Louisville, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Louisville, KY Metro in February 2026 was $1,320.219. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -5.70%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Louisville, KY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 525.916416120004 | -2.12 | -5.26 |
| Feb 2015 | 529.3692138304341 | 0.66 | -3.23 |
| Mar 2015 | 533.8644592380341 | 0.85 | -2.90 |
| Apr 2015 | 529.0894348573227 | -0.89 | -4.01 |
| May 2015 | 542.3704053355507 | 2.51 | -0.42 |
| Jun 2015 | 554.3776305892044 | 2.21 | 1.56 |
| Jul 2015 | 561.1094146754677 | 1.21 | 2.62 |
| Aug 2015 | 554.2617076120755 | -1.22 | 1.13 |
| Sep 2015 | 555.4929230484692 | 0.22 | 0.46 |
| Oct 2015 | 551.7057268024166 | -0.68 | 1.11 |
| Nov 2015 | 563.6138687965042 | 2.16 | 3.54 |
| Dec 2015 | 567.6725159194411 | 0.72 | 5.65 |
| Jan 2016 | 563.417040659368 | -0.75 | 7.13 |
| Feb 2016 | 551.1646830728271 | -2.17 | 4.12 |
| Mar 2016 | 554.9920195810882 | 0.69 | 3.96 |
| Apr 2016 | 550.8804321111645 | -0.74 | 4.12 |
| May 2016 | 552.6594522345993 | 0.32 | 1.90 |
| Jun 2016 | 553.1127632185248 | 0.08 | -0.23 |
| Jul 2016 | 546.31031460116 | -1.23 | -2.64 |
| Aug 2016 | 547.9755982052808 | 0.31 | -1.13 |
| Sep 2016 | 552.4975280935349 | 0.83 | -0.54 |
| Oct 2016 | 557.3442961536824 | 0.88 | 1.02 |
| Nov 2016 | 583.0310852318634 | 4.61 | 3.45 |
| Dec 2016 | 618.3898610493097 | 6.07 | 8.93 |
| Jan 2017 | 617.9368925962608 | -0.07 | 9.68 |
| Feb 2017 | 621.8091603603988 | 0.63 | 12.82 |
| Mar 2017 | 626.0980538541864 | 0.69 | 12.81 |
| Apr 2017 | 617.903689609407 | -1.31 | 12.17 |
| May 2017 | 618.5070045628079 | 0.10 | 11.92 |
| Jun 2017 | 614.164320598878 | -0.70 | 11.04 |
| Jul 2017 | 622.7752542623682 | 1.40 | 14.00 |
| Aug 2017 | 619.9153522865147 | -0.46 | 13.13 |
| Sep 2017 | 618.126345583417 | -0.29 | 11.88 |
| Oct 2017 | 626.2038954887448 | 1.31 | 12.36 |
| Nov 2017 | 627.1392564924241 | 0.15 | 7.57 |
| Dec 2017 | 626.720643550386 | -0.07 | 1.35 |
| Jan 2018 | 633.4444243349362 | 1.07 | 2.51 |
| Feb 2018 | 661.5471365866583 | 4.44 | 6.39 |
| Mar 2018 | 678.718474948345 | 2.60 | 8.40 |
| Apr 2018 | 688.1537072523333 | 1.39 | 11.37 |
| May 2018 | 703.363810726365 | 2.21 | 13.72 |
| Jun 2018 | 705.9448726260528 | 0.37 | 14.94 |
| Jul 2018 | 706.6993949399775 | 0.11 | 13.48 |
| Aug 2018 | 712.6405228870125 | 0.84 | 14.96 |
| Sep 2018 | 722.948984299703 | 1.45 | 16.96 |
| Oct 2018 | 742.8561740209127 | 2.75 | 18.63 |
| Nov 2018 | 749.375471715398 | 0.88 | 19.49 |
| Dec 2018 | 733.5370021849367 | -2.11 | 17.04 |
| Jan 2019 | 723.7529494354161 | -1.33 | 14.26 |
| Feb 2019 | 721.2304901962987 | -0.35 | 9.02 |
| Mar 2019 | 718.1102996080331 | -0.43 | 5.80 |
| Apr 2019 | 712.6061977646705 | -0.77 | 3.55 |
| May 2019 | 710.0982525380475 | -0.35 | 0.96 |
| Jun 2019 | 690.2336408439098 | -2.80 | -2.23 |
| Jul 2019 | 689.2207428304266 | -0.15 | -2.47 |
| Aug 2019 | 678.6305251629303 | -1.54 | -4.77 |
| Sep 2019 | 678.7815086604023 | 0.02 | -6.11 |
| Oct 2019 | 688.160404689589 | 1.38 | -7.36 |
| Nov 2019 | 692.3510191903144 | 0.61 | -7.61 |
| Dec 2019 | 699.0079576796489 | 0.96 | -4.71 |
| Jan 2020 | 695.0561712297452 | -0.56 | -3.96 |
| Feb 2020 | 684.7985112488949 | -1.48 | -5.05 |
| Mar 2020 | 686.5204890799969 | 0.25 | -4.40 |
| Apr 2020 | 676.8508929733676 | -1.41 | -5.02 |
| May 2020 | 672.3790920564186 | -0.66 | -5.31 |
