Niles, MI (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Niles, MI Metro in February 2026 was $1,274.463. The month over month percentage change (MoM) was 0.14%, and the year over year percentage change (YoY) was -4.26%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Niles, MI metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Niles, MI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 513.1582813893913 | -2.28 | -3.78 |
| Feb 2015 | 515.7684460098611 | 0.51 | -2.43 |
| Mar 2015 | 521.8996062394406 | 1.19 | -2.27 |
| Apr 2015 | 517.7617848707358 | -0.79 | -3.21 |
| May 2015 | 531.0852236913787 | 2.57 | 0.78 |
| Jun 2015 | 542.467914354617 | 2.14 | 2.68 |
| Jul 2015 | 548.8297489542837 | 1.17 | 3.40 |
| Aug 2015 | 541.4596296633983 | -1.34 | 1.24 |
| Sep 2015 | 543.476666422943 | 0.37 | 0.18 |
| Oct 2015 | 539.2620297755752 | -0.77 | 0.57 |
| Nov 2015 | 550.5744191186456 | 2.10 | 2.93 |
| Dec 2015 | 551.696912323382 | 0.20 | 5.06 |
| Jan 2016 | 546.7595935260587 | -0.89 | 6.55 |
| Feb 2016 | 532.4885102299047 | -2.61 | 3.24 |
| Mar 2016 | 533.6857645438895 | 0.23 | 2.26 |
| Apr 2016 | 526.8749563777583 | -1.28 | 1.76 |
| May 2016 | 526.985646056727 | 0.02 | -0.77 |
| Jun 2016 | 526.1724252460264 | -0.15 | -3.00 |
| Jul 2016 | 517.875810256254 | -1.58 | -5.64 |
| Aug 2016 | 519.0719892177422 | 0.23 | -4.13 |
| Sep 2016 | 523.5424935971529 | 0.86 | -3.67 |
| Oct 2016 | 527.9968877650039 | 0.85 | -2.09 |
| Nov 2016 | 550.387574743298 | 4.24 | -0.03 |
| Dec 2016 | 581.4040398842042 | 5.64 | 5.39 |
| Jan 2017 | 580.1429697487085 | -0.22 | 6.11 |
| Feb 2017 | 583.727179375584 | 0.62 | 9.62 |
| Mar 2017 | 588.8640219029305 | 0.88 | 10.34 |
| Apr 2017 | 580.9175828699 | -1.35 | 10.26 |
| May 2017 | 581.0740889819851 | 0.03 | 10.26 |
| Jun 2017 | 575.2138617621544 | -1.01 | 9.32 |
| Jul 2017 | 581.3270884372678 | 1.06 | 12.25 |
| Aug 2017 | 575.988597603825 | -0.92 | 10.97 |
| Sep 2017 | 572.7111022827014 | -0.57 | 9.39 |
| Oct 2017 | 580.8166038484176 | 1.42 | 10.00 |
| Nov 2017 | 586.6473900969686 | 1.00 | 6.59 |
| Dec 2017 | 591.0020499427554 | 0.74 | 1.65 |
| Jan 2018 | 600.3115691713683 | 1.58 | 3.48 |
| Feb 2018 | 624.373522439127 | 4.01 | 6.96 |
| Mar 2018 | 637.0211466408794 | 2.03 | 8.18 |
| Apr 2018 | 642.2731987738019 | 0.82 | 10.56 |
| May 2018 | 654.3961711627304 | 1.89 | 12.62 |
| Jun 2018 | 654.6733676418179 | 0.04 | 13.81 |
| Jul 2018 | 653.884283762358 | -0.12 | 12.48 |
| Aug 2018 | 657.6199663401505 | 0.57 | 14.17 |
| Sep 2018 | 666.2154824358638 | 1.31 | 16.33 |
| Oct 2018 | 681.4242945018759 | 2.28 | 17.32 |
| Nov 2018 | 685.4575031098353 | 0.59 | 16.84 |
| Dec 2018 | 669.5461432079462 | -2.32 | 13.29 |
| Jan 2019 | 661.3892699204439 | -1.22 | 10.17 |
| Feb 2019 | 659.8504430479746 | -0.23 | 5.68 |
| Mar 2019 | 657.7978746411848 | -0.31 | 3.26 |
| Apr 2019 | 652.872083169059 | -0.75 | 1.65 |
| May 2019 | 649.5069454581195 | -0.51 | -0.75 |
| Jun 2019 | 629.1283870638753 | -3.14 | -3.90 |
| Jul 2019 | 624.8442464114828 | -0.68 | -4.44 |
| Aug 2019 | 612.5775005839262 | -1.96 | -6.85 |
| Sep 2019 | 611.8703498573645 | -0.11 | -8.16 |
| Oct 2019 | 621.0119027274692 | 1.49 | -8.87 |
| Nov 2019 | 625.5804789040167 | 0.74 | -8.73 |
| Dec 2019 | 631.0936600449864 | 0.88 | -5.74 |
| Jan 2020 | 627.460890362347 | -0.58 | -5.13 |
| Feb 2020 | 620.0088125218084 | -1.19 | -6.04 |
| Mar 2020 | 624.8570578687188 | 0.78 | -5.01 |
| Apr 2020 | 617.9772345656726 | -1.10 | -5.34 |
