Lubbock, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Lubbock, TX Metro in February 2026 was $1,002.41. The month over month percentage change (MoM) was -0.16%, and the year over year percentage change (YoY) was -7.30%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Lubbock, TX metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lubbock, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 491.5732007732789 | -2.09 | -5.28 |
| Feb 2015 | 495.70286478832065 | 0.84 | -3.76 |
| Mar 2015 | 500.2741386588474 | 0.92 | -3.95 |
| Apr 2015 | 494.0793992667591 | -1.24 | -5.47 |
| May 2015 | 502.4737858901851 | 1.70 | -2.76 |
| Jun 2015 | 508.80697230591903 | 1.26 | -1.90 |
| Jul 2015 | 511.27186602655183 | 0.48 | -1.77 |
| Aug 2015 | 502.3056374341057 | -1.75 | -3.86 |
| Sep 2015 | 500.7080640521559 | -0.32 | -4.88 |
| Oct 2015 | 492.3130790487624 | -1.68 | -4.62 |
| Nov 2015 | 496.7217799843181 | 0.90 | -2.87 |
| Dec 2015 | 494.50931579996336 | -0.44 | -1.51 |
| Jan 2016 | 488.249501886571 | -1.27 | -0.68 |
| Feb 2016 | 476.6874585916599 | -2.37 | -3.84 |
| Mar 2016 | 480.7131298171155 | 0.85 | -3.91 |
| Apr 2016 | 478.53248871951814 | -0.45 | -3.15 |
| May 2016 | 482.2232307162507 | 0.77 | -4.03 |
| Jun 2016 | 484.48158736773576 | 0.47 | -4.78 |
| Jul 2016 | 481.23805173530405 | -0.67 | -5.87 |
| Aug 2016 | 486.61610746839057 | 1.12 | -3.12 |
| Sep 2016 | 495.3171540408048 | 1.79 | -1.08 |
| Oct 2016 | 502.52618498036236 | 1.46 | 2.08 |
| Nov 2016 | 527.3157167211726 | 4.93 | 6.16 |
| Dec 2016 | 559.829257262629 | 6.17 | 13.21 |
| Jan 2017 | 560.3852969395185 | 0.10 | 14.77 |
| Feb 2017 | 564.1630406872624 | 0.67 | 18.35 |
| Mar 2017 | 568.1515478187753 | 0.71 | 18.19 |
| Apr 2017 | 560.5535432373281 | -1.34 | 17.14 |
| May 2017 | 562.8705630444973 | 0.41 | 16.72 |
| Jun 2017 | 561.0103792002358 | -0.33 | 15.80 |
| Jul 2017 | 570.3312956378777 | 1.66 | 18.51 |
| Aug 2017 | 568.9509517952914 | -0.24 | 16.92 |
| Sep 2017 | 568.2642416488073 | -0.12 | 14.73 |
| Oct 2017 | 578.7023776688318 | 1.84 | 15.16 |
| Nov 2017 | 583.4676270728431 | 0.82 | 10.65 |
| Dec 2017 | 588.3716745320182 | 0.84 | 5.10 |
| Jan 2018 | 597.9475492838277 | 1.63 | 6.70 |
| Feb 2018 | 623.1726598815524 | 4.22 | 10.46 |
| Mar 2018 | 635.9716056464947 | 2.05 | 11.94 |
| Apr 2018 | 640.9883405687982 | 0.79 | 14.35 |
| May 2018 | 652.1309778427384 | 1.74 | 15.86 |
| Jun 2018 | 651.0019989269251 | -0.17 | 16.04 |
| Jul 2018 | 648.7079991096483 | -0.35 | 13.74 |
| Aug 2018 | 652.5143132546324 | 0.59 | 14.69 |
| Sep 2018 | 661.3911841421176 | 1.36 | 16.39 |
| Oct 2018 | 678.7548498144309 | 2.63 | 17.29 |
| Nov 2018 | 683.3963123343115 | 0.68 | 17.13 |
| Dec 2018 | 667.0438110267112 | -2.39 | 13.37 |
| Jan 2019 | 648.9372105686027 | -2.71 | 8.53 |
| Feb 2019 | 632.0558676808613 | -2.60 | 1.43 |
| Mar 2019 | 611.7485085541836 | -3.21 | -3.81 |
| Apr 2019 | 595.3911293158554 | -2.67 | -7.11 |
| May 2019 | 586.7133268571935 | -1.46 | -10.03 |
| Jun 2019 | 567.5807080201896 | -3.26 | -12.81 |
| Jul 2019 | 566.3755688444747 | -0.21 | -12.69 |
| Aug 2019 | 558.2768183449667 | -1.43 | -14.44 |
| Sep 2019 | 558.7793286993975 | 0.09 | -15.51 |
| Oct 2019 | 565.3649263103421 | 1.18 | -16.71 |
| Nov 2019 | 567.0024443216751 | 0.29 | -17.03 |
| Dec 2019 | 570.7499738911586 | 0.66 | -14.44 |
| Jan 2020 | 566.9188321910655 | -0.67 | -12.64 |
| Feb 2020 | 559.1109067138723 | -1.38 | -11.54 |
| Mar 2020 | 561.6629269890923 | 0.46 | -8.19 |
