Naples, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Naples, FL Metro in February 2026 was $2,675.869. The month over month percentage change (MoM) was -0.56%, and the year over year percentage change (YoY) was -13.79%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Naples, FL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Naples, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1101.788189885968 | -1.05 | 1.52 |
| Feb 2015 | 1118.899960785861 | 1.55 | 3.67 |
| Mar 2015 | 1136.0704185889447 | 1.54 | 4.11 |
| Apr 2015 | 1130.2524485766198 | -0.51 | 3.02 |
| May 2015 | 1162.7616959333493 | 2.88 | 7.07 |
| Jun 2015 | 1193.5133729541194 | 2.65 | 9.41 |
| Jul 2015 | 1216.0079481441453 | 1.89 | 11.01 |
| Aug 2015 | 1210.3479748956042 | -0.46 | 9.77 |
| Sep 2015 | 1223.2377708473073 | 1.07 | 9.43 |
| Oct 2015 | 1222.985427087534 | -0.02 | 10.14 |
| Nov 2015 | 1257.8123518121038 | 2.85 | 12.63 |
| Dec 2015 | 1272.993503009685 | 1.21 | 14.33 |
| Jan 2016 | 1269.6639100244515 | -0.26 | 15.24 |
| Feb 2016 | 1245.9423506680066 | -1.87 | 11.35 |
| Mar 2016 | 1258.1047598612843 | 0.98 | 10.74 |
| Apr 2016 | 1249.7788762149596 | -0.66 | 10.58 |
| May 2016 | 1252.087591911487 | 0.19 | 7.68 |
| Jun 2016 | 1249.6662209060005 | -0.19 | 4.71 |
| Jul 2016 | 1232.4872215614757 | -1.37 | 1.36 |
| Aug 2016 | 1234.6888350835093 | 0.18 | 2.01 |
| Sep 2016 | 1241.432046584444 | 0.55 | 1.49 |
| Oct 2016 | 1247.7814654388765 | 0.51 | 2.03 |
| Nov 2016 | 1297.910381814821 | 4.02 | 3.19 |
| Dec 2016 | 1368.2941635449004 | 5.42 | 7.49 |
| Jan 2017 | 1357.3831367237888 | -0.80 | 6.91 |
| Feb 2017 | 1358.4533335660174 | 0.08 | 9.03 |
| Mar 2017 | 1362.6246548893089 | 0.31 | 8.31 |
| Apr 2017 | 1339.0056693128051 | -1.73 | 7.14 |
| May 2017 | 1330.9129205799918 | -0.60 | 6.30 |
| Jun 2017 | 1311.0640056976035 | -1.49 | 4.91 |
| Jul 2017 | 1318.1849261823497 | 0.54 | 6.95 |
| Aug 2017 | 1305.644152797019 | -0.95 | 5.75 |
| Sep 2017 | 1295.5558752286731 | -0.77 | 4.36 |
| Oct 2017 | 1313.8401167732109 | 1.41 | 5.29 |
| Nov 2017 | 1319.7614669280265 | 0.45 | 1.68 |
| Dec 2017 | 1325.1566719925859 | 0.41 | -3.15 |
| Jan 2018 | 1335.794005807743 | 0.80 | -1.59 |
| Feb 2018 | 1381.6141868120721 | 3.43 | 1.71 |
| Mar 2018 | 1400.0000543722977 | 1.33 | 2.74 |
| Apr 2018 | 1406.1134757458392 | 0.44 | 5.01 |
| May 2018 | 1430.1503932564644 | 1.71 | 7.46 |
| Jun 2018 | 1430.792713039629 | 0.05 | 9.13 |
| Jul 2018 | 1428.7515387558865 | -0.14 | 8.39 |
| Aug 2018 | 1436.9595166717204 | 0.57 | 10.06 |
| Sep 2018 | 1453.4429584384502 | 1.15 | 12.19 |
| Oct 2018 | 1490.281397719892 | 2.54 | 13.43 |
| Nov 2018 | 1501.2494245423445 | 0.74 | 13.75 |
| Dec 2018 | 1469.2690730897132 | -2.13 | 10.88 |
| Jan 2019 | 1444.5939829454628 | -1.68 | 8.15 |
| Feb 2019 | 1430.8273377128705 | -0.95 | 3.56 |
| Mar 2019 | 1412.5178756543353 | -1.28 | 0.89 |
| Apr 2019 | 1390.394966596935 | -1.57 | -1.12 |
| May 2019 | 1374.0776065299667 | -1.17 | -3.92 |
| Jun 2019 | 1326.2489873262891 | -3.48 | -7.31 |
| Jul 2019 | 1316.554685539274 | -0.73 | -7.85 |
| Aug 2019 | 1292.334620500922 | -1.84 | -10.06 |
| Sep 2019 | 1290.8687016614795 | -0.11 | -11.18 |
| Oct 2019 | 1306.4780100525973 | 1.21 | -12.33 |
| Nov 2019 | 1312.0086043298888 | 0.42 | -12.61 |
| Dec 2019 | 1322.720941414412 | 0.82 | -9.97 |
| Jan 2020 | 1314.0273474655673 | -0.66 | -9.04 |
| Feb 2020 | 1293.046788601698 | -1.60 | -9.63 |
| Mar 2020 | 1291.6432515648653 | -0.11 | -8.56 |
