Lexington, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Lexington, KY Metro in February 2026 was $1,531.2. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -5.39%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Lexington, KY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lexington, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Lexington, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lexington, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lexington, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 575.2956214046644 | -2.11 | -6.85 |
| Feb 2015 | 579.2526559472642 | 0.69 | -4.89 |
| Mar 2015 | 584.8066817391092 | 0.96 | -4.47 |
| Apr 2015 | 579.7655788080293 | -0.86 | -5.48 |
| May 2015 | 594.5391774407378 | 2.55 | -1.75 |
| Jun 2015 | 607.4461744346536 | 2.17 | 0.30 |
| Jul 2015 | 614.5949969616702 | 1.18 | 1.52 |
| Aug 2015 | 606.592484933171 | -1.30 | 0.15 |
| Sep 2015 | 607.7045588619843 | 0.18 | -0.32 |
| Oct 2015 | 602.370369682633 | -0.88 | 0.44 |
| Nov 2015 | 614.3151816698387 | 1.98 | 2.95 |
| Dec 2015 | 618.2747272773918 | 0.65 | 5.21 |
| Jan 2016 | 615.0673341106908 | -0.52 | 6.91 |
| Feb 2016 | 603.0859733794051 | -1.95 | 4.11 |
| Mar 2016 | 607.9693710245156 | 0.81 | 3.96 |
| Apr 2016 | 603.6603632962793 | -0.71 | 4.12 |
| May 2016 | 606.1769147121227 | 0.42 | 1.96 |
| Jun 2016 | 607.40683763008 | 0.20 | -0.01 |
| Jul 2016 | 600.0870392390017 | -1.20 | -2.36 |
| Aug 2016 | 601.6988763540229 | 0.27 | -0.81 |
| Sep 2016 | 605.6291918383565 | 0.65 | -0.34 |
| Oct 2016 | 608.906174193217 | 0.54 | 1.09 |
| Nov 2016 | 634.434965315555 | 4.19 | 3.28 |
| Dec 2016 | 670.738531284427 | 5.72 | 8.49 |
| Jan 2017 | 669.6681386284537 | -0.16 | 8.88 |
| Feb 2017 | 673.5499175693075 | 0.58 | 11.68 |
| Mar 2017 | 678.7350434880948 | 0.77 | 11.64 |
| Apr 2017 | 670.4386832928292 | -1.22 | 11.06 |
| May 2017 | 672.2090473308765 | 0.26 | 10.89 |
| Jun 2017 | 668.3080619105453 | -0.58 | 10.03 |
| Jul 2017 | 677.5827588565196 | 1.39 | 12.91 |
| Aug 2017 | 674.0976469565001 | -0.51 | 12.03 |
| Sep 2017 | 671.5882415917607 | -0.37 | 10.89 |
| Oct 2017 | 682.7672106659658 | 1.67 | 12.13 |
| Nov 2017 | 688.8207861602873 | 0.89 | 8.57 |
| Dec 2017 | 694.765888761845 | 0.86 | 3.58 |
| Jan 2018 | 705.3508642446981 | 1.52 | 5.33 |
| Feb 2018 | 734.9157752324376 | 4.19 | 9.11 |
| Mar 2018 | 749.6446515113597 | 2.00 | 10.45 |
| Apr 2018 | 755.5284419652824 | 0.79 | 12.69 |
| May 2018 | 768.9553372729497 | 1.78 | 14.39 |
| Jun 2018 | 768.8113055072871 | -0.02 | 15.04 |
| Jul 2018 | 767.465982643067 | -0.17 | 13.27 |
| Aug 2018 | 772.6032670225809 | 0.67 | 14.61 |
| Sep 2018 | 782.5650578625462 | 1.29 | 16.52 |
| Oct 2018 | 802.7002542677411 | 2.57 | 17.57 |
| Nov 2018 | 807.196430639068 | 0.56 | 17.18 |
| Dec 2018 | 787.7004639462227 | -2.41 | 13.38 |
| Jan 2019 | 774.2142870871561 | -1.71 | 9.76 |
| Feb 2019 | 769.3573844840669 | -0.63 | 4.69 |
| Mar 2019 | 764.6457095187641 | -0.61 | 2.00 |
| Apr 2019 | 757.9979961781037 | -0.87 | 0.33 |
| May 2019 | 754.970927815674 | -0.40 | -1.82 |
| Jun 2019 | 733.0050187841525 | -2.91 | -4.66 |
| Jul 2019 | 731.6946039327415 | -0.18 | -4.66 |
| Aug 2019 | 720.5251444540617 | -1.53 | -6.74 |
| Sep 2019 | 721.4348837846842 | 0.13 | -7.81 |
| Oct 2019 | 731.0001646888771 | 1.33 | -8.93 |
| Nov 2019 | 734.004051978731 | 0.41 | -9.07 |
| Dec 2019 | 739.1666460711821 | 0.70 | -6.16 |
| Jan 2020 | 734.8343343875406 | -0.59 | -5.09 |
| Feb 2020 | 724.9926623384605 | -1.34 | -5.77 |
| Mar 2020 | 728.8952311154819 | 0.54 | -4.67 |
