Lynchburg, VA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Lynchburg, VA Metro in February 2026 was $1,349.62. The month over month percentage change (MoM) was -0.34%, and the year over year percentage change (YoY) was -6.73%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 556.309814621476 | -2.34 | -8.21 |
| Feb 2015 | 558.9347167284893 | 0.47 | -6.12 |
| Mar 2015 | 563.387669460072 | 0.80 | -5.81 |
| Apr 2015 | 558.5036427157772 | -0.87 | -6.74 |
| May 2015 | 573.1987328810595 | 2.63 | -2.92 |
| Jun 2015 | 586.6314372153108 | 2.34 | -0.50 |
| Jul 2015 | 594.2632060683048 | 1.30 | 1.07 |
| Aug 2015 | 586.456927522315 | -1.31 | -0.15 |
| Sep 2015 | 587.3791569034696 | 0.16 | -0.57 |
| Oct 2015 | 582.2924178997986 | -0.87 | 0.14 |
| Nov 2015 | 593.7181826733357 | 1.96 | 2.59 |
| Dec 2015 | 596.0158984504341 | 0.39 | 4.63 |
| Jan 2016 | 590.48233662086 | -0.93 | 6.14 |
| Feb 2016 | 576.9105946399264 | -2.30 | 3.22 |
| Mar 2016 | 580.0472062552468 | 0.54 | 2.96 |
| Apr 2016 | 574.2005692099759 | -1.01 | 2.81 |
| May 2016 | 573.96783334602 | -0.04 | 0.13 |
| Jun 2016 | 572.45498489099 | -0.26 | -2.42 |
| Jul 2016 | 564.0800724530033 | -1.46 | -5.08 |
| Aug 2016 | 565.2193269403969 | 0.20 | -3.62 |
| Sep 2016 | 569.0539645475146 | 0.68 | -3.12 |
| Oct 2016 | 572.353683876699 | 0.58 | -1.71 |
| Nov 2016 | 596.6208409931951 | 4.24 | 0.49 |
| Dec 2016 | 631.2153538142655 | 5.80 | 5.91 |
| Jan 2017 | 630.09719735439 | -0.18 | 6.71 |
| Feb 2017 | 632.7576525579562 | 0.42 | 9.68 |
| Mar 2017 | 635.6750003845466 | 0.46 | 9.59 |
| Apr 2017 | 625.4009610162261 | -1.62 | 8.92 |
| May 2017 | 623.912309251504 | -0.24 | 8.70 |
| Jun 2017 | 616.8647685377099 | -1.13 | 7.76 |
| Jul 2017 | 622.6113716637853 | 0.93 | 10.38 |
| Aug 2017 | 617.7846438396926 | -0.77 | 9.30 |
| Sep 2017 | 614.2904762254124 | -0.57 | 7.95 |
| Oct 2017 | 623.2688512871017 | 1.46 | 8.90 |
| Nov 2017 | 627.6948863452637 | 0.71 | 5.21 |
| Dec 2017 | 632.3322148178523 | 0.74 | 0.18 |
| Jan 2018 | 640.9548448923256 | 1.36 | 1.72 |
| Feb 2018 | 666.7455569173053 | 4.02 | 5.37 |
| Mar 2018 | 678.7572938054556 | 1.80 | 6.78 |
| Apr 2018 | 683.4444708674881 | 0.69 | 9.28 |
| May 2018 | 694.9683236366495 | 1.69 | 11.39 |
| Jun 2018 | 694.6821929231907 | -0.04 | 12.62 |
| Jul 2018 | 693.0932960799838 | -0.23 | 11.32 |
| Aug 2018 | 697.036978113426 | 0.57 | 12.83 |
| Sep 2018 | 706.2996666586399 | 1.33 | 14.98 |
| Oct 2018 | 724.1880860132417 | 2.53 | 16.19 |
| Nov 2018 | 728.246791138151 | 0.56 | 16.02 |
| Dec 2018 | 709.8912670187021 | -2.52 | 12.27 |
| Jan 2019 | 698.3431234776644 | -1.63 | 8.95 |
| Feb 2019 | 694.6224229647536 | -0.53 | 4.18 |
| Mar 2019 | 691.1760104031197 | -0.50 | 1.83 |
| Apr 2019 | 685.4662471193626 | -0.83 | 0.30 |
| May 2019 | 682.5147926352073 | -0.43 | -1.79 |
| Jun 2019 | 662.4493165343796 | -2.94 | -4.64 |
| Jul 2019 | 660.57916693413 | -0.28 | -4.69 |
| Aug 2019 | 650.5281434626888 | -1.52 | -6.67 |
| Sep 2019 | 651.7893062543159 | 0.19 | -7.72 |
| Oct 2019 | 661.525945000066 | 1.49 | -8.65 |
| Nov 2019 | 665.3886237873637 | 0.58 | -8.63 |
| Dec 2019 | 670.4304343382421 | 0.76 | -5.56 |
| Jan 2020 | 665.3669349727303 | -0.75 | -4.72 |
| Feb 2020 | 654.7917909119407 | -1.59 | -5.73 |
| Mar 2020 | 656.2699899814165 | 0.23 | -5.05 |
| Apr 2020 | 647.1322924494217 | -1.39 | -5.59 |
| May 2020 | 643.553686274483 | -0.55 | -5.71 |
