Muncie, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Muncie, IN Metro in February 2026 was $784.133. The month over month percentage change (MoM) was 0.27%, and the year over year percentage change (YoY) was -5.02%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Muncie, IN metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Muncie, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Muncie, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Muncie, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Muncie, IN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 276.7274060732534 | -2.31 | -7.22 |
| Feb 2015 | 277.87434412602903 | 0.41 | -5.44 |
| Mar 2015 | 279.50245434945936 | 0.59 | -5.24 |
| Apr 2015 | 276.33803361203564 | -1.13 | -6.37 |
| May 2015 | 283.01265912379876 | 2.42 | -2.84 |
| Jun 2015 | 289.22450989585593 | 2.19 | -1.07 |
| Jul 2015 | 292.4199601506487 | 1.11 | -0.33 |
| Aug 2015 | 288.4146695228819 | -1.37 | -2.08 |
| Sep 2015 | 287.9344169792688 | -0.17 | -2.86 |
| Oct 2015 | 284.3574162070677 | -1.24 | -2.23 |
| Nov 2015 | 288.3953805784328 | 1.42 | 0.06 |
| Dec 2015 | 289.3089287014562 | 0.32 | 2.13 |
| Jan 2016 | 287.2572404931712 | -0.71 | 3.81 |
| Feb 2016 | 281.70302449324805 | -1.93 | 1.38 |
| Mar 2016 | 283.7489428595233 | 0.73 | 1.52 |
| Apr 2016 | 281.1821311321578 | -0.90 | 1.75 |
| May 2016 | 281.6504846618902 | 0.17 | -0.48 |
| Jun 2016 | 282.14099068089786 | 0.17 | -2.45 |
| Jul 2016 | 279.1668261316386 | -1.05 | -4.53 |
| Aug 2016 | 280.997246286975 | 0.66 | -2.57 |
| Sep 2016 | 283.8705040293693 | 1.02 | -1.41 |
| Oct 2016 | 286.59264682408605 | 0.96 | 0.79 |
| Nov 2016 | 299.54062080466844 | 4.52 | 3.87 |
| Dec 2016 | 317.8838473143455 | 6.12 | 9.88 |
| Jan 2017 | 317.86171940432064 | -0.01 | 10.65 |
| Feb 2017 | 319.27838571862316 | 0.45 | 13.34 |
| Mar 2017 | 320.2455430083248 | 0.30 | 12.86 |
| Apr 2017 | 314.7864061122835 | -1.70 | 11.95 |
| May 2017 | 314.5977030053846 | -0.06 | 11.70 |
| Jun 2017 | 311.87974718326177 | -0.86 | 10.54 |
| Jul 2017 | 315.8414236180811 | 1.27 | 13.14 |
| Aug 2017 | 313.72440644776253 | -0.67 | 11.65 |
| Sep 2017 | 311.9734633137212 | -0.56 | 9.90 |
| Oct 2017 | 316.40675661073453 | 1.42 | 10.40 |
| Nov 2017 | 319.39976142608225 | 0.95 | 6.63 |
| Dec 2017 | 322.8543607824808 | 1.08 | 1.56 |
| Jan 2018 | 328.5277460549608 | 1.76 | 3.36 |
| Feb 2018 | 342.71800987080195 | 4.32 | 7.34 |
| Mar 2018 | 350.23223046983395 | 2.19 | 9.36 |
| Apr 2018 | 353.49379258950745 | 0.93 | 12.30 |
| May 2018 | 360.23719044162226 | 1.91 | 14.51 |
| Jun 2018 | 360.7179850691452 | 0.13 | 15.66 |
| Jul 2018 | 360.8952313384452 | 0.05 | 14.27 |
| Aug 2018 | 363.9628404957728 | 0.85 | 16.01 |
| Sep 2018 | 369.4454155806964 | 1.51 | 18.42 |
| Oct 2018 | 379.53409840345626 | 2.73 | 19.95 |
| Nov 2018 | 383.1771385407821 | 0.96 | 19.97 |
| Dec 2018 | 374.58985107713903 | -2.24 | 16.02 |
| Jan 2019 | 367.47597748073736 | -1.90 | 11.86 |
| Feb 2019 | 363.12230595399814 | -1.18 | 5.95 |
| Mar 2019 | 359.0418056750051 | -1.12 | 2.52 |
| Apr 2019 | 354.78879395371956 | -1.18 | 0.37 |
| May 2019 | 352.42098942299117 | -0.67 | -2.17 |
| Jun 2019 | 341.90574459247443 | -2.98 | -5.21 |
| Jul 2019 | 341.61706713314646 | -0.08 | -5.34 |
| Aug 2019 | 336.63963715473886 | -1.46 | -7.51 |
| Sep 2019 | 337.149389464558 | 0.15 | -8.74 |
| Oct 2019 | 341.61514989249537 | 1.33 | -9.99 |
| Nov 2019 | 343.448370766487 | 0.54 | -10.37 |
| Dec 2019 | 346.222169578952 | 0.81 | -7.57 |
| Jan 2020 | 344.1007838275065 | -0.61 | -6.36 |
