Michigan City, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Michigan City, IN Metro in February 2026 was $1,190.322. The month over month percentage change (MoM) was -0.22%, and the year over year percentage change (YoY) was -4.58%.

The chart below shows the trend of the mortgage payments with 20% down for all homes in the Michigan City, IN metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Michigan City, IN metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Michigan City, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Michigan City, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 444.84483103308213 -2.20 -7.96
Feb 2015 447.22661337574004 0.54 -5.84
Mar 2015 450.4747705875216 0.73 -5.50
Apr 2015 445.6823351082841 -1.06 -6.25
May 2015 457.2730994965442 2.60 -2.17
Jun 2015 469.41032938466805 2.65 0.60
Jul 2015 477.7494109453551 1.78 2.53
Aug 2015 473.65088380145886 -0.86 1.60
Sep 2015 475.1071405162645 0.31 1.10
Oct 2015 471.2624204232409 -0.81 1.70
Nov 2015 479.81863999807956 1.82 3.93
Dec 2015 480.79722150162786 0.20 5.70
Jan 2016 474.7731296127091 -1.25 6.73
Feb 2016 462.18865413959986 -2.65 3.35
Mar 2016 463.2116627191827 0.22 2.83
Apr 2016 458.3686271653379 -1.05 2.85
May 2016 458.81233642675704 0.10 0.34
Jun 2016 458.04962648852825 -0.17 -2.42
Jul 2016 450.6256669223318 -1.62 -5.68
Aug 2016 449.9490609151323 -0.15 -5.00
Sep 2016 451.55558956761 0.36 -4.96
Oct 2016 453.5414620208687 0.44 -3.76
Nov 2016 472.59471398063783 4.20 -1.51
Dec 2016 500.0209760236825 5.80 4.00
Jan 2017 498.7819482972071 -0.25 5.06
Feb 2017 500.47603549812777 0.34 8.28
Mar 2017 502.0898839033678 0.32 8.39
Apr 2017 493.7946421910181 -1.65 7.73
May 2017 494.0675515797922 0.06 7.68
Jun 2017 490.6491985249665 -0.69 7.12
Jul 2017 497.3532942086563 1.37 10.37
Aug 2017 494.6301225327223 -0.55 9.93
Sep 2017 492.63351601128477 -0.40 9.10
Oct 2017 500.8037167333795 1.66 10.42
Nov 2017 505.99056734569217 1.04 7.07
Dec 2017 511.4701212103008 1.08 2.29
Jan 2018 519.2740236520046 1.53 4.11
Feb 2018 540.1247286585747 4.01 7.92
Mar 2018 549.710485385465 1.78 9.48
Apr 2018 554.4854159730223 0.87 12.29
May 2018 565.7948629928969 2.04 14.52
Jun 2018 568.6934440613009 0.51 15.91
Jul 2018 569.7682165356293 0.19 14.56
Aug 2018 575.013855231786 0.92 16.25
Sep 2018 584.0177202476297 1.57 18.55
Oct 2018 601.2078468927422 2.94 20.05
Nov 2018 607.5436258010268 1.05 20.07
Dec 2018 594.9780014016957 -2.07 16.33
Jan 2019 586.3047377012144 -1.46 12.91
Feb 2019 582.9243077704207 -0.58 7.92
Mar 2019 579.7651669721705 -0.54 5.47
Apr 2019 575.3162135842168 -0.77 3.76
May 2019 573.1982248788182 -0.37 1.31
Jun 2019 556.6448667403492 -2.89 -2.12
Jul 2019 556.3682262595177 -0.05 -2.35
Aug 2019 549.3601350791924 -1.26 -4.46
Sep 2019 550.9253579134831 0.28 -5.67
Oct 2019 558.1732664149041 1.32 -7.16
Nov 2019 560.4970908581732 0.42 -7.74
