Oshkosh, WI (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Oshkosh, WI Metro in February 2026 was $1,389.766. The month over month percentage change (MoM) was -0.10%, and the year over year percentage change (YoY) was -2.73%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Oshkosh, WI metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Oshkosh, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 503.2717030249679 | -2.37 | -7.60 |
| Feb 2015 | 506.7625119809326 | 0.69 | -5.78 |
| Mar 2015 | 512.1012574087616 | 1.05 | -5.51 |
| Apr 2015 | 508.39654073444876 | -0.72 | -6.51 |
| May 2015 | 522.9540915830635 | 2.86 | -2.62 |
| Jun 2015 | 536.2170146623995 | 2.54 | -0.20 |
| Jul 2015 | 543.8439116329853 | 1.42 | 1.27 |
| Aug 2015 | 537.3274191056753 | -1.20 | 0.16 |
| Sep 2015 | 538.8331304677707 | 0.28 | -0.05 |
| Oct 2015 | 535.4309663839889 | -0.63 | 1.11 |
| Nov 2015 | 546.5053106108992 | 2.07 | 4.07 |
| Dec 2015 | 549.7448355190455 | 0.59 | 6.64 |
| Jan 2016 | 545.3846948445495 | -0.79 | 8.37 |
| Feb 2016 | 533.4784904772915 | -2.18 | 5.27 |
| Mar 2016 | 537.0667865167472 | 0.67 | 4.88 |
| Apr 2016 | 533.1377288303357 | -0.73 | 4.87 |
| May 2016 | 535.0525086046 | 0.36 | 2.31 |
| Jun 2016 | 535.8575042320693 | 0.15 | -0.07 |
| Jul 2016 | 529.2171489718029 | -1.24 | -2.69 |
| Aug 2016 | 531.4248043593504 | 0.42 | -1.10 |
| Sep 2016 | 536.4970529582587 | 0.95 | -0.43 |
| Oct 2016 | 541.5623558665511 | 0.94 | 1.15 |
| Nov 2016 | 565.4258790492257 | 4.41 | 3.46 |
| Dec 2016 | 597.8662953400394 | 5.74 | 8.75 |
| Jan 2017 | 596.3781308831603 | -0.25 | 9.35 |
| Feb 2017 | 600.0348559879108 | 0.61 | 12.48 |
| Mar 2017 | 605.2165834812076 | 0.86 | 12.69 |
| Apr 2017 | 597.5999393034215 | -1.26 | 12.09 |
| May 2017 | 597.9855921364355 | 0.07 | 11.76 |
| Jun 2017 | 593.244328701752 | -0.79 | 10.71 |
| Jul 2017 | 600.6513612545348 | 1.25 | 13.50 |
| Aug 2017 | 597.0001932474288 | -0.61 | 12.34 |
| Sep 2017 | 594.6869039183848 | -0.39 | 10.85 |
| Oct 2017 | 605.0181692340927 | 1.74 | 11.72 |
| Nov 2017 | 610.569225648615 | 0.92 | 7.98 |
| Dec 2017 | 615.0498817961139 | 0.73 | 2.87 |
| Jan 2018 | 623.6555755714152 | 1.40 | 4.57 |
| Feb 2018 | 649.7578074862473 | 4.18 | 8.29 |
| Mar 2018 | 662.8052101835722 | 2.01 | 9.52 |
| Apr 2018 | 668.2279796075726 | 0.82 | 11.82 |
| May 2018 | 681.4557077462267 | 1.98 | 13.96 |
| Jun 2018 | 684.0318729963245 | 0.38 | 15.30 |
| Jul 2018 | 685.7010897092373 | 0.24 | 14.16 |
| Aug 2018 | 690.5245713697547 | 0.70 | 15.67 |
| Sep 2018 | 698.6792572023431 | 1.18 | 17.49 |
| Oct 2018 | 714.7843034719622 | 2.31 | 18.14 |
| Nov 2018 | 718.449521194011 | 0.51 | 17.67 |
| Dec 2018 | 701.1751667074009 | -2.40 | 14.00 |
| Jan 2019 | 690.3631931836328 | -1.54 | 10.70 |
| Feb 2019 | 687.7256641670775 | -0.38 | 5.84 |
| Mar 2019 | 685.5848012494031 | -0.31 | 3.44 |
| Apr 2019 | 681.8590640409138 | -0.54 | 2.04 |
| May 2019 | 680.8879607203636 | -0.14 | -0.08 |
| Jun 2019 | 662.3559958468161 | -2.72 | -3.17 |
| Jul 2019 | 661.201069980971 | -0.17 | -3.57 |
| Aug 2019 | 650.1944473986839 | -1.66 | -5.84 |
| Sep 2019 | 650.2471847823028 | 0.01 | -6.93 |
| Oct 2019 | 658.7538330644174 | 1.31 | -7.84 |
| Nov 2019 | 662.0340326520824 | 0.50 | -7.85 |
| Dec 2019 | 666.756788184536 | 0.71 | -4.91 |
| Jan 2020 | 662.544153360905 | -0.63 | -4.03 |
| Feb 2020 | 653.3019617519064 | -1.39 | -5.00 |
| Mar 2020 | 656.6077931968667 | 0.51 | -4.23 |