| May 2020 | 613.5698311774763 | -0.71 | -5.53 |
| Jun 2020 | 607.4661547552877 | -0.99 | -3.44 |
| Jul 2020 | 597.4346548059176 | -1.65 | -4.39 |
| Aug 2020 | 595.7649184571414 | -0.28 | -2.74 |
| Sep 2020 | 601.9496574153097 | 1.04 | -1.62 |
| Oct 2020 | 609.2448526052984 | 1.21 | -1.89 |
| Nov 2020 | 615.6455657633178 | 1.05 | -1.59 |
| Dec 2020 | 618.3991646990272 | 0.45 | -2.01 |
| Jan 2021 | 629.9276638379866 | 1.86 | 0.39 |
| Feb 2021 | 643.7126883501408 | 2.19 | 3.82 |
| Mar 2021 | 674.3896388894203 | 4.77 | 7.93 |
| Apr 2021 | 681.6138253964173 | 1.07 | 10.30 |
| May 2021 | 684.1355504595501 | 0.37 | 11.50 |
| Jun 2021 | 698.712501314745 | 2.13 | 15.02 |
| Jul 2021 | 697.908629897778 | -0.11 | 16.82 |
| Aug 2021 | 699.2736859317422 | 0.20 | 17.37 |
| Sep 2021 | 704.469170468518 | 0.74 | 17.03 |
| Oct 2021 | 722.270286200158 | 2.53 | 18.55 |
| Nov 2021 | 726.5530759733709 | 0.59 | 18.02 |
| Dec 2021 | 734.8255258758794 | 1.14 | 18.83 |
| Jan 2022 | 777.458846688781 | 5.80 | 23.42 |
| Feb 2022 | 823.0742482048662 | 5.87 | 27.86 |
| Mar 2022 | 882.1281487283022 | 7.18 | 30.80 |
| Apr 2022 | 988.7644128465638 | 12.09 | 45.06 |
| May 2022 | 1031.9145379544964 | 4.36 | 50.84 |
| Jun 2022 | 1079.2749491235954 | 4.59 | 54.47 |
| Jul 2022 | 1070.0482270946707 | -0.85 | 53.32 |
| Aug 2022 | 1046.8814370177663 | -2.16 | 49.71 |
| Sep 2022 | 1148.5067204008587 | 9.71 | 63.03 |
| Oct 2022 | 1244.3306381472596 | 8.34 | 72.28 |
| Nov 2022 | 1231.19728266472 | -1.05 | 69.46 |
| Dec 2022 | 1176.7609940839181 | -4.42 | 60.14 |
| Jan 2023 | 1165.4359832852836 | -0.96 | 49.90 |
| Feb 2023 | 1164.606823686085 | -0.07 | 41.50 |
| Mar 2023 | 1201.3841098137932 | 3.16 | 36.19 |
| Apr 2023 | 1180.0139427099061 | -1.78 | 19.34 |
| May 2023 | 1196.702396373871 | 1.41 | 15.97 |
| Jun 2023 | 1241.3505168413906 | 3.73 | 15.02 |
| Jul 2023 | 1264.4354766278063 | 1.86 | 18.17 |
| Aug 2023 | 1301.1407688427564 | 2.90 | 24.29 |
| Sep 2023 | 1324.3479277007987 | 1.78 | 15.31 |
| Oct 2023 | 1385.2024465876302 | 4.60 | 11.32 |
| Nov 2023 | 1364.3398940293225 | -1.51 | 10.81 |
| Dec 2023 | 1282.6430114271743 | -5.99 | 9.00 |
| Jan 2024 | 1263.3175730283579 | -1.51 | 8.40 |
| Feb 2024 | 1287.3207809691537 | 1.90 | 10.54 |
| Mar 2024 | 1303.7179457010132 | 1.27 | 8.52 |
| Apr 2024 | 1336.2707758616555 | 2.50 | 13.24 |
| May 2024 | 1348.9125872759355 | 0.95 | 12.72 |
| Jun 2024 | 1329.7241619032816 | -1.42 | 7.12 |
| Jul 2024 | 1319.5876476669887 | -0.76 | 4.36 |
| Aug 2024 | 1274.7557544566764 | -3.40 | -2.03 |
| Sep 2024 | 1233.0916467864179 | -3.27 | -6.89 |
| Oct 2024 | 1267.9176539312355 | 2.82 | -8.47 |
| Nov 2024 | 1319.9103804357728 | 4.10 | -3.26 |
| Dec 2024 | 1310.2723421253834 | -0.73 | 2.15 |
| Jan 2025 | 1344.9870918040272 | 2.65 | 6.47 |
| Feb 2025 | 1331.109512968539 | -1.03 | 3.40 |
| Mar 2025 | 1305.9945405552842 | -1.89 | 0.18 |
| Apr 2025 | 1315.012945450446 | 0.69 | -1.59 |
| May 2025 | 1325.600242909074 | 0.81 | -1.73 |
| Jun 2025 | 1323.7770148042814 | -0.14 | -0.45 |
| Jul 2025 | 1311.5569656036687 | -0.92 | -0.61 |
| Aug 2025 | 1296.4372724684563 | -1.15 | 1.70 |
| Sep 2025 | 1271.2907668481412 | -1.94 | 3.10 |
| Oct 2025 | 1265.1014604731215 | -0.49 | -0.22 |
| Nov 2025 | 1272.2404889227544 | 0.56 | -3.61 |
| Dec 2025 | 1274.7309965368302 | 0.20 | -2.71 |
| Jan 2026 | 1272.6487231470876 | -0.16 | -5.38 |
| Feb 2026 | 1274.4629400500876 | 0.14 | -4.26 |