Lancaster, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Lancaster, PA Metro in February 2026 was $1,801.911. The month over month percentage change (MoM) was -0.24%, and the year over year percentage change (YoY) was -3.88%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Lancaster, PA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lancaster, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Lancaster, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lancaster, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lancaster, PA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 711.9403269055983 | -2.14 | -6.68 |
| Feb 2015 | 717.0364509135339 | 0.72 | -4.77 |
| Mar 2015 | 723.2040098063537 | 0.86 | -4.55 |
| Apr 2015 | 715.9016864734175 | -1.01 | -5.69 |
| May 2015 | 731.85767776343 | 2.23 | -2.22 |
| Jun 2015 | 746.1336740370257 | 1.95 | -0.19 |
| Jul 2015 | 754.2732003307455 | 1.09 | 1.02 |
| Aug 2015 | 744.9881466967975 | -1.23 | -0.30 |
| Sep 2015 | 747.4256547566788 | 0.33 | -0.80 |
| Oct 2015 | 741.2621926919888 | -0.82 | -0.12 |
| Nov 2015 | 756.1535191880529 | 2.01 | 2.36 |
| Dec 2015 | 759.9927859579426 | 0.51 | 4.46 |
| Jan 2016 | 754.1542817120956 | -0.77 | 5.93 |
| Feb 2016 | 737.4830443705241 | -2.21 | 2.85 |
| Mar 2016 | 741.3789051983814 | 0.53 | 2.51 |
| Apr 2016 | 734.3130729090451 | -0.95 | 2.57 |
| May 2016 | 734.8117094193574 | 0.07 | 0.40 |
| Jun 2016 | 734.3136170400197 | -0.07 | -1.58 |
| Jul 2016 | 725.0335567751234 | -1.26 | -3.88 |
| Aug 2016 | 727.2568724754262 | 0.31 | -2.38 |
| Sep 2016 | 732.3395136607243 | 0.70 | -2.02 |
| Oct 2016 | 736.1512784726368 | 0.52 | -0.69 |
| Nov 2016 | 766.7567802182017 | 4.16 | 1.40 |
| Dec 2016 | 811.2242189341869 | 5.80 | 6.74 |
| Jan 2017 | 809.8362982649504 | -0.17 | 7.38 |
| Feb 2017 | 814.5435880907455 | 0.58 | 10.45 |
| Mar 2017 | 819.6684495390593 | 0.63 | 10.56 |
| Apr 2017 | 807.3815874762275 | -1.50 | 9.95 |
| May 2017 | 806.7296965466214 | -0.08 | 9.79 |
| Jun 2017 | 799.894311396194 | -0.85 | 8.93 |
| Jul 2017 | 809.8109315269168 | 1.24 | 11.69 |
| Aug 2017 | 804.5676282176239 | -0.65 | 10.63 |
| Sep 2017 | 799.7077603101882 | -0.60 | 9.20 |
| Oct 2017 | 811.4243852190026 | 1.47 | 10.23 |
| Nov 2017 | 818.3284732241544 | 0.85 | 6.73 |
| Dec 2017 | 825.3339762228983 | 0.86 | 1.74 |
| Jan 2018 | 837.6885359614644 | 1.50 | 3.44 |
| Feb 2018 | 870.6984786818624 | 3.94 | 6.89 |
| Mar 2018 | 890.0962999555682 | 2.23 | 8.59 |
| Apr 2018 | 901.2211957970312 | 1.25 | 11.62 |
| May 2018 | 922.9555832994339 | 2.41 | 14.41 |
| Jun 2018 | 925.1748950558151 | 0.24 | 15.66 |
| Jul 2018 | 921.7218557148848 | -0.37 | 13.82 |
| Aug 2018 | 924.4441816690845 | 0.30 | 14.90 |
| Sep 2018 | 933.463455069043 | 0.98 | 16.73 |
| Oct 2018 | 957.4423783961602 | 2.57 | 18.00 |
| Nov 2018 | 963.6046408916504 | 0.64 | 17.75 |
| Dec 2018 | 940.9189991106923 | -2.35 | 14.01 |
| Jan 2019 | 924.4839329253778 | -1.75 | 10.36 |
| Feb 2019 | 916.9194432429599 | -0.82 | 5.31 |
| Mar 2019 | 908.141810683249 | -0.96 | 2.03 |
| Apr 2019 | 897.5979987147927 | -1.16 | -0.40 |
| May 2019 | 893.098423232788 | -0.50 | -3.23 |
| Jun 2019 | 867.9204317859923 | -2.82 | -6.19 |
| Jul 2019 | 866.791381529365 | -0.13 | -5.96 |
| Aug 2019 | 853.9185360746204 | -1.48 | -7.63 |
| Sep 2019 | 855.2486246337118 | 0.16 | -8.38 |
| Oct 2019 | 867.5244279150605 | 1.44 | -9.39 |
| Nov 2019 | 872.4130472074997 | 0.56 | -9.46 |
| Dec 2019 | 878.6759432670754 | 0.72 | -6.61 |
| Jan 2020 | 872.1467530778273 | -0.74 | -5.66 |
| Feb 2020 | 858.42598985823 | -1.57 | -6.38 |
