Oxnard, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Oxnard, CA Metro in February 2026 was $4,194.178. The month over month percentage change (MoM) was -0.58%, and the year over year percentage change (YoY) was -9.00%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Oxnard, CA metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Oxnard, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Oxnard, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Oxnard, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Oxnard, CA (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1832.3917723791626 | -1.89 | -2.92 |
| Feb 2015 | 1852.3056939477278 | 1.09 | -1.16 |
| Mar 2015 | 1877.8661491936298 | 1.38 | -1.16 |
| Apr 2015 | 1863.9435777219626 | -0.74 | -2.59 |
| May 2015 | 1911.931521085155 | 2.58 | 0.84 |
| Jun 2015 | 1953.3603710071516 | 2.17 | 2.79 |
| Jul 2015 | 1976.2088737693803 | 1.17 | 4.07 |
| Aug 2015 | 1949.2709100986838 | -1.36 | 2.74 |
| Sep 2015 | 1954.2372851459743 | 0.26 | 2.23 |
| Oct 2015 | 1944.1165085637933 | -0.52 | 2.82 |
| Nov 2015 | 1992.4439103652805 | 2.49 | 5.40 |
| Dec 2015 | 2010.9395602073248 | 0.93 | 7.68 |
| Jan 2016 | 2003.8159433692601 | -0.35 | 9.36 |
| Feb 2016 | 1968.0951275248913 | -1.78 | 6.25 |
| Mar 2016 | 1990.419341276092 | 1.13 | 5.99 |
| Apr 2016 | 1977.899804172199 | -0.63 | 6.11 |
| May 2016 | 1981.799223350249 | 0.20 | 3.65 |
| Jun 2016 | 1979.1997372503738 | -0.13 | 1.32 |
| Jul 2016 | 1951.8075809610634 | -1.38 | -1.24 |
| Aug 2016 | 1954.7458184199702 | 0.15 | 0.28 |
| Sep 2016 | 1962.7861896102208 | 0.41 | 0.44 |
| Oct 2016 | 1972.390098341111 | 0.49 | 1.45 |
| Nov 2016 | 2057.3879913747814 | 4.31 | 3.26 |
| Dec 2016 | 2182.8747888688113 | 6.10 | 8.55 |
| Jan 2017 | 2187.3461531580947 | 0.21 | 9.16 |
| Feb 2017 | 2209.2619990905455 | 1.00 | 12.25 |
| Mar 2017 | 2230.7636930288227 | 0.97 | 12.08 |
| Apr 2017 | 2199.9836562325363 | -1.38 | 11.23 |
| May 2017 | 2196.559396891849 | -0.16 | 10.84 |
| Jun 2017 | 2175.584513641972 | -0.95 | 9.92 |
| Jul 2017 | 2198.921934418198 | 1.07 | 12.66 |
| Aug 2017 | 2182.9095374041826 | -0.73 | 11.67 |
| Sep 2017 | 2170.7692914957966 | -0.56 | 10.60 |
| Oct 2017 | 2206.3754052064796 | 1.64 | 11.86 |
| Nov 2017 | 2226.6144308918592 | 0.92 | 8.23 |
| Dec 2017 | 2252.481210070197 | 1.16 | 3.19 |
| Jan 2018 | 2293.222729772391 | 1.81 | 4.84 |
| Feb 2018 | 2392.453925895482 | 4.33 | 8.29 |
| Mar 2018 | 2434.3136317206777 | 1.75 | 9.13 |
| Apr 2018 | 2446.471060870251 | 0.50 | 11.20 |
| May 2018 | 2487.6220564133546 | 1.68 | 13.25 |
| Jun 2018 | 2489.106190187292 | 0.06 | 14.41 |
| Jul 2018 | 2478.453081129906 | -0.43 | 12.71 |
| Aug 2018 | 2485.5348655114944 | 0.29 | 13.86 |
| Sep 2018 | 2507.091192749512 | 0.87 | 15.49 |
| Oct 2018 | 2573.0739476797194 | 2.63 | 16.62 |
| Nov 2018 | 2588.424075508245 | 0.60 | 16.25 |
| Dec 2018 | 2524.3127041137545 | -2.48 | 12.07 |
| Jan 2019 | 2476.0651609778697 | -1.91 | 7.97 |
| Feb 2019 | 2452.1666122842776 | -0.96 | 2.50 |
| Mar 2019 | 2428.4104042559757 | -0.97 | -0.24 |
| Apr 2019 | 2396.7876506423363 | -1.30 | -2.03 |
| May 2019 | 2378.0975051501177 | -0.78 | -4.40 |
| Jun 2019 | 2299.6651587377987 | -3.30 | -7.61 |
| Jul 2019 | 2287.0904336122667 | -0.55 | -7.72 |
| Aug 2019 | 2243.24760352573 | -1.92 | -9.75 |
| Sep 2019 | 2239.7266524241395 | -0.16 | -10.66 |
| Oct 2019 | 2265.303621271121 | 1.14 | -11.96 |
| Nov 2019 | 2272.8353598521994 | 0.33 | -12.19 |
| Dec 2019 | 2286.8689482192185 | 0.62 | -9.41 |
| Jan 2020 | 2268.5992763012714 | -0.80 | -8.38 |
