Merced, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Merced, CA Metro in February 2026 was $1,990.955. The month over month percentage change (MoM) was -0.56%, and the year over year percentage change (YoY) was -9.71%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Merced, CA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Merced, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Merced, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Merced, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Merced, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 698.981803126944 | -1.90 | 4.67 |
| Feb 2015 | 704.7910949158929 | 0.83 | 5.57 |
| Mar 2015 | 713.4719013534917 | 1.23 | 4.52 |
| Apr 2015 | 709.2071684337193 | -0.60 | 2.21 |
| May 2015 | 730.351527128271 | 2.98 | 5.15 |
| Jun 2015 | 750.8982414992194 | 2.81 | 6.71 |
| Jul 2015 | 764.6772635450635 | 1.84 | 7.57 |
| Aug 2015 | 759.0660221731368 | -0.73 | 5.87 |
| Sep 2015 | 763.1489862580462 | 0.54 | 4.99 |
| Oct 2015 | 760.0530220287608 | -0.41 | 5.52 |
| Nov 2015 | 779.5303069996362 | 2.56 | 8.08 |
| Dec 2015 | 788.6872746410685 | 1.18 | 10.70 |
| Jan 2016 | 786.8912241305317 | -0.23 | 12.58 |
| Feb 2016 | 772.5775471515244 | -1.82 | 9.62 |
| Mar 2016 | 780.9322619236348 | 1.08 | 9.46 |
| Apr 2016 | 777.1213030685959 | -0.49 | 9.58 |
| May 2016 | 781.3754640589723 | 0.55 | 6.99 |
| Jun 2016 | 783.096465984674 | 0.22 | 4.29 |
| Jul 2016 | 775.682626897637 | -0.95 | 1.44 |
| Aug 2016 | 780.037321566425 | 0.56 | 2.76 |
| Sep 2016 | 787.4347700815605 | 0.95 | 3.18 |
| Oct 2016 | 794.0097113401395 | 0.84 | 4.47 |
| Nov 2016 | 830.3260143349285 | 4.57 | 6.52 |
| Dec 2016 | 882.4216324828919 | 6.27 | 11.89 |
| Jan 2017 | 886.0495936875734 | 0.41 | 12.60 |
| Feb 2017 | 898.0624887999514 | 1.36 | 16.24 |
| Mar 2017 | 912.8593224072879 | 1.65 | 16.89 |
| Apr 2017 | 906.6893781167145 | -0.68 | 16.67 |
| May 2017 | 911.0879474358414 | 0.49 | 16.60 |
| Jun 2017 | 905.0851393690986 | -0.66 | 15.58 |
| Jul 2017 | 916.8841782091788 | 1.30 | 18.20 |
| Aug 2017 | 912.6705499754803 | -0.46 | 17.00 |
| Sep 2017 | 910.4055317173049 | -0.25 | 15.62 |
| Oct 2017 | 928.3946113944875 | 1.98 | 16.93 |
| Nov 2017 | 938.689673688851 | 1.11 | 13.05 |
| Dec 2017 | 949.9185282079548 | 1.20 | 7.65 |
| Jan 2018 | 968.010206073798 | 1.91 | 9.25 |
| Feb 2018 | 1013.1063379673265 | 4.66 | 12.81 |
| Mar 2018 | 1037.0785512622567 | 2.37 | 13.61 |
| Apr 2018 | 1047.1836237470375 | 0.97 | 15.50 |
| May 2018 | 1069.059176145086 | 2.09 | 17.34 |
| Jun 2018 | 1073.294427201608 | 0.40 | 18.59 |
| Jul 2018 | 1075.2851899771488 | 0.19 | 17.28 |
| Aug 2018 | 1084.9540554416126 | 0.90 | 18.88 |
| Sep 2018 | 1101.7558428473455 | 1.55 | 21.02 |
| Oct 2018 | 1135.633995859607 | 3.08 | 22.32 |
| Nov 2018 | 1145.5407190680885 | 0.87 | 22.04 |
| Dec 2018 | 1120.3484547247213 | -2.20 | 17.94 |
| Jan 2019 | 1105.6877764671149 | -1.31 | 14.22 |
| Feb 2019 | 1105.5995214893173 | -0.01 | 9.13 |
| Mar 2019 | 1105.434332657557 | -0.01 | 6.59 |
| Apr 2019 | 1099.1862304398117 | -0.56 | 4.97 |
| May 2019 | 1095.3363852923674 | -0.35 | 2.46 |
| Jun 2019 | 1062.4606819575115 | -3.00 | -1.01 |
| Jul 2019 | 1058.8564791524313 | -0.34 | -1.53 |
| Aug 2019 | 1042.3140328878405 | -1.56 | -3.93 |
| Sep 2019 | 1044.706128511903 | 0.23 | -5.18 |
| Oct 2019 | 1059.9494958257842 | 1.46 | -6.66 |
| Nov 2019 | 1064.9806584818102 | 0.48 | -7.03 |
| Dec 2019 | 1071.6374615491218 | 0.63 | -4.35 |
| Jan 2020 | 1063.7008449767459 | -0.74 | -3.80 |
| Feb 2020 | 1047.8530873491986 | -1.49 | -5.22 |
