Owensboro, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Owensboro, KY Metro in February 2026 was $990.122. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -6.85%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Owensboro, KY metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Owensboro, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Owensboro, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Owensboro, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Owensboro, KY (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 380.87657766945097 | -2.31 | -5.30 |
| Feb 2015 | 383.46924495675944 | 0.68 | -3.51 |
| Mar 2015 | 387.2822357779846 | 0.99 | -3.24 |
| Apr 2015 | 384.11729100631055 | -0.82 | -4.26 |
| May 2015 | 392.96925397470864 | 2.30 | -0.64 |
| Jun 2015 | 400.65369531179715 | 1.96 | 1.18 |
| Jul 2015 | 405.3277940463863 | 1.17 | 2.19 |
| Aug 2015 | 401.0752292818347 | -1.05 | 0.78 |
| Sep 2015 | 403.4536638136694 | 0.59 | 0.29 |
| Oct 2015 | 401.53266606506213 | -0.48 | 1.08 |
| Nov 2015 | 410.4893151372853 | 2.23 | 3.65 |
| Dec 2015 | 413.43210586564385 | 0.72 | 6.04 |
| Jan 2016 | 409.68467662992185 | -0.91 | 7.56 |
| Feb 2016 | 400.25016764165554 | -2.30 | 4.38 |
| Mar 2016 | 401.51219437262006 | 0.32 | 3.67 |
| Apr 2016 | 397.6833568560487 | -0.95 | 3.53 |
| May 2016 | 398.2337042074733 | 0.14 | 1.34 |
| Jun 2016 | 398.90116016202177 | 0.17 | -0.44 |
| Jul 2016 | 394.36506528411684 | -1.14 | -2.70 |
| Aug 2016 | 394.1937483989188 | -0.04 | -1.72 |
| Sep 2016 | 393.9654554918036 | -0.06 | -2.35 |
| Oct 2016 | 392.7096402481602 | -0.32 | -2.20 |
| Nov 2016 | 406.3108805850621 | 3.46 | -1.02 |
| Dec 2016 | 427.2088688726672 | 5.14 | 3.33 |
| Jan 2017 | 424.69968720758663 | -0.59 | 3.67 |
| Feb 2017 | 426.87410081097755 | 0.51 | 6.65 |
| Mar 2017 | 431.33663504492824 | 1.05 | 7.43 |
| Apr 2017 | 427.81461236614535 | -0.82 | 7.58 |
| May 2017 | 430.2314090466188 | 0.56 | 8.04 |
| Jun 2017 | 428.54812143764923 | -0.39 | 7.43 |
| Jul 2017 | 435.20985320757376 | 1.55 | 10.36 |
| Aug 2017 | 434.2963973808569 | -0.21 | 10.17 |
| Sep 2017 | 434.8388980323728 | 0.13 | 10.38 |
| Oct 2017 | 444.4906649593778 | 2.22 | 13.19 |
| Nov 2017 | 451.10837529425595 | 1.49 | 11.03 |
| Dec 2017 | 457.2315195897253 | 1.36 | 7.03 |
| Jan 2018 | 466.5030151196375 | 2.03 | 9.84 |
| Feb 2018 | 489.05816605936946 | 4.84 | 14.57 |
| Mar 2018 | 501.70469830876084 | 2.59 | 16.31 |
| Apr 2018 | 507.4694566957349 | 1.15 | 18.62 |
| May 2018 | 516.4725072515862 | 1.77 | 20.05 |
| Jun 2018 | 516.2985656962599 | -0.03 | 20.48 |
| Jul 2018 | 516.0293251414873 | -0.05 | 18.57 |
| Aug 2018 | 520.0598828710358 | 0.78 | 19.75 |
| Sep 2018 | 528.2530714080438 | 1.58 | 21.48 |
| Oct 2018 | 543.1301660083137 | 2.82 | 22.19 |
| Nov 2018 | 548.7558083332226 | 1.04 | 21.65 |
| Dec 2018 | 537.3554763868934 | -2.08 | 17.52 |
| Jan 2019 | 529.2954668913242 | -1.50 | 13.46 |
| Feb 2019 | 526.4513525644699 | -0.54 | 7.65 |
| Mar 2019 | 522.6041081847397 | -0.73 | 4.17 |
| Apr 2019 | 517.5242318656504 | -0.97 | 1.98 |
| May 2019 | 514.4509918668756 | -0.59 | -0.39 |
| Jun 2019 | 499.0136749709009 | -3.00 | -3.35 |
| Jul 2019 | 498.11987281540524 | -0.18 | -3.47 |
| Aug 2019 | 490.4490318446863 | -1.54 | -5.69 |
| Sep 2019 | 490.7345754045724 | 0.06 | -7.10 |
| Oct 2019 | 497.0721307958538 | 1.29 | -8.48 |
| Nov 2019 | 499.9802447635963 | 0.59 | -8.89 |
| Dec 2019 | 504.9939337240764 | 1.00 | -6.02 |
| Jan 2020 | 501.8482671762364 | -0.62 | -5.19 |
| Feb 2020 | 494.00411691586 | -1.56 | -6.16 |
