Louisville, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Louisville, KY Metro in February 2026 was $1,320.219. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -5.70%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Louisville, KY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Louisville, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Louisville, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 525.916416120004 -2.12 -5.26
Feb 2015 529.3692138304341 0.66 -3.23
Mar 2015 533.8644592380341 0.85 -2.90
Apr 2015 529.0894348573227 -0.89 -4.01
May 2015 542.3704053355507 2.51 -0.42
Jun 2015 554.3776305892044 2.21 1.56
Jul 2015 561.1094146754677 1.21 2.62
Aug 2015 554.2617076120755 -1.22 1.13
Sep 2015 555.4929230484692 0.22 0.46
Oct 2015 551.7057268024166 -0.68 1.11
Nov 2015 563.6138687965042 2.16 3.54
Dec 2015 567.6725159194411 0.72 5.65
Jan 2016 563.417040659368 -0.75 7.13
Feb 2016 551.1646830728271 -2.17 4.12
Mar 2016 554.9920195810882 0.69 3.96
Apr 2016 550.8804321111645 -0.74 4.12
May 2016 552.6594522345993 0.32 1.90
Jun 2016 553.1127632185248 0.08 -0.23
Jul 2016 546.31031460116 -1.23 -2.64
Aug 2016 547.9755982052808 0.31 -1.13
Sep 2016 552.4975280935349 0.83 -0.54
Oct 2016 557.3442961536824 0.88 1.02
Nov 2016 583.0310852318634 4.61 3.45
Dec 2016 618.3898610493097 6.07 8.93
Jan 2017 617.9368925962608 -0.07 9.68
Feb 2017 621.8091603603988 0.63 12.82
Mar 2017 626.0980538541864 0.69 12.81
Apr 2017 617.903689609407 -1.31 12.17
May 2017 618.5070045628079 0.10 11.92
Jun 2017 614.164320598878 -0.70 11.04
Jul 2017 622.7752542623682 1.40 14.00
Aug 2017 619.9153522865147 -0.46 13.13
Sep 2017 618.126345583417 -0.29 11.88
Oct 2017 626.2038954887448 1.31 12.36
Nov 2017 627.1392564924241 0.15 7.57
Dec 2017 626.720643550386 -0.07 1.35
Jan 2018 633.4444243349362 1.07 2.51
Feb 2018 661.5471365866583 4.44 6.39
Mar 2018 678.718474948345 2.60 8.40
Apr 2018 688.1537072523333 1.39 11.37
May 2018 703.363810726365 2.21 13.72
Jun 2018 705.9448726260528 0.37 14.94
Jul 2018 706.6993949399775 0.11 13.48
Aug 2018 712.6405228870125 0.84 14.96
Sep 2018 722.948984299703 1.45 16.96
Oct 2018 742.8561740209127 2.75 18.63
Nov 2018 749.375471715398 0.88 19.49
Dec 2018 733.5370021849367 -2.11 17.04
Jan 2019 723.7529494354161 -1.33 14.26
Feb 2019 721.2304901962987 -0.35 9.02
Mar 2019 718.1102996080331 -0.43 5.80
Apr 2019 712.6061977646705 -0.77 3.55
May 2019 710.0982525380475 -0.35 0.96
Jun 2019 690.2336408439098 -2.80 -2.23
Jul 2019 689.2207428304266 -0.15 -2.47
Aug 2019 678.6305251629303 -1.54 -4.77
Sep 2019 678.7815086604023 0.02 -6.11
Oct 2019 688.160404689589 1.38 -7.36
Nov 2019 692.3510191903144 0.61 -7.61
Dec 2019 699.0079576796489 0.96 -4.71
Jan 2020 695.0561712297452 -0.56 -3.96
Feb 2020 684.7985112488949 -1.48 -5.05
