Napa, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Napa, CA Metro in February 2026 was $4,271.44. The month over month percentage change (MoM) was -0.39%, and the year over year percentage change (YoY) was -11.39%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Napa, CA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Napa, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Napa, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Napa, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Napa, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1974.550669011381 | -1.48 | 0.04 |
| Feb 2015 | 1999.3564594053269 | 1.26 | 2.22 |
| Mar 2015 | 2031.5763298110717 | 1.61 | 2.58 |
| Apr 2015 | 2026.1614816882477 | -0.27 | 1.42 |
| May 2015 | 2089.6745053913014 | 3.14 | 5.31 |
| Jun 2015 | 2138.569941308163 | 2.34 | 7.42 |
| Jul 2015 | 2159.5652389931092 | 0.98 | 8.60 |
| Aug 2015 | 2131.3283108474925 | -1.31 | 6.96 |
| Sep 2015 | 2145.208151087209 | 0.65 | 6.40 |
| Oct 2015 | 2148.600840031141 | 0.16 | 7.12 |
| Nov 2015 | 2213.8087408497786 | 3.04 | 9.81 |
| Dec 2015 | 2248.433211613889 | 1.56 | 12.18 |
| Jan 2016 | 2251.9648921801618 | 0.16 | 14.05 |
| Feb 2016 | 2218.4056287357375 | -1.49 | 10.96 |
| Mar 2016 | 2244.4195790267518 | 1.17 | 10.48 |
| Apr 2016 | 2231.9337880451544 | -0.56 | 10.16 |
| May 2016 | 2242.3787030846174 | 0.47 | 7.31 |
| Jun 2016 | 2241.443099457649 | -0.04 | 4.81 |
| Jul 2016 | 2208.9873350473736 | -1.45 | 2.29 |
| Aug 2016 | 2208.803937697269 | -0.01 | 3.64 |
| Sep 2016 | 2219.099105452587 | 0.47 | 3.44 |
| Oct 2016 | 2232.4005943828506 | 0.60 | 3.90 |
| Nov 2016 | 2335.307455125252 | 4.61 | 5.49 |
| Dec 2016 | 2483.531346560041 | 6.35 | 10.46 |
| Jan 2017 | 2494.5166384420727 | 0.44 | 10.77 |
| Feb 2017 | 2514.607190446384 | 0.81 | 13.35 |
| Mar 2017 | 2537.4093735035044 | 0.91 | 13.05 |
| Apr 2017 | 2504.305330441286 | -1.30 | 12.20 |
| May 2017 | 2508.9613733345554 | 0.19 | 11.89 |
| Jun 2017 | 2489.9430179942988 | -0.76 | 11.09 |
| Jul 2017 | 2516.049654029453 | 1.05 | 13.90 |
| Aug 2017 | 2493.5681752270525 | -0.89 | 12.89 |
| Sep 2017 | 2473.33950757753 | -0.81 | 11.46 |
| Oct 2017 | 2510.2318113475253 | 1.49 | 12.45 |
| Nov 2017 | 2532.0526305550243 | 0.87 | 8.43 |
| Dec 2017 | 2562.8175103062513 | 1.22 | 3.19 |
| Jan 2018 | 2608.5865177892333 | 1.79 | 4.57 |
| Feb 2018 | 2720.979593279722 | 4.31 | 8.21 |
| Mar 2018 | 2766.9447227554197 | 1.69 | 9.05 |
| Apr 2018 | 2782.5162458619734 | 0.56 | 11.11 |
| May 2018 | 2836.8536440330954 | 1.95 | 13.07 |
| Jun 2018 | 2845.436260822128 | 0.30 | 14.28 |
| Jul 2018 | 2838.0845333835314 | -0.26 | 12.80 |
| Aug 2018 | 2844.0236452893423 | 0.21 | 14.05 |
| Sep 2018 | 2870.858720389937 | 0.94 | 16.07 |
| Oct 2018 | 2949.797604335375 | 2.75 | 17.51 |
| Nov 2018 | 2973.8005998637595 | 0.81 | 17.45 |
| Dec 2018 | 2903.1966691724892 | -2.37 | 13.28 |
| Jan 2019 | 2851.416313735542 | -1.78 | 9.31 |
| Feb 2019 | 2824.43881160527 | -0.95 | 3.80 |
| Mar 2019 | 2797.085041980224 | -0.97 | 1.09 |
| Apr 2019 | 2761.3379514009766 | -1.28 | -0.76 |
| May 2019 | 2743.987999630651 | -0.63 | -3.27 |
| Jun 2019 | 2660.3821149671226 | -3.05 | -6.50 |
| Jul 2019 | 2651.2135266519317 | -0.34 | -6.58 |
| Aug 2019 | 2607.5321466686996 | -1.65 | -8.31 |
| Sep 2019 | 2609.3239601846094 | 0.07 | -9.11 |
| Oct 2019 | 2643.305306672005 | 1.30 | -10.39 |
| Nov 2019 | 2651.6382509472683 | 0.32 | -10.83 |
| Dec 2019 | 2661.3889822668916 | 0.37 | -8.33 |
| Jan 2020 | 2630.3200786675284 | -1.17 | -7.75 |
| Feb 2020 | 2585.6384331473373 | -1.70 | -8.45 |