| Mar 2020 | 495.0439232640498 | 0.21 | -5.27 |
| Apr 2020 | 488.61713963143615 | -1.30 | -5.59 |
| May 2020 | 486.67783800780984 | -0.40 | -5.40 |
| Jun 2020 | 484.2642934480196 | -0.50 | -2.96 |
| Jul 2020 | 478.1657891121352 | -1.26 | -4.01 |
| Aug 2020 | 477.6405242494313 | -0.11 | -2.61 |
| Sep 2020 | 482.18015969741003 | 0.95 | -1.74 |
| Oct 2020 | 486.5085522535913 | 0.90 | -2.12 |
| Nov 2020 | 489.04601537542896 | 0.52 | -2.19 |
| Dec 2020 | 488.81954088112445 | -0.05 | -3.20 |
| Jan 2021 | 496.5865248129347 | 1.59 | -1.05 |
| Feb 2021 | 506.2213926561493 | 1.94 | 2.47 |
| Mar 2021 | 529.0022486957912 | 4.50 | 6.86 |
| Apr 2021 | 531.6653375502509 | 0.50 | 8.81 |
| May 2021 | 529.1363322556542 | -0.48 | 8.72 |
| Jun 2021 | 535.1981468931256 | 1.15 | 10.52 |
| Jul 2021 | 531.8638741940674 | -0.62 | 11.23 |
| Aug 2021 | 533.1057443659425 | 0.23 | 11.61 |
| Sep 2021 | 538.4678315677209 | 1.01 | 11.67 |
| Oct 2021 | 553.5645126884845 | 2.80 | 13.78 |
| Nov 2021 | 558.2175236776849 | 0.84 | 14.14 |
| Dec 2021 | 566.1459516613668 | 1.42 | 15.82 |
| Jan 2022 | 597.9516004857177 | 5.62 | 20.41 |
| Feb 2022 | 629.87097355554 | 5.34 | 24.43 |
| Mar 2022 | 671.2045950644202 | 6.56 | 26.88 |
| Apr 2022 | 748.3176156733734 | 11.49 | 40.75 |
| May 2022 | 778.4825601715141 | 4.03 | 47.12 |
| Jun 2022 | 813.8147892985752 | 4.54 | 52.06 |
| Jul 2022 | 812.5000255674885 | -0.16 | 52.77 |
| Aug 2022 | 801.9697448471263 | -1.30 | 50.43 |
| Sep 2022 | 886.5567893803791 | 10.55 | 64.64 |
| Oct 2022 | 964.4140374258038 | 8.78 | 74.22 |
| Nov 2022 | 957.4101875220289 | -0.73 | 71.51 |
| Dec 2022 | 916.6862671295202 | -4.25 | 61.92 |
| Jan 2023 | 906.0950829855636 | -1.15 | 51.53 |
| Feb 2023 | 902.2059019475444 | -0.43 | 43.24 |
| Mar 2023 | 930.766291662285 | 3.17 | 38.67 |
| Apr 2023 | 917.863022240661 | -1.39 | 22.66 |
| May 2023 | 935.4338617158743 | 1.91 | 20.16 |
| Jun 2023 | 970.8589820067339 | 3.79 | 19.30 |
| Jul 2023 | 986.5634041717332 | 1.62 | 21.42 |
| Aug 2023 | 1010.6924887844567 | 2.45 | 26.03 |
| Sep 2023 | 1025.5118787209603 | 1.47 | 15.67 |
| Oct 2023 | 1072.6114713297814 | 4.59 | 11.22 |
| Nov 2023 | 1057.2857865544659 | -1.43 | 10.43 |
| Dec 2023 | 995.6661373148299 | -5.83 | 8.62 |
| Jan 2024 | 980.384156277092 | -1.53 | 8.20 |
| Feb 2024 | 998.5467475190013 | 1.85 | 10.68 |
| Mar 2024 | 1009.272074046809 | 1.07 | 8.44 |
| Apr 2024 | 1034.9941062489538 | 2.55 | 12.76 |
| May 2024 | 1048.1413755034512 | 1.27 | 12.05 |
| Jun 2024 | 1036.236055504103 | -1.14 | 6.73 |
| Jul 2024 | 1029.6995062519434 | -0.63 | 4.37 |
| Aug 2024 | 994.4682826354936 | -3.42 | -1.60 |
| Sep 2024 | 963.2128419588132 | -3.14 | -6.07 |
| Oct 2024 | 991.3778826454169 | 2.92 | -7.57 |
| Nov 2024 | 1034.130117642088 | 4.31 | -2.19 |
| Dec 2024 | 1031.1384382476886 | -0.29 | 3.56 |
| Jan 2025 | 1066.0815354868607 | 3.39 | 8.74 |
| Feb 2025 | 1062.911517265569 | -0.30 | 6.45 |
| Mar 2025 | 1049.9047194843238 | -1.22 | 4.03 |
| Apr 2025 | 1063.29845536536 | 1.28 | 2.74 |
| May 2025 | 1076.9154887757304 | 1.28 | 2.75 |
| Jun 2025 | 1077.6854000888795 | 0.07 | 4.00 |
| Jul 2025 | 1062.2334269552243 | -1.43 | 3.16 |
| Aug 2025 | 1040.75123231414 | -2.02 | 4.65 |
| Sep 2025 | 1009.493319860403 | -3.00 | 4.81 |
| Oct 2025 | 997.7151196490481 | -1.17 | 0.64 |
| Nov 2025 | 997.8408636621328 | 0.01 | -3.51 |
| Dec 2025 | 996.547290536665 | -0.13 | -3.35 |
| Jan 2026 | 991.7978943584079 | -0.48 | -6.97 |
| Feb 2026 | 990.1215407634298 | -0.17 | -6.85 |
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