Lakeland, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Lakeland, FL Metro in February 2026 was $1,432.627. The month over month percentage change (MoM) was -0.61%, and the year over year percentage change (YoY) was -11.72%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Lakeland, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lakeland, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 481.90910931729644 -1.61 0.02
Feb 2015 486.5174386459925 0.96 1.52
Mar 2015 491.96696078383025 1.12 1.22
Apr 2015 488.5448657029742 -0.70 -0.21
May 2015 501.85179716577176 2.72 3.53
Jun 2015 514.3557911225413 2.49 5.76
Jul 2015 522.6840211641061 1.62 7.02
Aug 2015 518.3568077889614 -0.83 5.54
Sep 2015 521.1605709716873 0.54 4.92
Oct 2015 518.9725553088563 -0.42 5.53
Nov 2015 532.2141887132251 2.55 7.93
Dec 2015 538.2838862794605 1.14 9.90
Jan 2016 536.429908002829 -0.34 11.31
Feb 2016 526.3635797315603 -1.88 8.19
Mar 2016 531.569555635953 0.99 8.05
Apr 2016 529.3340225500018 -0.42 8.35
May 2016 532.0613390674467 0.52 6.02
Jun 2016 533.5696508438862 0.28 3.74
Jul 2016 528.4929468676996 -0.95 1.11
Aug 2016 532.8910899233604 0.83 2.80
Sep 2016 539.4719781515676 1.24 3.51
Oct 2016 545.5637576562222 1.13 5.12
Nov 2016 570.9465710468555 4.65 7.28
Dec 2016 606.5672169169399 6.24 12.69
Jan 2017 607.2439582314908 0.11 13.20
Feb 2017 612.1913235716282 0.82 16.31
Mar 2017 617.8385816204662 0.92 16.23
Apr 2017 610.9569996669849 -1.11 15.42
May 2017 612.1640197563344 0.20 15.06
Jun 2017 608.7934686666121 -0.55 14.10
Jul 2017 618.08545820143 1.53 16.95
Aug 2017 617.0448576872755 -0.17 15.79
Sep 2017 616.2617428359357 -0.13 14.23
Oct 2017 628.1280147436788 1.93 15.13
Nov 2017 635.3739223521455 1.15 11.28
Dec 2017 642.8173078529367 1.17 5.98
Jan 2018 654.325314543704 1.79 7.75
Feb 2018 683.2280070561912 4.42 11.60
Mar 2018 698.1718568911913 2.19 13.00
Apr 2018 705.3225372479824 1.02 15.45
May 2018 720.2842057996638 2.12 17.66
Jun 2018 723.6298333892264 0.46 18.86
Jul 2018 725.9797648653973 0.33 17.46
Aug 2018 733.7500180534704 1.07 18.91
Sep 2018 746.2349873278067 1.70 21.09
Oct 2018 769.23587410307 3.08 22.47
Nov 2018 778.5431015915414 1.21 22.53
Dec 2018 764.9353118122726 -1.75 19.00
Jan 2019 756.2567733133906 -1.13 15.58
Feb 2019 753.4763155548964 -0.37 10.28
Mar 2019 747.9571506762092 -0.73 7.13
Apr 2019 739.4659531386145 -1.13 4.84
May 2019 734.797992282097 -0.63 2.02
Jun 2019 713.2809706027241 -2.93 -1.43
Jul 2019 712.7588389166227 -0.07 -1.82
Aug 2019 703.3548178013195 -1.32 -4.14
Sep 2019 705.7360151064246 0.34 -5.43
Oct 2019 716.7843481503418 1.57 -6.82
Nov 2019 721.8693822541235 0.71 -7.28
Dec 2019 729.4706805441332 1.05 -4.64
Jan 2020 726.5337636311089 -0.40 -3.93
Feb 2020 717.7284249558302 -1.21 -4.74
Mar 2020 720.9868349087615 0.45 -3.61