| Apr 2020 | 1267.1967093592802 | -1.89 | -8.86 |
| May 2020 | 1250.5556369467654 | -1.31 | -8.99 |
| Jun 2020 | 1234.5028752490527 | -1.28 | -6.92 |
| Jul 2020 | 1209.9842916158543 | -1.99 | -8.10 |
| Aug 2020 | 1202.4199101105448 | -0.62 | -6.96 |
| Sep 2020 | 1206.6432229070797 | 0.35 | -6.52 |
| Oct 2020 | 1212.343566758651 | 0.47 | -7.20 |
| Nov 2020 | 1218.694827410201 | 0.52 | -7.11 |
| Dec 2020 | 1223.2640868589344 | 0.38 | -7.52 |
| Jan 2021 | 1248.180062966323 | 2.04 | -5.01 |
| Feb 2021 | 1275.2850845437008 | 2.17 | -1.37 |
| Mar 2021 | 1336.4114361385289 | 4.79 | 3.47 |
| Apr 2021 | 1353.564696580875 | 1.28 | 6.82 |
| May 2021 | 1367.3026904312396 | 1.01 | 9.34 |
| Jun 2021 | 1411.3551658348317 | 3.22 | 14.33 |
| Jul 2021 | 1438.19627917261 | 1.90 | 18.86 |
| Aug 2021 | 1479.1242306916622 | 2.85 | 23.01 |
| Sep 2021 | 1532.6614415964127 | 3.62 | 27.02 |
| Oct 2021 | 1610.0120574538876 | 5.05 | 32.80 |
| Nov 2021 | 1654.857985547959 | 2.79 | 35.79 |
| Dec 2021 | 1705.016912930847 | 3.03 | 39.38 |
| Jan 2022 | 1832.410559051402 | 7.47 | 46.81 |
| Feb 2022 | 1965.1472155336603 | 7.24 | 54.10 |
| Mar 2022 | 2141.310545684721 | 8.96 | 60.23 |
| Apr 2022 | 2443.9710189706584 | 14.13 | 80.56 |
| May 2022 | 2601.3719760148356 | 6.44 | 90.26 |
| Jun 2022 | 2762.5774410677964 | 6.20 | 95.74 |
| Jul 2022 | 2769.4613272322977 | 0.25 | 92.57 |
| Aug 2022 | 2722.626529520962 | -1.69 | 84.07 |
| Sep 2022 | 2987.2518444824077 | 9.72 | 94.91 |
| Oct 2022 | 3227.5360346380007 | 8.04 | 100.47 |
| Nov 2022 | 3186.4417289969056 | -1.27 | 92.55 |
| Dec 2022 | 3042.0041460596276 | -4.53 | 78.42 |
| Jan 2023 | 3007.2763328842607 | -1.14 | 64.12 |
| Feb 2023 | 2998.288230262159 | -0.30 | 52.57 |
| Mar 2023 | 3086.433837289529 | 2.94 | 44.14 |
| Apr 2023 | 3025.019391705006 | -1.99 | 23.78 |
| May 2023 | 3057.799438195116 | 1.08 | 17.55 |
| Jun 2023 | 3161.051114416579 | 3.38 | 14.42 |
| Jul 2023 | 3210.130070473014 | 1.55 | 15.91 |
| Aug 2023 | 3295.077421589557 | 2.65 | 21.03 |
| Sep 2023 | 3344.873050561243 | 1.51 | 11.97 |
| Oct 2023 | 3497.2836813545023 | 4.56 | 8.36 |
| Nov 2023 | 3447.2135010380407 | -1.43 | 8.18 |
| Dec 2023 | 3246.0373090009857 | -5.84 | 6.71 |
| Jan 2024 | 3197.9906765998835 | -1.48 | 6.34 |
| Feb 2024 | 3249.736437966909 | 1.62 | 8.39 |
| Mar 2024 | 3270.737594193268 | 0.65 | 5.97 |
| Apr 2024 | 3325.427471857556 | 1.67 | 9.93 |
| May 2024 | 3336.222861750879 | 0.33 | 9.11 |
| Jun 2024 | 3264.3674592165967 | -2.15 | 3.27 |
| Jul 2024 | 3216.2680847534116 | -1.47 | 0.19 |
| Aug 2024 | 3081.4618940633754 | -4.19 | -6.48 |
| Sep 2024 | 2965.4398339691174 | -3.76 | -11.34 |
| Oct 2024 | 3031.7331164997227 | 2.24 | -13.31 |
| Nov 2024 | 3138.7129075885614 | 3.53 | -8.95 |
| Dec 2024 | 3095.1077319991737 | -1.39 | -4.65 |
| Jan 2025 | 3157.463560112547 | 2.02 | -1.27 |
| Feb 2025 | 3103.918684442325 | -1.70 | -4.49 |
| Mar 2025 | 3024.143053640756 | -2.57 | -7.54 |
| Apr 2025 | 3025.7733930412924 | 0.05 | -9.01 |
| May 2025 | 3030.085493989797 | 0.14 | -9.18 |
| Jun 2025 | 3003.619174678645 | -0.87 | -7.99 |
| Jul 2025 | 2942.4171307091806 | -2.04 | -8.51 |
| Aug 2025 | 2873.8639423055447 | -2.33 | -6.74 |
| Sep 2025 | 2783.870471164072 | -3.13 | -6.12 |
| Oct 2025 | 2743.9522690082204 | -1.43 | -9.49 |
| Nov 2025 | 2733.49056179977 | -0.38 | -12.91 |
| Dec 2025 | 2716.7558723016195 | -0.61 | -12.22 |
| Jan 2026 | 2690.9862257107616 | -0.95 | -14.77 |
| Feb 2026 | 2675.868512185212 | -0.56 | -13.79 |