| Mar 2020 | 860.0426367002287 | 0.19 | -5.30 |
| Apr 2020 | 847.1829327708939 | -1.49 | -5.62 |
| May 2020 | 840.6009641920705 | -0.78 | -5.88 |
| Jun 2020 | 834.7231925021872 | -0.70 | -3.82 |
| Jul 2020 | 822.3984085568641 | -1.48 | -5.12 |
| Aug 2020 | 819.702038332033 | -0.33 | -4.01 |
| Sep 2020 | 823.7621525484825 | 0.50 | -3.68 |
| Oct 2020 | 828.2681626781799 | 0.55 | -4.53 |
| Nov 2020 | 833.1310739515595 | 0.59 | -4.50 |
| Dec 2020 | 836.4884309668385 | 0.40 | -4.80 |
| Jan 2021 | 853.92937302868 | 2.09 | -2.09 |
| Feb 2021 | 873.7707249853573 | 2.32 | 1.79 |
| Mar 2021 | 916.779274913025 | 4.92 | 6.60 |
| Apr 2021 | 924.9790246693863 | 0.89 | 9.18 |
| May 2021 | 924.8595684526747 | -0.01 | 10.02 |
| Jun 2021 | 938.4660089471474 | 1.47 | 12.43 |
| Jul 2021 | 935.4668801139978 | -0.32 | 13.75 |
| Aug 2021 | 937.2071205013708 | 0.19 | 14.34 |
| Sep 2021 | 943.8200308217336 | 0.71 | 14.57 |
| Oct 2021 | 965.1517245686621 | 2.26 | 16.53 |
| Nov 2021 | 969.8949791664012 | 0.49 | 16.42 |
| Dec 2021 | 983.3327614018561 | 1.39 | 17.56 |
| Jan 2022 | 1042.6470493590884 | 6.03 | 22.10 |
| Feb 2022 | 1103.920046866946 | 5.88 | 26.34 |
| Mar 2022 | 1181.5563111147433 | 7.03 | 28.88 |
| Apr 2022 | 1319.6246713310773 | 11.69 | 42.67 |
| May 2022 | 1372.6149386838545 | 4.02 | 48.41 |
| Jun 2022 | 1430.4888246383318 | 4.22 | 52.43 |
| Jul 2022 | 1419.3920078528718 | -0.78 | 51.73 |
| Aug 2022 | 1391.0222935861573 | -2.00 | 48.42 |
| Sep 2022 | 1531.089788209122 | 10.07 | 62.22 |
| Oct 2022 | 1663.8713954293992 | 8.67 | 72.40 |
| Nov 2022 | 1654.6238168931277 | -0.56 | 70.60 |
| Dec 2022 | 1589.2494770019755 | -3.95 | 61.62 |
| Jan 2023 | 1581.3927220964742 | -0.49 | 51.67 |
| Feb 2023 | 1584.541320381319 | 0.20 | 43.54 |
| Mar 2023 | 1639.517854406673 | 3.47 | 38.76 |
| Apr 2023 | 1613.241514519968 | -1.60 | 22.25 |
| May 2023 | 1639.3735120627007 | 1.62 | 19.43 |
| Jun 2023 | 1703.6038282485617 | 3.92 | 19.09 |
| Jul 2023 | 1740.4644684799052 | 2.16 | 22.62 |
| Aug 2023 | 1795.1819151593363 | 3.14 | 29.06 |
| Sep 2023 | 1830.2551212104865 | 1.95 | 19.54 |
| Oct 2023 | 1916.3120487594365 | 4.70 | 15.17 |
| Nov 2023 | 1889.100255941642 | -1.42 | 14.17 |
| Dec 2023 | 1778.2967106579524 | -5.86 | 11.90 |
| Jan 2024 | 1751.724718035058 | -1.49 | 10.77 |
| Feb 2024 | 1782.9635028011146 | 1.78 | 12.52 |
| Mar 2024 | 1799.824956837174 | 0.95 | 9.78 |
| Apr 2024 | 1841.2920443218486 | 2.30 | 14.14 |
| May 2024 | 1860.5389330674243 | 1.05 | 13.49 |
| Jun 2024 | 1834.7318954382504 | -1.39 | 7.70 |
| Jul 2024 | 1822.5579190395008 | -0.66 | 4.72 |
| Aug 2024 | 1763.6095944183778 | -3.23 | -1.76 |
| Sep 2024 | 1714.5425688072457 | -2.78 | -6.32 |
| Oct 2024 | 1768.9542076802395 | 3.17 | -7.69 |
| Nov 2024 | 1846.0872783648886 | 4.36 | -2.28 |
| Dec 2024 | 1836.903947094491 | -0.50 | 3.30 |
| Jan 2025 | 1890.4731095246195 | 2.92 | 7.92 |
| Feb 2025 | 1874.7310371540789 | -0.83 | 5.15 |
| Mar 2025 | 1840.4352241251634 | -1.83 | 2.26 |
| Apr 2025 | 1857.3518802137362 | 0.92 | 0.87 |
| May 2025 | 1878.8691754720292 | 1.16 | 0.99 |
| Jun 2025 | 1884.6983404298935 | 0.31 | 2.72 |
| Jul 2025 | 1875.330812415002 | -0.50 | 2.90 |
| Aug 2025 | 1858.481243339144 | -0.90 | 5.38 |
| Sep 2025 | 1822.808654221314 | -1.92 | 6.32 |
| Oct 2025 | 1809.5508224943806 | -0.73 | 2.30 |
| Nov 2025 | 1813.4544972884605 | 0.22 | -1.77 |
| Dec 2025 | 1813.6710855922865 | 0.01 | -1.26 |
| Jan 2026 | 1806.2281396773008 | -0.41 | -4.46 |
| Feb 2026 | 1801.911101558918 | -0.24 | -3.88 |
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