Apr 2020 711.5661900014802 -1.31 -3.77
May 2020 707.1019216443203 -0.63 -3.77
Jun 2020 703.2774384094905 -0.54 -1.40
Jul 2020 693.9525502706607 -1.33 -2.64
Aug 2020 692.5906037115002 -0.20 -1.53
Sep 2020 696.5389691228041 0.57 -1.30
Oct 2020 700.2704063977287 0.54 -2.30
Nov 2020 703.7308645707609 0.49 -2.51
Dec 2020 705.2049476166635 0.21 -3.33
Jan 2021 719.6456425178285 2.05 -0.95
Feb 2021 736.6616570764276 2.36 2.64
Mar 2021 774.4621651934166 5.13 7.42
Apr 2021 783.7461001058542 1.20 10.14
May 2021 786.668972513764 0.37 11.25
Jun 2021 803.5753465289006 2.15 14.26
Jul 2021 809.045445341657 0.68 16.59
Aug 2021 821.790795497472 1.58 18.66
Sep 2021 840.8184010315806 2.32 20.71
Oct 2021 872.6223519859999 3.78 24.61
Nov 2021 888.5970119947094 1.83 26.27
Dec 2021 909.6254957814031 2.37 28.99
Jan 2022 972.7038976163847 6.94 35.16
Feb 2022 1039.067854713758 6.82 41.05
Mar 2022 1123.7496372303651 8.15 45.10
Apr 2022 1271.4738393783352 13.15 62.23
May 2022 1341.4608433040546 5.50 70.52
Jun 2022 1418.2265891033223 5.72 76.49
Jul 2022 1423.8737781335385 0.40 75.99
Aug 2022 1406.651280784882 -1.21 71.17
Sep 2022 1553.4547979461902 10.44 84.76
Oct 2022 1683.353652735656 8.36 92.91
Nov 2022 1661.653739637885 -1.29 87.00
Dec 2022 1579.6005712339588 -4.94 73.65
Jan 2023 1553.864241306881 -1.63 59.75
Feb 2023 1542.355100370339 -0.74 48.44
Mar 2023 1583.41950252251 2.66 40.91
Apr 2023 1548.228708299004 -2.22 21.77
May 2023 1560.8388677850046 0.81 16.35
Jun 2023 1610.7629634426173 3.20 13.58
Jul 2023 1636.3834497057308 1.59 14.93
Aug 2023 1680.614669243967 2.70 19.48
Sep 2023 1704.9774198522286 1.45 9.75
Oct 2023 1778.1708776472556 4.29 5.63
Nov 2023 1747.9039778133667 -1.70 5.19
Dec 2023 1642.2507189256908 -6.04 3.97
Jan 2024 1615.7847076716569 -1.61 3.99
Feb 2024 1641.9101455076834 1.62 6.46
Mar 2024 1653.7168303085741 0.72 4.44
Apr 2024 1685.2824552096852 1.91 8.85
May 2024 1696.3378757839716 0.66 8.68
Jun 2024 1668.1897352444757 -1.66 3.57
Jul 2024 1651.0920143346686 -1.02 0.90
Aug 2024 1587.8575522725089 -3.83 -5.52
Sep 2024 1531.262730053863 -3.56 -10.19
Oct 2024 1567.9351035298935 2.40 -11.82
Nov 2024 1626.167965990226 3.71 -6.96
Dec 2024 1607.8358742223913 -1.13 -2.10
Jan 2025 1645.5843078426262 2.35 1.84
Feb 2025 1622.7787294658624 -1.39 -1.16
Mar 2025 1585.270994476714 -2.31 -4.14
Apr 2025 1589.20693015061 0.25 -5.70
May 2025 1594.9473683971396 0.36 -5.98
Jun 2025 1585.4015187121615 -0.60 -4.96
Jul 2025 1560.4817479521244 -1.57 -5.49
Aug 2025 1530.9555484141117 -1.89 -3.58
Sep 2025 1488.2743488013452 -2.79 -2.81
Oct 2025 1468.8001701701041 -1.31 -6.32
Nov 2025 1463.930042892323 -0.33 -9.98
Dec 2025 1455.419940257671 -0.58 -9.48
Jan 2026 1441.4815797497893 -0.96 -12.40
Feb 2026 1432.6267272560126 -0.61 -11.72