Madison, WI (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Madison, WI Metro in February 2026 was $2,090.998. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -5.21%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Madison, WI metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 798.9762004181011 | -1.97 | -5.43 |
| Feb 2015 | 806.2151507550858 | 0.91 | -3.53 |
| Mar 2015 | 814.9423920525944 | 1.08 | -3.43 |
| Apr 2015 | 807.5193132835736 | -0.91 | -4.59 |
| May 2015 | 826.7494392658357 | 2.38 | -0.95 |
| Jun 2015 | 844.1217157155065 | 2.10 | 1.22 |
| Jul 2015 | 854.2403173286125 | 1.20 | 2.56 |
| Aug 2015 | 843.7972505980606 | -1.22 | 1.28 |
| Sep 2015 | 846.7610524256112 | 0.35 | 0.90 |
| Oct 2015 | 842.9092612431533 | -0.45 | 1.84 |
| Nov 2015 | 864.3164360735159 | 2.54 | 4.68 |
| Dec 2015 | 874.091277481762 | 1.13 | 7.25 |
| Jan 2016 | 871.5495299467551 | -0.29 | 9.08 |
| Feb 2016 | 855.2483351480896 | -1.87 | 6.08 |
| Mar 2016 | 862.9450681454503 | 0.90 | 5.89 |
| Apr 2016 | 857.5867085556545 | -0.62 | 6.20 |
| May 2016 | 861.6177402712012 | 0.47 | 4.22 |
| Jun 2016 | 863.0602779774863 | 0.17 | 2.24 |
| Jul 2016 | 852.7681319301556 | -1.19 | -0.17 |
| Aug 2016 | 855.0375706026206 | 0.27 | 1.33 |
| Sep 2016 | 861.0570579168693 | 0.70 | 1.69 |
| Oct 2016 | 866.7510940302905 | 0.66 | 2.83 |
| Nov 2016 | 905.2212281669288 | 4.44 | 4.73 |
| Dec 2016 | 959.5605441011713 | 6.00 | 9.78 |
| Jan 2017 | 959.1664418758843 | -0.04 | 10.05 |
| Feb 2017 | 965.5207846111321 | 0.66 | 12.89 |
| Mar 2017 | 973.0618416923772 | 0.78 | 12.76 |
| Apr 2017 | 960.9843536268309 | -1.24 | 12.06 |
| May 2017 | 962.463023778175 | 0.15 | 11.70 |
| Jun 2017 | 955.6766486837782 | -0.70 | 10.73 |
| Jul 2017 | 967.8110964818679 | 1.27 | 13.49 |
| Aug 2017 | 961.3451174670197 | -0.67 | 12.43 |
| Sep 2017 | 956.0359418641181 | -0.55 | 11.03 |
| Oct 2017 | 970.4536201487649 | 1.51 | 11.97 |
| Nov 2017 | 978.2793489725586 | 0.81 | 8.07 |
| Dec 2017 | 986.2181919403387 | 0.81 | 2.78 |
| Jan 2018 | 1000.5244300130032 | 1.45 | 4.31 |
| Feb 2018 | 1041.2105218629831 | 4.07 | 7.84 |
| Mar 2018 | 1061.623087841017 | 1.96 | 9.10 |
| Apr 2018 | 1071.5873692467992 | 0.94 | 11.51 |
| May 2018 | 1094.3748646840293 | 2.13 | 13.71 |
| Jun 2018 | 1098.217614770925 | 0.35 | 14.92 |
| Jul 2018 | 1099.2214064788875 | 0.09 | 13.58 |
| Aug 2018 | 1107.4049827382032 | 0.74 | 15.19 |
| Sep 2018 | 1121.3895783667558 | 1.26 | 17.30 |
| Oct 2018 | 1149.0562953178699 | 2.47 | 18.40 |
| Nov 2018 | 1154.7313402299114 | 0.49 | 18.04 |
| Dec 2018 | 1127.2780326207521 | -2.38 | 14.30 |
| Jan 2019 | 1108.9676590206702 | -1.62 | 10.84 |
| Feb 2019 | 1102.4916023764083 | -0.58 | 5.89 |
| Mar 2019 | 1094.828711472995 | -0.69 | 3.13 |
| Apr 2019 | 1084.069302308527 | -0.98 | 1.17 |
| May 2019 | 1078.936580322864 | -0.47 | -1.41 |
| Jun 2019 | 1047.779191151888 | -2.89 | -4.59 |
| Jul 2019 | 1045.9755570886564 | -0.17 | -4.84 |
| Aug 2019 | 1029.6485468628407 | -1.56 | -7.02 |
| Sep 2019 | 1030.064195062053 | 0.04 | -8.14 |
| Oct 2019 | 1043.7242097578535 | 1.33 | -9.17 |
| Nov 2019 | 1048.886937074357 | 0.50 | -9.17 |
| Dec 2019 | 1057.208782987566 | 0.79 | -6.22 |
| Jan 2020 | 1050.6885311596614 | -0.62 | -5.25 |
| Feb 2020 | 1036.338104428625 | -1.37 | -6.00 |
| Mar 2020 | 1041.5644534683697 | 0.50 | -4.86 |
| Apr 2020 | 1029.0009653711554 | -1.21 | -5.08 |