Mar 2020 686.5204890799969 0.25 -4.40
Apr 2020 676.8508929733676 -1.41 -5.02
May 2020 672.3790920564186 -0.66 -5.31
Jun 2020 668.3585678436322 -0.60 -3.17
Jul 2020 658.5303927837067 -1.47 -4.45
Aug 2020 656.5960018283189 -0.29 -3.25
Sep 2020 660.0625161106595 0.53 -2.76
Oct 2020 664.4252895402948 0.66 -3.45
Nov 2020 668.3946595521127 0.60 -3.46
Dec 2020 670.6202422765135 0.33 -4.06
Jan 2021 682.513245995457 1.77 -1.80
Feb 2021 696.0497249140092 1.98 1.64
Mar 2021 727.8265323097414 4.57 6.02
Apr 2021 732.988410815908 0.71 8.29
May 2021 731.6728724333168 -0.18 8.82
Jun 2021 741.2469657543711 1.31 10.91
Jul 2021 738.2878603221388 -0.40 12.11
Aug 2021 739.9343746078133 0.22 12.69
Sep 2021 746.353045293592 0.87 13.07
Oct 2021 763.9571764371592 2.36 14.98
Nov 2021 767.4595293783659 0.46 14.82
Dec 2021 775.8344096190285 1.09 15.69
Jan 2022 818.769381319169 5.53 19.96
Feb 2022 861.4758555264262 5.22 23.77
Mar 2022 916.8513109045675 6.43 25.97
Apr 2022 1019.9493012492729 11.25 39.15
May 2022 1059.9615316272916 3.92 44.87
Jun 2022 1105.4454272627595 4.29 49.13
Jul 2022 1097.472383433803 -0.72 48.65
Aug 2022 1075.0962105133183 -2.04 45.30
Sep 2022 1180.8878813339043 9.84 58.22
Oct 2022 1279.3053110579963 8.33 67.46
Nov 2022 1267.381431462771 -0.93 65.14
Dec 2022 1212.962868654046 -4.29 56.34
Jan 2023 1201.8811828466623 -0.91 46.79
Feb 2023 1200.8221379285815 -0.09 39.39
Mar 2023 1240.364296727066 3.29 35.28
Apr 2023 1221.3716699590311 -1.53 19.75
May 2023 1240.8707404646752 1.60 17.07
Jun 2023 1287.9292864082267 3.79 16.51
Jul 2023 1311.5175586637927 1.83 19.50
Aug 2023 1348.0497382075882 2.79 25.39
Sep 2023 1368.8727641430837 1.55 15.92
Oct 2023 1429.9142245362466 4.46 11.77
Nov 2023 1407.5069247452302 -1.57 11.06
Dec 2023 1324.1766755423348 -5.92 9.17
Jan 2024 1302.740200137626 -1.62 8.39
Feb 2024 1323.078955609381 1.56 10.18
Mar 2024 1333.7213663722862 0.80 7.53
Apr 2024 1363.8276780651643 2.26 11.66
May 2024 1379.6131095839826 1.16 11.18
Jun 2024 1363.994042105363 -1.13 5.91
Jul 2024 1357.6250440260314 -0.47 3.52
Aug 2024 1313.2363618043576 -3.27 -2.58
Sep 2024 1272.5645767163176 -3.10 -7.04
Oct 2024 1309.8512447475746 2.93 -8.40
Nov 2024 1367.1474028103737 4.37 -2.87
Dec 2024 1363.7956310355216 -0.24 2.99
Jan 2025 1408.4946058316302 3.28 8.12
Feb 2025 1400.0414320361206 -0.60 5.82
Mar 2025 1376.3036394502071 -1.70 3.19
Apr 2025 1388.892217326025 0.92 1.84
May 2025 1404.4761067985037 1.12 1.80
Jun 2025 1407.4988932247445 0.22 3.19
Jul 2025 1395.1983878628116 -0.87 2.77
Aug 2025 1376.6567177220184 -1.33 4.83
Sep 2025 1343.9452061329523 -2.38 5.61
Oct 2025 1331.7207322477086 -0.91 1.67
Nov 2025 1332.8080512594365 0.08 -2.51
Dec 2025 1331.0472055195942 -0.13 -2.40
Jan 2026 1323.5939230320412 -0.56 -6.03
Feb 2026 1320.2193808121845 -0.25 -5.70