| Mar 2020 | 1052.4751423184746 | 0.44 | -4.79 |
| Apr 2020 | 1038.9725477912386 | -1.28 | -5.48 |
| May 2020 | 1031.4873337861522 | -0.72 | -5.83 |
| Jun 2020 | 1022.4606182020299 | -0.87 | -3.76 |
| Jul 2020 | 1005.3034454218362 | -1.68 | -5.06 |
| Aug 2020 | 1001.6523226056411 | -0.36 | -3.90 |
| Sep 2020 | 1007.4193944351197 | 0.58 | -3.57 |
| Oct 2020 | 1013.791367117039 | 0.63 | -4.36 |
| Nov 2020 | 1020.9819954635274 | 0.71 | -4.13 |
| Dec 2020 | 1026.5121534102805 | 0.54 | -4.21 |
| Jan 2021 | 1050.6150267175672 | 2.35 | -1.23 |
| Feb 2021 | 1078.460717039557 | 2.65 | 2.92 |
| Mar 2021 | 1136.8866486539312 | 5.42 | 8.02 |
| Apr 2021 | 1156.0483804451676 | 1.69 | 11.27 |
| May 2021 | 1165.667090421027 | 0.83 | 13.01 |
| Jun 2021 | 1192.0383299233188 | 2.26 | 16.59 |
| Jul 2021 | 1196.554712177443 | 0.38 | 19.02 |
| Aug 2021 | 1209.9430532229273 | 1.12 | 20.80 |
| Sep 2021 | 1233.1529308626043 | 1.92 | 22.41 |
| Oct 2021 | 1274.2892778979701 | 3.34 | 25.70 |
| Nov 2021 | 1290.4023724722608 | 1.26 | 26.39 |
| Dec 2021 | 1312.0029939894068 | 1.67 | 27.81 |
| Jan 2022 | 1391.8989789206582 | 6.09 | 32.48 |
| Feb 2022 | 1473.0093463660635 | 5.83 | 36.58 |
| Mar 2022 | 1580.8114032999133 | 7.32 | 39.05 |
| Apr 2022 | 1771.3528537873337 | 12.05 | 53.23 |
| May 2022 | 1849.8836768383085 | 4.43 | 58.70 |
| Jun 2022 | 1928.3866938899037 | 4.24 | 61.77 |
| Jul 2022 | 1910.7276146334514 | -0.92 | 59.69 |
| Aug 2022 | 1864.6809024654688 | -2.41 | 54.11 |
| Sep 2022 | 2037.7819787062876 | 9.28 | 65.25 |
| Oct 2022 | 2190.2483044726914 | 7.48 | 71.88 |
| Nov 2022 | 2143.2485503303833 | -2.15 | 66.09 |
| Dec 2022 | 2022.4828854576247 | -5.63 | 54.15 |
| Jan 2023 | 1974.8082546453154 | -2.36 | 41.88 |
| Feb 2023 | 1950.860392259627 | -1.21 | 32.44 |
| Mar 2023 | 1998.9820359413511 | 2.47 | 26.45 |
| Apr 2023 | 1956.741881906713 | -2.11 | 10.47 |
| May 2023 | 1979.711559717733 | 1.17 | 7.02 |
| Jun 2023 | 2049.38727062253 | 3.52 | 6.28 |
| Jul 2023 | 2088.537921234628 | 1.91 | 9.31 |
| Aug 2023 | 2150.5461089697687 | 2.97 | 15.33 |
| Sep 2023 | 2188.9989074619166 | 1.79 | 7.42 |
| Oct 2023 | 2289.4643900935866 | 4.59 | 4.53 |
| Nov 2023 | 2255.119067893488 | -1.50 | 5.22 |
| Dec 2023 | 2122.991308687349 | -5.86 | 4.97 |
| Jan 2024 | 2092.7947568917302 | -1.42 | 5.98 |
| Feb 2024 | 2130.15960701421 | 1.79 | 9.19 |
| Mar 2024 | 2151.2319809524884 | 0.99 | 7.62 |
| Apr 2024 | 2203.185481340819 | 2.42 | 12.60 |
| May 2024 | 2232.7063894764465 | 1.34 | 12.78 |
| Jun 2024 | 2209.567618238356 | -1.04 | 7.82 |
| Jul 2024 | 2198.713815255708 | -0.49 | 5.28 |
| Aug 2024 | 2124.6514955623784 | -3.37 | -1.20 |
| Sep 2024 | 2056.893105407705 | -3.19 | -6.03 |
| Oct 2024 | 2112.1746495723573 | 2.69 | -7.74 |
| Nov 2024 | 2196.803895851891 | 4.01 | -2.59 |
| Dec 2024 | 2177.7557297167136 | -0.87 | 2.58 |
| Jan 2025 | 2233.103000803348 | 2.54 | 6.70 |
| Feb 2025 | 2205.178249200488 | -1.25 | 3.52 |
| Mar 2025 | 2156.92316929219 | -2.19 | 0.27 |
| Apr 2025 | 2168.074278067514 | 0.52 | -1.59 |
| May 2025 | 2182.835058573478 | 0.68 | -2.23 |
| Jun 2025 | 2177.4476595654087 | -0.25 | -1.45 |
| Jul 2025 | 2148.2840369291043 | -1.34 | -2.29 |
| Aug 2025 | 2110.8065122540884 | -1.74 | -0.65 |
| Sep 2025 | 2054.0063646323533 | -2.69 | -0.14 |
| Oct 2025 | 2030.4126507647263 | -1.15 | -3.87 |
| Nov 2025 | 2027.3826856028131 | -0.15 | -7.71 |
| Dec 2025 | 2019.817362879611 | -0.37 | -7.25 |
| Jan 2026 | 2002.2626773261902 | -0.87 | -10.34 |
| Feb 2026 | 1990.9549007606927 | -0.56 | -9.71 |
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