Lynchburg, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Lynchburg, VA Metro in February 2026 was $1,349.62. The month over month percentage change (MoM) was -0.34%, and the year over year percentage change (YoY) was -6.73%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Lynchburg, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lynchburg, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 556.309814621476 -2.34 -8.21
Feb 2015 558.9347167284893 0.47 -6.12
Mar 2015 563.387669460072 0.80 -5.81
Apr 2015 558.5036427157772 -0.87 -6.74
May 2015 573.1987328810595 2.63 -2.92
Jun 2015 586.6314372153108 2.34 -0.50
Jul 2015 594.2632060683048 1.30 1.07
Aug 2015 586.456927522315 -1.31 -0.15
Sep 2015 587.3791569034696 0.16 -0.57
Oct 2015 582.2924178997986 -0.87 0.14
Nov 2015 593.7181826733357 1.96 2.59
Dec 2015 596.0158984504341 0.39 4.63
Jan 2016 590.48233662086 -0.93 6.14
Feb 2016 576.9105946399264 -2.30 3.22
Mar 2016 580.0472062552468 0.54 2.96
Apr 2016 574.2005692099759 -1.01 2.81
May 2016 573.96783334602 -0.04 0.13
Jun 2016 572.45498489099 -0.26 -2.42
Jul 2016 564.0800724530033 -1.46 -5.08
Aug 2016 565.2193269403969 0.20 -3.62
Sep 2016 569.0539645475146 0.68 -3.12
Oct 2016 572.353683876699 0.58 -1.71
Nov 2016 596.6208409931951 4.24 0.49
Dec 2016 631.2153538142655 5.80 5.91
Jan 2017 630.09719735439 -0.18 6.71
Feb 2017 632.7576525579562 0.42 9.68
Mar 2017 635.6750003845466 0.46 9.59
Apr 2017 625.4009610162261 -1.62 8.92
May 2017 623.912309251504 -0.24 8.70
Jun 2017 616.8647685377099 -1.13 7.76
Jul 2017 622.6113716637853 0.93 10.38
Aug 2017 617.7846438396926 -0.77 9.30
Sep 2017 614.2904762254124 -0.57 7.95
Oct 2017 623.2688512871017 1.46 8.90
Nov 2017 627.6948863452637 0.71 5.21
Dec 2017 632.3322148178523 0.74 0.18
Jan 2018 640.9548448923256 1.36 1.72
Feb 2018 666.7455569173053 4.02 5.37
Mar 2018 678.7572938054556 1.80 6.78
Apr 2018 683.4444708674881 0.69 9.28
May 2018 694.9683236366495 1.69 11.39
Jun 2018 694.6821929231907 -0.04 12.62
Jul 2018 693.0932960799838 -0.23 11.32
Aug 2018 697.036978113426 0.57 12.83
Sep 2018 706.2996666586399 1.33 14.98
Oct 2018 724.1880860132417 2.53 16.19
Nov 2018 728.246791138151 0.56 16.02
Dec 2018 709.8912670187021 -2.52 12.27
Jan 2019 698.3431234776644 -1.63 8.95
Feb 2019 694.6224229647536 -0.53 4.18
Mar 2019 691.1760104031197 -0.50 1.83
Apr 2019 685.4662471193626 -0.83 0.30
May 2019 682.5147926352073 -0.43 -1.79
Jun 2019 662.4493165343796 -2.94 -4.64
Jul 2019 660.57916693413 -0.28 -4.69
Aug 2019 650.5281434626888 -1.52 -6.67
Sep 2019 651.7893062543159 0.19 -7.72
Oct 2019 661.525945000066 1.49 -8.65
Nov 2019 665.3886237873637 0.58 -8.63
Dec 2019 670.4304343382421 0.76 -5.56
Jan 2020 665.3669349727303 -0.75 -4.72
Feb 2020 654.7917909119407 -1.59 -5.73
Mar 2020 656.2699899814165 0.23 -5.05
