Lakeland, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Lakeland, FL Metro in February 2026 was $1,432.627. The month over month percentage change (MoM) was -0.61%, and the year over year percentage change (YoY) was -11.72%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 481.90910931729644 | -1.61 | 0.02 |
| Feb 2015 | 486.5174386459925 | 0.96 | 1.52 |
| Mar 2015 | 491.96696078383025 | 1.12 | 1.22 |
| Apr 2015 | 488.5448657029742 | -0.70 | -0.21 |
| May 2015 | 501.85179716577176 | 2.72 | 3.53 |
| Jun 2015 | 514.3557911225413 | 2.49 | 5.76 |
| Jul 2015 | 522.6840211641061 | 1.62 | 7.02 |
| Aug 2015 | 518.3568077889614 | -0.83 | 5.54 |
| Sep 2015 | 521.1605709716873 | 0.54 | 4.92 |
| Oct 2015 | 518.9725553088563 | -0.42 | 5.53 |
| Nov 2015 | 532.2141887132251 | 2.55 | 7.93 |
| Dec 2015 | 538.2838862794605 | 1.14 | 9.90 |
| Jan 2016 | 536.429908002829 | -0.34 | 11.31 |
| Feb 2016 | 526.3635797315603 | -1.88 | 8.19 |
| Mar 2016 | 531.569555635953 | 0.99 | 8.05 |
| Apr 2016 | 529.3340225500018 | -0.42 | 8.35 |
| May 2016 | 532.0613390674467 | 0.52 | 6.02 |
| Jun 2016 | 533.5696508438862 | 0.28 | 3.74 |
| Jul 2016 | 528.4929468676996 | -0.95 | 1.11 |
| Aug 2016 | 532.8910899233604 | 0.83 | 2.80 |
| Sep 2016 | 539.4719781515676 | 1.24 | 3.51 |
| Oct 2016 | 545.5637576562222 | 1.13 | 5.12 |
| Nov 2016 | 570.9465710468555 | 4.65 | 7.28 |
| Dec 2016 | 606.5672169169399 | 6.24 | 12.69 |
| Jan 2017 | 607.2439582314908 | 0.11 | 13.20 |
| Feb 2017 | 612.1913235716282 | 0.82 | 16.31 |
| Mar 2017 | 617.8385816204662 | 0.92 | 16.23 |
| Apr 2017 | 610.9569996669849 | -1.11 | 15.42 |
| May 2017 | 612.1640197563344 | 0.20 | 15.06 |
| Jun 2017 | 608.7934686666121 | -0.55 | 14.10 |
| Jul 2017 | 618.08545820143 | 1.53 | 16.95 |
| Aug 2017 | 617.0448576872755 | -0.17 | 15.79 |
| Sep 2017 | 616.2617428359357 | -0.13 | 14.23 |
| Oct 2017 | 628.1280147436788 | 1.93 | 15.13 |
| Nov 2017 | 635.3739223521455 | 1.15 | 11.28 |
| Dec 2017 | 642.8173078529367 | 1.17 | 5.98 |
| Jan 2018 | 654.325314543704 | 1.79 | 7.75 |
| Feb 2018 | 683.2280070561912 | 4.42 | 11.60 |
| Mar 2018 | 698.1718568911913 | 2.19 | 13.00 |
| Apr 2018 | 705.3225372479824 | 1.02 | 15.45 |
| May 2018 | 720.2842057996638 | 2.12 | 17.66 |
| Jun 2018 | 723.6298333892264 | 0.46 | 18.86 |
| Jul 2018 | 725.9797648653973 | 0.33 | 17.46 |
| Aug 2018 | 733.7500180534704 | 1.07 | 18.91 |
| Sep 2018 | 746.2349873278067 | 1.70 | 21.09 |
| Oct 2018 | 769.23587410307 | 3.08 | 22.47 |
| Nov 2018 | 778.5431015915414 | 1.21 | 22.53 |
| Dec 2018 | 764.9353118122726 | -1.75 | 19.00 |
| Jan 2019 | 756.2567733133906 | -1.13 | 15.58 |
| Feb 2019 | 753.4763155548964 | -0.37 | 10.28 |
| Mar 2019 | 747.9571506762092 | -0.73 | 7.13 |
| Apr 2019 | 739.4659531386145 | -1.13 | 4.84 |
| May 2019 | 734.797992282097 | -0.63 | 2.02 |
| Jun 2019 | 713.2809706027241 | -2.93 | -1.43 |
| Jul 2019 | 712.7588389166227 | -0.07 | -1.82 |
| Aug 2019 | 703.3548178013195 | -1.32 | -4.14 |
| Sep 2019 | 705.7360151064246 | 0.34 | -5.43 |
| Oct 2019 | 716.7843481503418 | 1.57 | -6.82 |
| Nov 2019 | 721.8693822541235 | 0.71 | -7.28 |
| Dec 2019 | 729.4706805441332 | 1.05 | -4.64 |
| Jan 2020 | 726.5337636311089 | -0.40 | -3.93 |
| Feb 2020 | 717.7284249558302 | -1.21 | -4.74 |
| Mar 2020 | 720.9868349087615 | 0.45 | -3.61 |
| Apr 2020 | 711.5661900014802 | -1.31 | -3.77 |
| May 2020 | 707.1019216443203 | -0.63 | -3.77 |
