Odessa, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Odessa, TX Metro in February 2026 was $1,207.625. The month over month percentage change (MoM) was 0.34%, and the year over year percentage change (YoY) was -3.33%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Odessa, TX metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Odessa, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Odessa, TX (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Odessa, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Odessa, TX (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 570.2074342040108 | -1.45 | 3.38 |
| Feb 2015 | 579.9593601779252 | 1.71 | 5.73 |
| Mar 2015 | 590.1222847492446 | 1.75 | 6.24 |
| Apr 2015 | 589.7468013321936 | -0.06 | 5.42 |
| May 2015 | 607.5073434393614 | 3.01 | 9.26 |
| Jun 2015 | 622.8810643703334 | 2.53 | 11.04 |
| Jul 2015 | 631.244175463407 | 1.34 | 11.14 |
| Aug 2015 | 622.6570671905679 | -1.36 | 8.35 |
| Sep 2015 | 622.5690913683051 | -0.01 | 6.45 |
| Oct 2015 | 616.6432193281642 | -0.95 | 6.28 |
| Nov 2015 | 627.9141929619038 | 1.83 | 7.88 |
| Dec 2015 | 630.3764542073543 | 0.39 | 8.95 |
| Jan 2016 | 624.8384665249208 | -0.88 | 9.58 |
| Feb 2016 | 611.0576586703224 | -2.20 | 5.36 |
| Mar 2016 | 614.8858604174429 | 0.63 | 4.20 |
| Apr 2016 | 608.0358170443216 | -1.11 | 3.10 |
| May 2016 | 606.3802282914098 | -0.27 | -0.19 |
| Jun 2016 | 601.8876361774755 | -0.74 | -3.37 |
| Jul 2016 | 589.2047953217386 | -2.11 | -6.66 |
| Aug 2016 | 584.2665506233621 | -0.84 | -6.17 |
| Sep 2016 | 581.5552421459283 | -0.46 | -6.59 |
| Oct 2016 | 578.0579501872041 | -0.60 | -6.26 |
| Nov 2016 | 596.8336612550067 | 3.25 | -4.95 |
| Dec 2016 | 626.0899721448985 | 4.90 | -0.68 |
| Jan 2017 | 620.7073601114053 | -0.86 | -0.66 |
| Feb 2017 | 620.7295793173265 | 0.00 | 1.58 |
| Mar 2017 | 623.8810613973932 | 0.51 | 1.46 |
| Apr 2017 | 615.3875718163597 | -1.36 | 1.21 |
| May 2017 | 616.0938782791999 | 0.12 | 1.60 |
| Jun 2017 | 610.7102743121343 | -0.87 | 1.47 |
| Jul 2017 | 617.1646252990386 | 1.06 | 4.75 |
| Aug 2017 | 611.233092034159 | -0.96 | 4.62 |
| Sep 2017 | 605.8325136839165 | -0.88 | 4.18 |
| Oct 2017 | 613.0757235208376 | 1.20 | 6.06 |
| Nov 2017 | 617.6551775387944 | 0.75 | 3.49 |
| Dec 2017 | 622.2079634176451 | 0.74 | -0.62 |
| Jan 2018 | 629.5212794032618 | 1.18 | 1.42 |
| Feb 2018 | 652.6428621362622 | 3.67 | 5.14 |
| Mar 2018 | 663.8409202850266 | 1.72 | 6.41 |
| Apr 2018 | 670.6709524844133 | 1.03 | 8.98 |
| May 2018 | 686.7774115132728 | 2.40 | 11.47 |
| Jun 2018 | 693.0734607923083 | 0.92 | 13.49 |
| Jul 2018 | 697.9058305153571 | 0.70 | 13.08 |
| Aug 2018 | 707.8999877670576 | 1.43 | 15.82 |
| Sep 2018 | 723.2402722307361 | 2.17 | 19.38 |
| Oct 2018 | 749.3041231357469 | 3.60 | 22.22 |
| Nov 2018 | 763.0840566285176 | 1.84 | 23.55 |
| Dec 2018 | 752.9766776846826 | -1.32 | 21.02 |
| Jan 2019 | 747.0763972929439 | -0.78 | 18.67 |
| Feb 2019 | 748.2820562731517 | 0.16 | 14.65 |
| Mar 2019 | 750.2584283790483 | 0.26 | 13.02 |
| Apr 2019 | 752.0395883349814 | 0.24 | 12.13 |
| May 2019 | 757.5887473563273 | 0.74 | 10.31 |
| Jun 2019 | 743.8039285471023 | -1.82 | 7.32 |
| Jul 2019 | 751.1407114569008 | 0.99 | 7.63 |
| Aug 2019 | 748.4474015499301 | -0.36 | 5.73 |
| Sep 2019 | 757.7347992125354 | 1.24 | 4.77 |
| Oct 2019 | 776.3241980927378 | 2.45 | 3.61 |
| Nov 2019 | 786.7533713245833 | 1.34 | 3.10 |
| Dec 2019 | 798.1803258023743 | 1.45 | 6.00 |
| Jan 2020 | 795.0294971146121 | -0.39 | 6.42 |
| Feb 2020 | 784.6710526718415 | -1.30 | 4.86 |
