 | -0.58 | -6.18 |
| Feb 2026 | 1329.3559485070487 | -0.32 | -5.89 |