Apr 2020 647.1322924494217 -1.39 -5.59
May 2020 643.553686274483 -0.55 -5.71
Jun 2020 640.0751954624583 -0.54 -3.38
Jul 2020 632.0194481764458 -1.26 -4.32
Aug 2020 631.2754718522274 -0.12 -2.96
Sep 2020 636.4855635617414 0.83 -2.35
Oct 2020 641.514598502091 0.79 -3.02
Nov 2020 645.530295734748 0.63 -2.98
Dec 2020 646.8014469644459 0.20 -3.52
Jan 2021 658.0685389141734 1.74 -1.10
Feb 2021 671.3704594084902 2.02 2.53
Mar 2021 702.969032862526 4.71 7.12
Apr 2021 709.928115725161 0.99 9.70
May 2021 711.0476678531955 0.16 10.49
Jun 2021 722.939878162901 1.67 12.95
Jul 2021 721.333372885688 -0.22 14.13
Aug 2021 723.3881119456813 0.28 14.59
Sep 2021 730.1842643007611 0.94 14.72
Oct 2021 747.0890154373159 2.32 16.46
Nov 2021 750.278138835164 0.43 16.23
Dec 2021 758.0873391977069 1.04 17.21
Jan 2022 802.0145353724732 5.79 21.87
Feb 2022 845.8678956658674 5.47 25.99
Mar 2022 902.1080707421715 6.65 28.33
Apr 2022 1006.034454762018 11.52 41.71
May 2022 1049.6759460347923 4.34 47.62
Jun 2022 1101.4085787199551 4.93 52.35
Jul 2022 1099.4713020942168 -0.18 52.42
Aug 2022 1082.2301284913588 -1.57 49.61
Sep 2022 1192.904732631148 10.23 63.37
Oct 2022 1295.0280856670581 8.56 73.34
Nov 2022 1283.6343859832186 -0.88 71.09
Dec 2022 1228.0975902147109 -4.33 62.00
Jan 2023 1216.1508693980638 -0.97 51.64
Feb 2023 1215.3158119375055 -0.07 43.68
Mar 2023 1259.1403408616457 3.61 39.58
Apr 2023 1245.584423670594 -1.08 23.81
May 2023 1274.044692683352 2.29 21.38
Jun 2023 1329.781752380352 4.38 20.74
Jul 2023 1360.363962805897 2.30 23.73
Aug 2023 1401.8341165071026 3.05 29.53
Sep 2023 1426.0396624973894 1.73 19.54
Oct 2023 1491.1139684422428 4.56 15.14
Nov 2023 1469.7549059168866 -1.43 14.50
Dec 2023 1382.2898555418392 -5.95 12.56
Jan 2024 1357.9413856439803 -1.76 11.66
Feb 2024 1377.7622136589714 1.46 13.37
Mar 2024 1389.1036506753528 0.82 10.32
Apr 2024 1423.1403545362207 2.45 14.26
May 2024 1443.0907526720512 1.40 13.27
Jun 2024 1430.4234288633938 -0.88 7.57
Jul 2024 1426.0351661778739 -0.31 4.83
Aug 2024 1377.9242332777296 -3.37 -1.71
Sep 2024 1333.2101758068654 -3.24 -6.51
Oct 2024 1369.8348942638606 2.75 -8.13
Nov 2024 1426.5742331188237 4.14 -2.94
Dec 2024 1419.2671434029587 -0.51 2.68
Jan 2025 1460.402903314617 2.90 7.55
Feb 2025 1447.015423484369 -0.92 5.03
Mar 2025 1416.9241628933812 -2.08 2.00
Apr 2025 1423.6517623161562 0.48 0.04
May 2025 1434.3556588658325 0.75 -0.60
Jun 2025 1432.9801862748438 -0.10 0.18
Jul 2025 1419.9269283841945 -0.91 -0.43
Aug 2025 1402.996360646434 -1.19 1.82
Sep 2025 1373.4305078561413 -2.11 3.02
Oct 2025 1364.397233455172 -0.66 -0.40
Nov 2025 1366.7214214943406 0.17 -4.20
Dec 2025 1363.650693495166 -0.22 -3.92
Jan 2026 1354.2187414136563 -0.69 -7.27
Feb 2026 1349.6200422525596 -0.34 -6.73