| Mar 2020 | 787.9906409163691 | 0.42 | 5.03 |
| Apr 2020 | 778.5334148167783 | -1.20 | 3.52 |
| May 2020 | 774.1628322446359 | -0.56 | 2.19 |
| Jun 2020 | 769.0759795271679 | -0.66 | 3.40 |
| Jul 2020 | 756.9933858136003 | -1.57 | 0.78 |
| Aug 2020 | 752.2310638189163 | -0.63 | 0.51 |
| Sep 2020 | 751.9594027263391 | -0.04 | -0.76 |
| Oct 2020 | 746.5126827857922 | -0.72 | -3.84 |
| Nov 2020 | 737.3371273769205 | -1.23 | -6.28 |
| Dec 2020 | 723.7325454287804 | -1.84 | -9.33 |
| Jan 2021 | 726.100060079654 | 0.33 | -8.67 |
| Feb 2021 | 733.8264619681327 | 1.06 | -6.48 |
| Mar 2021 | 761.2647312752003 | 3.74 | -3.39 |
| Apr 2021 | 757.7829340480115 | -0.46 | -2.66 |
| May 2021 | 745.379119170216 | -1.64 | -3.72 |
| Jun 2021 | 744.2919081313092 | -0.15 | -3.22 |
| Jul 2021 | 731.8443475791227 | -1.67 | -3.32 |
| Aug 2021 | 725.6466600917422 | -0.85 | -3.53 |
| Sep 2021 | 725.6569285990547 | 0.00 | -3.50 |
| Oct 2021 | 737.6640560239078 | 1.66 | -1.18 |
| Nov 2021 | 738.1227851874017 | 0.06 | 0.11 |
| Dec 2021 | 744.490909905388 | 0.86 | 2.87 |
| Jan 2022 | 781.5555736749551 | 4.98 | 7.64 |
| Feb 2022 | 813.3040937426383 | 4.06 | 10.83 |
| Mar 2022 | 852.2238034571064 | 4.79 | 11.95 |
| Apr 2022 | 934.9934749900583 | 9.71 | 23.39 |
| May 2022 | 960.8152444384519 | 2.76 | 28.90 |
| Jun 2022 | 994.0391192763374 | 3.46 | 33.56 |
| Jul 2022 | 979.8789849556883 | -1.42 | 33.89 |
| Aug 2022 | 955.7394740112089 | -2.46 | 31.71 |
| Sep 2022 | 1048.0846658757102 | 9.66 | 44.43 |
| Oct 2022 | 1135.2929386056421 | 8.32 | 53.90 |
| Nov 2022 | 1123.8477731867913 | -1.01 | 52.26 |
| Dec 2022 | 1072.7724735312158 | -4.54 | 44.10 |
| Jan 2023 | 1060.3482941175946 | -1.16 | 35.67 |
| Feb 2023 | 1056.7342064990316 | -0.34 | 29.93 |
| Mar 2023 | 1088.3578618434956 | 2.99 | 27.71 |
| Apr 2023 | 1069.298646897478 | -1.75 | 14.36 |
| May 2023 | 1084.8263377105886 | 1.45 | 12.91 |
| Jun 2023 | 1126.652819957269 | 3.86 | 13.34 |
| Jul 2023 | 1146.510311726659 | 1.76 | 17.01 |
| Aug 2023 | 1176.810499757782 | 2.64 | 23.13 |
| Sep 2023 | 1192.5978847915799 | 1.34 | 13.79 |
| Oct 2023 | 1243.267531710029 | 4.25 | 9.51 |
| Nov 2023 | 1222.3003300968658 | -1.69 | 8.76 |
| Dec 2023 | 1150.2326012890858 | -5.90 | 7.22 |
| Jan 2024 | 1139.265125984378 | -0.95 | 7.44 |
| Feb 2024 | 1168.7528990840233 | 2.59 | 10.60 |
| Mar 2024 | 1187.8818370633217 | 1.64 | 9.14 |
| Apr 2024 | 1219.7678588141632 | 2.68 | 14.07 |
| May 2024 | 1235.4105394791827 | 1.28 | 13.88 |
| Jun 2024 | 1225.2843902612121 | -0.82 | 8.75 |
| Jul 2024 | 1219.188193289785 | -0.50 | 6.34 |
| Aug 2024 | 1177.4219900910334 | -3.43 | 0.05 |
| Sep 2024 | 1139.0840665622595 | -3.26 | -4.49 |
| Oct 2024 | 1172.579531556894 | 2.94 | -5.69 |
| Nov 2024 | 1225.5484000194856 | 4.52 | 0.27 |
| Dec 2024 | 1220.9475287224252 | -0.37 | 6.15 |
| Jan 2025 | 1258.4745964312958 | 3.07 | 10.46 |
| Feb 2025 | 1249.2807694921382 | -0.73 | 6.89 |
| Mar 2025 | 1227.61118489488 | -1.73 | 3.35 |
| Apr 2025 | 1237.629994886803 | 0.82 | 1.46 |
| May 2025 | 1248.3219886547824 | 0.86 | 1.05 |
| Jun 2025 | 1249.863250357442 | 0.12 | 2.01 |
| Jul 2025 | 1239.2328317389276 | -0.85 | 1.64 |
| Aug 2025 | 1223.9133346500678 | -1.24 | 3.95 |
| Sep 2025 | 1196.3650426850104 | -2.25 | 5.03 |
| Oct 2025 | 1189.392104847465 | -0.58 | 1.43 |
| Nov 2025 | 1197.5044123087525 | 0.68 | -2.29 |
| Dec 2025 | 1202.8376160545683 | 0.45 | -1.48 |
| Jan 2026 | 1203.5697536969265 | 0.06 | -4.36 |
| Feb 2026 | 1207.62490651227 | 0.34 | -3.33 |
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