| Apr 2020 | 554.5714845317002 | -1.26 | -6.86 |
| May 2020 | 551.6855523271203 | -0.52 | -5.97 |
| Jun 2020 | 549.2526854186142 | -0.44 | -3.23 |
| Jul 2020 | 542.5592293834355 | -1.22 | -4.20 |
| Aug 2020 | 541.1072404509898 | -0.27 | -3.07 |
| Sep 2020 | 542.6191306740409 | 0.28 | -2.89 |
| Oct 2020 | 543.5251655539644 | 0.17 | -3.86 |
| Nov 2020 | 544.166801120255 | 0.12 | -4.03 |
| Dec 2020 | 543.0839373406548 | -0.20 | -4.85 |
| Jan 2021 | 551.2003018988822 | 1.49 | -2.77 |
| Feb 2021 | 561.7855007487395 | 1.92 | 0.48 |
| Mar 2021 | 588.2212509152976 | 4.71 | 4.73 |
| Apr 2021 | 594.01023388707 | 0.98 | 7.11 |
| May 2021 | 594.511550757199 | 0.08 | 7.76 |
| Jun 2021 | 605.3493774853346 | 1.82 | 10.21 |
| Jul 2021 | 605.7683890338777 | 0.07 | 11.65 |
| Aug 2021 | 609.9650717524107 | 0.69 | 12.73 |
| Sep 2021 | 617.595451737625 | 1.25 | 13.82 |
| Oct 2021 | 633.7481027947957 | 2.62 | 16.60 |
| Nov 2021 | 637.7111720483491 | 0.63 | 17.19 |
| Dec 2021 | 644.5612095322175 | 1.07 | 18.68 |
| Jan 2022 | 681.2069459627046 | 5.69 | 23.59 |
| Feb 2022 | 719.7171684898855 | 5.65 | 28.11 |
| Mar 2022 | 771.3016935786819 | 7.17 | 31.12 |
| Apr 2022 | 864.3418340675377 | 12.06 | 45.51 |
| May 2022 | 903.3173938447735 | 4.51 | 51.94 |
| Jun 2022 | 946.1002743287365 | 4.74 | 56.29 |
| Jul 2022 | 942.8535138981563 | -0.34 | 55.65 |
| Aug 2022 | 926.3046083267024 | -1.75 | 51.86 |
| Sep 2022 | 1020.586045264407 | 10.18 | 65.25 |
| Oct 2022 | 1106.975986057634 | 8.47 | 74.67 |
| Nov 2022 | 1096.7593633531365 | -0.92 | 71.98 |
| Dec 2022 | 1047.2379740644628 | -4.51 | 62.47 |
| Jan 2023 | 1035.7767936207192 | -1.09 | 52.05 |
| Feb 2023 | 1032.9605693295828 | -0.27 | 43.52 |
| Mar 2023 | 1064.6841735875837 | 3.07 | 38.04 |
| Apr 2023 | 1044.4586132308123 | -1.90 | 20.84 |
| May 2023 | 1057.5596779084908 | 1.25 | 17.08 |
| Jun 2023 | 1094.3822448167891 | 3.48 | 15.67 |
| Jul 2023 | 1110.7021645244727 | 1.49 | 17.80 |
| Aug 2023 | 1136.7350869970064 | 2.34 | 22.72 |
| Sep 2023 | 1149.5474588243167 | 1.13 | 12.64 |
| Oct 2023 | 1195.2566461880824 | 3.98 | 7.98 |
| Nov 2023 | 1170.4406079729015 | -2.08 | 6.72 |
| Dec 2023 | 1094.2032629746316 | -6.51 | 4.49 |
| Jan 2024 | 1073.0471868835812 | -1.93 | 3.60 |
| Feb 2024 | 1089.561427618686 | 1.54 | 5.48 |
| Mar 2024 | 1099.8283631334352 | 0.94 | 3.30 |
| Apr 2024 | 1124.1106896757885 | 2.21 | 7.63 |
| May 2024 | 1133.581702609099 | 0.84 | 7.19 |
| Jun 2024 | 1115.734933208024 | -1.57 | 1.95 |
| Jul 2024 | 1103.2261688920105 | -1.12 | -0.67 |
| Aug 2024 | 1059.6583238594753 | -3.95 | -6.78 |
| Sep 2024 | 1019.7862771467483 | -3.76 | -11.29 |
| Oct 2024 | 1042.6326030264431 | 2.24 | -12.77 |
| Nov 2024 | 1079.8421360665152 | 3.57 | -7.74 |
| Dec 2024 | 1067.5251287625729 | -1.14 | -2.44 |
| Jan 2025 | 1093.5279661747552 | 2.44 | 1.91 |
| Feb 2025 | 1081.392590729375 | -1.11 | -0.75 |
| Mar 2025 | 1060.336736244807 | -1.95 | -3.59 |
| Apr 2025 | 1067.4518149302692 | 0.67 | -5.04 |
| May 2025 | 1074.3539925673513 | 0.65 | -5.22 |
| Jun 2025 | 1071.6515039176454 | -0.25 | -3.95 |
| Jul 2025 | 1059.0829895006511 | -1.17 | -4.00 |
| Aug 2025 | 1044.5657658219266 | -1.37 | -1.42 |
| Sep 2025 | 1019.6946850101067 | -2.38 | -0.01 |
| Oct 2025 | 1009.9895199208368 | -0.95 | -3.13 |
| Nov 2025 | 1010.5467789585249 | 0.06 | -6.42 |
| Dec 2025 | 1009.0278475466299 | -0.15 | -5.48 |
| Jan 2026 | 1004.0497566457851 | -0.49 | -8.18 |
| Feb 2026 | 1002.41005340004 | -0.16 | -7.30 |