Miami, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Miami, FL Metro in February 2026 was $2,263.893. The month over month percentage change (MoM) was -0.53%, and the year over year percentage change (YoY) was -12.00%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Miami, FL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Miami, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Miami, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Miami, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Miami, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 784.6701738352589 | -1.45 | 2.79 |
| Feb 2015 | 794.9627082503999 | 1.31 | 4.52 |
| Mar 2015 | 806.7377233624877 | 1.48 | 4.35 |
| Apr 2015 | 803.0115788022276 | -0.46 | 2.74 |
| May 2015 | 826.3264088253617 | 2.90 | 6.28 |
| Jun 2015 | 847.3991382860097 | 2.55 | 8.26 |
| Jul 2015 | 861.1419996444215 | 1.62 | 9.33 |
| Aug 2015 | 853.8563134379764 | -0.85 | 7.65 |
| Sep 2015 | 860.2012172861565 | 0.74 | 6.89 |
| Oct 2015 | 858.3731787487375 | -0.21 | 7.46 |
| Nov 2015 | 881.5091577202772 | 2.70 | 9.93 |
| Dec 2015 | 890.4088054980269 | 1.01 | 11.84 |
| Jan 2016 | 886.5111971664664 | -0.44 | 12.98 |
| Feb 2016 | 869.3810415947888 | -1.93 | 9.36 |
| Mar 2016 | 879.2590737191206 | 1.14 | 8.99 |
| Apr 2016 | 875.9852111816652 | -0.37 | 9.09 |
| May 2016 | 881.7041978752092 | 0.65 | 6.70 |
| Jun 2016 | 884.7145118855864 | 0.34 | 4.40 |
| Jul 2016 | 876.7953397651123 | -0.89 | 1.82 |
| Aug 2016 | 881.9742344130736 | 0.59 | 3.29 |
| Sep 2016 | 890.4376408174624 | 0.96 | 3.52 |
| Oct 2016 | 898.2233237682984 | 0.87 | 4.64 |
| Nov 2016 | 938.3638565262534 | 4.47 | 6.45 |
| Dec 2016 | 993.1882073848398 | 5.84 | 11.54 |
| Jan 2017 | 991.4745876275648 | -0.17 | 11.84 |
| Feb 2017 | 999.3089207505197 | 0.79 | 14.95 |
| Mar 2017 | 1010.5858021860137 | 1.13 | 14.94 |
| Apr 2017 | 1000.1414111451367 | -1.03 | 14.17 |
| May 2017 | 1002.1259748984872 | 0.20 | 13.66 |
| Jun 2017 | 995.0986855636424 | -0.70 | 12.48 |
| Jul 2017 | 1008.4426366720032 | 1.34 | 15.02 |
| Aug 2017 | 1003.9816781192055 | -0.44 | 13.83 |
| Sep 2017 | 1000.6562931463884 | -0.33 | 12.38 |
| Oct 2017 | 1017.9746321570265 | 1.73 | 13.33 |
| Nov 2017 | 1028.0577241680696 | 0.99 | 9.56 |
| Dec 2017 | 1039.449627262998 | 1.11 | 4.66 |
| Jan 2018 | 1056.9044034665083 | 1.68 | 6.60 |
| Feb 2018 | 1100.737223203585 | 4.15 | 10.15 |
| Mar 2018 | 1120.4465224652856 | 1.79 | 10.87 |
| Apr 2018 | 1128.2227899341322 | 0.69 | 12.81 |
| May 2018 | 1149.8580287742523 | 1.92 | 14.74 |
| Jun 2018 | 1152.9748032524838 | 0.27 | 15.87 |
| Jul 2018 | 1154.0957381362582 | 0.10 | 14.44 |
| Aug 2018 | 1163.366672246615 | 0.80 | 15.88 |
| Sep 2018 | 1179.9372076502532 | 1.42 | 17.92 |
| Oct 2018 | 1213.1758273556643 | 2.82 | 19.18 |
| Nov 2018 | 1224.4733553298922 | 0.93 | 19.11 |
| Dec 2018 | 1199.5156223056215 | -2.04 | 15.40 |
| Jan 2019 | 1181.0478123804967 | -1.54 | 11.75 |
| Feb 2019 | 1172.664464157735 | -0.71 | 6.53 |
| Mar 2019 | 1160.7710967476996 | -1.01 | 3.60 |
| Apr 2019 | 1145.3509923664221 | -1.33 | 1.52 |
| May 2019 | 1135.1450917270101 | -0.89 | -1.28 |
| Jun 2019 | 1098.3956892237773 | -3.24 | -4.73 |
| Jul 2019 | 1093.9322121564994 | -0.41 | -5.21 |
| Aug 2019 | 1075.9915866302804 | -1.64 | -7.51 |
| Sep 2019 | 1077.0852500178519 | 0.10 | -8.72 |
| Oct 2019 | 1092.1201042894759 | 1.40 | -9.98 |
| Nov 2019 | 1099.120537612985 | 0.64 | -10.24 |
| Dec 2019 | 1110.0321417371415 | 0.99 | -7.46 |
| Jan 2020 | 1105.921420674889 | -0.37 | -6.36 |
| Feb 2020 | 1092.2496138636347 | -1.24 | -6.86 |