Dec 2019 565.084193682382 0.82 -5.02
Jan 2020 561.440603732539 -0.64 -4.24
Feb 2020 552.4781359781895 -1.60 -5.22
Mar 2020 552.703141480904 0.04 -4.67
Apr 2020 544.3775114368121 -1.51 -5.38
May 2020 540.938998443216 -0.63 -5.63
Jun 2020 538.0083562607837 -0.54 -3.35
Jul 2020 530.6001317408284 -1.38 -4.63
Aug 2020 529.3862830369977 -0.23 -3.64
Sep 2020 532.7697089052872 0.64 -3.29
Oct 2020 536.802876921092 0.76 -3.83
Nov 2020 541.4063404344593 0.86 -3.41
Dec 2020 544.8757372083556 0.64 -3.58
Jan 2021 556.5308706393737 2.14 -0.87
Feb 2021 569.7033001040525 2.37 3.12
Mar 2021 598.5544697263272 5.06 8.30
Apr 2021 606.0778032174107 1.26 11.33
May 2021 608.0163025808048 0.32 12.40
Jun 2021 617.998907662505 1.64 14.87
Jul 2021 616.5673430461125 -0.23 16.20
Aug 2021 618.8547962651926 0.37 16.90
Sep 2021 624.9326924084561 0.98 17.30
Oct 2021 641.5864936433148 2.67 19.52
Nov 2021 645.9595723762276 0.68 19.31
Dec 2021 653.1825452876108 1.12 19.88
Jan 2022 689.2914367376294 5.53 23.86
Feb 2022 726.5718177918232 5.41 27.54
Mar 2022 777.146401446698 6.96 29.84
Apr 2022 868.9842831115388 11.82 43.38
May 2022 905.5725248188552 4.21 48.94
Jun 2022 946.7330705449612 4.55 53.19
Jul 2022 942.2012911266637 -0.48 52.81
Aug 2022 926.0093482645906 -1.72 49.63
Sep 2022 1021.1259330775063 10.27 63.40
Oct 2022 1108.9434874689462 8.60 72.84
Nov 2022 1100.0829066805381 -0.80 70.30
Dec 2022 1052.627366666154 -4.31 61.15
Jan 2023 1042.6260149316493 -0.95 51.26
Feb 2023 1042.9044100366893 0.03 43.54
Mar 2023 1079.4507874450114 3.50 38.90
Apr 2023 1063.5555676459228 -1.47 22.39
May 2023 1080.1388715277576 1.56 19.28
Jun 2023 1121.8180676453728 3.86 18.49
Jul 2023 1146.7574196995033 2.22 21.71
Aug 2023 1183.7396058913484 3.23 27.83
Sep 2023 1204.8505984601984 1.78 17.99
Oct 2023 1257.8292916797636 4.40 13.43
Nov 2023 1234.1742136380312 -1.88 12.19
Dec 2023 1154.9497038101758 -6.42 9.72
Jan 2024 1133.367678444314 -1.87 8.70
Feb 2024 1153.0525715039678 1.74 10.56
Mar 2024 1170.5827725001902 1.52 8.44
Apr 2024 1204.874688805661 2.93 13.29
May 2024 1225.515755841857 1.71 13.46
Jun 2024 1213.8893753603893 -0.95 8.21
Jul 2024 1208.7139240913416 -0.43 5.40
Aug 2024 1168.9097994430495 -3.29 -1.25
Sep 2024 1134.5443239568206 -2.94 -5.83
Oct 2024 1169.9785573829583 3.12 -6.98
Nov 2024 1221.330385157711 4.39 -1.04
Dec 2024 1216.4591708848068 -0.40 5.33
Jan 2025 1254.8138093066473 3.15 10.72
Feb 2025 1247.4875660834348 -0.58 8.19
Mar 2025 1226.7074179268877 -1.67 4.80
Apr 2025 1237.3930133611411 0.87 2.70
May 2025 1250.7736067581993 1.08 2.06
Jun 2025 1254.12172078096 0.27 3.31
Jul 2025 1246.5905843335165 -0.60 3.13
Aug 2025 1233.872399121694 -1.02 5.56
Sep 2025 1208.619495912421 -2.05 6.53
Oct 2025 1198.9814015166364 -0.80 2.48
Nov 2025 1201.1092144087252 0.18 -1.66
Dec 2025 1199.108367104964 -0.17 -1.43
Jan 2026 1192.929102426407 -0.51 -4.93
Feb 2026 1190.3224955928529 -0.22 -4.58