Ocala, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Ocala, FL Metro in February 2026 was $1,312.956. The month over month percentage change (MoM) was -0.58%, and the year over year percentage change (YoY) was -11.10%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Ocala, FL metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Ocala, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Ocala, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Ocala, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Ocala, FL (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 428.6473261706322 | -1.92 | -2.08 |
| Feb 2015 | 430.9879669212967 | 0.55 | -0.28 |
| Mar 2015 | 434.77331586558904 | 0.88 | -0.25 |
| Apr 2015 | 431.3256740697383 | -0.79 | -1.49 |
| May 2015 | 444.39662150302456 | 3.03 | 2.46 |
| Jun 2015 | 457.013498116338 | 2.84 | 4.89 |
| Jul 2015 | 466.2045938042374 | 2.01 | 6.55 |
| Aug 2015 | 462.7973152188129 | -0.73 | 5.18 |
| Sep 2015 | 465.97113013696344 | 0.69 | 4.45 |
| Oct 2015 | 464.1426574819835 | -0.39 | 5.09 |
| Nov 2015 | 476.78582440433775 | 2.72 | 7.81 |
| Dec 2015 | 482.3502889063337 | 1.17 | 10.37 |
| Jan 2016 | 481.18448529572856 | -0.24 | 12.26 |
| Feb 2016 | 471.5875312228384 | -1.99 | 9.42 |
| Mar 2016 | 475.347605085686 | 0.80 | 9.33 |
| Apr 2016 | 471.7098564924091 | -0.76 | 9.36 |
| May 2016 | 473.7482262281869 | 0.43 | 6.61 |
| Jun 2016 | 474.6652502037023 | 0.19 | 3.86 |
| Jul 2016 | 469.78375219717583 | -1.03 | 0.77 |
| Aug 2016 | 472.7987438660975 | 0.64 | 2.16 |
| Sep 2016 | 478.07925405317553 | 1.12 | 2.60 |
| Oct 2016 | 483.34038934485534 | 1.10 | 4.14 |
| Nov 2016 | 506.10123830488897 | 4.71 | 6.15 |
| Dec 2016 | 537.6828197601478 | 6.24 | 11.47 |
| Jan 2017 | 538.5330002742807 | 0.16 | 11.92 |
| Feb 2017 | 542.9397909076814 | 0.82 | 15.13 |
| Mar 2017 | 547.8492421322231 | 0.90 | 15.25 |
| Apr 2017 | 541.5907032553417 | -1.14 | 14.81 |
| May 2017 | 543.0008718125996 | 0.26 | 14.62 |
| Jun 2017 | 539.9312080464974 | -0.56 | 13.75 |
| Jul 2017 | 548.0926644398696 | 1.51 | 16.67 |
| Aug 2017 | 546.356873221166 | -0.32 | 15.56 |
| Sep 2017 | 546.3166622547099 | -0.01 | 14.27 |
| Oct 2017 | 557.1202178520057 | 1.98 | 15.27 |
| Nov 2017 | 564.450388754996 | 1.32 | 11.53 |
| Dec 2017 | 571.4503420780344 | 1.24 | 6.28 |
| Jan 2018 | 582.4722181055522 | 1.93 | 8.16 |
| Feb 2018 | 609.0270877152351 | 4.56 | 12.17 |
| Mar 2018 | 622.6328352159296 | 2.23 | 13.65 |
| Apr 2018 | 627.8653320769664 | 0.84 | 15.93 |
| May 2018 | 639.2380107733876 | 1.81 | 17.72 |
| Jun 2018 | 639.9778549892396 | 0.12 | 18.53 |
| Jul 2018 | 640.3531566111864 | 0.06 | 16.83 |
| Aug 2018 | 645.8588854931656 | 0.86 | 18.21 |
| Sep 2018 | 655.7970478634702 | 1.54 | 20.04 |
| Oct 2018 | 674.7156026810916 | 2.89 | 21.11 |
| Nov 2018 | 680.5756999871531 | 0.87 | 20.57 |
| Dec 2018 | 666.2852967245202 | -2.10 | 16.60 |
| Jan 2019 | 657.5581992365386 | -1.31 | 12.89 |
| Feb 2019 | 655.490117376335 | -0.31 | 7.63 |
| Mar 2019 | 651.9527260300188 | -0.54 | 4.71 |
| Apr 2019 | 645.2698978765336 | -1.02 | 2.77 |
| May 2019 | 641.2611649640454 | -0.62 | 0.32 |
| Jun 2019 | 621.6992951043117 | -3.05 | -2.86 |
| Jul 2019 | 620.6755410358109 | -0.16 | -3.07 |
| Aug 2019 | 612.3202921711126 | -1.35 | -5.19 |
| Sep 2019 | 614.7210405837448 | 0.39 | -6.26 |
| Oct 2019 | 624.5371926753668 | 1.60 | -7.44 |
| Nov 2019 | 628.8998443510989 | 0.70 | -7.59 |
| Dec 2019 | 635.0357752836644 | 0.98 | -4.69 |
| Jan 2020 | 632.257184716243 | -0.44 | -3.85 |
| Feb 2020 | 623.9501206942525 | -1.31 | -4.81 |