| May 2020 | 1023.227818263228 | -0.56 | -5.16 |
| Jun 2020 | 1016.3196102237773 | -0.67 | -3.00 |
| Jul 2020 | 999.6817838422245 | -1.64 | -4.43 |
| Aug 2020 | 995.0525815304114 | -0.46 | -3.36 |
| Sep 2020 | 999.1058920465573 | 0.41 | -3.00 |
| Oct 2020 | 1004.5875691378858 | 0.55 | -3.75 |
| Nov 2020 | 1008.0886438122031 | 0.35 | -3.89 |
| Dec 2020 | 1008.2130145084684 | 0.01 | -4.63 |
| Jan 2021 | 1023.6297086486009 | 1.53 | -2.57 |
| Feb 2021 | 1043.1292204770668 | 1.91 | 0.66 |
| Mar 2021 | 1091.2544817672558 | 4.61 | 4.77 |
| Apr 2021 | 1102.148350191904 | 1.00 | 7.11 |
| May 2021 | 1105.201903503559 | 0.28 | 8.01 |
| Jun 2021 | 1123.6080663598552 | 1.67 | 10.56 |
| Jul 2021 | 1120.6232764584406 | -0.27 | 12.10 |
| Aug 2021 | 1121.8723194499917 | 0.11 | 12.75 |
| Sep 2021 | 1129.731306788602 | 0.70 | 13.07 |
| Oct 2021 | 1152.587864216418 | 2.02 | 14.73 |
| Nov 2021 | 1153.403993705715 | 0.07 | 14.42 |
| Dec 2021 | 1162.6852139139041 | 0.81 | 15.32 |
| Jan 2022 | 1224.531732015057 | 5.32 | 19.63 |
| Feb 2022 | 1287.6082771935307 | 5.15 | 23.44 |
| Mar 2022 | 1373.399848817248 | 6.66 | 25.86 |
| Apr 2022 | 1535.936921053392 | 11.84 | 39.36 |
| May 2022 | 1606.7578173640145 | 4.61 | 45.38 |
| Jun 2022 | 1681.246722632071 | 4.64 | 49.63 |
| Jul 2022 | 1670.1146050631746 | -0.66 | 49.03 |
| Aug 2022 | 1632.977461562026 | -2.22 | 45.56 |
| Sep 2022 | 1792.70317476169 | 9.78 | 58.68 |
| Oct 2022 | 1941.3328957060244 | 8.29 | 68.43 |
| Nov 2022 | 1923.2921669827074 | -0.93 | 66.75 |
| Dec 2022 | 1841.8716710285337 | -4.23 | 58.42 |
| Jan 2023 | 1831.9344175436838 | -0.54 | 49.60 |
| Feb 2023 | 1840.0868358096336 | 0.45 | 42.91 |
| Mar 2023 | 1912.2094661694541 | 3.92 | 39.23 |
| Apr 2023 | 1891.287558663025 | -1.09 | 23.14 |
| May 2023 | 1926.2817270527669 | 1.85 | 19.89 |
| Jun 2023 | 1998.6495792013072 | 3.76 | 18.88 |
| Jul 2023 | 2033.9162698711286 | 1.77 | 21.78 |
| Aug 2023 | 2091.0057901734303 | 2.81 | 28.05 |
| Sep 2023 | 2128.0795842226626 | 1.77 | 18.71 |
| Oct 2023 | 2224.813973541148 | 4.55 | 14.60 |
| Nov 2023 | 2190.4828360403117 | -1.54 | 13.89 |
| Dec 2023 | 2057.548020766152 | -6.07 | 11.71 |
| Jan 2024 | 2025.0411393244108 | -1.58 | 10.54 |
| Feb 2024 | 2063.1166925015586 | 1.88 | 12.12 |
| Mar 2024 | 2091.6437701345117 | 1.38 | 9.38 |
| Apr 2024 | 2150.424907857778 | 2.81 | 13.70 |
| May 2024 | 2181.9682683440437 | 1.47 | 13.27 |
| Jun 2024 | 2161.0976056710065 | -0.96 | 8.13 |
| Jul 2024 | 2153.3506752055955 | -0.36 | 5.87 |
| Aug 2024 | 2084.2530085163544 | -3.21 | -0.32 |
| Sep 2024 | 2020.536809935013 | -3.06 | -5.05 |
| Oct 2024 | 2079.088998751103 | 2.90 | -6.55 |
| Nov 2024 | 2169.17909839172 | 4.33 | -0.97 |
| Dec 2024 | 2159.236363782865 | -0.46 | 4.94 |
| Jan 2025 | 2223.392320572621 | 2.97 | 9.80 |
| Feb 2025 | 2205.9477963134996 | -0.78 | 6.92 |
| Mar 2025 | 2166.602581537163 | -1.78 | 3.58 |
| Apr 2025 | 2186.0549142417535 | 0.90 | 1.66 |
| May 2025 | 2206.6366127523133 | 0.94 | 1.13 |
| Jun 2025 | 2207.1929619138646 | 0.03 | 2.13 |
| Jul 2025 | 2184.9581577124263 | -1.01 | 1.47 |
| Aug 2025 | 2157.076671781176 | -1.28 | 3.49 |
| Sep 2025 | 2110.1250847232022 | -2.18 | 4.43 |
| Oct 2025 | 2097.2476621565747 | -0.61 | 0.87 |
| Nov 2025 | 2103.949627742761 | 0.32 | -3.01 |
| Dec 2025 | 2104.3355728750153 | 0.02 | -2.54 |
| Jan 2026 | 2094.6255919143 | -0.46 | -5.79 |
| Feb 2026 | 2090.9984027186683 | -0.17 | -5.21 |