| Feb 2020 | 339.7331634785114 | -1.27 | -6.44 |
| Mar 2020 | 342.055885595943 | 0.68 | -4.73 |
| Apr 2020 | 339.5113206767853 | -0.74 | -4.31 |
| May 2020 | 339.3242319513129 | -0.05 | -3.72 |
| Jun 2020 | 338.635896999334 | -0.20 | -0.96 |
| Jul 2020 | 334.5855147218449 | -1.20 | -2.06 |
| Aug 2020 | 334.487264270347 | -0.03 | -0.64 |
| Sep 2020 | 337.0900914707269 | 0.78 | -0.02 |
| Oct 2020 | 340.188060382966 | 0.92 | -0.42 |
| Nov 2020 | 343.53021461219015 | 0.98 | 0.02 |
| Dec 2020 | 345.996214708545 | 0.72 | -0.06 |
| Jan 2021 | 353.5531642446812 | 2.18 | 2.75 |
| Feb 2021 | 361.5396419028652 | 2.26 | 6.42 |
| Mar 2021 | 379.69860481157104 | 5.02 | 11.01 |
| Apr 2021 | 384.2209304631768 | 1.19 | 13.17 |
| May 2021 | 385.6542440961934 | 0.37 | 13.65 |
| Jun 2021 | 392.8448393512879 | 1.87 | 16.01 |
| Jul 2021 | 393.34867284140046 | 0.13 | 17.56 |
| Aug 2021 | 396.48434789122126 | 0.80 | 18.54 |
| Sep 2021 | 401.3641736961439 | 1.23 | 19.07 |
| Oct 2021 | 411.52619564491874 | 2.53 | 20.97 |
| Nov 2021 | 413.34281516074304 | 0.44 | 20.32 |
| Dec 2021 | 417.9342474725022 | 1.11 | 20.79 |
| Jan 2022 | 442.4316656885038 | 5.86 | 25.14 |
| Feb 2022 | 468.0566896956087 | 5.79 | 29.46 |
| Mar 2022 | 500.49300097229485 | 6.93 | 31.81 |
| Apr 2022 | 557.620138986343 | 11.41 | 45.13 |
| May 2022 | 578.9956992386744 | 3.83 | 50.13 |
| Jun 2022 | 604.418830299201 | 4.39 | 53.86 |
| Jul 2022 | 601.9742293851091 | -0.40 | 53.04 |
| Aug 2022 | 591.2848856574476 | -1.78 | 49.13 |
| Sep 2022 | 651.6411583736793 | 10.21 | 62.36 |
| Oct 2022 | 707.21076460445 | 8.53 | 71.85 |
| Nov 2022 | 702.619344678092 | -0.65 | 69.99 |
| Dec 2022 | 673.2444280584614 | -4.18 | 61.09 |
| Jan 2023 | 668.081888623686 | -0.77 | 51.00 |
| Feb 2023 | 669.0175544227693 | 0.14 | 42.94 |
| Mar 2023 | 693.7845962672031 | 3.70 | 38.62 |
| Apr 2023 | 686.8595351560816 | -1.00 | 23.18 |
| May 2023 | 700.6448023415873 | 2.01 | 21.01 |
| Jun 2023 | 729.790132328351 | 4.16 | 20.74 |
| Jul 2023 | 744.5392221300025 | 2.02 | 23.68 |
| Aug 2023 | 765.7319647171519 | 2.85 | 29.50 |
| Sep 2023 | 776.5212621766141 | 1.41 | 19.16 |
| Oct 2023 | 807.7902245066396 | 4.03 | 14.22 |
| Nov 2023 | 792.2260340895809 | -1.93 | 12.75 |
| Dec 2023 | 742.9948892499001 | -6.21 | 10.36 |
| Jan 2024 | 733.0147095627418 | -1.34 | 9.72 |
| Feb 2024 | 749.8482748989238 | 2.30 | 12.08 |
| Mar 2024 | 763.3563989565251 | 1.80 | 10.03 |
| Apr 2024 | 787.0491060105281 | 3.10 | 14.59 |
| May 2024 | 799.95508999055 | 1.64 | 14.17 |
| Jun 2024 | 792.5238921783083 | -0.93 | 8.60 |
| Jul 2024 | 789.1508743255428 | -0.43 | 5.99 |
| Aug 2024 | 763.638898373609 | -3.23 | -0.27 |
| Sep 2024 | 740.6407859795758 | -3.01 | -4.62 |
| Oct 2024 | 763.7150922378153 | 3.12 | -5.46 |
| Nov 2024 | 798.7070224712746 | 4.58 | 0.82 |
| Dec 2024 | 798.3156901590839 | -0.05 | 7.45 |
| Jan 2025 | 826.1846915262173 | 3.49 | 12.71 |
| Feb 2025 | 825.5731613718268 | -0.07 | 10.10 |
| Mar 2025 | 815.5992001352201 | -1.21 | 6.84 |
| Apr 2025 | 825.3540877187058 | 1.20 | 4.87 |
| May 2025 | 833.095560353356 | 0.94 | 4.14 |
| Jun 2025 | 832.6288482068875 | -0.06 | 5.06 |
| Jul 2025 | 825.7121397399287 | -0.83 | 4.63 |
| Aug 2025 | 815.3828086771189 | -1.25 | 6.78 |
| Sep 2025 | 796.5859825131469 | -2.31 | 7.55 |
| Oct 2025 | 787.4783396680557 | -1.14 | 3.11 |
| Nov 2025 | 785.865965159887 | -0.20 | -1.61 |
| Dec 2025 | 784.6236735148258 | -0.16 | -1.71 |
| Jan 2026 | 782.0479052294569 | -0.33 | -5.34 |
| Feb 2026 | 784.1332604033963 | 0.27 | -5.02 |
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