Madison, WI (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Madison, WI Metro in February 2026 was $2,090.998. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -5.21%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Madison, WI metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Madison, WI (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Madison, WI (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 798.9762004181011 -1.97 -5.43
Feb 2015 806.2151507550858 0.91 -3.53
Mar 2015 814.9423920525944 1.08 -3.43
Apr 2015 807.5193132835736 -0.91 -4.59
May 2015 826.7494392658357 2.38 -0.95
Jun 2015 844.1217157155065 2.10 1.22
Jul 2015 854.2403173286125 1.20 2.56
Aug 2015 843.7972505980606 -1.22 1.28
Sep 2015 846.7610524256112 0.35 0.90
Oct 2015 842.9092612431533 -0.45 1.84
Nov 2015 864.3164360735159 2.54 4.68
Dec 2015 874.091277481762 1.13 7.25
Jan 2016 871.5495299467551 -0.29 9.08
Feb 2016 855.2483351480896 -1.87 6.08
Mar 2016 862.9450681454503 0.90 5.89
Apr 2016 857.5867085556545 -0.62 6.20
May 2016 861.6177402712012 0.47 4.22
Jun 2016 863.0602779774863 0.17 2.24
Jul 2016 852.7681319301556 -1.19 -0.17
Aug 2016 855.0375706026206 0.27 1.33
Sep 2016 861.0570579168693 0.70 1.69
Oct 2016 866.7510940302905 0.66 2.83
Nov 2016 905.2212281669288 4.44 4.73
Dec 2016 959.5605441011713 6.00 9.78
Jan 2017 959.1664418758843 -0.04 10.05
Feb 2017 965.5207846111321 0.66 12.89
Mar 2017 973.0618416923772 0.78 12.76
Apr 2017 960.9843536268309 -1.24 12.06
May 2017 962.463023778175 0.15 11.70
Jun 2017 955.6766486837782 -0.70 10.73
Jul 2017 967.8110964818679 1.27 13.49
Aug 2017 961.3451174670197 -0.67 12.43
Sep 2017 956.0359418641181 -0.55 11.03
Oct 2017 970.4536201487649 1.51 11.97
Nov 2017 978.2793489725586 0.81 8.07
Dec 2017 986.2181919403387 0.81 2.78
Jan 2018 1000.5244300130032 1.45 4.31
Feb 2018 1041.2105218629831 4.07 7.84
Mar 2018 1061.623087841017 1.96 9.10
Apr 2018 1071.5873692467992 0.94 11.51
May 2018 1094.3748646840293 2.13 13.71
Jun 2018 1098.217614770925 0.35 14.92
Jul 2018 1099.2214064788875 0.09 13.58
Aug 2018 1107.4049827382032 0.74 15.19
Sep 2018 1121.3895783667558 1.26 17.30
Oct 2018 1149.0562953178699 2.47 18.40
Nov 2018 1154.7313402299114 0.49 18.04
Dec 2018 1127.2780326207521 -2.38 14.30
Jan 2019 1108.9676590206702 -1.62 10.84
Feb 2019 1102.4916023764083 -0.58 5.89
Mar 2019 1094.828711472995 -0.69 3.13
Apr 2019 1084.069302308527 -0.98 1.17
May 2019 1078.936580322864 -0.47 -1.41
Jun 2019 1047.779191151888 -2.89 -4.59
Jul 2019 1045.9755570886564 -0.17 -4.84
Aug 2019 1029.6485468628407 -1.56 -7.02
Sep 2019 1030.064195062053 0.04 -8.14
Oct 2019 1043.7242097578535 1.33 -9.17
Nov 2019 1048.886937074357 0.50 -9.17
Dec 2019 1057.208782987566 0.79 -6.22
Jan 2020 1050.6885311596614 -0.62 -5.25
Feb 2020 1036.338104428625 -1.37 -6.00