| Mar 2020 | 625.7755666818454 | 0.29 | -4.01 |
| Apr 2020 | 616.1729752258475 | -1.53 | -4.51 |
| May 2020 | 611.1703287279213 | -0.81 | -4.69 |
| Jun 2020 | 607.2285101683059 | -0.64 | -2.33 |
| Jul 2020 | 599.02712434784 | -1.35 | -3.49 |
| Aug 2020 | 598.1707938343908 | -0.14 | -2.31 |
| Sep 2020 | 602.0747227843899 | 0.65 | -2.06 |
| Oct 2020 | 606.2021437737261 | 0.69 | -2.94 |
| Nov 2020 | 610.501568753386 | 0.71 | -2.92 |
| Dec 2020 | 613.4343044672693 | 0.48 | -3.40 |
| Jan 2021 | 626.4694188836355 | 2.13 | -0.91 |
| Feb 2021 | 640.7834287144207 | 2.29 | 2.70 |
| Mar 2021 | 672.5674904591632 | 4.96 | 7.48 |
| Apr 2021 | 681.0332811761665 | 1.26 | 10.53 |
| May 2021 | 685.6257656204332 | 0.67 | 12.18 |
| Jun 2021 | 703.3835226468774 | 2.59 | 15.84 |
| Jul 2021 | 710.8672000397085 | 1.06 | 18.67 |
| Aug 2021 | 724.112633532108 | 1.86 | 21.05 |
| Sep 2021 | 742.4778576535183 | 2.54 | 23.32 |
| Oct 2021 | 772.0859937894019 | 3.99 | 27.36 |
| Nov 2021 | 786.7578725417029 | 1.90 | 28.87 |
| Dec 2021 | 805.1513302646006 | 2.34 | 31.25 |
| Jan 2022 | 860.8320930499949 | 6.92 | 37.41 |
| Feb 2022 | 919.6064368775048 | 6.83 | 43.51 |
| Mar 2022 | 996.0998157419656 | 8.32 | 48.10 |
| Apr 2022 | 1128.1581997040123 | 13.26 | 65.65 |
| May 2022 | 1192.1995434727455 | 5.68 | 73.89 |
| Jun 2022 | 1262.2671759221964 | 5.88 | 79.46 |
| Jul 2022 | 1270.1848471694432 | 0.63 | 78.68 |
| Aug 2022 | 1257.7099147752322 | -0.98 | 73.69 |
| Sep 2022 | 1391.9033223629228 | 10.67 | 87.47 |
| Oct 2022 | 1512.5853088439055 | 8.67 | 95.91 |
| Nov 2022 | 1497.65327401092 | -0.99 | 90.36 |
| Dec 2022 | 1429.4830499414916 | -4.55 | 77.54 |
| Jan 2023 | 1410.126166158763 | -1.35 | 63.81 |
| Feb 2023 | 1402.9466432645925 | -0.51 | 52.56 |
| Mar 2023 | 1440.8225869172188 | 2.70 | 44.65 |
| Apr 2023 | 1409.6586884795954 | -2.16 | 24.95 |
| May 2023 | 1420.3235935811806 | 0.76 | 19.14 |
| Jun 2023 | 1464.5870235200032 | 3.12 | 16.03 |
| Jul 2023 | 1484.7685662875979 | 1.38 | 16.89 |
| Aug 2023 | 1523.7825621217776 | 2.63 | 21.16 |
| Sep 2023 | 1546.1747221670073 | 1.47 | 11.08 |
| Oct 2023 | 1613.5370248180031 | 4.36 | 6.67 |
| Nov 2023 | 1585.876375481755 | -1.71 | 5.89 |
| Dec 2023 | 1488.8505984152632 | -6.12 | 4.15 |
| Jan 2024 | 1462.297496824572 | -1.78 | 3.70 |
| Feb 2024 | 1481.9990951563059 | 1.35 | 5.64 |
| Mar 2024 | 1488.6424542837228 | 0.45 | 3.32 |
| Apr 2024 | 1515.0602821077086 | 1.78 | 7.48 |
| May 2024 | 1525.2122266144331 | 0.67 | 7.39 |
| Jun 2024 | 1501.8702778730856 | -1.53 | 2.55 |
| Jul 2024 | 1489.003425513515 | -0.86 | 0.28 |
| Aug 2024 | 1435.6063069037502 | -3.59 | -5.79 |
| Sep 2024 | 1387.3578547814168 | -3.36 | -10.27 |
| Oct 2024 | 1422.6205020701132 | 2.54 | -11.83 |
| Nov 2024 | 1476.4138718362647 | 3.78 | -6.90 |
| Dec 2024 | 1461.0902116550828 | -1.04 | -1.86 |
| Jan 2025 | 1497.116608438697 | 2.47 | 2.38 |
| Feb 2025 | 1476.8179831026544 | -1.36 | -0.35 |
| Mar 2025 | 1442.232883864077 | -2.34 | -3.12 |
| Apr 2025 | 1445.8226037305935 | 0.25 | -4.57 |
| May 2025 | 1453.146167039079 | 0.51 | -4.72 |
| Jun 2025 | 1447.4791129706323 | -0.39 | -3.62 |
| Jul 2025 | 1427.8374731215042 | -1.36 | -4.11 |
| Aug 2025 | 1402.9790894244034 | -1.74 | -2.27 |
| Sep 2025 | 1365.2384530968961 | -2.69 | -1.59 |
| Oct 2025 | 1347.2914135836284 | -1.31 | -5.29 |
| Nov 2025 | 1342.1739716962898 | -0.38 | -9.09 |
| Dec 2025 | 1333.4373984186238 | -0.65 | -8.74 |
| Jan 2026 | 1320.6695395902118 | -0.96 | -11.79 |
| Feb 2026 | 1312.9561358393978 | -0.58 | -11.10 |
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