| Mar 2020 | 2593.5159216215147 | 0.31 | -7.28 |
| Apr 2020 | 2560.4154557088814 | -1.28 | -7.28 |
| May 2020 | 2535.8171976970757 | -0.96 | -7.59 |
| Jun 2020 | 2506.904556944567 | -1.14 | -5.77 |
| Jul 2020 | 2452.9782000927225 | -2.15 | -7.48 |
| Aug 2020 | 2434.036126494842 | -0.77 | -6.65 |
| Sep 2020 | 2441.1760562574464 | 0.29 | -6.44 |
| Oct 2020 | 2458.9530752740525 | 0.73 | -6.97 |
| Nov 2020 | 2479.7345118060075 | 0.85 | -6.48 |
| Dec 2020 | 2494.4496589620317 | 0.59 | -6.27 |
| Jan 2021 | 2546.2910860897396 | 2.08 | -3.19 |
| Feb 2021 | 2605.7080430926635 | 2.33 | 0.78 |
| Mar 2021 | 2738.1518284676185 | 5.08 | 5.58 |
| Apr 2021 | 2773.0948123156145 | 1.28 | 8.31 |
| May 2021 | 2785.3979073626674 | 0.44 | 9.84 |
| Jun 2021 | 2828.824462052991 | 1.56 | 12.84 |
| Jul 2021 | 2822.1353188536877 | -0.24 | 15.05 |
| Aug 2021 | 2824.239365037791 | 0.08 | 16.03 |
| Sep 2021 | 2848.97385176381 | 0.88 | 16.70 |
| Oct 2021 | 2911.6754613756316 | 2.20 | 18.41 |
| Nov 2021 | 2920.069809723254 | 0.29 | 17.76 |
| Dec 2021 | 2943.591151950687 | 0.81 | 18.01 |
| Jan 2022 | 3104.763099367902 | 5.48 | 21.93 |
| Feb 2022 | 3277.886252745904 | 5.58 | 25.80 |
| Mar 2022 | 3522.6116174828485 | 7.47 | 28.65 |
| Apr 2022 | 3944.9333231295354 | 11.99 | 42.26 |
| May 2022 | 4114.834299812983 | 4.31 | 47.73 |
| Jun 2022 | 4269.876995052425 | 3.77 | 50.94 |
| Jul 2022 | 4204.592000574196 | -1.53 | 48.99 |
| Aug 2022 | 4073.1847680535957 | -3.12 | 44.22 |
| Sep 2022 | 4431.198741861116 | 8.79 | 55.54 |
| Oct 2022 | 4771.1659450060915 | 7.67 | 63.86 |
| Nov 2022 | 4703.448837755667 | -1.42 | 61.07 |
| Dec 2022 | 4474.966590394932 | -4.86 | 52.02 |
| Jan 2023 | 4403.119923408649 | -1.61 | 41.82 |
| Feb 2023 | 4376.631273162279 | -0.60 | 33.52 |
| Mar 2023 | 4508.943572145901 | 3.02 | 28.00 |
| Apr 2023 | 4433.764563277509 | -1.67 | 12.39 |
| May 2023 | 4495.934644396894 | 1.40 | 9.26 |
| Jun 2023 | 4663.378283018581 | 3.72 | 9.22 |
| Jul 2023 | 4763.731440570486 | 2.15 | 13.30 |
| Aug 2023 | 4919.062874024073 | 3.26 | 20.77 |
| Sep 2023 | 5013.840570458734 | 1.93 | 13.15 |
| Oct 2023 | 5235.713525082196 | 4.43 | 9.74 |
| Nov 2023 | 5137.859969486298 | -1.87 | 9.24 |
| Dec 2023 | 4807.749096722076 | -6.42 | 7.44 |
| Jan 2024 | 4700.719969080509 | -2.23 | 6.76 |
| Feb 2024 | 4748.03908743878 | 1.01 | 8.49 |
| Mar 2024 | 4779.7079892480615 | 0.67 | 6.01 |
| Apr 2024 | 4896.286077914768 | 2.44 | 10.43 |
| May 2024 | 4963.990330066823 | 1.38 | 10.41 |
| Jun 2024 | 4903.446236444383 | -1.22 | 5.15 |
| Jul 2024 | 4868.165026567578 | -0.72 | 2.19 |
| Aug 2024 | 4693.528260097495 | -3.59 | -4.58 |
| Sep 2024 | 4529.265917547712 | -3.50 | -9.66 |
| Oct 2024 | 4631.113739958048 | 2.25 | -11.55 |
| Nov 2024 | 4799.9739371890455 | 3.65 | -6.58 |
| Dec 2024 | 4754.625990651985 | -0.94 | -1.10 |
| Jan 2025 | 4878.263329575261 | 2.60 | 3.78 |
| Feb 2025 | 4820.3294724854995 | -1.19 | 1.52 |
| Mar 2025 | 4715.134898267778 | -2.18 | -1.35 |
| Apr 2025 | 4730.806764013367 | 0.33 | -3.38 |
| May 2025 | 4749.1111504760875 | 0.39 | -4.33 |
| Jun 2025 | 4715.967579630298 | -0.70 | -3.82 |
| Jul 2025 | 4641.095089296955 | -1.59 | -4.66 |
| Aug 2025 | 4546.25482655136 | -2.04 | -3.14 |
| Sep 2025 | 4415.446303066886 | -2.88 | -2.51 |
| Oct 2025 | 4352.563437781349 | -1.42 | -6.01 |
| Nov 2025 | 4342.350885874076 | -0.23 | -9.53 |
| Dec 2025 | 4322.50321346689 | -0.46 | -9.09 |
| Jan 2026 | 4288.200364525374 | -0.79 | -12.10 |
| Feb 2026 | 4271.439843179527 | -0.39 | -11.39 |
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