| Jun 2020 | 703.2774384094905 | -0.54 | -1.40 |
| Jul 2020 | 693.9525502706607 | -1.33 | -2.64 |
| Aug 2020 | 692.5906037115002 | -0.20 | -1.53 |
| Sep 2020 | 696.5389691228041 | 0.57 | -1.30 |
| Oct 2020 | 700.2704063977287 | 0.54 | -2.30 |
| Nov 2020 | 703.7308645707609 | 0.49 | -2.51 |
| Dec 2020 | 705.2049476166635 | 0.21 | -3.33 |
| Jan 2021 | 719.6456425178285 | 2.05 | -0.95 |
| Feb 2021 | 736.6616570764276 | 2.36 | 2.64 |
| Mar 2021 | 774.4621651934166 | 5.13 | 7.42 |
| Apr 2021 | 783.7461001058542 | 1.20 | 10.14 |
| May 2021 | 786.668972513764 | 0.37 | 11.25 |
| Jun 2021 | 803.5753465289006 | 2.15 | 14.26 |
| Jul 2021 | 809.045445341657 | 0.68 | 16.59 |
| Aug 2021 | 821.790795497472 | 1.58 | 18.66 |
| Sep 2021 | 840.8184010315806 | 2.32 | 20.71 |
| Oct 2021 | 872.6223519859999 | 3.78 | 24.61 |
| Nov 2021 | 888.5970119947094 | 1.83 | 26.27 |
| Dec 2021 | 909.6254957814031 | 2.37 | 28.99 |
| Jan 2022 | 972.7038976163847 | 6.94 | 35.16 |
| Feb 2022 | 1039.067854713758 | 6.82 | 41.05 |
| Mar 2022 | 1123.7496372303651 | 8.15 | 45.10 |
| Apr 2022 | 1271.4738393783352 | 13.15 | 62.23 |
| May 2022 | 1341.4608433040546 | 5.50 | 70.52 |
| Jun 2022 | 1418.2265891033223 | 5.72 | 76.49 |
| Jul 2022 | 1423.8737781335385 | 0.40 | 75.99 |
| Aug 2022 | 1406.651280784882 | -1.21 | 71.17 |
| Sep 2022 | 1553.4547979461902 | 10.44 | 84.76 |
| Oct 2022 | 1683.353652735656 | 8.36 | 92.91 |
| Nov 2022 | 1661.653739637885 | -1.29 | 87.00 |
| Dec 2022 | 1579.6005712339588 | -4.94 | 73.65 |
| Jan 2023 | 1553.864241306881 | -1.63 | 59.75 |
| Feb 2023 | 1542.355100370339 | -0.74 | 48.44 |
| Mar 2023 | 1583.41950252251 | 2.66 | 40.91 |
| Apr 2023 | 1548.228708299004 | -2.22 | 21.77 |
| May 2023 | 1560.8388677850046 | 0.81 | 16.35 |
| Jun 2023 | 1610.7629634426173 | 3.20 | 13.58 |
| Jul 2023 | 1636.3834497057308 | 1.59 | 14.93 |
| Aug 2023 | 1680.614669243967 | 2.70 | 19.48 |
| Sep 2023 | 1704.9774198522286 | 1.45 | 9.75 |
| Oct 2023 | 1778.1708776472556 | 4.29 | 5.63 |
| Nov 2023 | 1747.9039778133667 | -1.70 | 5.19 |
| Dec 2023 | 1642.2507189256908 | -6.04 | 3.97 |
| Jan 2024 | 1615.7847076716569 | -1.61 | 3.99 |
| Feb 2024 | 1641.9101455076834 | 1.62 | 6.46 |
| Mar 2024 | 1653.7168303085741 | 0.72 | 4.44 |
| Apr 2024 | 1685.2824552096852 | 1.91 | 8.85 |
| May 2024 | 1696.3378757839716 | 0.66 | 8.68 |
| Jun 2024 | 1668.1897352444757 | -1.66 | 3.57 |
| Jul 2024 | 1651.0920143346686 | -1.02 | 0.90 |
| Aug 2024 | 1587.8575522725089 | -3.83 | -5.52 |
| Sep 2024 | 1531.262730053863 | -3.56 | -10.19 |
| Oct 2024 | 1567.9351035298935 | 2.40 | -11.82 |
| Nov 2024 | 1626.167965990226 | 3.71 | -6.96 |
| Dec 2024 | 1607.8358742223913 | -1.13 | -2.10 |
| Jan 2025 | 1645.5843078426262 | 2.35 | 1.84 |
| Feb 2025 | 1622.7787294658624 | -1.39 | -1.16 |
| Mar 2025 | 1585.270994476714 | -2.31 | -4.14 |
| Apr 2025 | 1589.20693015061 | 0.25 | -5.70 |
| May 2025 | 1594.9473683971396 | 0.36 | -5.98 |
| Jun 2025 | 1585.4015187121615 | -0.60 | -4.96 |
| Jul 2025 | 1560.4817479521244 | -1.57 | -5.49 |
| Aug 2025 | 1530.9555484141117 | -1.89 | -3.58 |
| Sep 2025 | 1488.2743488013452 | -2.79 | -2.81 |
| Oct 2025 | 1468.8001701701041 | -1.31 | -6.32 |
| Nov 2025 | 1463.930042892323 | -0.33 | -9.98 |
| Dec 2025 | 1455.419940257671 | -0.58 | -9.48 |
| Jan 2026 | 1441.4815797497893 | -0.96 | -12.40 |
| Feb 2026 | 1432.6267272560126 | -0.61 | -11.72 |