| Apr 2020 | 648.9818321694297 | -1.16 | -4.82 |
| May 2020 | 646.4915767873476 | -0.38 | -5.05 |
| Jun 2020 | 643.3714923064719 | -0.48 | -2.87 |
| Jul 2020 | 634.2559444950042 | -1.42 | -4.07 |
| Aug 2020 | 632.5493050162304 | -0.27 | -2.71 |
| Sep 2020 | 637.0452467279391 | 0.71 | -2.03 |
| Oct 2020 | 642.5770767189287 | 0.87 | -2.46 |
| Nov 2020 | 645.9671068994043 | 0.53 | -2.43 |
| Dec 2020 | 646.6591177685525 | 0.11 | -3.01 |
| Jan 2021 | 656.5495503846167 | 1.53 | -0.90 |
| Feb 2021 | 668.915864044513 | 1.88 | 2.39 |
| Mar 2021 | 698.9148595309182 | 4.49 | 6.44 |
| Apr 2021 | 704.8794342557568 | 0.85 | 8.61 |
| May 2021 | 707.0763014893319 | 0.31 | 9.37 |
| Jun 2021 | 721.4462206030242 | 2.03 | 12.14 |
| Jul 2021 | 722.433239139292 | 0.14 | 13.90 |
| Aug 2021 | 724.8355147084095 | 0.33 | 14.59 |
| Sep 2021 | 729.5368260606592 | 0.65 | 14.52 |
| Oct 2021 | 743.6232929382518 | 1.93 | 15.73 |
| Nov 2021 | 744.7201697512004 | 0.15 | 15.29 |
| Dec 2021 | 751.1046717647955 | 0.86 | 16.15 |
| Jan 2022 | 791.6732343978401 | 5.40 | 20.58 |
| Feb 2022 | 832.8828439355966 | 5.21 | 24.51 |
| Mar 2022 | 888.1670345054506 | 6.64 | 27.08 |
| Apr 2022 | 992.2141629068968 | 11.72 | 40.76 |
| May 2022 | 1035.5712438597402 | 4.37 | 46.46 |
| Jun 2022 | 1082.8954376933925 | 4.57 | 50.10 |
| Jul 2022 | 1075.9658537617113 | -0.64 | 48.94 |
| Aug 2022 | 1053.0239726151497 | -2.13 | 45.28 |
| Sep 2022 | 1156.5529448992697 | 9.83 | 58.53 |
| Oct 2022 | 1251.7383516960813 | 8.23 | 68.33 |
| Nov 2022 | 1239.8487426935123 | -0.95 | 66.49 |
| Dec 2022 | 1186.43009419527 | -4.31 | 57.96 |
| Jan 2023 | 1181.3432286642717 | -0.43 | 49.22 |
| Feb 2023 | 1186.6220461112675 | 0.45 | 42.47 |
| Mar 2023 | 1231.8911788447442 | 3.82 | 38.70 |
| Apr 2023 | 1214.3574976486896 | -1.42 | 22.39 |
| May 2023 | 1234.2514882705202 | 1.64 | 19.19 |
| Jun 2023 | 1280.8459049803091 | 3.78 | 18.28 |
| Jul 2023 | 1304.5957701675452 | 1.85 | 21.25 |
| Aug 2023 | 1342.6152222252583 | 2.91 | 27.50 |
| Sep 2023 | 1365.3080880093894 | 1.69 | 18.05 |
| Oct 2023 | 1426.3337507970916 | 4.47 | 13.95 |
| Nov 2023 | 1402.6251764167725 | -1.66 | 13.13 |
| Dec 2023 | 1316.2990555240292 | -6.15 | 10.95 |
| Jan 2024 | 1293.5477376838026 | -1.73 | 9.50 |
| Feb 2024 | 1316.2873340932656 | 1.76 | 10.93 |
| Mar 2024 | 1334.1191896791202 | 1.36 | 8.30 |
| Apr 2024 | 1372.9064859002367 | 2.91 | 13.06 |
| May 2024 | 1394.7198388715178 | 1.59 | 13.00 |
| Jun 2024 | 1381.8958488090732 | -0.92 | 7.89 |
| Jul 2024 | 1376.405535807111 | -0.40 | 5.50 |
| Aug 2024 | 1331.531386016564 | -3.26 | -0.83 |
| Sep 2024 | 1291.771222839633 | -2.99 | -5.39 |
| Oct 2024 | 1332.715531365159 | 3.17 | -6.56 |
| Nov 2024 | 1394.4678006067966 | 4.63 | -0.58 |
| Dec 2024 | 1392.0589004750275 | -0.17 | 5.76 |
| Jan 2025 | 1436.9132952793666 | 3.22 | 11.08 |
| Feb 2025 | 1428.8087232106338 | -0.56 | 8.55 |
| Mar 2025 | 1407.4664441541975 | -1.49 | 5.50 |
| Apr 2025 | 1423.8970817588158 | 1.17 | 3.71 |
| May 2025 | 1442.5573754036022 | 1.31 | 3.43 |
| Jun 2025 | 1448.1014697362211 | 0.38 | 4.79 |
| Jul 2025 | 1439.3524781538106 | -0.60 | 4.57 |
| Aug 2025 | 1426.9737765401114 | -0.86 | 7.17 |
| Sep 2025 | 1400.0040152453341 | -1.89 | 8.38 |
| Oct 2025 | 1393.2546832646785 | -0.48 | 4.54 |
| Nov 2025 | 1397.154103417947 | 0.28 | 0.19 |
| Dec 2025 | 1397.410007952185 | 0.02 | 0.38 |
| Jan 2026 | 1391.0969386884306 | -0.45 | -3.19 |
| Feb 2026 | 1389.7662426172071 | -0.10 | -2.73 |