| Apr 2020 | 719.8715000294216 | -1.24 | -5.03 |
| May 2020 | 716.3653165670246 | -0.49 | -5.11 |
| Jun 2020 | 712.6819134475998 | -0.51 | -2.77 |
| Jul 2020 | 703.4340527581481 | -1.30 | -3.86 |
| Aug 2020 | 702.3203675913716 | -0.16 | -2.53 |
| Sep 2020 | 706.5603310868586 | 0.60 | -2.06 |
| Oct 2020 | 710.4103255207888 | 0.55 | -2.82 |
| Nov 2020 | 713.661517879494 | 0.46 | -2.77 |
| Dec 2020 | 714.592183688058 | 0.13 | -3.32 |
| Jan 2021 | 726.8084840095387 | 1.71 | -1.09 |
| Feb 2021 | 740.9544556890569 | 1.95 | 2.20 |
| Mar 2021 | 776.037533534833 | 4.74 | 6.47 |
| Apr 2021 | 783.3811004604339 | 0.95 | 8.82 |
| May 2021 | 783.6910682380902 | 0.04 | 9.40 |
| Jun 2021 | 795.0627335108753 | 1.45 | 11.56 |
| Jul 2021 | 793.6814382059606 | -0.17 | 12.83 |
| Aug 2021 | 798.0458396938021 | 0.55 | 13.63 |
| Sep 2021 | 807.7341761299973 | 1.21 | 14.32 |
| Oct 2021 | 828.1765243324335 | 2.53 | 16.58 |
| Nov 2021 | 832.6240941627785 | 0.54 | 16.67 |
| Dec 2021 | 842.4652668657259 | 1.18 | 17.90 |
| Jan 2022 | 890.0267552919131 | 5.65 | 22.46 |
| Feb 2022 | 938.3284650386631 | 5.43 | 26.64 |
| Mar 2022 | 1001.6505339013612 | 6.75 | 29.07 |
| Apr 2022 | 1119.2934687494185 | 11.75 | 42.88 |
| May 2022 | 1168.5671798095213 | 4.40 | 49.11 |
| Jun 2022 | 1223.590031411173 | 4.71 | 53.90 |
| Jul 2022 | 1218.3857582222547 | -0.42 | 53.51 |
| Aug 2022 | 1195.8959077243505 | -1.85 | 49.85 |
| Sep 2022 | 1316.961000812104 | 10.12 | 63.04 |
| Oct 2022 | 1429.764593511617 | 8.57 | 72.64 |
| Nov 2022 | 1418.7494828598303 | -0.77 | 70.40 |
| Dec 2022 | 1358.1243960662807 | -4.27 | 61.21 |
| Jan 2023 | 1345.3854456811907 | -0.94 | 51.16 |
| Feb 2023 | 1344.319920879767 | -0.08 | 43.27 |
| Mar 2023 | 1390.571167863342 | 3.44 | 38.83 |
| Apr 2023 | 1371.9961260014506 | -1.34 | 22.58 |
| May 2023 | 1397.3001470170664 | 1.84 | 19.57 |
| Jun 2023 | 1453.9415452438318 | 4.05 | 18.83 |
| Jul 2023 | 1485.6442690208671 | 2.18 | 21.94 |
| Aug 2023 | 1532.376570063391 | 3.15 | 28.14 |
| Sep 2023 | 1560.9990594979265 | 1.87 | 18.53 |
| Oct 2023 | 1635.2441284510599 | 4.76 | 14.37 |
| Nov 2023 | 1612.9751551426396 | -1.36 | 13.69 |
| Dec 2023 | 1518.3747726261315 | -5.86 | 11.80 |
| Jan 2024 | 1494.0783939010703 | -1.60 | 11.05 |
| Feb 2024 | 1520.0432748395715 | 1.74 | 13.07 |
| Mar 2024 | 1536.074279876101 | 1.06 | 10.46 |
| Apr 2024 | 1575.234309560916 | 2.55 | 14.81 |
| May 2024 | 1596.2011587456122 | 1.33 | 14.24 |
| Jun 2024 | 1581.273790234874 | -0.93 | 8.76 |
| Jul 2024 | 1575.8651893513536 | -0.34 | 6.07 |
| Aug 2024 | 1525.04210489534 | -3.22 | -0.48 |
| Sep 2024 | 1477.5963876224437 | -3.11 | -5.34 |
| Oct 2024 | 1518.9351701517971 | 2.80 | -7.11 |
| Nov 2024 | 1582.3568470111566 | 4.18 | -1.90 |
| Dec 2024 | 1574.6745703973716 | -0.48 | 3.71 |
| Jan 2025 | 1625.8488336037567 | 3.25 | 8.82 |
| Feb 2025 | 1618.3612713913205 | -0.46 | 6.47 |
| Mar 2025 | 1593.4747743450316 | -1.54 | 3.74 |
| Apr 2025 | 1606.7104209786567 | 0.83 | 2.00 |
| May 2025 | 1621.3744300956168 | 0.91 | 1.58 |
| Jun 2025 | 1621.986897962627 | 0.04 | 2.58 |
| Jul 2025 | 1607.538058332502 | -0.89 | 2.01 |
| Aug 2025 | 1588.476879431328 | -1.19 | 4.16 |
| Sep 2025 | 1554.6150611255744 | -2.13 | 5.21 |
| Oct 2025 | 1544.1844282759262 | -0.67 | 1.66 |
| Nov 2025 | 1547.7779033583997 | 0.23 | -2.18 |
| Dec 2025 | 1546.2649076807238 | -0.10 | -1.80 |
| Jan 2026 | 1536.7306951382618 | -0.62 | -5.48 |
| Feb 2026 | 1531.1999548912086 | -0.36 | -5.39 |
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