| Jun 2020 | 640.0751954624583 | -0.54 | -3.38 |
| Jul 2020 | 632.0194481764458 | -1.26 | -4.32 |
| Aug 2020 | 631.2754718522274 | -0.12 | -2.96 |
| Sep 2020 | 636.4855635617414 | 0.83 | -2.35 |
| Oct 2020 | 641.514598502091 | 0.79 | -3.02 |
| Nov 2020 | 645.530295734748 | 0.63 | -2.98 |
| Dec 2020 | 646.8014469644459 | 0.20 | -3.52 |
| Jan 2021 | 658.0685389141734 | 1.74 | -1.10 |
| Feb 2021 | 671.3704594084902 | 2.02 | 2.53 |
| Mar 2021 | 702.969032862526 | 4.71 | 7.12 |
| Apr 2021 | 709.928115725161 | 0.99 | 9.70 |
| May 2021 | 711.0476678531955 | 0.16 | 10.49 |
| Jun 2021 | 722.939878162901 | 1.67 | 12.95 |
| Jul 2021 | 721.333372885688 | -0.22 | 14.13 |
| Aug 2021 | 723.3881119456813 | 0.28 | 14.59 |
| Sep 2021 | 730.1842643007611 | 0.94 | 14.72 |
| Oct 2021 | 747.0890154373159 | 2.32 | 16.46 |
| Nov 2021 | 750.278138835164 | 0.43 | 16.23 |
| Dec 2021 | 758.0873391977069 | 1.04 | 17.21 |
| Jan 2022 | 802.0145353724732 | 5.79 | 21.87 |
| Feb 2022 | 845.8678956658674 | 5.47 | 25.99 |
| Mar 2022 | 902.1080707421715 | 6.65 | 28.33 |
| Apr 2022 | 1006.034454762018 | 11.52 | 41.71 |
| May 2022 | 1049.6759460347923 | 4.34 | 47.62 |
| Jun 2022 | 1101.4085787199551 | 4.93 | 52.35 |
| Jul 2022 | 1099.4713020942168 | -0.18 | 52.42 |
| Aug 2022 | 1082.2301284913588 | -1.57 | 49.61 |
| Sep 2022 | 1192.904732631148 | 10.23 | 63.37 |
| Oct 2022 | 1295.0280856670581 | 8.56 | 73.34 |
| Nov 2022 | 1283.6343859832186 | -0.88 | 71.09 |
| Dec 2022 | 1228.0975902147109 | -4.33 | 62.00 |
| Jan 2023 | 1216.1508693980638 | -0.97 | 51.64 |
| Feb 2023 | 1215.3158119375055 | -0.07 | 43.68 |
| Mar 2023 | 1259.1403408616457 | 3.61 | 39.58 |
| Apr 2023 | 1245.584423670594 | -1.08 | 23.81 |
| May 2023 | 1274.044692683352 | 2.29 | 21.38 |
| Jun 2023 | 1329.781752380352 | 4.38 | 20.74 |
| Jul 2023 | 1360.363962805897 | 2.30 | 23.73 |
| Aug 2023 | 1401.8341165071026 | 3.05 | 29.53 |
| Sep 2023 | 1426.0396624973894 | 1.73 | 19.54 |
| Oct 2023 | 1491.1139684422428 | 4.56 | 15.14 |
| Nov 2023 | 1469.7549059168866 | -1.43 | 14.50 |
| Dec 2023 | 1382.2898555418392 | -5.95 | 12.56 |
| Jan 2024 | 1357.9413856439803 | -1.76 | 11.66 |
| Feb 2024 | 1377.7622136589714 | 1.46 | 13.37 |
| Mar 2024 | 1389.1036506753528 | 0.82 | 10.32 |
| Apr 2024 | 1423.1403545362207 | 2.45 | 14.26 |
| May 2024 | 1443.0907526720512 | 1.40 | 13.27 |
| Jun 2024 | 1430.4234288633938 | -0.88 | 7.57 |
| Jul 2024 | 1426.0351661778739 | -0.31 | 4.83 |
| Aug 2024 | 1377.9242332777296 | -3.37 | -1.71 |
| Sep 2024 | 1333.2101758068654 | -3.24 | -6.51 |
| Oct 2024 | 1369.8348942638606 | 2.75 | -8.13 |
| Nov 2024 | 1426.5742331188237 | 4.14 | -2.94 |
| Dec 2024 | 1419.2671434029587 | -0.51 | 2.68 |
| Jan 2025 | 1460.402903314617 | 2.90 | 7.55 |
| Feb 2025 | 1447.015423484369 | -0.92 | 5.03 |
| Mar 2025 | 1416.9241628933812 | -2.08 | 2.00 |
| Apr 2025 | 1423.6517623161562 | 0.48 | 0.04 |
| May 2025 | 1434.3556588658325 | 0.75 | -0.60 |
| Jun 2025 | 1432.9801862748438 | -0.10 | 0.18 |
| Jul 2025 | 1419.9269283841945 | -0.91 | -0.43 |
| Aug 2025 | 1402.996360646434 | -1.19 | 1.82 |
| Sep 2025 | 1373.4305078561413 | -2.11 | 3.02 |
| Oct 2025 | 1364.397233455172 | -0.66 | -0.40 |
| Nov 2025 | 1366.7214214943406 | 0.17 | -4.20 |
| Dec 2025 | 1363.650693495166 | -0.22 | -3.92 |
| Jan 2026 | 1354.2187414136563 | -0.69 | -7.27 |
| Feb 2026 | 1349.6200422525596 | -0.34 | -6.73 |