| Mar 2020 | 1097.0247124324849 | 0.44 | -5.49 |
| Apr 2020 | 1080.8050640532492 | -1.48 | -5.63 |
| May 2020 | 1070.5547860461327 | -0.95 | -5.69 |
| Jun 2020 | 1059.5385732925038 | -1.03 | -3.54 |
| Jul 2020 | 1040.1855875036272 | -1.83 | -4.91 |
| Aug 2020 | 1034.0589849018909 | -0.59 | -3.90 |
| Sep 2020 | 1036.649225873167 | 0.25 | -3.75 |
| Oct 2020 | 1039.7689833184802 | 0.30 | -4.79 |
| Nov 2020 | 1043.3873583586999 | 0.35 | -5.07 |
| Dec 2020 | 1045.5157461521228 | 0.20 | -5.81 |
| Jan 2021 | 1065.845025247999 | 1.94 | -3.62 |
| Feb 2021 | 1089.1116048538222 | 2.18 | -0.29 |
| Mar 2021 | 1141.5956516493363 | 4.82 | 4.06 |
| Apr 2021 | 1152.9349766597827 | 0.99 | 6.67 |
| May 2021 | 1155.9156085583884 | 0.26 | 7.97 |
| Jun 2021 | 1178.1682162880008 | 1.93 | 11.20 |
| Jul 2021 | 1182.675978696867 | 0.38 | 13.70 |
| Aug 2021 | 1196.7133611790096 | 1.19 | 15.73 |
| Sep 2021 | 1220.3538263807072 | 1.98 | 17.72 |
| Oct 2021 | 1261.283261702138 | 3.35 | 21.30 |
| Nov 2021 | 1278.278361178961 | 1.35 | 22.51 |
| Dec 2021 | 1302.7966746544948 | 1.92 | 24.61 |
| Jan 2022 | 1388.3718584394742 | 6.57 | 30.26 |
| Feb 2022 | 1477.3429239531451 | 6.41 | 35.65 |
| Mar 2022 | 1594.015421670479 | 7.90 | 39.63 |
| Apr 2022 | 1799.5220545501493 | 12.89 | 56.08 |
| May 2022 | 1896.829115080903 | 5.41 | 64.10 |
| Jun 2022 | 2002.4249918984176 | 5.57 | 69.96 |
| Jul 2022 | 2009.4495549247597 | 0.35 | 69.91 |
| Aug 2022 | 1985.9713594146313 | -1.17 | 65.95 |
| Sep 2022 | 2196.8341223625584 | 10.62 | 80.02 |
| Oct 2022 | 2389.2001184391056 | 8.76 | 89.43 |
| Nov 2022 | 2370.891788972634 | -0.77 | 85.48 |
| Dec 2022 | 2270.9487378659287 | -4.21 | 74.31 |
| Jan 2023 | 2251.936082460152 | -0.84 | 62.20 |
| Feb 2023 | 2249.6255168506505 | -0.10 | 52.28 |
| Mar 2023 | 2321.1397038232485 | 3.18 | 45.62 |
| Apr 2023 | 2280.6742173799976 | -1.74 | 26.74 |
| May 2023 | 2313.446406670522 | 1.44 | 21.96 |
| Jun 2023 | 2402.4170648130175 | 3.85 | 19.98 |
| Jul 2023 | 2453.133484709981 | 2.11 | 22.08 |
| Aug 2023 | 2531.4384844361316 | 3.19 | 27.47 |
| Sep 2023 | 2580.220915714552 | 1.93 | 17.45 |
| Oct 2023 | 2705.555364593136 | 4.86 | 13.24 |
| Nov 2023 | 2675.208260816623 | -1.12 | 12.84 |
| Dec 2023 | 2526.5465174524957 | -5.56 | 11.26 |
| Jan 2024 | 2494.6049728008247 | -1.26 | 10.78 |
| Feb 2024 | 2539.25025775959 | 1.79 | 12.87 |
| Mar 2024 | 2562.060348066057 | 0.90 | 10.38 |
| Apr 2024 | 2617.989309483485 | 2.18 | 14.79 |
| May 2024 | 2645.0179820904436 | 1.03 | 14.33 |
| Jun 2024 | 2610.238961417017 | -1.31 | 8.65 |
| Jul 2024 | 2592.7415054567164 | -0.67 | 5.69 |
| Aug 2024 | 2501.716806698301 | -3.51 | -1.17 |
| Sep 2024 | 2419.2863726918317 | -3.29 | -6.24 |
| Oct 2024 | 2481.0382104536197 | 2.55 | -8.30 |
| Nov 2024 | 2574.5020233865507 | 3.77 | -3.76 |
| Dec 2024 | 2546.4829431916023 | -1.09 | 0.79 |
| Jan 2025 | 2607.0735390848176 | 2.38 | 4.51 |
| Feb 2025 | 2572.7468791159754 | -1.32 | 1.32 |
| Mar 2025 | 2512.3666528787962 | -2.35 | -1.94 |
| Apr 2025 | 2518.2289628324206 | 0.23 | -3.81 |
| May 2025 | 2524.9421214184204 | 0.27 | -4.54 |
| Jun 2025 | 2508.577217530494 | -0.65 | -3.89 |
| Jul 2025 | 2465.2093247761527 | -1.73 | -4.92 |
| Aug 2025 | 2416.7140242934615 | -1.97 | -3.40 |
| Sep 2025 | 2348.3201103400243 | -2.83 | -2.93 |
| Oct 2025 | 2319.4505051185506 | -1.23 | -6.51 |
| Nov 2025 | 2311.912981992772 | -0.32 | -10.20 |
| Dec 2025 | 2298.0617406787774 | -0.60 | -9.76 |
| Jan 2026 | 2276.0498026912646 | -0.96 | -12.70 |
| Feb 2026 | 2263.8934208121013 | -0.53 | -12.00 |
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