Mar 2020 1041.5644534683697 0.50 -4.86
Apr 2020 1029.0009653711554 -1.21 -5.08
May 2020 1023.227818263228 -0.56 -5.16
Jun 2020 1016.3196102237773 -0.67 -3.00
Jul 2020 999.6817838422245 -1.64 -4.43
Aug 2020 995.0525815304114 -0.46 -3.36
Sep 2020 999.1058920465573 0.41 -3.00
Oct 2020 1004.5875691378858 0.55 -3.75
Nov 2020 1008.0886438122031 0.35 -3.89
Dec 2020 1008.2130145084684 0.01 -4.63
Jan 2021 1023.6297086486009 1.53 -2.57
Feb 2021 1043.1292204770668 1.91 0.66
Mar 2021 1091.2544817672558 4.61 4.77
Apr 2021 1102.148350191904 1.00 7.11
May 2021 1105.201903503559 0.28 8.01
Jun 2021 1123.6080663598552 1.67 10.56
Jul 2021 1120.6232764584406 -0.27 12.10
Aug 2021 1121.8723194499917 0.11 12.75
Sep 2021 1129.731306788602 0.70 13.07
Oct 2021 1152.587864216418 2.02 14.73
Nov 2021 1153.403993705715 0.07 14.42
Dec 2021 1162.6852139139041 0.81 15.32
Jan 2022 1224.531732015057 5.32 19.63
Feb 2022 1287.6082771935307 5.15 23.44
Mar 2022 1373.399848817248 6.66 25.86
Apr 2022 1535.936921053392 11.84 39.36
May 2022 1606.7578173640145 4.61 45.38
Jun 2022 1681.246722632071 4.64 49.63
Jul 2022 1670.1146050631746 -0.66 49.03
Aug 2022 1632.977461562026 -2.22 45.56
Sep 2022 1792.70317476169 9.78 58.68
Oct 2022 1941.3328957060244 8.29 68.43
Nov 2022 1923.2921669827074 -0.93 66.75
Dec 2022 1841.8716710285337 -4.23 58.42
Jan 2023 1831.9344175436838 -0.54 49.60
Feb 2023 1840.0868358096336 0.45 42.91
Mar 2023 1912.2094661694541 3.92 39.23
Apr 2023 1891.287558663025 -1.09 23.14
May 2023 1926.2817270527669 1.85 19.89
Jun 2023 1998.6495792013072 3.76 18.88
Jul 2023 2033.9162698711286 1.77 21.78
Aug 2023 2091.0057901734303 2.81 28.05
Sep 2023 2128.0795842226626 1.77 18.71
Oct 2023 2224.813973541148 4.55 14.60
Nov 2023 2190.4828360403117 -1.54 13.89
Dec 2023 2057.548020766152 -6.07 11.71
Jan 2024 2025.0411393244108 -1.58 10.54
Feb 2024 2063.1166925015586 1.88 12.12
Mar 2024 2091.6437701345117 1.38 9.38
Apr 2024 2150.424907857778 2.81 13.70
May 2024 2181.9682683440437 1.47 13.27
Jun 2024 2161.0976056710065 -0.96 8.13
Jul 2024 2153.3506752055955 -0.36 5.87
Aug 2024 2084.2530085163544 -3.21 -0.32
Sep 2024 2020.536809935013 -3.06 -5.05
Oct 2024 2079.088998751103 2.90 -6.55
Nov 2024 2169.17909839172 4.33 -0.97
Dec 2024 2159.236363782865 -0.46 4.94
Jan 2025 2223.392320572621 2.97 9.80
Feb 2025 2205.9477963134996 -0.78 6.92
Mar 2025 2166.602581537163 -1.78 3.58
Apr 2025 2186.0549142417535 0.90 1.66
May 2025 2206.6366127523133 0.94 1.13
Jun 2025 2207.1929619138646 0.03 2.13
Jul 2025 2184.9581577124263 -1.01 1.47
Aug 2025 2157.076671781176 -1.28 3.49
Sep 2025 2110.1250847232022 -2.18 4.43
Oct 2025 2097.2476621565747 -0.61 0.87
Nov 2025 2103.949627742761 0.32 -3.01
Dec 2025 2104.3355728750153 0.02 -2.54
Jan 2026 2094.6255919143 -0.46 -5.79
Feb 2026 2090.9984027186683 -0.17 -5.21