| Feb 2020 | 2236.4927337895137 | -1.41 | -8.79 |
| Mar 2020 | 2249.549141017266 | 0.58 | -7.36 |
| Apr 2020 | 2221.726120167303 | -1.24 | -7.30 |
| May 2020 | 2205.298599253306 | -0.74 | -7.27 |
| Jun 2020 | 2181.465386991659 | -1.08 | -5.14 |
| Jul 2020 | 2140.683663218961 | -1.87 | -6.40 |
| Aug 2020 | 2128.1888544336402 | -0.58 | -5.13 |
| Sep 2020 | 2139.1115303143342 | 0.51 | -4.49 |
| Oct 2020 | 2154.4799154421344 | 0.72 | -4.89 |
| Nov 2020 | 2172.1392129619608 | 0.82 | -4.43 |
| Dec 2020 | 2185.385220659268 | 0.61 | -4.44 |
| Jan 2021 | 2233.788588980683 | 2.22 | -1.53 |
| Feb 2021 | 2287.5949654041106 | 2.41 | 2.29 |
| Mar 2021 | 2399.669134351448 | 4.90 | 6.67 |
| Apr 2021 | 2427.151051651031 | 1.15 | 9.25 |
| May 2021 | 2435.672368093798 | 0.35 | 10.45 |
| Jun 2021 | 2481.283749004874 | 1.87 | 13.74 |
| Jul 2021 | 2482.5811537884774 | 0.05 | 15.97 |
| Aug 2021 | 2493.6074997263627 | 0.44 | 17.17 |
| Sep 2021 | 2521.0117106054317 | 1.10 | 17.85 |
| Oct 2021 | 2582.764881636874 | 2.45 | 19.88 |
| Nov 2021 | 2596.9183729767756 | 0.55 | 19.56 |
| Dec 2021 | 2626.0096709038144 | 1.12 | 20.16 |
| Jan 2022 | 2778.593226010345 | 5.81 | 24.39 |
| Feb 2022 | 2947.2005509448622 | 6.07 | 28.83 |
| Mar 2022 | 3176.0744229959473 | 7.77 | 32.35 |
| Apr 2022 | 3572.0655479878023 | 12.47 | 47.17 |
| May 2022 | 3732.9771381166565 | 4.51 | 53.26 |
| Jun 2022 | 3886.7660731706806 | 4.12 | 56.64 |
| Jul 2022 | 3837.4835331171726 | -1.27 | 54.58 |
| Aug 2022 | 3729.5923980601706 | -2.81 | 49.57 |
| Sep 2022 | 4068.6805472432616 | 9.09 | 61.39 |
| Oct 2022 | 4375.222412468238 | 7.53 | 69.40 |
| Nov 2022 | 4297.336659711431 | -1.78 | 65.48 |
| Dec 2022 | 4071.0912444995292 | -5.26 | 55.03 |
| Jan 2023 | 3992.9283014264533 | -1.92 | 43.70 |
| Feb 2023 | 3957.4212738874417 | -0.89 | 34.28 |
| Mar 2023 | 4069.176139271159 | 2.82 | 28.12 |
| Apr 2023 | 3999.7873759115582 | -1.70 | 11.97 |
| May 2023 | 4061.906036214909 | 1.55 | 8.81 |
| Jun 2023 | 4218.891117650382 | 3.87 | 8.55 |
| Jul 2023 | 4312.860867007183 | 2.23 | 12.39 |
| Aug 2023 | 4458.97190203334 | 3.39 | 19.56 |
| Sep 2023 | 4557.049588042517 | 2.20 | 12.00 |
| Oct 2023 | 4780.410138313328 | 4.90 | 9.26 |
| Nov 2023 | 4716.887515378496 | -1.33 | 9.76 |
| Dec 2023 | 4439.928170778907 | -5.87 | 9.06 |
| Jan 2024 | 4368.518220782082 | -1.61 | 9.41 |
| Feb 2024 | 4439.579452610244 | 1.63 | 12.18 |
| Mar 2024 | 4481.2306769968945 | 0.94 | 10.13 |
| Apr 2024 | 4596.865170311884 | 2.58 | 14.93 |
| May 2024 | 4664.960382324206 | 1.48 | 14.85 |
| Jun 2024 | 4622.397303164125 | -0.91 | 9.56 |
| Jul 2024 | 4602.526123252151 | -0.43 | 6.72 |
| Aug 2024 | 4447.822324716984 | -3.36 | -0.25 |
| Sep 2024 | 4307.163147184423 | -3.16 | -5.48 |
| Oct 2024 | 4419.695191974829 | 2.61 | -7.55 |
| Nov 2024 | 4592.828953855362 | 3.92 | -2.63 |
| Dec 2024 | 4548.91460388036 | -0.96 | 2.46 |
| Jan 2025 | 4663.938737268592 | 2.53 | 6.76 |
| Feb 2025 | 4608.9484809888145 | -1.18 | 3.82 |
| Mar 2025 | 4512.149334015881 | -2.10 | 0.69 |
| Apr 2025 | 4540.66421448653 | 0.63 | -1.22 |
| May 2025 | 4571.316440757326 | 0.68 | -2.01 |
| Jun 2025 | 4557.087385283528 | -0.31 | -1.41 |
| Jul 2025 | 4495.459810034139 | -1.35 | -2.33 |
| Aug 2025 | 4419.677003227811 | -1.69 | -0.63 |
| Sep 2025 | 4304.2233377567545 | -2.61 | -0.07 |
| Oct 2025 | 4261.802836422962 | -0.99 | -3.57 |
| Nov 2025 | 4262.96499766402 | 0.03 | -7.18 |
| Dec 2025 | 4253.626980017581 | -0.22 | -6.49 |
| Jan 2026 | 4218.564463275274 | -0.82 | -9.55 |
| Feb 2026 | 4194.178224638051 | -0.58 | -9.00 |
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