| Jun 2020 | 668.3585678436322 | -0.60 | -3.17 |
| Jul 2020 | 658.5303927837067 | -1.47 | -4.45 |
| Aug 2020 | 656.5960018283189 | -0.29 | -3.25 |
| Sep 2020 | 660.0625161106595 | 0.53 | -2.76 |
| Oct 2020 | 664.4252895402948 | 0.66 | -3.45 |
| Nov 2020 | 668.3946595521127 | 0.60 | -3.46 |
| Dec 2020 | 670.6202422765135 | 0.33 | -4.06 |
| Jan 2021 | 682.513245995457 | 1.77 | -1.80 |
| Feb 2021 | 696.0497249140092 | 1.98 | 1.64 |
| Mar 2021 | 727.8265323097414 | 4.57 | 6.02 |
| Apr 2021 | 732.988410815908 | 0.71 | 8.29 |
| May 2021 | 731.6728724333168 | -0.18 | 8.82 |
| Jun 2021 | 741.2469657543711 | 1.31 | 10.91 |
| Jul 2021 | 738.2878603221388 | -0.40 | 12.11 |
| Aug 2021 | 739.9343746078133 | 0.22 | 12.69 |
| Sep 2021 | 746.353045293592 | 0.87 | 13.07 |
| Oct 2021 | 763.9571764371592 | 2.36 | 14.98 |
| Nov 2021 | 767.4595293783659 | 0.46 | 14.82 |
| Dec 2021 | 775.8344096190285 | 1.09 | 15.69 |
| Jan 2022 | 818.769381319169 | 5.53 | 19.96 |
| Feb 2022 | 861.4758555264262 | 5.22 | 23.77 |
| Mar 2022 | 916.8513109045675 | 6.43 | 25.97 |
| Apr 2022 | 1019.9493012492729 | 11.25 | 39.15 |
| May 2022 | 1059.9615316272916 | 3.92 | 44.87 |
| Jun 2022 | 1105.4454272627595 | 4.29 | 49.13 |
| Jul 2022 | 1097.472383433803 | -0.72 | 48.65 |
| Aug 2022 | 1075.0962105133183 | -2.04 | 45.30 |
| Sep 2022 | 1180.8878813339043 | 9.84 | 58.22 |
| Oct 2022 | 1279.3053110579963 | 8.33 | 67.46 |
| Nov 2022 | 1267.381431462771 | -0.93 | 65.14 |
| Dec 2022 | 1212.962868654046 | -4.29 | 56.34 |
| Jan 2023 | 1201.8811828466623 | -0.91 | 46.79 |
| Feb 2023 | 1200.8221379285815 | -0.09 | 39.39 |
| Mar 2023 | 1240.364296727066 | 3.29 | 35.28 |
| Apr 2023 | 1221.3716699590311 | -1.53 | 19.75 |
| May 2023 | 1240.8707404646752 | 1.60 | 17.07 |
| Jun 2023 | 1287.9292864082267 | 3.79 | 16.51 |
| Jul 2023 | 1311.5175586637927 | 1.83 | 19.50 |
| Aug 2023 | 1348.0497382075882 | 2.79 | 25.39 |
| Sep 2023 | 1368.8727641430837 | 1.55 | 15.92 |
| Oct 2023 | 1429.9142245362466 | 4.46 | 11.77 |
| Nov 2023 | 1407.5069247452302 | -1.57 | 11.06 |
| Dec 2023 | 1324.1766755423348 | -5.92 | 9.17 |
| Jan 2024 | 1302.740200137626 | -1.62 | 8.39 |
| Feb 2024 | 1323.078955609381 | 1.56 | 10.18 |
| Mar 2024 | 1333.7213663722862 | 0.80 | 7.53 |
| Apr 2024 | 1363.8276780651643 | 2.26 | 11.66 |
| May 2024 | 1379.6131095839826 | 1.16 | 11.18 |
| Jun 2024 | 1363.994042105363 | -1.13 | 5.91 |
| Jul 2024 | 1357.6250440260314 | -0.47 | 3.52 |
| Aug 2024 | 1313.2363618043576 | -3.27 | -2.58 |
| Sep 2024 | 1272.5645767163176 | -3.10 | -7.04 |
| Oct 2024 | 1309.8512447475746 | 2.93 | -8.40 |
| Nov 2024 | 1367.1474028103737 | 4.37 | -2.87 |
| Dec 2024 | 1363.7956310355216 | -0.24 | 2.99 |
| Jan 2025 | 1408.4946058316302 | 3.28 | 8.12 |
| Feb 2025 | 1400.0414320361206 | -0.60 | 5.82 |
| Mar 2025 | 1376.3036394502071 | -1.70 | 3.19 |
| Apr 2025 | 1388.892217326025 | 0.92 | 1.84 |
| May 2025 | 1404.4761067985037 | 1.12 | 1.80 |
| Jun 2025 | 1407.4988932247445 | 0.22 | 3.19 |
| Jul 2025 | 1395.1983878628116 | -0.87 | 2.77 |
| Aug 2025 | 1376.6567177220184 | -1.33 | 4.83 |
| Sep 2025 | 1343.9452061329523 | -2.38 | 5.61 |
| Oct 2025 | 1331.7207322477086 | -0.91 | 1.67 |
| Nov 2025 | 1332.8080512594365 | 0.08 | -2.51 |
| Dec 2025 | 1331.0472055195942 | -0.13 | -2.40 |
| Jan 2026 | 1323.5939230320412 | -0.56 | -6.03 |
| Feb 2026 | 1320.2193808121845 | -0.25 | -5.70 |